Why Not Mint Money
852 episodes - English - Latest episode: 25 days ago -Discover the Why Not Mint Money podcast for financial success. From savvy money-making strategies to expert tips on maximizing your savings, we've got you covered. Join us on this journey to unlock your financial potential.
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Episodes
Why is there a growing interest in Polygon?
July 19, 2021 14:31 - 6 minutes - 6.12 MBThere are more than 8,000 cryptocurrencies such as bitcoin and ethereum listed on the crypto tracker CoinGecko. According to experts, while most crypto coins have underperformed over the few months, Matic, which is the native token of the Polygon ecosystem, has the potential to stand out. In this episode, Mint's Abhinav Kaul spoke to the co-founder of Polygon, Sandeep Nailwal about the start-up and what’s making it the talk of the town
National Pension Scheme - An investment tool for retirement, with many decisions to take!
July 19, 2021 11:38 - 13 minutes - 12.6 MBWhile the National Pension Scheme is a much opted-for investment tool for retirement, investors are faced with making many choices - Tier I vs Tier II, Active vs Auto Choice and which Pension Fund Manager to choose. In this episode, Mint's Namrita Patel helps you understand how to make these decisions.
Should you invest in REITs?
July 16, 2021 11:39 - 13 minutes - 12.5 MBSebi has reduced the minimum investment amount in REITs making it more accessible to retail investors. But should retail investors go for it? Tune in as Mint's Renu Yadav try to find the answer.
Loans against mutual funds - A low-interest loan option that must be approached with caution
July 12, 2021 11:43 - 9 minutes - 9.09 MBWhile loans availed against mutual fund investments have a lower interest rate compared to interest payable on personal loans, caution must be exercised. In this episode, Namrita Patel will discuss the features, advantages, and disadvantages of borrowing against your mutual fund investments.
How to file ITR of a deceased person?
July 09, 2021 12:34 - 5 minutes - 4.62 MBDeath and taxes are inevitable. As weird as it may sound, but even on death, outstanding tax liabilities must be repaid. The legal heir of the deceased is responsible for filing the latter's income tax returns (ITR). In this episode, Mint's Renu Yadav will talk about the rules regarding the filing of income-tax returns of a deceased person.
Importance of taking home care treatment cover under health insurance amid Covid times
July 07, 2021 11:09 - 4 minutes - 4.41 MBThe Covid-19 pandemic has brought health insurance products to the forefront. With the shortage of beds in the hospitals, people are now looking for health insurances that can help cover the medical cost at their home. In this episode, Mint’s Navneet Dubey interacts with Policy X.com’s CEO, Naval Goel about what all measures to look upon before taking a health insurance. Tune in to know more!
Sukanya Samriddhi Yojana - A fixed income ally to your daughters' financial security
July 05, 2021 12:58 - 7 minutes - 7.32 MBIn this episode, Mint's Namrita Patel talks about Sukanya Samriddhi Yojana. In our series on Small Savings Scheme, until now we have discussed the National Savings Scheme, Public Provident Fund and Employees' Provident Fund. This week we discuss the Sukanya Samriddhi Yojana, a scheme to help families invest for the girl child.
Big tax relief measures announced by government
July 02, 2021 09:53 - 4 minutes - 4.25 MBIn order to provide relief to the taxpayers facing hardship due to covid 19, the government has announced certain tax benefits and compliance reliefs for the taxpayers. In this episode, Mint's Renu Yadav explain what these measures are.
NFT mania grips Indians; how to get behind this latest crypto craze
July 01, 2021 10:59 - 8 minutes - 7.75 MBIn this episode of Why Not Mint Money, Abhinav Kaul spoke to Vishakha Singh of WazirX to explore what non-fungible tokens are and the process of minting an NFT.
All you need to know about Employees’ Provident Fund investment
June 28, 2021 11:54 - 9 minutes - 8.82 MBEmployees’ Provident Fund or EPF is too a much preferred investment avenue for salaried individuals as it was launched in 1952 with an aim of helping citizens to prepare their finances for retirement the govt launched the EPF scheme. In this episode mint's Namrita Patel speaks to Suresh Sadagopan founder of Ladder7 Financial Advisories to understand how does this scheme works for an individual eligible to invest through EPF. Tune in to know more
Can gold provide you hedge against inflation?
