Radical Personal Finance

914: What Will Happen with Social Security and Medicare, and How Can You Prepare?

628-Federal Debt: The Ticking Bomb that No One is Willing to Defuse 629-[In-Depth Version] Federal Debt: The Ticking Bomb that No One is Willing to Defuse

913: How to Invest in Your Children at a Very Young Age, Part 5: Help Your Children to Become Accomplished, Fluent Readers

If your children are accomplished, skilled, and experienced readers, they will be in the top ranks of their class and, more importantly, will be equipped to teach themselves everything that matters in their lives.    

912: Friday Q&A: Increasing Reading, Investing Extra Money, Real Estate Seminars, Living in South Florida, Etc.

On today's Q&A we cover: 1:08 What specific advice can we give to increase reading? 8:13 How should I invest my extra money? 17:44 What real estate seminar did Joshua avoid as a youngster? 40:00 Where in South Florida should I live? 53:44 When does it make sense to pay down extra on a mortgage? 1:02:55 What can I do on vacation in Malta? Enjoy! To join me next week: https://patreon.com/RadicalPersonalFinance Joshua

911: How to Invest in Your Children at a Very Young Age, Part 4: Give Your Children Words and Background Knowledge

If you want to develop the minds of your children, you need to give them words. Lots and lots of words. Joshua

910: How to Invest in Your Children at a Very Young Age, Part 3: Invest into Strong, Healthy, Athletic Bodies

As we continue our "How to Invest in Children" series, we move past those things that are in the past (mate selection, child gestation, and birth) and into those things that are applicable for all children: investing in our children's bodies, minds, and spirits.  In today's episode we discuss how to invest into your children's bodies in real, meaningful ways. Joshua www.HackProofCourse.com 

909: How to Invest in Your Children at a Very Young Age, Part 2: Conception, Pregnancy, Childbirth

In today's episode we continue our discussion of how to invest in your children while young for the best chance of long-term success, with a primary focus on conceiving the healthiest baby and nurturing his best possible outcomes in utero and at birth. Joshua

908: How to Invest in Your Children at a Very Young Age, Part 1: Choose Great Parents!

I've long promoted investing in your children at an early age, believing that money spent on them while young returns far higher than money spent at a later age. In this series I will tell you how to actually do that. Enjoy!  Joshua Sign up for my newest class today, before the live event: http://hackproofcourse.com 

907: Friday Q&A: Why Hire a Financial Pro, Real Estate Education, Best e-Reader, Demographics and Real Estate, Etc.

On today's Friday Q&A we cover: 1:55 Why should I hire a financial professional if I can do it myself? 11:29 How do I educate myself about real estate? 13:42 What's the best ereader to use? 33:22 How do I plan a rental portfolio for demographic changes. 44:40 Should I live close to extended family? 1:13:51 What's great about the book Stolen Focus? 1:20:41 How do I read to my children in Spanish? 1:24:14 Where in Latin America should I buy a $50,000 condo?

906: Five Intelligent Financial Goals for You to Set in 2023!

Sign up before the price increase: http://HackProofCourse.com 

HACKPROOF: How to Beat Fraudsters, Prevent Identity Theft, and Say Goodbye to Cybercrime

My newest course is live. Sign up now! http://HackProofCourse.com 

905: Friday Q&A: Blue Collar Biz, Home Education, Books to Read, Motorcycle Riding, and More!

It's Friday! On today's Q&A show we cover: 2:38 How to start a blue collar landscaping business on the side. 16:15 How do I decide my priorities when thinking about home education? 1:17:59 What new books should I read this year? www.radicalbooklist.com 1:56:00 How do I build a recession-proof job? 2:17:24 How do I decide if riding a motorcycle is too dangerous for me? Enjoy the show! To join me next week, go to https://patreon.com/RadicalPersonalFinance  Joshua

904: Encouragement for You as You Set Your New Year's Resolutions and Goals

I hate it when people make fun of New Year's Resolutions. Setting annual goals and making personal resolutions is a marvelous practice. Go for it! In today's episode I want to share some lessons I've learned and encourage you how to do it in a way that make sense for you. Enjoy! Joshua

REPLAY: 838-How to Have a Truly Rich Christmas (With the Inspiration of "A Christmas Carol" by Charles Dickens)

Today, let's discuss how you can enjoy a truly rich Christmas—nay, a truly rich life. Joshua Originally released December 23, 2021 If you'd like to follow along with my reading, you can find the text here: https://www.gutenberg.org/files/19337/19337-h/19337-h.htm

903: Friday Q&A: New Job, Productivity Tools, Outsourcing to a VA, Bitcoin, Etc.

