Real Money Talk - A fresh take on personal finance
52 episodes - English - Latest episode: about 2 years ago -A Canadian personal finance podcast that aims to give you real talk about exactly that: Money. Personal finance is rife with jargon, with seemingly impossible advice (don’t ever buy a latte; avocado toast is the reason you’re broke) from people who just don’t get it. They aren’t Millennials -- trying to get ahead against impossibly high home prices and seemingly insurmountable debt -- but we are. We may not be experts, we may not have all the answers, but we get it. And we’re here to give you the real talk on all things money.
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
Andrew Hallam On Finding Balance with Your Money for a Successful Life
January 28, 2022 18:26 - 59 minutes - 81.6 MBMillionaire Teacher, Andrew Hallam, sits down with Jon Vassallo, VP of Partnerships at Ratehub.ca, to discuss Andrew’s new book: Balance: How to Invest and Spend for Happiness, Health, and Wealth. The two discuss how to live a better life (money isn’t everything), how to align spending with values, and resolving anxiety around spending before diving into investments and socially responsible investing. [0:00] intro [3:22] Money mistake or makeup - cat litter and ponzi schemes [9:12]...
Buying a House w Jessica Moorhouse | Millennial Money Expert
December 29, 2021 22:59 - 1 hour - 126 MBAre you planning on buying a house in 2022? Is it a New Year's Resolution? Here's everything you need to know about buying a home from people that did it in 2021. Jessica Moorhouse is an award winning blogger, podcaster, and an accredited financial counsellor in Canada. Ratehub’s Director of Insurance, Matt Hands, sat down with Jessica to discuss the home buying process. Jessica sold her townhouse and bought a new house in Toronto this year in the wild and crazy market. Matt decided to le...
Home (insurance) For The Holidays w Morgan Roberts
December 15, 2021 11:00 - 57 minutes - 106 MBFrom the BC floods to the Wet Bandits flooding the basements in Home Alone—how does your home insurance work with natural disasters and climate change? What risks does Christmas pose to your house? What happens if your gifts get stolen? What do you do in case of a break-in? Do you really have to shovel your sidewalk? Do more fires happen at Christmas? What about hosting parties and serving alcohol? Director of Sales at RH Insurance (www.rhinsurance.ca), Morgan Roberts, sits down with Direc...
Get Lit: 10 Steps To Financial Security & Wellness
November 12, 2021 11:00 - 15 minutes - 21.2 MBRamit Sethi, author of “ I will teach you to be rich” recently tweeted out: 3 signs someone is financially sophisticated. They know their numbers cold: Savings rates, asset allocation, debt payoff date, goals. Creative, even extravagant spending on the things they love. Not penny pinchers. They have a point of view. They actively work on their money psychology. If you don’t know these numbers, you worry about spending (whether it’s too much or too little), and you avoid living ...
Cait Flanders | Urge To Splurge? How a year of less may be best for your finances
October 29, 2021 10:00 - 1 hour - 89.5 MBWith vaccines rolling out for 5-11-year-olds, we may be nearing the end of the COVID pandemic. It’s been a time of juxtapositions. The burnout of finally being able to work from home, social distancing with your closest friends and family, and the great resignation from a tenured job – change has been the only constant in our stay in place lives. And now, the urge to splurge is on, treat yo’self. We’re tired of the puzzles, the paint by numbers, we want to revenge spend. According to a...
How to get cheap car insurance
October 15, 2021 10:00 - 8 minutes - 11.4 MBNot all car insurance is the same — car insurance quotes will vary by company, driver, car, and city. You need to research your situation to make sure you have the right coverage for yourself. We put together a list of how to get cheap car insurance now and in the future, whether you’re mid-policy or shopping around for new quotes this year. What is the average price of car insurance in Canada? BC - $1,832 Ontario - $1,528 Alberta - $1,316 Saskatchewan - $1,235 Newfoundland - $...
