One Vision
280 episodes - English - Latest episode: 2 days ago - ★★★★★ - 67 ratingsOne Vision podcast, hosted by Theodora Lau, brings purposeful innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter.
We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments.
We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future.
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Episodes
Dawn of purpose
May 05, 2020 11:00 - 37 minutes - 84.9 MBIt was the best of times — then suddenly, it was the worst. Nothing quite like a global pandemic to recast the lives of billions. Yet the money wheel of the financial services industry keeps turning. Q1 2020 saw $10.6 billion of venture funding, according to FT Partners. Megadeals continue, including a Series F round of $280 million for Robinhood and $112 million for Stash. All around the world, financial institutions — incumbents and startups alike — are making provisions to mitigate the e...
We call them Sheroes
April 28, 2020 11:00 - 39 minutes - 90.3 MBDolphins are often thought of as compassionate and loving marine animals. Unlike sharks, which are often depicted as hostile, dolphins are warmer and more enthusiastic. To guard against sharks, dolphins stay together in pods and defend each other. Same analogy was used by Amy Millman, a passionate advocate for women entrepreneurs, and founder of Springboard Enterprises - the first such organization to identify the opportunity presented by high-potential women entrepreneurs. Its mission is t...
A Quantum Connection
April 21, 2020 11:00 - 38 minutes - 88.7 MBDescription: Everything that happens is connected to everything else. There are then, moments in time, that act as triggers toward a series of interconnected events that result in significant human progress. This occurs through periods of transformative societal change — from the initial tools that humans developed through the Stone, Bronze, and Iron Ages — and through the evolution of ideas during the Classical Era, Middle Ages, Renaissance, Reformation, Enlightenment, Industrial Revolution...
You can’t be what you can’t see
April 14, 2020 09:28 - 27 minutes - 62.5 MBFor all intents and purposes, the venture capital gender gap has improved. In 2019, history was made: 21 women-led companies emerged as unicorns — those earning valuations of $1 billion or more — the highest-ever in a one-year period. Unfortunately, that is just a drop in the bucket compared to what the rest of the ecosystem has raised, according to Crunchbase. In 2019, more than 92% of venture capital raised by European tech companies went to all-male founding teams. It's even worse in th...
We are here for a reason
April 07, 2020 13:22 - 27 minutes - 63.5 MBTalent is equally distributed; opportunities are not. According to the latest Equal Pay Day Report from Women Who Code, while equal pay is an issue for all women, marginalized groups experience different levels of pay inequality. For every dollar that white, non-Hispanic men earn, black women were paid 61 cents, Latina women were paid 53 cents, and Asian women were paid 83 cents. The stats look equally dire, if not worse, for venture capital funding, with less than 10% of all venture capit...
We are human - first and foremost
March 31, 2020 11:00 - 35 minutes - 80.9 MBTalent is equally distributed - opportunities are not. The onus is on all of us, in the innovation economy, to create opportunities for people, so more cities can thrive. The secret, according to Patrick Rivenbark, lies in not trying to recreate the next Silicon Valley or New york, but rather, in recognizing and appreciating the uniqueness of each city, its geography, and its people. Only then can you cater your efforts in developing the workforce - for both essential and core skills, and cr...
Changing the Entrepreneurship narrative
March 24, 2020 15:05 - 33 minutes - 76.6 MBWe all know the numbers and they are dismal: Even though female founders received a record $3.54 billion in funding in 2019, this represented only 2.7% of the total venture capital investments, according to PitchBook data. As a point of comparison, WeWork garnered more investment than all global female founders combined last year. If not for irony, then for the despair of the missed opportunity. Is it possible to change this narrative? Is there a more equitable way of dispersing capital? ...
The Virus that brings us together
March 17, 2020 12:14 - 32 minutes - 75.5 MBAcross the globe, nations are grappling with a crisis brought on by the Corona virus COVID-19. With many schools and businesses closed, daily lives have been disrupted; in so many aspects, our regular lives have ground to a halt, and we are forced to adjust to a new normal. How we respond to the crisis at hand speaks volumes about our values as individuals, as organizations, and as a society. We can either step up to the challenge and weather the storm together with our friends, our families...
