Take Back Retirement
104 episodes - English - Latest episode: 11 days ago - ★★★★★ - 14 ratingsYou’re a woman on the cusp of “retirement” naturally feeling some anxiety. We are two financial planners who take this subject seriously (but ourselves less so). We will help you feel more confident about your choices by cutting through the myths and mysteries. Through conversations and interviews with both subject-experts and women who have gone through what you are approaching, you will have the correct information and motivation to be in control of your future.
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Episodes
88: Radical Self-Acceptance: A Path to Financial Wellness for Women with ADHD with Diann Wingert
April 15, 2024 05:00 - 56 minutes - 40 MB“Every single thing in my life that has ever terrorized me and terrified me, and I avoided like nobody's business, when I finally either had no place else to run, or I chose to turn around and face it, it has never been as bad as I thought it would be. It has never been as shameful as continuing to avoid.” Our hosts Stephanie McCullough of Sofia Financial and Kevin Gaines of American Financial Management Group chat with Diann Wingert, a seasoned cognitive behavioral coach, about all th...
87: Cultivating Creative Connections for Lifelong Wellness with Claire Waite Brown
March 31, 2024 05:00 - 42 minutes - 30.3 MB“It's not a line that you are either academic or creative, or you are either scientific or creative, or you are either mathematical…They're not separate.” -Claire Waite Brown Ever felt like your creative spark got lost in the shuffle of life? Our hosts Stephanie McCullough of Sofia Financial and Kevin Gaines of American Financial Management Group sit down with Claire Waite Brown, the host of the Creativity Found Podcast and founder of CreativityFound.co.uk Claire helps us break d...
86: The Success Number: Calculating What You Really Need to Earn with Ella Glasgow
March 15, 2024 05:00 - 48 minutes - 34.4 MB“I first ask this question: What is the number to make you feel successful? You and no one else. It might be a scary number. There’s nothing wrong with fear.” -Ella Glasgow Ever felt the anxiety-inducing pressure of pinning a price tag on your brainchild? Our hosts Stephanie McCullough and Kevin Gaines break that down with guest Ella Glasgow, who's not only a virtual event maestro and vocalist but also a sage when it comes to the alchemy of pricing your services. Our hosts and El...
85: Mastering Tax Season: Strategies for Preparation, Document Gathering, and Future Planning
February 29, 2024 06:00 - 32 minutes - 23.6 MB“If they're only worried about that current year, then that's what they're going to focus on. Let your accountant know, ‘I'm interested in what my tax bill's going to be three, five years down the road. So, if there's something we need to be doing, let's have a conversation.’” Tax season is among us. Or as Kevin would sing, “It’s the most wonderful time of the year!” Whether you share Kevin’s sentiment, or not so much, you’ll want to tune into this one as our hosts Kevin Gaines and Stephan...
84: The Retirement Expense You Can't Afford to Ignore: Planning for Healthcare Costs
February 15, 2024 06:00 - 27 minutes - 19.5 MB“If you're looking at the costs of medical expenses over time, they've actually historically grown faster than regular inflation. Healthcare is expensive, and it goes up faster than the rest of your spending; don’t overlook it.” Listen in as our hosts, Stephanie McCullough of Sofia Financial, and Kevin Gaines of American Financial Management Group tackle the critical yet often underestimated topic of healthcare costs in retirement. They uncover the harsh reality that healthcare expense...
83: Combatting Fraud and Protecting Your Financial Future with AARP's Kathy Stokes
January 31, 2024 06:00 - 52 minutes - 36 MB“If you know about a certain scam, you're 80% less likely to engage with it. So, please tell everybody you know.” -Kathy Stokes Could your loved ones be vulnerable to a $9 billion wave of deception? Kathy Stokes from AARP joins our hosts Stephanie McCullough and Kevin Gaines to unravel the complexities of fraud that's sweeping the nation, hitting older adults the hardest. With victims often bearing the burden of shame, they’re challenging the stigma and equipping you with the knowledge...
