Radical Personal Finance
1,310 episodes - English - Latest episode: about 1 month ago - ★★★★ - 1.8K ratingsJoshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
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Episodes
737-Friday Q&A: Equity Stripping a House in Divorce, Buy Whole Life Insurance in a Sabbatical, Affirmations in Personal Development, Etc.
July 20, 2020 17:16 - 1 hour - 82.3 MBIn today's Q&A we discuss: 1:30 How can we equity strip a house in preparation for divorce? 13:17 Should I buy more whole life insurance if I'm planning to take a sabbatical in 6-8 years? 49:21 Are affirmations useful for personal development? 1:15:00 Should I be worried about leaving my home place in the current emergency?
Tax Planning Advice for an American Couple Moving Abroad to Teach
July 17, 2020 21:01 - 44 minutes - 40.8 MB736-Tax Planning Advice for an American Couple Moving Abroad to Teach
July 17, 2020 21:01 - 44 minutes - 40.8 MBAlways Look for the Most Direct and Effective Path to Your Goals
July 16, 2020 21:00 - 32 minutes - 29.7 MB735-Always Look for the Most Direct and Effective Path to Your Goals
July 16, 2020 21:00 - 32 minutes - 29.7 MBHow to Move to Canada 🇨🇦 And Get a Second Passport!
July 08, 2020 18:12 - 1 hour - 76.7 MBMoving is an extremely effective—albeit disruptive—way to improve certain aspects of your life, both financially and personally. All over the world there are millions of people who understand very clearly that if they can simply move to a country with a healthier, more robust economy. But what country do you choose? For hundreds of thousands of people, Canada is an obvious solution. Today I've invited Brandon Miller, owner of Maple Immigration on to the show to discuss immigration in...
734-How to Move to Canada - and Get a Second Passport!
July 08, 2020 18:12 - 1 hour - 76.7 MBMoving is an extremely effective—albeit disruptive—way to improve certain aspects of your life, both financially and personally. All over the world there are millions of people who understand very clearly that if they can simply move to a country with a healthier, more robust economy. But what country do you choose? For hundreds of thousands of people, Canada is an obvious solution. Today I've invited Brandon Miller, owner of Maple Immigration on to the show to discuss immigration in...
733-Friday Q&A: Privacy, Asset Protection, CARES Act Distributions, WWJD, Nomadism vs. Community
July 03, 2020 20:59 - 1 hour - 76.4 MBFriday Q&A: 1:30 What steps can I take to protect my privacy and assets as I get into real estate investing? 17:22 Should I take an early $100,000 IRA distribution due to the CARES Act? 24:30 WWJD if his global trip were cut short and he were trying to build an online business? 44:00 How can I build a sideline bee business that my children can help me with? 1:02:00 How can we reconcile the value of being a modern nomad with the value of local community? To join next week's show, su...
Friday Q&A: Privacy, Asset Protection, CARES Act Distributions, WWJD, Nomadism vs. Community
July 03, 2020 20:59 - 1 hour - 76.4 MBFriday Q&A: 1:30 What steps can I take to protect my privacy and assets as I get into real estate investing? 17:22 Should I take an early $100,000 IRA distribution due to the CARES Act? 24:30 WWJD if his global trip were cut short and he were trying to build an online business? 44:00 How can I build a sideline bee business that my children can help me with? 1:02:00 How can we reconcile the value of being a modern nomad with the value of local community? To join next week's show, su...
Friday Q&A: Proper Planning for Young People, Infinite Banking, Retirement Income, etc.
June 26, 2020 21:20 - 1 hour - 74.1 MBLive Friday Q&A: 2:00 Do I stick out my job and current career because it's profitable and comfortable or do I pivot to something new while I'm young? 16:20 Should I do Infinite Banking as part of my retirement plan? 38:40 Should I go to college? 59:10 My 79-year-old father needs income. What should he invest in? Join next week's show here: https://patreon.com/radicalpersonalfinance Listen to 227-The Five Benefits of College and Radical Ways to Exploit Them
732-Friday Q&A: Proper Planning for Young People, Infinite Banking, Retirement Income, Etc.
