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Replace Your University

119 episodes - English - Latest episode: 19 days ago -

This podcast is dedicated to helping homeowners pay off their home faster using a Home Equity Line of Credit and to pay way less mortgage interest than with the traditional 15 and 30 year mortgages they are sold. Sound too good to be true? Maybe. All we ask is you listen in as your podcast host Matt Workman talks with HELOC expert Michael Lush on the different aspects of how this strategy works and why the banks don’t want you to know about it. Each episode will share more details about using a HELOC as well as featured success stories from clients of Replace Your Mortgage. If you have a mortgage and you have looked at your principal not really lowering as fast as you would like, there is a reason for that. We cover how the debt cycle with mortgages keeps repeating itself and leaves the borrower paying double for their house and in debt until retirement age. If you want to pay off your biggest debt and be able to spend more time with your family, this podcast is for you.

Investing Business Education heloc mortgage homeequitylineofcredit michaellush realestate replaceyourmortgage
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Episodes

We Help Edmund And Stephanie Fontana Pay Their Home Off Faster And Buy A Vacation Home In Mexico EP009

May 14, 2018 19:08 - 38 minutes - 43.8 MB

Edmund is an assistant Principal and his wife Stephanie is an emergency room nurse.    In this episode, we talk about how they came to Replace Your Mortgage and what their biggest fears were when replacing their mortgage with a HELOC. We also talk about how fast they are paying their home down as well as how they just bought their vacation home in Mexico. Exciting interview! Lastly, if you would like to book a free discover call and get your questions answered, click the link below. ...

We Help Kim And Dayron To Pay Their Homes Off Quicker EP008

May 02, 2018 17:49 - 27 minutes - 37.8 MB

Kim and Dayron had a HELOC 10 years ago but didn't know about our strategy. They booked a free discover call with Randy to figure out what they should do on their multiple properties. Tune in and find out what happened next. Also, if you would like to book a free discover call and get your questions answered, click the link below. https://www.replaceyourmortgage.com/discover-pc 

#8 - We Help Kim And Dayron To Pay Their Homes Off Quicker

May 02, 2018 17:49 - 27 minutes - 37.8 MB

Kim and Dayron had a HELOC 10 years ago but didn't know about our strategy. They booked a free discover call with Randy to figure out what they should do on their multiple properties. Tune in and find out what happened next. Also, if you would like to book a free discover call and get your questions answered, click the link below. https://www.replaceyourmortgage.com/discover-pc 

#7 - Don't Get A HELOC Until You Listen To This Episode

March 22, 2018 13:27 - 17 minutes - 19.5 MB

In this short but important episode, David Dutton talks about the process of getting a heloc with Matt Workman. Matt has originated hundreds of mortgages in his career and now helps Michael Lush on the support side with our Replace Your Mortgage clients. He talks about some of the issues people go through when trying to get a HELOC. Don't even think about getting a HELOC until you listen to this episode. Also, feel free to reach out to us to schedule a free discover call so we can run yo...

Don't Get A HELOC Until You Listen To This Episode EP007

March 22, 2018 13:27 - 17 minutes - 19.5 MB

In this short but important episode, David Dutton talks about the process of getting a heloc with Matt Workman. Matt has originated hundreds of mortgages in his career and now helps Michael Lush on the support side with our Replace Your Mortgage clients. He talks about some of the issues people go through when trying to get a HELOC. Don't even think about getting a HELOC until you listen to this episode. Also, feel free to reach out to us to schedule a free discover call so we can run yo...

The Truth About Mortgage Interest Rates And Total Interest Paid EP006

March 15, 2018 14:28 - 29 minutes - 34.1 MB

In this episode, we cover one of the most popular topics that we get asked about which is interest rates. It makes people nervous...but should it really? We cover that today. Some of the other topics we cover are: - What you don't know about mortgage interest and what banks rather you do not look at on your loan paperwork. - Why you are missing out on opportunity cost and how David Dutton bought a $167,000 property thats worth $230,000 now.  - We go into 3 different scenarios compari...

#6 - The Truth About Mortgage Interest Rates And Total Interest Paid

March 15, 2018 14:28 - 29 minutes - 34.1 MB

In this episode, we cover one of the most popular topics that we get asked about which is interest rates. It makes people nervous...but should it really? We cover that today. Some of the other topics we cover are: - What you don't know about mortgage interest and what banks rather you do not look at on your loan paperwork. - Why you are missing out on opportunity cost and how David Dutton bought a $167,000 property thats worth $230,000 now.  - We go into 3 different scenarios compari...

#5 - We Help Major Michael Robinson Go From A 25 Year Mortgage To Just 98 Payments

March 08, 2018 14:34 - 42 minutes - 48.9 MB

In this episode, we listen in as our consultant Randy helps Major Michael Robinson and his family get a plan to replace his mortgage with a heloc to allow him to go from a 25 year pay off date to just have 98 payments left. If you have rental properties or are thinking about acquiring them, this would be a great episode to listen in on. We obviously bleep out the personal information. If you are considering getting a heloc and you would like to have your numbers ran, please visit www.rep...

We Help Major Michael Robinson Go From A 25 Year Mortgage To Just 98 Payments EP005

March 08, 2018 14:34 - 42 minutes - 48.9 MB

In this episode, we listen in as our consultant Randy helps Major Michael Robinson and his family get a plan to replace his mortgage with a heloc to allow him to go from a 25 year pay off date to just have 98 payments left. If you have rental properties or are thinking about acquiring them, this would be a great episode to listen in on. We obviously bleep out the personal information. If you are considering getting a heloc and you would like to have your numbers ran, please visit www.rep...