Pt. 2: How To Buy Stocks and ETFs on Questrade with Scarlett Swain, Director of investment products
September 30, 2021 10:01 - 54 minutes - 74.6 MBPart 2 of 2 [0:00 - 1:36] Intro [1:37 - 4:10] What is a stock? What is an ETF? [4:11 - 4:51] How much is an ETF? What is MER? [4:52 - 5:49] What is a mutual fund? [5:50 - 6:15] What are underlying holdings? [6:16 - 7:00] What is a portfolio? [7:01 - 8:51] What is a globally diversified portfolio? What is asset allocation? [8:52 - 9:55] What stocks or ETFs should I buy? [9:56 - 11:15] How much money should I be investing? What percentage of my income should I be investi...
Pt.1: Scared To Invest? Questrade Walkthrough with Scarlett Swain, Director of Investment Products
September 30, 2021 10:00 - 36 minutes - 49.7 MBPart 1 of 2 This is a Questrade Walkthrough for their sign-up process to answer any and all questions you encounter along the way. If you're scared to invest, we answer all your questions to settle your fears. Senior content strategist, Tyler Wade sits down with Questrade's director of investment products, Scarlett Swain to walk you through getting an account with Questrade. He asks all the questions you may have about the sign-up and registration process so you can start investing and ...
5 Tips for Mortgage Renewal Time
September 10, 2021 18:28 - 8 minutes - 11.8 MBUnless you have the cash to pay off your balance in your first mortgage term, you’re likely part of the 36.3% of Canadian homeowners who carry a mortgage and must renew it at the end of their term. 1. Consider your financial goals 2. Start to shop around early 3. Ask for a better mortgage rate 4. Get a rate hold 5. Give yourself time to switch lenders You can compare rates at ratehub.ca Visit this blog: 5 mortgage renewal tips
Wil Reynolds - The man who turned down $50 million
August 27, 2021 10:00 - 1 hour - 92.3 MBWil Reynolds (seerinteractive.com) turned down $50 million dollars to buy his company. Why he did it is one of the most valuable lessons of personal finance you will ever hear. He had his number to walk away. He had the opportunity at life-changing money. He wrote “My house is enough, my cars are enough, my kids’ private school is enough, my vacation fund is enough. I’ve seen enough of the world. My rainy day fund is enough, my take my parents on vacation fund is enough, my buy a sma...
Rent vs. Buy - Lifestyle, Math, and How to choose
August 13, 2021 10:00 - 10 minutes - 14.5 MBBuying vs. Renting is an age-old debate. Our parents think it's a simple decision: Buy! Don't waste your money! It's a good investment! But that was 50 years ago when you could buy a house for a reasonable amount of money and pay it off. Here's a link to our blog: https://www.ratehub.ca/blog/rent-vs-buy-canada/ House prices are surging, home affordability is extremely challenging. We need to look at lifestyle factors Commute Access to culture and amenities Mobility & stability ...
Bridget Casey - Mindset|SelfWorth|Your First 100k
July 30, 2021 10:00 - 1 hour - 90.1 MBBridget Casey talks about stagnant wages, gender pay gaps, wealth inequality, the immorality of billionaires, FIRE, Coast FIRE, and the importance of your first 100k (sixfigurestockportfolio.com and moneyaftergraduation.com) She’s brutally honest, vulnerable, and puts the cash in the Kardashians. She’s been featured in Time magazine, Forbes, Macleans, MoneySense, Globe and Mail, Yahoo Finance, BNN, CBC and of course, Ratehub.ca Find her on Instagram and Twitter @bridgiecasey [0:...