June 25, 2021 04:30 - 7 minutes - 6.85 MBAs the fear of rising inflation is mounting across the major economies, and we have seen an uptake in the retail inflation in the recent months in India as well, you as an investor must be wondering if you are holding the right asset class to be able to beat inflation. Gold is considered as a hedge against inflation. We talk to Nitin Shanbhag, Head, Investment Products, Motilal Oswal Private Wealth Management about should investors increase their exposure to gold?
How can you reduce the burden of education loan amid Covid-19 pandemic?
June 23, 2021 11:10 - 6 minutes - 5.89 MBFor students and recent graduates, repayment of education loans has become a problem because new hiring has almost come to a standstill. So, How can you reduce the burden of education loans amid the Covid-19 pandemic? Mint Explores.
Does momentum investing make sense in MF portfolios?
June 21, 2021 09:35 - 5 minutes - 5.25 MBMomentum Investing is the strategy of buying stocks that are rising in the hope that they will keep rising. It has done well in recent times. Mint explores.
How inflation affects your investment
June 18, 2021 15:11 - 11 minutes - 10.7 MBHere are some ways to protect your portfolio against the rising inflation
The current state of the cryptocurrency market in India
June 17, 2021 11:48 - 5 minutes - 4.71 MBIn this episode of Why Not Mint Money, we will explore what RBI’s relief means for investors and what cryptocurrency exchanges are hoping for next in terms of regulations.
Public Provident Fund - A tax saving option in times of equity market volatility
June 14, 2021 11:08 - 7 minutes - 6.56 MBIn this episode of Why Not Mint Money, Mint's Namrata Patel talks about Public Provident Fund or PPF. Some time back we discussed the National Savings Scheme, and in this episode we will understand more about PPF, another investment avenue under the Small Savings Scheme.
How to get the best deal on home loan balance transfer?
June 11, 2021 13:00 - 15 minutes - 14 MBIn this episode mint's Tanish Bhasin speaks to Aditya Mishra founder & CEO of switchme.in about things to keep in mind, and how to choose the lender for transferring your home loan. Tune in to know more
How to assess your financial health if retiring amid Covid-19
June 09, 2021 13:15 - 5 minutes - 4.75 MBIn this episode, Mint's Navneet Dubey talks to Rajiv Bajaj, Chairman & MD, Bajaj Auto about assessing the financial health if one is retiring amid Covid-19.
All you need to know about Art Investment
June 07, 2021 11:18 - 8 minutes - 7.34 MBIn the past few months, alternative investments have been in the news as more and more investors, especially millennials are turning away from the traditional avenue of investments and looking at alternative investments. In this episode, Mint's Namrata Patel will be talking about investing in art, along with Art Consultant Jai Danani.
Are arbitrage schemes an alternative to debt funds?
June 05, 2021 11:53 - 10 minutes - 9.83 MBMany investors are advised to look at arbitrage funds when the overall interest in the economy is low as they are considered safe and are more tax efficient. In this episode, mint's Tanish Bhasin will discuss whether arbitrage funds can replace debt funds in your portfolio. Tune in to know more
What are curated portfolios for global investing?
June 02, 2021 13:52 - 7 minutes - 6.84 MBThere is more attention on international investing over the past year as people have seen that the US markets withstood covid-19 with more stability, as well as provide superior returns over a sustained period. In this episode, mint’s Abhinav kaul will explain what curated portfolios for international investing are and how they can help individuals with their financial planning.
National Savings Certificate
May 31, 2021 09:02 - 5 minutes - 5.24 MBWith the buzz around stocks, mutual funds and cryptocurrencies, have you wondered what are the investment options for you if you are a conservative investor? In this episode mint's Namrata Patel will talk about the National Savings Certificate - one of the popular Small Savings Scheme options.