June 26, 2020 21:20 - 1 hour - 74.2 MBLive Friday Q&A: 2:00 Do I stick out my job and current career because it's profitable and comfortable or do I pivot to something new while I'm young? 16:20 Should I do Infinite Banking as part of my retirement plan? 38:40 Should I go to college? 59:10 My 79-year-old father needs income. What should he invest in? Join next week's show here: https://patreon.com/radicalpersonalfinance Listen to 227-The Five Benefits of College and Radical Ways to Exploit Them
Revolution, Reformation, and Wealth
June 25, 2020 21:27 - 48 minutes - 39 MB731-Revolution, Reformation, and Wealth
June 25, 2020 21:27 - 48 minutes - 39.3 MBHow to Choose Which Foreign Language To Learn to Increase Your Income
June 22, 2020 21:23 - 1 hour - 70.8 MB"Languages for the Future: The foreign languages the United Kingdom needs to become a truly global nation" https://www.britishcouncil.org/sites/default/files/languages_for_the_future_2017.pdf
730-How to Choose Which Foreign Language to Learn to Increase Your Income
June 22, 2020 21:23 - 1 hour - 70.8 MBResource: "Languages for the Future: The foreign languages the United Kingdom needs to become a truly global nation" https://www.britishcouncil.org/sites/default/files/languages_for_the_future_2017.pdf
729-Modern Tools to Help You Learn a Foreign Language Faster
June 10, 2020 20:01 - 1 hour - 71.3 MBIncreasing your language skills can help your brain, your social life, and your wallet. In today's show, I give you some tools I have found to be useful in my own foreign language studies. Joshua Fluent Forever by Gabriel Wyner https://fluent-forever.com/book/ Anki https://apps.ankiweb.net Lingq: https://www.lingq.com/en/
Modern Tools to Help You Learn a Foreign Language Faster
June 10, 2020 20:01 - 1 hour - 71.3 MBIncreasing your language skills can help your brain, your social life, and your wallet. In today's show, I give you some tools I have found to be useful in my own foreign language studies. Joshua Fluent Forever by Gabriel Wyner https://fluent-forever.com/book/ Anki https://apps.ankiweb.net Lingq: https://www.lingq.com/en/
REPLAY 456-Protect Your Money by Arrest-Proofing Yourself and Your Children
June 05, 2020 19:53 - 2 hours - 133 MBThis episode was first published in May 1, 2017. It's important. Please listen. ------------------------------------------------------ If you get arrested, you can kiss anywhere from thousands to hundreds of thousands of dollars good-bye. You need insurance against that eventuality. Today, I'm going to teach you why it's vitally important that you arrest-proof yourself and how to do it. Joshua Arrest Proof Yourself book: http://amzn.to/2ph7Xos Don't Talk to the Police video: htt...
Replay: 456-Protect Your Money by Arrest-Proofing Yourself and Your Children
June 05, 2020 19:53 - 2 hours - 133 MBThis episode was first published in May 1, 2017. It's important. Please listen. ------------------------------------------------------ If you get arrested, you can kiss anywhere from thousands to hundreds of thousands of dollars good-bye. You need insurance against that eventuality. Today, I'm going to teach you why it's vitally important that you arrest-proof yourself and how to do it. Joshua Arrest Proof Yourself book: http://amzn.to/2ph7Xos Don't Talk to the Police video: htt...
728-Where Are We Right Now?
June 04, 2020 23:36 - 39 minutes - 31.7 MB726-Where Are We Right Now?
June 04, 2020 23:36 - 39 minutes - 31.7 MBWhere Are We Right Now?
June 04, 2020 23:36 - 39 minutes - 31.5 MBFriday Q&A: Credit Score, Helping Parents, Life Insurance on Children, etc.!