How to switch banks
July 16, 2021 10:00 - 8 minutes - 11.7 MBConsider why you want to switch banks Assess your needs Open a new account Redirect automatic payments and deposits Begin using your new account Close your old account Compare chequing accounts:https://www.ratehub.ca/chequing-accounts Compare savings accounts: https://www.ratehub.ca/savings-accounts Here's the how-to switch banks checklist template and the bank account switch form: https://www.ratehub.ca/blog/how-to-switch-banks-in-canada/
Morgan Roberts - Insurance isn't boring
June 30, 2021 05:33 - 48 minutes - 66.3 MBMorgan Roberts is a multi-award-winning car and home insurance broker. She’s been selling insurance for nearly ten years and was recently appointed the director of sales at Ratehub Inc.’s brand new brokerage - RH insurance (https://www.rhinsurance.ca). [1:13 - 4:13] MONEY MISTAKE OR MAKEUP - Canadian tire returns, buying too many clothes, juice cleanse QUESTIONS [4:14 - 6:18] Why did you switch careers for insurance? [6:19 - 7:08] What do you love about being an insurance b...
KB | 7 Things worth knowing about Balance Transfer Credit Cards
June 11, 2021 10:00 - 9 minutes - 12.6 MBWhat is a balance transfer? How do balance transfers work? The role of balance transfer offers. Remember, balance transfer offers are only available for a limited time. New purchases on a balance transfer card are subject to a higher rate. So, Is a balance transfer worth it? How does a balance transfer affect your credit score? We wrap it up with what you should look for when choosing a balance transfer card. Find the best balance transfer credit cards here: https://www.rate...
7 Things worth knowing about Balance Transfer Credit Cards
June 11, 2021 10:00 - 9 minutes - 12.6 MBWhat is a balance transfer? How do balance transfers work? The role of balance transfer offers. Remember, balance transfer offers are only available for a limited time. New purchases on a balance transfer card are subject to a higher rate. So, Is a balance transfer worth it? How does a balance transfer affect your credit score? We wrap it up with what you should look for when choosing a balance transfer card. Find the best balance transfer credit cards here: https://www.rate...
On life and its insurance w Lorne Marr
May 28, 2021 10:00 - 52 minutes - 71.9 MBLorne Marr (founder of https://www.lsminsurance.ca) is a life insurance expert with nearly 30 years of experience and earning a number of sales and service awards along the way, including one from the prestigious MoneySense Magazine. He founded LSM Insurance in 1998 and quickly grew it into one of Canada’s leading life insurance brokerages. He is also a Certified Financial Planner. Ratehub's director of insurance, Matt Hands, and I spoke with him about his entrepreneurial journey, life insur...
Can I afford a million dollar home?
May 13, 2021 19:58 - 8 minutes - 11.8 MB$1 million used to be enough money to set you up for life, but those days are long gone. In this Knowledge Bank episode, we take a look at the factors that’ll determine if you can afford the average mortgage on a 1 million dollar home. We cover what a million dollars looks like in today's economy and what your down payment needs to be. We go over why CMHC won't help you and discuss your debt service ratios - both gross debt service ratio and total debt service ratio (don't worry, they'll...
David Trahair - Procrastinating your way into retirement
April 30, 2021 10:00 - 1 hour - 92.9 MBDavid Trahair has written several books on personal finance. He’s a speaker, a personal finance trainer, and a chartered account with over 18 years of experience handing out free knowledge and budgeting templates on his website (https://www.trahair.com). His most recent release is The Procrastinator’s Guide to Retirement - How to retire in 10 years or less. A huge shift in how to save for retirement is to track your expenses as a percentage of your income. We ask him about that, his ...
KB|How much car can you afford?
April 09, 2021 10:00 - 6 minutes - 8.75 MBThere's a rule of thumb to know how much you can afford. It's the 20/4/10 ratio – a standard set of 3 rules to help make your car-buying decisions easier. How much should you put down on a car? How long should you finance a car? And how much of your salary should go towards buying a car. Read the blog for more: https://www.ratehub.ca/blog/how-much-car-can-you-afford/
How to file your own taxes with Wealthsimple's Tax Expert, Caroline Corbeil
March 26, 2021 10:00 - 29 minutes - 41.2 MBWealthsimple tax expert, Caroline Corbeil and Ratehub.ca's VP of finance and Operations, Jen Pollock, quickly answer your top tax questions to put you at ease and set you up to file your own taxes online. We promise it’s much easier than you think. We’re going to eliminate whatever fears you may have about filing income tax in Canada. For more info, visit https://www.ratehub.ca [0:00 - 1:24] INTRO [1:25 - 4:30] Money mistakes special edition - Tax mistakes made by tax experts (and...