Contagion of Change
March 10, 2020 12:00 - 39 minutes - 91.6 MBChildren are our future. In today’s environment, how can we make knowledge more accessible while making learning fun? How can we ensure we are not leaving people behind as we are ushering in a new era? As citizens of the world, we have a collective responsibility to inspire positive actions and channel technology for good. Together, we must build a diverse talent pipeline of the future, a chorus that celebrates diversity of all kinds. Tune in for an inspirational episode with Sally Eaves, w...
Scoring a better future
March 03, 2020 11:58 - 34 minutes - 78.3 MBIn the age of algorithms, how can we leverage data to truly engage with our customers and provide real value for them, be there at the right place, at the right time? How do financial institutions differentiate themselves beyond convenience? Technology has always been a means to an end - it is built by people, and made for people. Just as how modern technology companies have made it frictionless to spend money - we must innovate and leverage technology to re-shape the future - where people c...
Magic mirror of fintech, who is the fairest of all?
February 25, 2020 10:00 - 30 minutes - 70.4 MBMany Fintechs have emerged across the globe over the past two decades - from the U.S., U.K., and Africa, to China, India, Southeast Asia and beyond. From personal finance to payments; from banking infrastructure to fraud, scores of fintech startups have upended the previously slow moving world of financial services, changed consumer expectations, and challenged incumbents to move beyond the status quo. If you were to pick the two most impactful fintech companies, which ones would they be? ...
The Truth Still Matters
February 18, 2020 12:00 - 47 minutes - 108 MBAs the digital age prospers, consumers increasingly turn to the Internet for information. While digital media provides readers with more personalized content, with social media overtaking TV and newspapers as a source for news, we run the risk of being trapped inside echo chambers where our existing viewpoints are reinforced. Where once the ability to broadcast was a privilege reserved for the few, individual contributors now have the power at their fingertips to connect directly to their au...
Payment's latest disappearing act
February 11, 2020 10:00 - 35 minutes - 82.1 MBThe future of payments is as clear as disappearing ink. As each region embraces ubiquitous and embedded payments through superapps, QR codes, NFC, wearables, and voice, the rise of card-not-present and card-on-file payments only increases. Banks, retailers and consumers must further optimize activities that could potentially disrupt their ability to transact, whether through online or mobile commerce, or setting up recurring subscriptions like Netflix and Amazon Prime. What challenges does t...
What happens in Davos stays in Davos
February 04, 2020 11:00 - 31 minutes - 72.2 MB1600 private jets descended upon the beautiful ski resort of Switzerland, as the world’s elites gathered for the 50th World Economic Forum. Plenty of pledges were made to address some of our most pressing challenges, from sustainability, stakeholder capitalism, to gender equality, and the future of work. While Greta Thunberg was calling out the dire consequences of the world’s inaction on climate change, another world leader was challenging her message of “doom.” While historian Yuval Hara...
Putting social back in social media
January 28, 2020 12:00 - 45 minutes - 103 MBMany companies use social channels to push their campaigns. But to be truly successful and effective requires more than broadcasting. It requires an engaged online community and a thoughtful content strategy. Above all, it needs enthusiastic team members - since they are the true voice of your brand. Relationships still matter, and this is especially true for conversations carried out on digital platforms. In this new episode of One Voice, as Theo and Bradley chat with Danielle Guzman, Glob...
Technology is age agnostic
January 21, 2020 19:00 - 39 minutes - 91 MBFor the first time ever, there are now more people on Earth over the age of 65 than there are under the age of five, a result of increased longevity coupled with declining birth rates. In the U.S. alone, 20 percent of American adults will be 65 and older by 2030. How prepared is society to cater to the financial needs of the fastest growing demographic? In this episode of One Voice, Bradley and Theo chat with Liz Loewy, co-founder and COO of EverSafe, a fintech company that monitors ...
One Vision Launch
January 14, 2020 12:00 - 33 minutes - 77.4 MBToday we launch the first episode of our rebranded podcast 'One Vision'. One Vision is the convergence of views and dreams of the global innovation community that yearns for a sustainable future. A future that looks greener and truly egalitarian. We live in times where everything we do needs to be thought through in terms of their implications on the planet we call our home. We live in times where the world is truly global, yet there is a lot of work to be done to ensure equal opportunities...