82: Getting the Most from Social Security: Smart Strategies for Women with Heather Schreiber
January 15, 2024 06:00 - 53 minutes - 38.1 MB“People tend to underestimate both how long they'll live and how long they'll spend in retirement. That's something that we really need to be realistic about.” - Heather Schreiber Have you ever wondered how the labyrinth of Social Security intricacies might be uniquely affecting your retirement plan? Our hosts Stephanie McCullough and Kevin Gaines sit down with Heather Schreiber, a Social Security sage, to dissect the complex world of retirement planning for women. In this episode, the...
81: Answers to Our Most Common Questions
January 01, 2024 06:00 - 33 minutes - 24.3 MBEver feel like you're wading through murky waters when it comes to retirement planning? You're not alone. Stephanie McCullough and Kevin Gaines of Sofia Financial and American Financial Management Group illuminate the path with their expertise, debunking pervasive myths that cloud the judgment of many investors. They kick things off by setting the record straight on investment growth, cutting through the confusion surrounding account consolidation, and revealing the true engine of grow...
80: Reinventing Money Talks: Emotion, Accountability, and Retirement Planning with Erika Wasserman
December 15, 2023 06:00 - 41 minutes - 29.8 MB“You'll start seeing some things that are really helping you in life and some that are hurting you. And when you don't have an outlet or a way to review these things, we stay to our consistent habits just like with our diet.” Dive into the world of financial therapy with our guest, Erika Wasserman. Fully 81% of Americans were taught not to talk about money, and that has a profound impact on emotional well-being and relationships. Join us as Erika shares both her personal journey and pr...
79: Small Steps, Big Impact: How Prioritizing Self-Care Transforms Your Finances with Emi Kirschner
November 30, 2023 06:00 - 41 minutes - 29.7 MB"You have a choice about everything, and not choosing is still a choice. Prioritize yourself and ask for what you need." - Emi Kirschner What if you were told that self-care isn't just an indulgence, but a key player in achieving personal and professional success? Our hosts Stephanie McCullough and Kevin Gaines chat with Emi Kirschner, a seasoned investor, serial entrepreneur, and coach to women business owners. They pull back the curtain on the issue of avoidance, especially whe...
78: The Essential Rules to Know When You Inherit an IRA
November 15, 2023 06:00 - 33 minutes - 23.9 MB“The account you inherit as far as the IRS is concerned, it's not your retirement account. You are just receiving the money from it. It's still the original owner's retirement account.” Have you ever considered the complexities that come with inheriting retirement accounts? They can be a minefield of rules and regulations that, if not handled with care, can result in irreversible mistakes. Our hosts Stephanie McCullough and Kevin Gaines untangle these complex rules, shedding light on t...
77: How to Decide Whether to Go Back to Work After Divorce
October 31, 2023 05:00 - 33 minutes - 24.2 MB“The thing you’ve got to start with is what does life cost you? What does it cost to be you in this world?” Listen in as our hosts Stephanie McCullough and Kevin Gaines tackle some big questions in this episode of Take Back Retirement, like "Do I need to go back to work after retirement or a divorce?" and "What kind of financial considerations should I have?" They walk through how to evaluate your life costs, not just the regular monthly expenses, but those that come up less frequently...
76: What Women Need to Know About Financial Recordkeeping: Lessons from Client Stories
October 16, 2023 05:00 - 49 minutes - 34.9 MB“In the world of the IRS, if it's not documented, it's not real.” Get set for a value-packed journey as our hosts Stephanie McCullough and Kevin Gaines tackle the critical topic of keeping financial records in this latest episode of Take Back Retirement. But they don’t go it alone. They invite two clients - Steve and Doug - and two experts – Enrolled Agent Marianne Borneman and CPA Sonya Pappas - to give a well-rounded perspective on just how important record keeping really is. F...