KB | To Pay Back Debt or Invest: 8 deciding factors
March 12, 2021 11:00 - 5 minutes - 8.13 MBSenior content Strategist, Hyder Owainati walks us through 8 things to consider when deciding to pay back debt or invest. You can read his full blog with more details here: https://www.ratehub.ca/blog/pay-off-debt-or-invest-what-you-need-to-consider/ 1. Have some kind of emergency fund 2. Understand the difference between good and bad debt 3. The critical role of interest rates 4. Investment approach and risk tolerance 5. The size of the debt 6. Your relationship with debt 7. ...
Redefining Wealth with Paper & Coin's Octavia Ramirez
February 25, 2021 22:13 - 1 hour - 87.3 MBWe Interview Octavia Ramirez, founder of Paper & Coin (https://www.paperandcoin.com/) – a financial coaching business that uses certified financial planners to help define how millennials view wealth and manage their money towards their goals. On the show, we talk to her about wealth and how we as millennials and gen-zers need to redefine what wealth means to us. [0:30 - 2:25] INTRO - How do you define wealth? Do we need to buy a house or is wealth better defined by our flexibility an...
KB | What you might not know about home insurance
February 12, 2021 11:00 - 4 minutes - 6.28 MBDo you really understand home insurance and what it covers? Here's a quick few insider tips, including: Do you need home insurance? Is your stuff protected...and for how much? The $30,000 potential claim for which you probably don't have coverage. And finally, if your stuff is damaged, what's the payout? Are you paying the best price for home insurance? Compare quotes at https://www.ratehub.ca/insurance/best-home-insurance-quote
Money lessons from first-generation Canadians with Liz Enriquez
January 29, 2021 11:00 - 44 minutes - 60.8 MBGrowing up, what were the conversations you had around the dinner table? Was it the day’s events - school, jobs, fun activities? What about money? Discussing money can teach our kids about finance and managing a budget. What about a new Canadian? What do their conversations sound like and what can we learn from their unique perspective? We invited money coach Liz Enriquez from Ambitious Adulting (https://www.ambitiousadulting.com/) to talk about her learnings being raised in Canada. I...
KB - How to get approved for a mortgage with a great rate
January 15, 2021 11:00 - 4 minutes - 5.85 MBScouring the internet for the best mortgage rate you can find? There are some to-do's on your end first. Improve your credit score Keep track of your finances (especially if you're an entrepreneur, freelancer, or contract worker) Save for a larger downpayment For more details, enjoy Mortgage Content Specialist Tim Bennett breaking down these 3 tips on the show.
Financial tips for parents with Lisa Van De Geyn
January 06, 2021 11:00 - 40 minutes - 55.2 MBWant to raise money-smart kids? It starts by knowing how to financially plan for a baby. MoneySense Editor-in-chief, Sandra Martin, VP of Product at Ratehub.ca, Scott Affleck and I sit down with Lisa Van De Geyn to discuss. We interview Lisa, author of the book “Babies: how to afford your bundle of joy” – a detailed resource preparing parents for the financial whirlwind that is child rearing – about how to save and what to avoid. A casual chat loaded with great tips about parental leave, chi...
Negotiating salary, homes, and cars with Mark Raffan (Negotiations Ninja)
December 21, 2020 11:00 - 50 minutes - 69.9 MBWant to know how to negotiate your salary? Negotiating salary on a job offer and negotiating a raise. How about negotiating a new and used car? How about the price on a house? We ask Negotiations Expert, Mark Raffan (https://www.negotiations.ninja/) about the preparation, the process, and how to know when to walk away and the best places to practice negotiation skills. If you're not negotiating, you can be losing hundreds of thousands of dollars of your lifetime. Here's how to do it and n...
