Morgan Roberts - Insurance isn't boring

Real Money Talk - A fresh take on personal finance

English - June 30, 2021 05:33 - 48 minutes - 66.3 MB
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Previous Episode: 7 Things worth knowing about Balance Transfer Credit Cards

Next Episode: How to switch banks

Morgan Roberts is a multi-award-winning car and home insurance broker. She’s been selling insurance for nearly ten years and was recently appointed the director of sales at Ratehub Inc.’s brand new brokerage - RH insurance (https://www.rhinsurance.ca).

[1:13 - 4:13] MONEY MISTAKE OR MAKEUP - Canadian tire returns, buying too many clothes, juice cleanse

QUESTIONS

[4:14 - 6:18] Why did you switch careers for insurance?

[6:19 - 7:08] What do you love about being an insurance broker?

[7:10 - 8:29] What’s the top skillset for an insurance broker?

[8:30 - 10:04] What are the secrets to being a great broker?

[10:05 - 12:24] Why should Canadians care about insurance?

[12:25 - 13:33] Why aren’t Canadians more hands-on with their insurance?

[13:34 - 15:15] A little bit about tenant’s insurance

[15:16 - 16:44] How much contents insurance do I need?

[16:45 - 17:40] Comparing cell phones to insurance

[17:41 - 18:26] A car insurance mistake you might be making

[18:27 - 21:11] The one thing people forget to ask to get cheaper insurance

[21:12 - 22:06] What is telematics? What is sewer backup? What is overland water?

[22:07 - 29:21] Myths and misconceptions about car insurance

Let’s get into some truths and falsehoods about car insurance.

Will my insurance company find out about a ticket or car accident? Do I need to ask if I can drive for Uber or deliver food? Does my postal code impact my insurance rate? Does how much you drive affect your insurance rate? Do speeding tickets under 15km affect my insurance rate? Do my car insurance rates go up after a claim? Who determines fault in an accident? Does car insurance follow the person or the car? With usage-based insurance, will my rates go up for bad driving?

[29:22 - 32:39] What does the future look like for car insurance?

[32:40 - 38:24] What are some mistakes people make with their insurance?

[38:25 - 47:24] RAPID FIRE QUESTIONS What’s in your wallet? A book everyone should read? What was your first job and what did you learn from it? What is a commonly held belief about your industry or space that you passionately disagree with? If you had one tweet that everyone in the world would read, what would it say? What’s your number (to walk away from it all and live financially independent, never worry about money again?) What do you want to be known for when you die?

[47:25 - 48:18] Outro