The Other 50: Ho Ho! Father Christmas comes to Fintech Town
December 17, 2019 12:00 - 39 minutes - 90.1 MBAs we rolled out the previous episode discussing what we think lies ahead on Fintech landscape, we saw several ask from people on what they would like to see as well. So, Theo kickstarted a Twitter crowdsourcing attempt to get a Fintech wishlist. We then spent sometime discussing that on this week's podcast. We start with Diversity as that was the biggest ask from Twitteratis. For instance, despite efforts across the ecosystem, we still see a massive difference in funding for women led star...
The Other 50: The Fintech Nostradamus
December 10, 2019 12:00 - 37 minutes - 86.5 MBAs 2020 approaches, what would you see in the world of financial services? How will China’s influence play out in Asia and beyond? What is the next evolution of challenger banks and super apps and will fintech finally move beyond payments? Can big societal challenges such as sustainability and the climate crisis finally make meaningful strides in how and where we invest? In this episode, Arun, Theo, and Bradley make their own predictions on what may make 2020 eventful – or not. Hosted on Ac...
The Other 50: Loki is a woman
December 03, 2019 13:00 - 27 minutes - 63.1 MBA constantly evolving connected environment, coupled with consumer demand for all things digital, is leading to unprecedented cybersecurity challenges. While consumers are becoming more comfortable banking and shopping online, investments in maintaining security and preventing data theft and breaches often lag behind. Data breaches continue to make the headlines in North America, with an estimated 60 million Americans being affected by identity theft. The U.S. also suffers from a higher at...
The Fintech Thanksgiving
November 26, 2019 12:00 - 37 minutes - 85.6 MBThanksgiving is fast approaching in the U.S. As we gather along with fintech friends and families and reflect on the year that was, what are some notable moments? In this episode of Rhetoriq, Arun, Brad, and Theo reflected on an eventful year, from mega industry deals to partnerships between unlikely bedfellows; from industry leaders in the East, to laggers in the West. While we continue to see funding pouring in, especially for fintech challengers that claim to be revolutionizing the finan...
The Other 50: The Data Science Dream
November 19, 2019 12:00 - 32 minutes - 73.6 MB2019 has been a busy year for emerging technologies, especially for artificial intelligence (AI). From healthcare to financial services; from digital surveillance to education, new use cases have come and gone – along with news headlines on the dangers and opportunities of such power. Slowly – but surely though, AI is beginning to transform financial institutions’ relationship with their customers, as well as their relationship with money. From mobile banking, customer service, and beyond, ...
The Other 50: March of the Pay's
November 12, 2019 12:00 - 32 minutes - 73.6 MBDescription for this week's episode: 2019 has been a whirlwind year for payments. Multiple mega deals were made and unlikely alliances between strange bedfellows have been forged. While we are still busy with plastics in the U.S., and finally enjoying the convenience of contactless payments, China has leapfrogged the world with their e-wallets ecosystem. All across Asia, big technology giants, such as Alibaba and Tencent in China, Grab and Go Jek in Southeast Asia, and Line in Japan and Kore...
The Other 50: All roads must lead to Profitability
November 05, 2019 12:00 - 33 minutes - 76.9 MBDigital only banks have been gaining popularity in recent years, especially in developing economies that previously lack formal financial services infrastructure. Apps such as M-Pesa (in Kenya), Alipay and Tencent pay (in China), and Nubank (in Brazil, Argentina, and Mexico) provide their consumers with a convenient and cost effective means of banking via mobile phones. Even fintech startups that previously offered investment services only are rushing to add banking to their portfolio. Despi...
The Other 50: Something about Mary
October 29, 2019 12:00 - 40 minutes - 93.1 MBNothing like a natural disaster to bring us back to reality. Food, shelter, water … power and clean air - the basic modern day necessities that we need to survive. Things that we take for granted. When it comes down to it though, it is the human connection - the communities that we live in and the bonds that we forge, that matters. For most of us who look at new technology products day in and day out, it is easy to become jaded and forget about our roots. Banking is not about creating the ne...
The Other 50: Towards a more inclusive future
October 22, 2019 11:00 - 40 minutes - 91.7 MBIs there a growing fallacy around financial inclusion? Are we simply creating a new form of imperialism by taking financial services applications built in countries like the U.K. and attempting to export them to markets like Brazil, Uganda, India, and China? How inclusive is financial services if we are not considerate of differing economic conditions and the intricacies of daily life? Can we truly meet global financial needs, or is the industry too focused on digital technologies rather tha...