Knowledge Bank: How to start investing (and why you need to)
December 18, 2020 19:48 - 5 minutes - 8.08 MBA quick 6 minutes on how to start investing for beginners. Don't worry, you don't need to know about the stock market, what the S&P500 does, or what a dividend is. This podcast is about how simple it is today and why it's far better than leaving your money in a high interest savings account. Read more here: https://www.ratehub.ca/blog/how-to-start-investing/
Changing careers and starting a business w/ Candace Sampson
November 30, 2020 11:00 - 40 minutes - 55 MBCandace Sampson manages the website, podcast, and radio show “What She Said” (https://www.whatshesaidtalk.com/) which aims to inspire and uplift women by giving them a voice in pursuing their professional and personal goals. We talk about being an entrepreneur in these trying times, buying a business, and managing her money. Loaded with great tips and how to overcome your fears as you launch into a new career. We talk about how to know your worth, when to ask for help, and how to fin...
Knowledge Bank: 3 ways to improve your credit score
November 13, 2020 11:00 - 3 minutes - 4.69 MBContent strategist, Tim Bennett, takes us through what a credit score is and why it's important. To improve your score pay your bills on time, stay below your credit limit or within your credit utilization ratio, and keep credit applications to a minimum. Listen for the details. You can read more at https://www.ratehub.ca/credit-score/how-to-improve-credit-score
Financial Advice for Couples with Wallace Howick, FCPA
October 29, 2020 10:00 - 55 minutes - 75.9 MBBy some estimates, about 40% of marriages end in divorce. Money is often the root cause of the problem. Wallace M. Howick, FCA., joins us to discuss his book, “Love & Money” – a workbook for anyone in love - whether you’ve just started dating or you’ve been married for 15 years already. [0:00 - 0:35] INTRODUCTIONS [2:40 - 5:47] MONEY MISTAKE - Argue credit card charges | Email founders |Battle cell phone companies [5:48 - 9:13] Why are there so many money problems? In yo...
Andrew Larsen - How to write a children's book
October 02, 2020 10:00 - 59 minutes - 82 MB[0:00 - 2:31] Intro - Andrew Larsen – https://www.andrewlarsen.ca – is a multi award winning children’s author. He’s written 16 children’s books and we ask him how he makes money doing it. It’s a history of writing his first book to how he continues to do it as a full time job. If you’ve ever thought about writing a children’s book, and make money doing it, this is a must listen. [2:32 - 4:45] Money Mistake - Get regular checkups on your home mechanical systems. Don’t get sucked in ...
Suzanne Tyson of HigherEdPoints
August 21, 2020 16:42 - 45 minutes - 62.5 MBAfter years in the finance and loyalty industry, including AirMiles, Suzanne Tyson wondered why so many unused points weren’t used to help pay for higher education? Enter HigherEdPoints - a company she founded and runs to do exactly that. Her site helps students figure out how to pay for school and lobbies with the government to find new solutions. She’s a mom, a self-proclaimed silverpreneur, and we’re so happy to have her on the show today, welcome Suzanne. [0:00 - 1:33] intro ...
The value of climbing Everest with Alan Mallory
July 31, 2020 10:00 - 46 minutes - 63.3 MBGuest host Jon Vasallo, Sales Director at Ratehub.ca and general manager of MoneySense magazine interviews Alan Mallory. Alan is a performance coach, international speaker, including TedX, and published author of the book, “The family that conquered Everest”. In 2008, Alan, with his brother, sister, and father went on an expedition to the top of the world’s highest peak. They became the first family of four to set foot on the summit. A 2 month emotion-filled terrifying experience across ...
Dan Bortolotti - The Canadian Couch Potato Returns...
