Paul Ritter has over 25 years experience in the mortgage and credit enhancement industries. He is currently the owner of Credit Investigation Service, dba My Credit Team that specializes in credit enhancement for the Real Estate Industry. He is FICO certified, an expert in his field, and a national sought after speaker. He also owns a screening company, which provides the front-end piece to evaluate potential tenant/buyers.


What you’ll learn about in this episode:
Why a credit repair and restoration service is so valuable
Tenant screening and deciding whether to accept a lease option client
What sets Ritter’s company apart when it comes to its application process, which is efficient with a significant value-added benefit
How a person pays for a low credit score in many ways, such as with interest rate on car, house, credit cards and insurance
How employers look at prospective employees’ credit reports when deciding who to hire
Why you don’t want a one-size-fits-all credit repair company
Why you need an extensive action plan from a credit repair company
How Ritter’s company’s service is extensive but not expensive
Why working with a quality credit repair company is a valuable investment in your future
Becoming educated about your credit report and having a strategic action plan that helps you get where you want to be
Some of the key information that should be gathered and analyzed such as debt to income ratio, affordability analysis, and income details
Why it’s vastly better for a human to analyze information and make decisions about someone’s credit worthiness rather than a computer doing that
What exactly makes up a credit score, how credit scores can be calculated in a unique way, and the surprising percentage of a credit score that is credit history
Watching out for the countless bad credit repair services, and finding a trustworthy service
Some key pros and cons of a lease option
Why and when refinancing can be the right decision
How podcast listeners can receive a free ebook plus special offer of a waived setup fee and other bonuses
Resources:
REInvestorSummit.com/Ritter
REInvestorSummit.com/Everywhere
REInvestorSummit.com/live
REInvestorSummit.com/aof
REInvestorSummit.com/100