75: The Gift of Organizing and Decluttering your Documents and Photos, with Angie Hyche
September 30, 2023 05:00 - 48 minutes - 34.3 MB“This could be the most loving gift you could ever give your children. The most loving way of spending your time to give them this gift, it's priceless. Preparation leads to peace. It absolutely does.” Imagine a world where your family isn't left with a mountain of your disorganized documents and possessions after your death. Our hosts Stephanie McCullough and Kevin Gaines chat with Angie Hyche, a professional organizer, author, speaker, and podcaster, who brings us unique insights int...
74: Taking Charge: Carol Marak's Strategy for Solo Aging and Retirement Planning
September 15, 2023 05:00 - 49 minutes - 35.2 MB“Once you are aware of your top risks that you will likely face later on, it's amazing how your brain just starts to automatically think about, ‘Well that's interesting, I wonder if I could live that way.’ Or ‘I wonder if I could pick up that exercise. I wonder if I could start walking a mile a day just to start getting in better shape. I wonder if I could change my diet instead of eating this cookie, I should maybe have this piece of fruit instead.’ That's the way the mind works.” Eve...
73: Back to Basics: Essential First Steps to Taking Control of Your Finances
August 31, 2023 05:00 - 26 minutes - 19.5 MB“It’s not about deprivation. It’s about balance. It’s about taking care of your today self and your future self.” Join our hosts, Stephanie McCullough of Sofia Financial and Kevin Gaines of American Financial Management Group, as they simplify the world of financial planning, starting with understanding cash flow. They tackle how to monitor the inflow and outflow of your money, without yet worrying about its source or where it's going. Learn the importance of observing more than one mo...
72: Bringing a Woman's Perspective to Money and Retirement with Financial Planner and Author Kim Curtis
August 15, 2023 05:00 - 42 minutes - 30.1 MB“Conversations around money should be: what do you want? Who do you want to be? And how do we help you get there? Not only you individually, but your collective. Your collective is your family, your community, and beyond” Imagine a world where the language of money is universal, inclusive, and aligns with your life's purpose and passion. That's exactly the world Kim Curtis, CEO of Wealth Legacy Institute, envisions and is working towards. This episode exposes the unspoken gender dynami...
71: She Did It! Real Retirement Stories with Gretchen "G-Rex" Schoser
July 31, 2023 05:00 - 45 minutes - 32.2 MBGet ready for an inspiring conversation with tech retiree and podcast host, Gretchen Schoser. Gretchen, aka G-Rex, invites us into her world to talk about trading tech for a mic, her journey toward retirement, and the mental health battles she’s faced along the way. Tune in as she unpacks her new podcast, “Sh!t That Goes On In Our Heads,” which she co-hosts with Dirty Skittles, and how it acts as a comforting refuge during challenging times, not only for the hosts but also their listeners. ...
70: Women, Retirement, and the Lessons of Behavioral Finance
July 15, 2023 05:00 - 30 minutes - 22.1 MB“The human brain is actually wired to trip us up, to shoot ourselves in the foot when it comes to money and investing. A little bit of self-examination can help pull us out of these knee-jerk reactions.” Prepare for a knowledge voyage as our hosts Stephanie McCullough and Kevin Gaines redefine retirement for women, bringing insights from behavioral finance, a fascinating field that explores how we make decisions around money. By the end of this episode, you'll have a deeper understandi...
69: New Survey Illuminates Retirement Confidence and Planning by Gender and Generation
July 01, 2023 05:00 - 27 minutes - 20 MBWhat if you discovered that the typical American is on track to have only 78% of the income needed for retirement expenses? Brace yourself, because that's exactly what our hosts Stephanie McCullough and Kevin Gaines are about to unpack. Talking about retirement planning can be daunting, but it's never too late to start. Our hosts share some fascinating findings from a recent survey, like men's overconfidence in investing, despite women scoring higher in financial literacy! They also re...