The Other 50: The Authentic Self
October 15, 2019 11:00 - 40 minutes - 93.9 MBWhat is the future of financial services? By channeling the spirit of Schrödinger's cat, we must properly debate our industry’s purpose, we must showcase every issue and provide proper context. Is the industry losing sight of who we serve and our impact on society as we pursue profit? Have we lost something in the nuance between High Street and Wall Street and that of Main Street and real conversations happening around kitchen tables? Sometimes it takes the mind of an economist to find tha...
The Other 50: Seeking Symmetry
October 08, 2019 11:00 - 23 minutes - 53 MBGender inequality is more than statistics or sensational headlines. It not only impacts women, but also their families, businesses, and society as a whole. When you uplift women, you inject more voices, ideas, and perspectives, in what we do and how we do things. As diverse as our customers are, how do we expect to understand their needs if we ourselves are homogenous? How would we bring innovative ideas to modern day banking when we ignore the talents (and the needs) of half of our demogra...
Judge me by my cover: The New Dark Web
October 01, 2019 11:00 - 35 minutes - 80.8 MBAll around us, examples of artificial intelligence and algorithms are not hard to find. Our homes and smartphones are equipped with personal assistants such as Alexa and Siri, listening in to our conversations and learning our habits. Our consumption of all things digital, from music to news and merchandise, are increasingly being analyzed and shaped by algorithms. Some schools have even begun experimenting with personalized learning systems. From warehouses to call centers, such emerging t...
Red Envelope: Building Blocks of Prosperity
September 24, 2019 11:00 - 47 minutes - 110 MBEveryone should have equal access to the building blocks of prosperity. We must strive to create more opportunities for people to truly thrive, to create an environment without economically induced fears or setbacks. Simply being included in the formal banking system will never be enough. Being fully embraced by the full arsenal of services provided by the financial system is what is required. But gaining that access is uneven at best, and geared toward the very wealthy at worst. Think back...
Red Envelope: The Startup Ecosystem in Hong Kong
September 17, 2019 19:07 - 33 minutes - 76.4 MBHong Kong’s startup ecosystem is one of the fastest growing in the world with over 3000 startups. It has a diverse mix of sectors, from fintech and ecommerce to advertising, software, and B2B, as well as a diverse mix of entrepreneurs, with 45 percent of them identifying as female and 35 percent of founders from overseas. The Greater Bay Area initiative, with the goal of developing an ecosystem to rival that in San Francisco and New York, is also significant. With 70 million people between ...
Red Envelope: Lessons from the Land of the Rising Sun
September 10, 2019 11:00 - 33 minutes - 76.3 MBJapan is known as the most ultra-aged society globally, where one in four Japanese citizens are 65 or older. This fact, combined with healthy lifestyles and one of the world’s longest life expectancies, means that Japan must rapidly address longevity-related challenges alongside providing some unique lessons for our global society. In this episode of Red Envelope, Theodora Lau and Bradley Leimer bring you thoughts from the FINSUM event in Japan. The conference covered a variety of topics f...
The Object of Desire
September 03, 2019 11:00 - 32 minutes - 74.6 MBWhen apple announced their iPad, there was a discussion on how different it was from a laptop. It was indeed differentiated, and one major research identified that, accessing a large screen device at a simple press of a button is a major difference. This episode of Rhetoriq is slightly different, where Theodora Lau and Bradley Leimer talk about the apple card. The launch of the Apple Card has caused quite a stir – amongst the Apple loyalists and naysayers alike. The loyalists marvel at the ...
Red Envelope: India's Regulatory Landscape, a deep dive
August 27, 2019 11:00 - 43 minutes - 100 MBCan regulatory policies make or break an innovation ecosystem? And how equipped are the research capabilities of regulators in large economies, to make some of those policies? Fintech has been a field where regulators have had a major effect on growth and maturity of innovative business models. In this episode of Red envelope, Nidhi Prabhu from Mumbai, joins Arun Krishnakumar and Theodora Lau. Nidhi started her career in the academia, moved into India's Central Bank (RBI), and then into Med...