Reasons why health insurance claims get rejected
May 26, 2021 13:11 - 4 minutes - 3.97 MBDue to the rise in the number of covid cases, there has been an unprecedented increase in the number of health insurance claims, while the health insurers have exhilarated the claim settlement process but some cases are still getting rejected. In this episode, mint's Navneet Dubey talks to Dr. S Prakash Managing Director of Star Health and Allied Insurance Co. Ltd regarding why health insurance claims get rejected
Parag Parikh Conservative Hybrid Fund
May 24, 2021 12:27 - 5 minutes - 5.47 MBThe Parag Parikh Mutual Fund recently launched its 4th fund - the Parag Parikh Conservative Hybrid Fund. While the NFO was open for subscription from May 7 to May 21, it will re-open for subscription this week. In this episode of mint's Namrita Patel review the Parag Parikh Conservative Hybrid Fund with Vishal Dhawan founder of Plan Ahead Wealth Advisors
Checklist to ensure your assets get passed on to family easily
May 21, 2021 14:21 - 12 minutes - 11.2 MBFamilies don’t like to discuss the financial implications if the breadwinner dies; here are some ways to fix that. In this episode, mint's Tinesh Bhasin explains
How to build a portfolio in a low-interest rate scenario
May 20, 2021 11:28 - 7 minutes - 6.74 MBThe 60/40 investment allocation strategy, where you invest 60% of the portfolio in equity and the rest in debt has been one of the mainstays of portfolio construction over the past few decades. However, the tepid equity outlook and low-interest rate scenario have raised some questions on its efficacy. In this episode, mint's Abhinav Kaul in conversation with Harshad Chetanwala, a Sebi-registered investment adviser and co-founder of MyWealthGrowth to explain in details the concepts of portfoli...
Investments in Gold
May 17, 2021 10:00 - 4 minutes - 4.05 MBLike every year this year too around Akshaya Tritiya, the interest in gold peaked. However, this year due to the inability to step out and buy physical gold, more and more investors are looking at the digital route of investing in gold. In this episode, we explore the different ways in which one can invest in gold and the advantages of each mode of investment. Tune in to know more!
Transactions where cash payment is not allowed
May 14, 2021 03:38 - 11 minutes - 10.5 MBRecently income tax department relaxed the cash transaction norms for covid-19 patients. In this episode, Mint's Dinesh Bhasin talks to Mr. Naveen Wadhwan from Taxmann. com who explains income tax rules about cash transactions and which cash transactions are permissible, and which are not. Tune in to know more!
Mistakes you must avoid while buying term life insurance
May 12, 2021 12:22 - 4 minutes - 3.91 MBThe pandemic taking so many lives in India it is no secret that the times are full of uncertainty, and term life insurance seems the need of the hour. In this episode, mint's Navneet Dubey will discuss the mistake one must avoid while buying term life insurance
Does health insurance cover home hospitalisation?
May 10, 2021 12:15 - 4 minutes - 4.49 MBThe surge in covid cases has put intense pressure on hospitals and more and more people have no option but to opt for home hospitalisation. Amidst this, a lot of families are clueless about whether home treatment is covered under their health insurance policies. In this episode, Namrata Patel will talk to insurance advisor Kalyan DeviKumar to tell us about the condition under which home hospitalization is covered under health insurance policies.
Should you go for pharma funds amid fresh spike in covid cases?
May 05, 2021 13:41 - 3 minutes - 3.1 MBPharma stocks and pharma funds are once again the flavor of the season. When to get in and when to get out of them is a difficult decision - ordinary investors can simply leave it to managers of diversified equity funds. Mint explains
Emergency Funds: Need of the hour.
May 03, 2021 10:08 - 5 minutes - 5.45 MBA year back covid-19 hit India and till now we are faced with suddenly reduced incomes, job losses, and medical emergencies. In this episode, Namrata Patel will talk about the need for emergency funds in recent times.
All you need to know about infrastructure investment trusts
April 30, 2021 13:11 - 6 minutes - 6.21 MBPowerGrid Corp of India Ltd on Thursday launched the public offer of the first Infrastructure Investment Trusts (InvITs) ever by a PSU. At an issue price of Rs 100, the company is aiming to raise around Rs 7,735 crore.In this episode, Mint's Abhinav Kaul tells you how these income-generating infrastructure assets work, what yields they give, and how they are taxed.