On today's Q&A we cover: How do I go browse for a new job? 17:47 What productivity tools does Joshua use? 29:51 How do I outsource to a VA? 37:43 What are Joshua's current thoughts on the state of Bitcoin? 57:12 How do I help my 2-year old play alone? Enjoy! Joshua

902: How to Buy a Car, Part 5: The Single Best Technique to Source a Quality Used Car

901: Friday Q&A: Why You Should Maximize Tax-Deferred Plans, UTMA Accounts, Dividends on Whole Life, Asset Allocation, Business, Etc.

On today's Friday Q&A show we cover:  Should I really maximize my investments into tax-deferred plans? 15:38 What do I need to do with the UTMA account I have for my children? 25:25 Why did my dividend disappear from my whole life policy? 46:02 How do I learn about asset allocation? 1:02:24 How do I size and structure my children's life insurance policies? 1:21:15 Should I start a business while having young children? 1:35:00 How can I teach my non-reading children a foreign lan...

900: Meet the Goddess of Good Luck

Chapter 4 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richestmaninbaby00geor/mode/2up

50% off digital courses (Black Friday Sale)

I'm running a huge Black Friday sale on all of my products. Save 50% with coupon code "blackfriday" at: www.InternationalEscapePlan.com code "blackfriday" www.BitcoinPrivacyCourse.com code "blackfriday" www.RadicalPersonalFinance.com/consult (no code needed, book while available!)

Huge Black Friday Sale on Consulting (and why you should hire good consultants!)

Go here now and book a call. (Only 50 slots available!) www.radicalpersonalfinance.com/consult 

899: The Gods of the Copybook Headings with Terror and Slaughter Return!

898: What to Do If You've Just Lost All Your Money

A lot of my listeners are hurting due to the recent collapse of FTX. Here's what I would tell you face-to-face if you've just lost all of your money, regardless of the specific reason why. Joshua

897: Important Financial Lessons from the FTX Collapse

Friday Q&A: Citizenship by Investment, Marketing an RIA, Medicaid or Not, Learning Spanish, Wills & Trusts

On today's Q&A we discuss: 3:00 Should I do a Citizenship by Investment or a Residency program to get a second passport? 20:01 I'm starting a new Registered Investment Advisory firm. How should I market myself? 33:56 Should I adjust my income low enough to get on Medicaid? 42:06 What kind of wills and trusts do I need to protect my children? 59:00 I'm moving to Mexico. How should I learn Spanish? 1:24:17 Should I quit my job to start a business or just get a better-paying job?

896: Friday Q&A: Citizenship by Investment, Marketing an RIA, Medicaid or Not, Learning Spanish, Wills & Trusts

On today's Q&A we discuss: 3:00 Should I do a Citizenship by Investment or a Residency program to get a second passport? 20:01 I'm starting a new Registered Investment Advisory firm. How should I market myself? 33:56 Should I adjust my income low enough to get on Medicaid? 42:06 What kind of wills and trusts do I need to protect my children? 59:00 I'm moving to Mexico. How should I learn Spanish? 1:24:17 Should I quit my job to start a business or just get a better-paying job?

Seven Cures for a Lean Purse

895: Seven Cures for a Lean Purse

Chapter 3 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richestmaninbaby00geor/mode/2up

Friday Q&A: Houses & Down Payments, New Child, Famine, Farming, etc.