68: Energetic Resources and Your Financial Journey with Stacey Stern
June 15, 2023 05:00 - 47 minutes - 33.9 MB“[A wise money decision is] one that honors yourself. And to really honor yourself, you need to know yourself, to know who you are and what your values are, and know that your self is not one set entity or one personality set in stone.” With over 18 years of experience as an executive coach, Stacey Stern joins Take Back Retirement to share her unique approach to navigating life transitions and finding more meaning, impact, fulfillment, joy, and peace of mind. Our hosts Stephanie McCull...
67: Embracing Midlife Growth: Aging, Beauty, and Self-Discovery, with Dara Goldberg
May 31, 2023 05:00 - 40 minutes - 28.9 MB“We are supposed to view aging as a privilege, but we are shamed for showing visible signs of it. How absurd. And because we live in a society where our outward beauty equates to worth and value, we automatically feel that our value is going down and our worth, and we see that our visibility is going down.” Are you embracing your midlife growth spurt or feeling overwhelmed by it? Join our hosts Stephanie McCullough and Kevin Gaines as they chat with Dara Goldberg, founder of the Endles...
66: Transform Your Relationship with Money: Lessons from Bari Tessler
May 15, 2023 05:00 - 1 hour - 46.1 MB“I've heard everything at this point, meaning nothing would surprise me. I've heard all sorts of versions of shame, anger, sadness, anxiety, family stories - beautiful and painful, and betrayal and embarrassment.” Our hosts Stephanie McCullough and Kevin Gaines had a fascinating conversation with Financial Therapist Bari Tessler, founder of The Art of Money, about her unique methodology that integrates financial and emotional literacy. Bari enlightens us on the importance of understand...
65: Achieving Longevity and Financial Stability: A Holistic Approach with Dr. Laura DeCesaris
April 28, 2023 05:00 - 45 minutes - 32.2 MBWhat if the secret to a long, healthy life is not expensive programs, supplements or equipment, but actually the free actions you take every day? In this episode, functional medicine-trained health strategist Dr. Laura DeCesaris joins the podcast to explore the importance of prioritizing health span over lifespan. Stephanie, Kevin, and Laura explore essential health habits that contribute to longevity, such as getting outside daily, having a supportive community, managing stress, and e...
64: What is Money Insurance?
April 15, 2023 05:00 - 30 minutes - 21.6 MBGiven the recent headlines and failure of two banks, Stephanie and Kevin felt is was time for a high-level overview on the government insurance programs that serve as backstops by protecting you from the potential failure of financial services companies. Listen in as they break down the most important acronyms within the alphabet soup of federal government agencies. They discuss the FDIC insurance program, how the SIPC protects investors should a firm go belly-up, why pensioners ...
63: She Did It! Real Retirement Stories with Jackie Koski
March 31, 2023 05:00 - 55 minutes - 39.1 MBJackie Cummings Koski has overcome poverty, divorce, and the struggles of single motherhood. Yet, she was able to retire from her corporate job of 20 years in 2019 at the early age of 49! That whole time, she’s made less than six figures. Jackie sits down with Stephanie and Kevin to discuss how she overcame those adversities and the wake-up call that totally changed her view of her finances. Four years later, after leaving corporate America, 53-year-old Jackie is following her bi...
62: What Women Need to Know About Longevity
March 15, 2023 05:00 - 34 minutes - 24.6 MBIn financial planning, the big question that we’re trying to answer is how to put a client’s resources to work in a way that gives them the best chance to meet their goals—their financial wants and needs—for the rest of their lives. To accomplish this, there are a lot of factors we have to guess at: How much will life cost them? How about inflation? What will happen to investment markets? What will the client want for themselves 20-30 years from now? One of the biggest unknowns, which ...
61: Pre-Plan for Caregiving Needs with Special Guest Mim Senft
February 28, 2023 06:00 - 49 minutes - 35 MBToday, we sit down with Mim Senft, author, keynote speaker, and facilitator for national conferences. She is the Co-Founder and Managing Director at Motivity Care, a company that takes the complexity out of caregiving management by providing personalized “chief of staff” support. Mim has over 25 years of corporate experience in project management, benefits design, and health and wellbeing program strategy and implementation. She holds certifications in group benefits, worksite wellness...