#4 - Should You Get A HELOC Instead Of A Mortgage To Pay Your Home Off Faster?

February 27, 2018 15:54 - 29 minutes - 33.3 MB

In this episode David and Michael discuss who should consider using a HELOC instead of a 15-30 year mortgage. Like most things, it isn't for everyone. If you are wanting to pay your home off faster and are considering a HELOC to do so, don't miss this episode. Be sure and subscribe so you don't miss an episode.

Should You Get A HELOC Instead Of A Mortgage To Pay Your Home Off Faster? EP004

February 27, 2018 15:54 - 29 minutes - 33.3 MB

In this episode David and Michael discuss who should consider using a HELOC instead of a 15-30 year mortgage. Like most things, it isn't for everyone. If you are wanting to pay your home off faster and are considering a HELOC to do so, don't miss this episode. Be sure and subscribe so you don't miss an episode.

#3 - We Help Erik And Emmy Go From A 24 Year Mortgage To Only 64 Payments With A HELOC

February 23, 2018 02:05 - 40 minutes - 46.6 MB

In this episode, we help a couple named Erik and Emmy who had a typical fixed rate mortgage replace that mortgage with a HELOC so they can pay off their home faster.  Randy, one of our trained consultants walks Erik through his numbers and shows him a better way to finance his home to pay it off quicker as well as pay less interest.  We of course bleep out the personal number of our client for obvious reasons but you can get a glimpse in what it is like when you schedule a free discover ...

We Help Erik And Emmy Go From A 24 Year Mortgage To Only 64 Payments With A HELOC EP003

February 23, 2018 02:05 - 40 minutes - 46.6 MB

In this episode, we help a couple named Erik and Emmy who had a typical fixed rate mortgage replace that mortgage with a HELOC so they can pay off their home faster.  Randy, one of our trained consultants walks Erik through his numbers and shows him a better way to finance his home to pay it off quicker as well as pay less interest.  We of course bleep out the personal number of our client for obvious reasons but you can get a glimpse in what it is like when you schedule a free discover ...

How To Pay Off Your Home On Average of 5-7 Years EP002

February 14, 2018 13:34 - 13 minutes - 15.9 MB

In this episode, David Dutton talks with Michael Lush on the overview of replacing your traditional mortgage with a home equity line of credit and why you would do that in the first place. If you are tired of looking at your mortgage balance and seeing each month that it is barely creeping down, you will want to listen to this episode. Be sure and subscribe to this podcast as we have some success story episodes coming soon and we would hate if you missed them. 

#2 - How To Pay Off Your Home On Average of 5-7 Years

February 14, 2018 13:34 - 13 minutes - 15.9 MB

In this episode, David Dutton talks with Michael Lush on the overview of replacing your traditional mortgage with a home equity line of credit and why you would do that in the first place. If you are tired of looking at your mortgage balance and seeing each month that it is barely creeping down, you will want to listen to this episode. Be sure and subscribe to this podcast as we have some success story episodes coming soon and we would hate if you missed them. 

#1 - Our HELOC Story - Michael Lush and David Dutton Discuss Their Journey

February 14, 2018 13:28 - 27 minutes - 31.4 MB

Before you can believe its even possible to pay your home off in 5-7 years, you might be curious about the two guys behind the movement.  In this short episode David Dutton and Michael Lush go into detail on how all this came about by sharing their story of using a heloc to pay off their home faster.  A fascinating episode into two guys who are changing how the middle class finance real estate and pay it off faster. Make sure you subscribe so you don't miss an episode.

Our HELOC Story - Michael Lush and David Dutton Discuss Their Journey EP001

February 14, 2018 13:28 - 27 minutes - 31.4 MB

Before you can believe its even possible to pay your home off in 5-7 years, you might be curious about the two guys behind the movement.  In this short episode David Dutton and Michael Lush go into detail on how all this came about by sharing their story of using a heloc to pay off their home faster.  A fascinating episode into two guys who are changing how the middle class finance real estate and pay it off faster. Make sure you subscribe so you don't miss an episode.

Replace Your Mortgage Podcast Trailer - What You Can Expect EP000

February 14, 2018 00:42 - 5 minutes - 6.55 MB

Welcome to the Replace Your Mortgage podcast. This is our short trailer sharing with you what the Replace your Mortgage podcast is all about and what you can expect.  David Dutton who is the co-founder of ReplaceYourMortgage.com, the #1 online resource for using a home equity line of credit to pay off your home on average of 5-7 years will be with you on this journey.  The show will feature discussions with heloc expert, Michael Lush as well as feature success stories of people paying of...

Replace Your Mortgage Podcast Trailer - What You Can Expect EP000

February 14, 2018 00:42 - 5 minutes - 6.55 MB

Welcome to the Replace Your Mortgage podcast. This is our short trailer sharing with you what the Replace your Mortgage podcast is all about and what you can expect.  David Dutton who is the co-founder of ReplaceYourMortgage.com, the #1 online resource for using a home equity line of credit to pay off your home on average of 5-7 years will be with you on this journey.  The show will feature discussions with heloc expert, Michael Lush as well as feature success stories of people paying of...