Key things to know when making a Will
April 28, 2021 13:34 - 4 minutes - 4.34 MBIn this episode, Mint's Renu Yadav will talk about how to fix loose ends in a Will to minimise disputes
All you need to know about taxation of PF withdrawals
April 23, 2021 12:33 - 5 minutes - 4.97 MBFunds withdrawn from the EPF for reasons other than covid related stress or other medical purposes before the completion of five years of continuous service attract tax. In this episode, Mint's Renu Yadav will talk about the tax rules related to PF withdrawals.
Can mobile wallets turn dormant?
April 21, 2021 11:09 - 4 minutes - 4.14 MBCompanies consider a wallet to be dormant if there are no debit or credit transactions for three years.
Mirae pivots to ETF's, discourage large flow to select funds
April 19, 2021 06:53 - 4 minutes - 3.85 MBAs one of India's most popular active fund houses shows the shift to passive investment as close to a 1991 moment as the Indian MF industry can possibly get. In this episode, Neil Borate explains why Mirae pivots to ETF's, discourage large flow to select funds.
All you need to know about PMVVY
April 16, 2021 13:51 - 4 minutes - 4.53 MBAs in recent times, interest rates on fixed Deposits are at a historic low especially for the senior citizen as they highly depend on fixed deposit for their income. in today's episode, Renu Yadav is going to talk all about the interest rate on Pradhan Mantri Vyay Vandana Yojana that declared by the government during the start of the financial year in April.
5 important factors that determine your motor insurance premium
April 14, 2021 13:21 - 4 minutes - 4.37 MBIn this episode, Mint's Navneet Dubey will talk about some of the important factors to determine your motor insurance premium when it comes to buying or renewing your policy.
Things to keep in mind while buying a health insurance policy.
April 12, 2021 12:47 - 4 minutes - 4.09 MBIn this episode, Mint's Navneet Dubey will talk about the factors you should look at when buying a health insurance policy.
All you need to know about the taxation of bank deposit interest
April 09, 2021 11:00 - 3 minutes - 3.43 MBIn this episode, Mint's Renu Yadav will talk about the rules regarding the taxation of FD interest and how one should show interest income in one's ITR
RBI Policy: Payments bank balance limit doubled to ₹2 lakh.
April 07, 2021 12:54 - 3 minutes - 3.45 MBIn this episode, Mint's Renu Yadav will talk about how the change in RBI policy move will help to widen customer's reach.
Why small savings schemes matter?
April 06, 2021 11:49 - 4 minutes - 3.94 MBThe recent aborted move by the govt to cut rates of small savings has brought these products into the limelight. These schemes tend to have higher rates than bank FDs and tax benefits. Mint explains.
Tasks you need to perform as the new financial year kicks in
April 01, 2021 22:53 - 4 minutes - 4.23 MBWe explain why it is better to perform certain tasks at the beginning of the financial year.
Possible reasons for your personal loan rejection
March 31, 2021 09:47 - 3 minutes - 3.52 MBIn this episode of Why Not Mint Money, Renu Yadav will tell you some common reasons for your personal loan rejection like a low credit score or the applicant already has ongoing loans.
Advantages and disadvantages of buying vehicle insurance policy online
March 30, 2021 09:53 - 4 minutes - 4.13 MBAdvantages and disadvantages of buying a vehicle insurance policy online.
Are target date debt funds good for FD investors?
March 26, 2021 10:29 - 4 minutes - 3.81 MBWe explain how target-date debt funds reduce the credit and interest rate risk and if FD investors should consider them.
Should you start SIP or prepay home loan?
March 24, 2021 12:33 - 4 minutes - 3.81 MBIf your investment fetch better returns, don't prepay. In this episode of Why Not Mint Money, Mint's Renu Yadav will advise you wheater you should start SIP or prepay home loan?
Debt MF investors may get tactical opportunity in yields, indexation
March 23, 2021 08:06 - 3 minutes - 3.66 MBA surge in bond yields and an additional year of indexation may have opened up a window of opportunity for investing in debt mutual funds. Mint's Neil Borate explains. Read here: https://www.livemint.com/money/personal-finance/debt-mf-investors-may-get-tactical-opportunity-in-yields-indexation-11616434941822.html
Instruments to consider for last minute tax saving
March 19, 2021 07:02 - 4 minutes - 4.39 MB31 March is the last date for making your tax-saving investments for FY2021. We list a few instruments you can consider for last-minute tax-saving.