60: What Women Need to Know About Annuities
February 15, 2023 06:00 - 32 minutes - 23.4 MBToday, we talk all about annuities. Yet another powerful tool in your toolbox for taking control of your retirement, you can think of an annuity as a way to “buy” your own pension. But it’s just that: a tool. Like any other financial vehicle, there are pros, cons, and tradeoffs to think about. An annuity is a contract issued mostly from insurance companies that provides a guaranteed income stream. Mainly, annuities are used for retirement. Some people look at annuities as t...
59: Knowing Your Money Mindset Can Improve Your Money Management with Kat Sanford
January 30, 2023 06:00 - 39 minutes - 28.2 MBWhy is money so darn challenging? Today’s guest, money mindset coach Kat Sanford, sits down with us to do a deep dive on that very question! Kat’s personal story saw her chasing the modern world’s definition of “success”—and experiencing burnout as a result. She realized that changing her path requires addressing her money blocks. She did just that, and has since dedicated her career to helping other women entrepreneurs do the same! “How you do money,” Kat says, “is how you...
58: Secure Act 2.0: New Retirement Account Rules, Same Old Message!
January 15, 2023 06:00 - 36 minutes - 26 MBBelieve it or not, the IRS wants you to save for retirement. To that end, they’re always trying to come up with new tax breaks—not to mention very specific conditions you need to meet in order to enjoy those tax breaks! This brings us to the topic of today’s conversation: the introduction of Secure Act 2.0, a new law ushering in changes to rules and parameters related to retirement accounts. Listen in as Stephanie and Kevin discuss the highlights of this Secure Act 2.0, offering ...
57: What Women Need to Know if there's a Recession
December 30, 2022 02:00 - 34 minutes - 24.7 MBRecession. We’ve seen the headlines, in all their dramatic glory. Today’s episode isn’t about defining “recession” and all its complexities (a topic on which no one ever seems to agree!). Instead, it’s about the reality that recessions are simply a part of the economic cycle and, more importantly, that it’s something everyone has to deal with when it does come. We have no control over the economy, and that’s okay. What we can—and must—control is our economy. Stephanie and K...
56: How Do We Reduce Financial Anxiety? with Lindsay Bryan-Podvin, Financial Therapist
December 15, 2022 02:00 - 40 minutes - 28.9 MBToday, we sit down with Lindsay Bryan-Podvin, social worker, financial therapist, speaker, and author of The Financial Anxiety Solution. Lindsay reflects on how her own lived experience led her to choose financial therapy as a career path. Listen in as Lindsay shares how she aims to close “the gap in how we talk about money,” highlighting the importance of having regular conversations with those you trust “about how money makes you feel.” We also discuss the need for more people...
55: Lessons from the Career of Janet Yellen with Jon Hilsenrath, Author
November 30, 2022 02:00 - 56 minutes - 40.1 MBToday, we sit down with Jon Hilsenrath, a senior writer for The Wall Street Journal, where he has written about economics and finance since 1997. We’re going to learn a little economic history but also a very human story of a woman’s career in a male-dominated field, and of a couple unconventionally sharing family responsibilities long before that was common. Jon has been a Pulitzer Prize finalist several times. Jon is here to talk about his new book Yellen: The Trailblazing Economist ...
54: Why Women Need to Know About Divorce (special series wrap-up)
November 15, 2022 02:30 - 11 minutes - 8.59 MBIn this quick bonus episode, Stephanie and Kevin wrap up their multi-episode series on why women need to know about divorce, being that divorce is a very common topic that they see with their clients. Divorce is a big financial issue that most people don’t plan for, making it all the more difficult and scary to navigate. That’s why Stephanie and Kevin created this lineup of professionals to touch on different areas around divorce and finances. These professionals save people money by...