May 22, 2020 18:53 - 1 hour - 80.4 MBTime for live Q&A today! 3:15 Does changing my credit mix improve my credit score? 8:50 How can I find a good real estate deal? 14:48 My parents are in their early 50s and not saving money. How can I help them? 32:37 Should I buy life insurance on the lives of my children? 46:37 Should I buy a rental house first or my forever house? 50:46 How do I prioritize my financial goals? 55:15 We're having a baby! What should I know? 1:18:24 Where should I keep my emergency fund? Enjoy...
725-Friday Q&A: Credit Score, Helping Parents, Life Insurance on Children, etc.!
May 22, 2020 18:53 - 1 hour - 80.4 MBTime for live Q&A today! 3:15 Does changing my credit mix improve my credit score? 8:50 How can I find a good real estate deal? 14:48 My parents are in their early 50s and not saving money. How can I help them? 32:37 Should I buy life insurance on the lives of my children? 46:37 Should I buy a rental house first or my forever house? 50:46 How do I prioritize my financial goals? 55:15 We're having a baby! What should I know? 1:18:24 Where should I keep my emergency fund? Enjoy...
727-Friday Q&A: Credit Score, Helping Parents, Life Insurance on Children, Etc.
May 22, 2020 18:53 - 1 hour - 80.4 MBTime for live Q&A today! 3:15 Does changing my credit mix improve my credit score? 8:50 How can I find a good real estate deal? 14:48 My parents are in their early 50s and not saving money. How can I help them? 32:37 Should I buy life insurance on the lives of my children? 46:37 Should I buy a rental house first or my forever house? 50:46 How do I prioritize my financial goals? 55:15 We're having a baby! What should I know? 1:18:24 Where should I keep my emergency fund? Enjoy...
726-How to Lower the Emotional Risk of a New Venture
May 18, 2020 21:59 - 48 minutes - 44.8 MBWatch this episode on YouTube: https://youtu.be/BQtrLx0EELw
724-How to Lower the Emotional Risk of a New Venture
May 18, 2020 21:59 - 48 minutes - 44.8 MBWatch this episode on YouTube: https://youtu.be/BQtrLx0EELw
725-Friday Q&A: Future of the USA, Bank on Yourself, Master's Degree, How to Meet Smart People
May 15, 2020 20:43 - 1 hour - 93.6 MBIt's Friday! Today we cover: 1:30 - What does Joshua think about the long-term future of the USA? 25:08 - Is Bank on Yourself / Infinite Banking a good idea? 56:13 - Should I get a Master's Degree right now or a job? 1:13:00 - How can I start a forum to meet smart people? Joshua P.S. To join me on next week's Q&A show, join me on Patreon: https://patreon.com/radicalpersonalfinance
723-Friday Q&A: Future of the USA, Bank on Yourself, Master's Degree, How to Meet Smart People
May 15, 2020 20:43 - 1 hour - 93.6 MBIt's Friday! Today we cover: 1:30 - What does Joshua think about the long-term future of the USA? 25:08 - Is Bank on Yourself / Infinite Banking a good idea? 56:13 - Should I get a Master's Degree right now or a job? 1:13:00 - How can I start a forum to meet smart people? Joshua p.s., to join me on next week's Q&A show, join me on Patreon: https://patreon.com/radicalpersonalfinance
The Biggest Lifestyle Improvement Opportunity Available To You Right Now!
May 11, 2020 21:00 - 48 minutes - 44.7 MBYou have an incredible opportunity available to you right now. Don’t miss it!
724-The Biggest Lifestyle Improvement Opportunity Available to You Right Now!
May 11, 2020 21:00 - 48 minutes - 44.7 MBYou have an incredible opportunity available to you right now. Don’t miss it! Watch this episode on YouTube: https://youtu.be/cvFLUsmlMWI
722-The Biggest Lifestyle Improvement Opportunity Available To You Right Now!