On today's Q&A we cover:  1:15 Should I buy a house? 22:38 Should I sell investments or drain my bank accounts for a house down payment? 31:46 What do I need to do financially for my new child? 50:00 Update on the famine discussion? 1:00:00 How do I build a portfolio of ethical, diverse, sustainable farms? To join me next week, go here: https://patreon.com/RadicalPersonalFinance  Enjoy! Joshua

894: Friday Q&A: Houses & Down Payments, New Child, Famine, Farming, Etc.

On today's Q&A we cover:  1:15 Should I buy a house? 22:38 Should I sell investments or drain my bank accounts for a house down payment? 31:46 What do I need to do financially for my new child? 50:00 Update on the famine discussion? 1:00:00 How do I build a portfolio of ethical, diverse, sustainable farms? To join me next week, go here: https://patreon.com/RadicalPersonalFinance  Enjoy! Joshua

The Richest Man in Babylon

893: The Richest Man in Babylon

Chapter 2 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richestmaninbaby00geor/mode/2up

Friday Q&A: Financial Coaching, Canada, Tax Planning, Franchise Business, Car Leasing

On today's Q&A we cover: 1:30 How can I build a successful financial coaching business? 38:56 How can Canada serve me in my internationalized life? 52:00 What are my tax planning opportunities with a variable income? 58:00 Should I buy a franchise business for my father? 1:17:02 Should I lease a car? To join me next week, go to https://patreon.com/RadicalPersonalFinance  Enjoy! Joshua

892: Friday Q&A: Financial Coaching, Canada, Tax Planning, Franchise Business, Car Leasing

On today's Q&A we cover: 1:30 How can I build a successful financial coaching business? 38:56 How can Canada serve me in my internationalized life? 52:00 What are my tax planning opportunities with a variable income? 58:00 Should I buy a franchise business for my father? 1:17:02 Should I lease a car? To join me next week, go to https://patreon.com/RadicalPersonalFinance  Enjoy! Joshua

The Man Who Desired Gold

891: The Man Who Desired Gold

Chapter 1 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richestmaninbaby00geor/mode/2up

Bitcoin Markets/Privacy Update (October)

Go to www.bitcoinprivacycourse.com and use promo code OCTOBER to save $50 (valid only in October).

Friday Q&A: Upgrade My House, Where to Move After Graduation, The Future of the Stock Market, etc.

On today's Q&A we cover: 1:37 Should I renovate my current house or sell and upgrade? 17:24 I'm graduating with my master's degree in Germany...where should I go now? 38:17 Why should I believe in the future of the stock market? 1:08:31 How do I figure out what stuff to get rid of? 1:24:57 Should I sign up my young son as an authorized user on my credit card? Enjoy! Join me next week here: https://patreon.com/RadicalPersonalFinance  Joshua  

890: Friday Q&A: Upgrade My House, Where to Move After Graduation, Future of the Stock Market, etc.

On today's Q&A we cover: 1:37 Should I renovate my current house or sell and upgrade? 17:24 I'm graduating with my master's degree in Germany...where should I go now? 38:17 Why should I believe in the future of the stock market? 1:08:31 How do I figure out what stuff to get rid of? 1:24:57 Should I sign up my young son as an authorized user on my credit card? Enjoy! Join me next week here: https://patreon.com/RadicalPersonalFinance  Joshua  

889: How to Buy a Car, Part 4: Decide on a New Car vs. Used Car

889-How to Buy a Car, Part 4: Decide on a New Car vs. Used Car

888: Friday Q&A: Dual-Income to Single-Income, Cloth Diapers, Predicting the Future

On today's Friday Q&A show we discuss: 1:00 We're going from a 2-income family to a single-income family. What should we do before that happens? 5:13 Cloth diapers versus disposable. 11:05 How to account for a new offshore property. 15:28 Can we accurately predict the future? Enjoy! Joshua Join me next week! https://www.patreon.com/RadicalPersonalFinance 

888-Friday Q&A: Dual-Income to Single-Income, Cloth Diapers, Predicting the Future