53: She Did It! Real Divorce Stories with Monica Scudieri
November 15, 2022 02:00 - 47 minutes - 33.7 MBToday, Stephanie and Kevin are joined by Monica Scudieri, who successfully navigated her way through a financially difficult divorce into retirement. Fifteen years ago, Monica divorced, acquiring hundreds of thousands of dollars of debt, with two children to care for in a difficult job market. She quickly had to learn to manage her money, and to stretch her paychecks after a long period of not thinking about finances. Monica soon came to understand that, to her, security meant not rel...
52: What Women Need to Know About Divorce from an Estate Planning Attorney with Rebecca Sallen
October 31, 2022 01:00 - 46 minutes - 33 MBOur series on navigating divorce continues in this episode as we sit down with estate planning attorney Rebecca Sallen. Having gone through her own divorce, Rebecca brings important insights into why hiring an estate planner is absolutely worth the investment if you’re going through a divorce. Plus she covers commonly-overlooked considerations amid divorce, including the importance of having trusts (if you’re a parent), having preparations in place in case of disability or even...
51: What Women Need to Know About Divorce from a Mediator, with Ellen Morfei
October 15, 2022 01:00 - 48 minutes - 34 MBIn this episode, we welcome Pennsylvania-based divorce mediator Ellen Morfei. With years of professional experience in conflict resolution, Ellen has worked with many couples in getting to a good divorce. Ellen provides mediation, workshops, conflict coaching, facilitation, and consulting to businesses, individuals, families, and organizations. She not only addresses a couple’s specific issue, but also builds conflict competence to help them manage future conflict more productively. Sh...
50: What Women Need to Know About Divorce from a Divorce Coach with Sheila Brennan
September 30, 2022 01:00 - 44 minutes - 62.8 MBToday, Stephanie and Kevin are joined by Sheila Brennan, a divorce coach, who after being thrust into divorce herself 15 years ago, chose to use her experience to help others who struggled with the process. A divorce coach, she explains, is a relatively new concept, which is most easily described as a wedding planner for divorces. She helps her clients piece together their ideal divorce plan, and prepares them to execute it. Aside from the obvious (a lawyer), there are many different ...
49: What Women Need to Know About Divorce from a Forensic Accountant with Tracy Coenen
September 15, 2022 01:30 - 42 minutes - 59.3 MBToday, Stephanie and Kevin are joined by Tracy Coenen, a renowned forensic accountant whose work involved fraud investigations on both a corporate level and in divorces. Kevin asks if Tracy’s work is as exciting as it seems in the movies. Her work, as she says, is to find the money and is exciting in a different way. To kick off the Take Back Retirement divorce series of episodes, Stephanie inquires why forensic accounting is important in divorces. In many cases, one spouse has a clear...
48: Why Women Need to Know About Divorce (a special series)
September 15, 2022 01:00 - 7 minutes - 11.9 MBToday Stephanie and Kevin introduce a special multi-episode series on why women need to know about divorce, being that divorce is a very common topic that they see with their clients. Divorce is a big financial issue that most people don’t plan for, making it all the more difficult and scary to navigate. That’s why Stephanie and Kevin have created this lineup of professionals to touch on different areas around divorce and finances. These professionals save people money by providi...
47: She Did It! Real Retirement Stories with Amy Andersson
September 01, 2022 01:00 - 55 minutes - 77.2 MBToday, Stephanie and Kevin are joined by Amy Andersson, the founder of Price Turner CFOs who, before starting her own business, was let go by a Fortune 100 company and was unexpectedly forced to rechart her path. She introduces her story, talking about her initial mindset towards work, which was rooted in the idea that corporate America would care for her. She shares how she transitioned into finding new work that better suited her, emphasizing the importance of recognizing the skills one ha...