Red Envelope: Voice goes last mile in India
August 19, 2019 23:00 - 33 minutes - 76.5 MBWe hosted Dave Isbitski, the Chief Voice evangelist at Amazon eight months ago. During the discussion, we asked Dave if Amazon was planning to focus on vernacular in Asia - particularly India. He mentioned it is a tough engineering problem to solve, and Amazon's focus is to ensure they get the English speaking markets right. Voice is the new UI, and in a country like India where a Billion people need assistance to use their phone, vernacular voice assistants become indispensable. Over the y...
Shades of Grey: The Journey towards Social Innovation
August 13, 2019 14:10 - 32 minutes - 74.6 MBSocial isolation affects people both emotionally and physically, and older adults who struggle financially are at an even greater risk of isolation. In the next ten years over 11 million adults will stop driving due to age related impairments. Over 8 million have no smartphone and no experience with new technology. Many of them will be forced to rely on a patchwork of friends, family, community members and caregivers to get around. In this episode of Shades of Grey, Theodora Lau talk to Jus...
Judge Me By My Cover: Your Voice Matters
August 06, 2019 09:51 - 35 minutes - 80.6 MBHow innovative and interesting would we be if we all think and talk alike? How would our actions and assumptions ever be challenged if we thought all the same? Diversity is more than gender - although that might be the one point of difference most talked about today. Diversity is also about age, ethnicity, socioeconomic backgrounds, beliefs, diversity of thoughts, and beyond. It is more than just placing a “token” diverse member in your team - and it’s not about numbers and quotas. In this...
Red Envelope: From the C-Suite to Venture Capital
July 29, 2019 23:00 - 36 minutes - 83.2 MBOver the past few years, we have seen several senior execs in banks move into the startup/fintech community. Many made the transition from wall street to silicon valley. That journey is certainly not an easy one, especially when one serves at the highest levels in financial institutions before making that jump. Very few have managed it with the grace and success like Banesh Prabhu - our guest for this week. Banesh Prabhu is the ex-global COO/CTO of Citigroup Consumer Bank International. He ...
Red Envelope: Hongkong bustling with Innovation
July 22, 2019 23:00 - 35 minutes - 80.3 MB“Innovation will continue to be a driving force in Asia as fintechs and banks both develop new platforms services for the increasingly connected consumers in Asia.” Asia has long been bustling with innovation - with Singapore and Hong Kong competing for financial supremacy for many years - the verdict on who got their nose ahead is still out there. In this episode of Red Envelope, we have Medhy Souidi, the Head of FinTech at DBS bank joining Arun Krishnakumar and Theodora Lau. Medhy is or...
Red Envelope: Food on the Chain
July 16, 2019 13:21 - 30 minutes - 69.8 MBSeveral emerging economies have most of their population depending on Agriculture for their livelihoods. However, across the world, loss of food in the supply chain is still a major issue. Over $270 Billion worth of food supplies across the world could be saved by using technology. The other challenge with the food supply chain is that in most economies, farmers are often exploited by the other parties in the food supply chain. In this episode of Rhetoriq's Red Envelope, we have Genevieve L...
Red Envelope: Lending is Easy, Responsible Lending is Hard
July 08, 2019 21:34 - 26 minutes - 60.2 MBWith Great Power come Great Responsibility. Especially when a business is dealing with a market with 1.3 billion people. The country has made massive strives towards financial inclusion: According to the Global Findex Database, over 80 percent of the adult population now has bank accounts. A series of efforts has helped drive such progress, including Aadhaar, a verifiable 12-digit identification number issued by UIDAI to all residents of India. The Aadhaar identity platform is one of the key...
Judge me by my cover: A future beyond algorithms
July 01, 2019 23:00 - 33 minutes - 76.6 MBIn a world of algorithms and hashtags, true human connectivity is too often replaced by clicks. Our interactions and conversations are interrupted by digital notifications that long for our attention. Phone calls are replaced by messages on our friends’ digital walls and feeds; face-to-face coffee breaks yield to likes and retweets. In this episode of our podcast, Theodora Lau and Bradley Leimer continue the discussion about China, advancements of data analytics, and exchange of value in a ...