June 26, 2020 10:00 - 57 minutes - 82.5 MBCanadian Couch Potato investor, Dan Bortolotti returns with guest host and CO-CEO of Ratehub.ca, Alyssa Furtado. We tend to overcomplicate investing. This podcast gives you simple advice on investment planning, not being a market timer, the best time to invest for non-investors, and removing emotions from investing and learning to invest on your own. Do you invest in a pandemic? Should you withdraw all your money? There's a ton of great advice in this podcast and worth a listen to anyone ...
On going bankrupt with David O'Leary
June 12, 2020 10:00 - 56 minutes - 77.8 MBDavid started investing in 1996 at age 18 and enjoyed early success thanks to tech market giants and the internet. After growing his portfolio to $10,000 (a lot of cash for an 18 year old), he was hooked, but not playing with enough cash, so he borrowed to invest more. At 25, he was working as a mutual funds analyst, after receiving his MBA from Rotman at The University of Toronto, and about to get his chartered financial analyst designation, he told his parents he needed to file for bankrup...
Eric Dolansky - The psychology of spending
May 29, 2020 03:17 - 48 minutes - 66.1 MBOur guest on the show today is Eric Dolansky. Eric received his PhD and MBA from the Richard Ivey Business School at Western University. He’s now a professor at the Goodman school of Business at Brock University. His main area of research is in studying pricing and price perception, consumer estimations of value, consumer behaviour and behavioural economics. We asked him why we hoard toilet paper, why Pusateri's can charge $30 for a container of lysol wipes, and why we'll pay the price. ...
Shawnn & Dee - The wealthy baber and stylist
April 03, 2020 10:00 - 51 minutes - 71.4 MBThis podcast is brought to you by EQ Bank and the EQ Bank Savings Plus Account. [0:00 - 1:17] Intro [1:18 - 2:55] Opening monologue David Chilton’s book, “The Wealthy Barber,” tells us that if a barber can be wealthy, given how much they make, anyone can. The rules are simple. Live below your means, learn how to save, start an emergency fund, and as early as you can, pay yourself first - 10% of your earnings should go to investing. It doesn’t have to be complicated, th...
Shawnn & Dee - The wealthy barber and stylist
April 03, 2020 10:00 - 51 minutes - 71.4 MBThis podcast is brought to you by EQ Bank and the EQ Bank Savings Plus Account. [0:00 - 1:17] Intro [1:18 - 2:55] Opening monologue David Chilton’s book, “The Wealthy Barber,” tells us that if a barber can be wealthy, given how much they make, anyone can. The rules are simple. Live below your means, learn how to save, start an emergency fund, and as early as you can, pay yourself first - 10% of your earnings should go to investing. It doesn’t have to be complicated, th...
Interview with Olympic gold medalist, Jon Montgomery
March 27, 2020 04:50 - 51 minutes - 71 MBFor those of us who thought ski jumping was the wildest sport at the 2002 Winter Olympics in Salt Lake City, Utah, there was a surprise that had all us viewers on the edge of our seats. Skeleton was on the official lineup, for the first time since 1948. If you’ve never seen it before, skeleton involves plunging head-first down a steep, twisty ice track, atop a sled that’s barely more substantial than a cafeteria tray. 2002 was also the year Jon Montgomery discovered the s...
Mike Evin - how musicians make money
March 20, 2020 15:18 - 43 minutes - 60.3 MBWhether or not you actively seek music, it’s everywhere. Be it through your favourite streaming platform, on the radio in your car, through commercials on TV, in the background at the grocery stores, or through live performances in bars, clubs, or restaurants - music surrounds and delights us by filling up life’s silent moments. And behind the music that you hear every day, there’s a musician who dedicated their lives to making it possible. However, it’s becoming an increasingly uphill batt...
Interview with CG Chen of Ample Labs
March 13, 2020 15:14 - 40 minutes - 55.1 MBWe think of the homeless as people on the street, but there are far more people living in transition - couch surfing or sleeping in the back seat of their cars. If you were down and out, if you had no money, do you know where to go for food and shelter? Enter Chalmers, an app for the homeless developed by Ample Labs. An app to help the people on the street find essential services like food, shelter, and even help them in crisis. Today on the show, we interview the founder of Ample Labs...