On today's Friday Q&A show we discuss: 1:00 We're going from a 2-income family to a single-income family. What should we do before that happens? 5:13 Cloth diapers versus disposable. 11:05 How to account for a new offshore property. 15:28 Can we accurately predict the future? Enjoy! Joshua Join me next week! https://www.patreon.com/RadicalPersonalFinance 

887-The Joys and Trials of International Living-Interview with Mikkel Thorup

Mikkel Thorup was born and raised in Canada, but fled the country as a teenager. Since then, he has circumnavigated the globe over 400 times visiting more than 100 countries, and has called nine different countries home in his 20+ years of non-stop continual travel around the world. On today's podcast we discuss the ups and downs, trials and triumphs of a hardcore expat lifestyle. Enjoy! Joshua The Expat Money Show: https://expatmoney.com  The Expat Money Summit: https://2022.expatm...

887: The Joys and Trials of International Living-Interview with Mikkel Thorup

Mikkel Thorup was born and raised in Canada, but fled the country as a teenager. Since then, he has circumnavigated the globe over 400 times visiting more than 100 countries, and has called nine different countries home in his 20+ years of non-stop continual travel around the world. On today's podcast we discuss the ups and downs, trials and triumphs of a hardcore expat lifestyle. Enjoy! Joshua The Expat Money Show: https://expatmoney.com  The Expat Money Summit: https://2022.expatm...

886: How to Buy a Car, Part 3: Decide How Much to Spend

Before you go actually shopping for a car, decide how much to spend. Here are my rules! Joshua https://www.financialsamurai.com/the-110th-rule-for-car-buying-everyone-must-follow/  https://www.financialsamurai.com/net-worth-rule-for-car-buying-guideline/ 

886-How to Buy a Car, Part 3: Decide How Much to Spend

Before you go actually shopping for a car, decide how much to spend. Here are my rules! Joshua https://www.financialsamurai.com/the-110th-rule-for-car-buying-everyone-must-follow/  https://www.financialsamurai.com/net-worth-rule-for-car-buying-guideline/ 

885-Famine is Coming (This Episode Explains Why): Interview with Steven Harris

In today's podcast, Steven Harris and I discuss the STRONG likelihood of global famine over the coming years and carefully analyze the underlying causes of this concern. I am deeply concerned about global food supplies over the next few years, due primarily to low fertilizer availability and high fertilizer cost. And, the disruptions in the energy markets (which you can see with the wild price hikes and shortages in so many places) are making everything massively worse. I want you to und...

885: Famine is Coming (This Episode Explains Why): Interview with Steven Harris

In today's podcast, Steven Harris and I discuss the STRONG likelihood of global famine over the coming years and carefully analyze the underlying causes of this concern. I am deeply concerned about global food supplies over the next few years, due primarily to low fertilizer availability and high fertilizer cost. And, the disruptions in the energy markets (which you can see with the wild price hikes and shortages in so many places) are making everything massively worse. I want you to und...

884-Friday Q&A: Deductible Car Expenses, Vacation Homes, Cash on Hand, Gold Coins Fraud, Etc.

On today's Friday Q&A we cover: 1:30 Should I register my car in a business name so I can take my tax deductions? 14:38 Should I buy and build a vacation home? 19:11 How much cash should I have on hand before I resign my job? 27:57 How do I reduce my taxable income in order to qualify for an EV credit? 45:00 How much can I afford for a second house? 1:31 How do I protect myself against fraud in the gold coin marketplace? 1:38 Should I buy out my leased vehicle in order to sell i...

884: Friday Q&A: Deductible Car Expenses, Vacation Homes, Cash on Hand, Gold Coins Fraud, Etc.

On today's Friday Q&A we cover: 1:30 Should I register my car in a business name so I can take my tax deductions? 14:38 Should I buy and build a vacation home? 19:11 How much cash should I have on hand before I resign my job? 27:57 How do I reduce my taxable income in order to qualify for an EV credit? 45:00 How much can I afford for a second house? 1:31 How do I protect myself against fraud in the gold coin marketplace? 1:38 Should I buy out my leased vehicle in order to sell i...

883-President Biden's Student Loan Debt Cancelation: Facts, Planning Opportunities, and Commentary