Judge me by my cover: East Leapfrogs the West
June 24, 2019 23:00 - 47 minutes - 109 MBAccording to CB Insights, there are 41 fintech unicorns valued in aggregate at US $154.1 billion. This includes 25 US-based startups, 8 based in Asian, and the remaining 8 split between Europe, Australia, and South America. Chinese big tech giants including Alibaba, Tencent, JD.com, and Baidu are regarded to be highly innovative and successful companies. So what drives innovation success in China? In this episode of Judge me by my cover, Richard Turrin joins Arun Krishnakumar and Theodora ...
Red Envelope: Inequality is not Inevitable
June 18, 2019 11:00 - 46 minutes - 106 MBIn the first three months of 2019, VC-backed fintech companies raised US $6.3 billion across 445 deals globally. Challenger banks continue to spread globally, with N26 (a newly minted unicorn) and Monzo both imminently launching in the U.S. In this episode of the Red Envelope focused on Asia Innovation, Theodora Lau and Bradley Leimer host Daniel Murphy and Jackson Meuller from the Milken Institute. The Milken Institute is a nonprofit, nonpartisan think tank that helps people build meaningf...
Red Envelope: Good Force for Social Impact
June 11, 2019 11:00 - 39 minutes - 89.4 MBAccording to the State of the Global Islamic Economy Report, the Islamic Finance sector is fast becoming a force to be reckoned with, especially in the Islamic financial hubs of the GCC, Malaysia and London, along with formidable new players such as Indonesia and Pakistan. The Islamic finance industry is forecasted to grow by 7.7 percent CAGR to reach US $3.8 trillion by 2023. With 1.8 billion Muslims across 58 Muslim-majority countries of the world (approximately one-quarter of entire popu...
Judge Me By My Cover: Fintech's True Lover
June 03, 2019 23:00 - 31 minutes - 72.7 MBIf the US is where technology innovation was born, Europe is where it is regulated best, and Asia (led by China) is where it reaches the masses and creates impact at scale. Digital innovation makes the time to market for financial services shorter than they have ever been in the past. China has created new fundamental lifestyle business models and have integrated Fintech services into them. They have rethought these business models from first principles to achieve large scale financial inclu...
Red Envelope: Ethis Crowd and Islamic Fintech
May 28, 2019 11:00 - 39 minutes - 89.9 MBSharia-compliant banking assets make up 6% of the world’s banking assets. With Muslims accounting for a quarter of the world’s population and 80% of Muslims are not financially included , there are considerable opportunities to explore. The industry is projected to grow at 7.7% CAGR to reach $3.8 trillion in 2022. Interestingly, Sharia-compliant retail banks have been attracting quite a following from non-Muslims as well. 55 percent of all UK's Al Rayan’s new customers since 2014 and 90 per...
Red Envelope: From Lahore with Love
May 20, 2019 23:00 - 38 minutes - 88.9 MBWhen we think about fintech development in the East, our attention will likely go towards China, India, and southeast Asia (ASEAN) regions. But what about the rest of the Asian countries, such as Pakistan? Where do the opportunities lie in these emerging markets? In this episode of Red Envelope, a podcast series focused on innovation in Asia, Arun Krishnakumar and Theodora Lau talk to Rabeel Warraich, the first VC from Pakistan. Rabeel is an Oxford and MIT alum, and after identifying the im...
Judge Me By My Cover: The Toothfairy and the Future of Banking
May 13, 2019 23:00 - 23 minutes - 53.3 MBTheo: If we were to go cashless, the tooth fairy would not be able to give you money anymore. Theo's Kiddo: Well, the tooth fairy could always put money in a prepaid card. The world is definitely ramping up to go cashless. As technology continues to reduce friction, banking will become more embedded in our day-to-day life. A bank as we know it might look very different than what it does today – and we may no longer need a physical branch to service most of our needs. Recent market entries...
Red Envelope: The Pearl of Orient
May 06, 2019 23:00 - 23 minutes - 11 MBThis is the first episode of our new series focused on Innovation in Asia - Red Envelope. Asia has proven to be a hotbed for Fintech innovation, where the consumer base, mobile penetration and lack of legacy have given way to leap frog moments. In this episode, Theodora Lau and Arun Krishnakumar talk to Charles D'Haussy about the Hongkong ecosystem. Charles is the Director Strategic Initiatives at ConsenSys, and previous to that Head of Fintech at Invest Hongkong. Hong Kong, also known as...