Interview with Manny from Hardcore Renos
March 06, 2020 11:00 - 49 minutes - 67.5 MBI’ve worked for renovation companies. I have friends who are contractors. The construction industry is a dinosaur and educating yourself will help move it forward. Whether you’re planning a renovation in the future, thinking about entering the business, or just want to get educated on construction, Manny from Hardcore Renos is as real as it gets. Renovation TV shows aren’t real. We ask how much contractors make, about paying for jobs in cash, and if buying a home is still a good idea. We wan...
Interview with Justin - Black Cat Espresso Bar
February 27, 2020 16:39 - 38 minutes - 52.8 MBEver dream of opening up your own coffee shop? Wouldn’t it be lovely sipping on latte’s everyday, chatting up your regulars - serving up drip, cappuccinos, and flat whites? We talk to Justin of Black Cat Espresso Bar about what it’s like to own a coffee shop. We talk about 1st, 2nd, and 3rd wave coffee, the coffee scene in Toronto, and ask - should you tip your barista? Justin owns 2 shops in Toronto and also sells a delicious breakfast sandwich (a must try) to different shops around the c...
Interview with Fatma - a refugee living in Canada
December 18, 2019 15:40 - 37 minutes - 53.4 MBReal Money Talk - A Ratehub.ca Production Sometimes we need a reminder of how lucky we are and put things into a new perspective, and to look at money through a different lens. Right now, there’s a good chance we’re going into debt trying to show people we love them. Tis the season. But not for everyone. In 2018, according to the auditor general, over 450,000 Ontarians are on what’s called Ontario Works or OW. It’s a prettier name for welfare. They’re living in cramped apartments or sub...
Everyday we're (Side) Hustlin'
November 28, 2019 17:25 - 29 minutes - 40.2 MBThe Side Hustle - side gigs, short term contracts, freelance work - all the extra work, on top of your day to day that you do to make ends meet and follow your passion to live in today’s modern economy. Is it worth the added stress? Can you actually make money? According to a study by the Angus Reid Institute over 40 percent of millennials surveyed said they had participated in this "gig economy" in the past five years. Many of the workers earned less than $50,000 a year, so they had to pi...
Interview with Chantel Chapman - Mindful Money Coach
November 14, 2019 11:00 - 42 minutes - 60.2 MBWe don't talk about real money like this. In this episode, Chantel Chapman of whatthefinances.ca talks about mindfulness, not banking, and how it affects us internally - our breath, our nervous system, and brains. She helps us understand the why of the buy, and how to control our spending with balance. This show can serve as a history lesson on consumerism, our addiction to our money habits and how a 12-step program for your over/under spending, or other money disorders, affect your everyday...
Interview with Barry Choi - Credit card guru on maximizing rewards
October 17, 2019 10:00 - 40 minutes - 38.5 MB[0:00] Intro [2:15] How did you become a personal finance and travel expert? [3:03] Education on personal finance is a big factor [4:00] What credit cards are in your wallet, Barry? [5:00] What credit cards are in Tyler’s wallet? [5:52] Most travel rewards credit cards are pretty good [7:00] How often should you change credit cards? [8:05] What’s in your wallet, Hyder? [8:40] Don’t be scared to have more than one credit card [9:45] Wha...
Interview with James Laird on Real Estate Investing
October 02, 2019 10:00 - 40 minutes - 94.4 MBOn our 2nd show, we talk real estate investment with James Laird. He is the founder of CanWise Financial - one of the top rated mortgage brokerages in Canada. He also owns several of his own investment properties. Should Millennials get into the housing market? How should they do it? We dig in, have some fun, and discuss investment properties. [0:00] Intro [1:40] Opening thoughts on buying a home and the real estate market in Canada [4:15] Tyler's feelings on owning real estate [6:02...