46: Retirement Doesn't Relate to Me, with Judith Kurnick
August 15, 2022 01:00 - 53 minutes - 74.1 MBToday, Stephanie and Kevin are joined by Judith Kurnick, a second act coach, a speaker, and a writer who guides lawyers, executives, and business owners in escaping the corporate life and designing their next chapter. Judith shares how her personal experiences informed her work. She shares her work philosophy, which emphasizes that her job is to partner with clients and help alter their perspectives. She discusses the varying factors that make it difficult for individuals to shift their mind...
45: What Women Need to Know about Target Date Funds
July 31, 2022 01:00 - 23 minutes - 32.6 MBToday, Stephanie and Kevin explore the pros and cons of target date funds. They open in returning to an idea that’s fundamental to their podcast and their practice: When it comes to retirement, one size does not fit all. And though, in an ideal world, everyone would have the time, energy, and interest to properly diversify their investments, in reality, most people don’t. Target date funds are named as such based on the approximate date that an investor plans to start withdrawing money, and ...
44: Don't Try This at Home! Unique Situations Call for Unique Strategies
July 17, 2022 01:00 - 33 minutes - 46.9 MBHow exactly do you measure the value of financial planning? It’s a tough concept to grasp for many, because it just seems so… intangible. Most people think that it’s all about investment management. That’s certainly a big slice out of financial planning, but it ain’t the whole pie! As Kevin reminds us, great financial planners help their clients get crystal clear on their life path by helping them make wiser money-related decisions. Listen in as our hosts describe not only the te...
43: The Psychology of Money and Marriage with Special Guest Ed Coambs
June 30, 2022 01:00 - 56 minutes - 78.7 MBToday’s special guest is Ed Coambs, a firefighter turned certified financial planner turned licensed marriage and family therapist! He is the founder of www.healthyloveandmoney.com. He has become an internationally-recognized thought leader around “financial therapy,” specifically financial couples therapy: He works with couples who might be in financial despair or frustration, and he moves toward what he calls “financial intimacy and connection.” Listen in as Ed explains the psy...
42: What Women Need to Know When the Stock Market Goes Down
June 15, 2022 01:00 - 28 minutes - 40.5 MBToday, Stephanie and Kevin dissect stock market downturns. They first warn their audience not to get thrown by points, and to instead evaluate percentages as points are subject to change and can exaggerate the reality of a change. Stephanie emphasizes the importance of timeframes when looking at returns, addressing the human fixation on annual returns that are not necessarily the most accurate reflection of individuals’ returns. This opens a discussion of averages, which they reassure to lis...
41: She Did It! Real Retirement Stories with Diane Blumenthal
June 01, 2022 01:00 - 56 minutes - 78.1 MBToday’s guest is Diane Blumenthal, who has been incredibly generous in sharing her own retirement story. She took the leap into becoming a self-employed consultant after a long and very illustrious career in pharma and biotechnology. Diane has helped build and transition companies from the startup and research and development phase into a fully integrated biopharmaceutical company with approved commercial, manufacturing, operations, and products. She also has extensive expe...
40: What Women Need to Know About Income Tax
April 30, 2022 01:00 - 39 minutes - 55.4 MBIn episode 33, Stephanie and Kevin gave us a broad overview of the estate and gift tax system. Now that we’ve reached the tail-end of tax season, our hosts sit down to do a timely deep dive on what women need to know about income tax—a subject that, unfortunately, isn’t as simple as all of us would love to believe it is. While state taxes are obviously important to consider when planning out your strategy, in this conversation, Stephanie and Kevin focus primarily on federal income taxe...
39: Do You Need a Financial Advisor?
April 15, 2022 01:00 - 27 minutes - 39.4 MB“I’d like to work with a financial advisor, but I just don’t have enough money.” Sound familiar? It’s a common objection when it comes to that all-important decision to get help in managing your money. But to this, Stephanie and Kevin have only this to say: “But you have questions. Therefore, you need answers.” Remember, there are no one-size-fits-all strategies when it comes to money advice. The most important first step is to figure out what you’re hoping an advisor can d...