A financial "silver lining" for 2023 is that after 2022, there is little doubt we will be more cautious and attentive with our planning, especially with the ranging market volatility. This year will have a few good distinct and specific benefits, such as Social Security going up over 8% and Medicare premiums declining. One of the biggest topics that includes many more silver linings would be the release of and all the changes from the Secure Act 2.0. Check Ron Courser's last podcast, "Secure Act 2.0" to learn more about it.