May 11, 2020 21:00 - 48 minutes - 44.7 MBYou have an incredible opportunity available to you right now. Don’t miss it! Watch this episode on YouTube: https://youtu.be/cvFLUsmlMWI
721-Seven Rings of Liberty: What Do You Do When You’re Free?
May 06, 2020 18:36 - 39 minutes - 36.7 MBWatch this episode on YouTube: https://youtu.be/xBThQszqk4E
723-Seven Rings of Freedom: What Do You Do When You're Free?
May 06, 2020 18:36 - 39 minutes - 36.7 MBWatch this episode on YouTube: https://youtu.be/xBThQszqk4E
723-Seven Rings of Liberty: What Do You Do When You're Free?
May 06, 2020 18:36 - 39 minutes - 36.7 MBWatch this episode on YouTube: https://youtu.be/xBThQszqk4E
722-Why I Don't Miss Investing in the Stock Market
May 04, 2020 21:36 - 1 hour - 64.4 MBWatch this episode on YouTube: https://youtu.be/3KiE5BOwM9E
719-Why I Don’t Miss Investing in the Stock Market
May 04, 2020 21:36 - 1 hour - 64.4 MBWatch this episode on YouTube: https://youtu.be/3KiE5BOwM9E
721-Friday Q&A: Stock Market Volatility, For-Profit Schools, Personal Self-Confidence, HELOCs, Etc.
May 01, 2020 21:06 - 1 hour - 55.5 MBWatch this episode on YouTube: https://youtu.be/36fIApfStZM 1:30 - Stock market volatility - are total stock index funds a safe bet? 14:12 - How can I build self-confidence with public speaking? 18:54 - How can I start a for-profit daycare or school? 35:35 - How should I use this time to learn more about money? Other important topics? How can I invest wisely at age 28? 46:00 - Should I take out a HELOC and use it to invest in a rental property? 53:00 - How can we decide whether m...
718-Friday Q&A: Stock Market Volatility, For-Profit Schools, Personal Self-Confidence, HELOCs, Etc.
May 01, 2020 21:06 - 1 hour - 55.5 MBWatch this episode on YouTube: https://youtu.be/36fIApfStZM 1:30 - Stock market volatility - are total stock index funds a safe bet? 14:12 - How can I build self-confidence with public speaking? 18:54 - How can I start a for-profit daycare or school? 35:35 - How should I use this time to learn more about money? Other important topics? How can I invest wisely at age 28? 46:00 - Should I take out a HELOC and use it to invest in a rental property? 53:00 - How can we decide whether m...
720-Commit to Growth, Exercise Courage, Develop Capability, Find Confidence
May 01, 2020 17:25 - 23 minutes - 19.1 MB717-Commit to Growth, Exercise Courage, Develop Capability, Find Confidence
May 01, 2020 17:25 - 23 minutes - 18.9 MB716-How to Have a Low-Cost Adventure in the Midst of a Financial Depression
April 21, 2020 22:31 - 1 hour - 59.4 MBThink you can't have a traveling adventure simply because you don't have any money? Well, if you think you can or you think you can't, you're right. If you'll adjust your mindset a bit, you can head out on a traveling adventure right now.
719-How to Have a Low-Cost Adventure in the Midst of a Financial Depression
April 21, 2020 22:31 - 1 hour - 59.4 MBThink you can't have a traveling adventure simply because you don't have any money? Well, if you think you can or you think you can't, you're right. If you'll adjust your mindset a bit, you can head out on a traveling adventure right now.
715-How to Have a Low-Cost Adventure in the Midst of a Financial Depression
April 21, 2020 22:31 - 1 hour - 59.4 MBThink you can't have a traveling adventure simply because you don't have any money? Well, if you think you can or you think you can't, you're right. If you'll adjust your mindset a bit, you can head out on a traveling adventure right now.
718-Friday Q&A: Credit Card Annual Fees, Like-Kind Exchanges, What to Do Next After Debt, Side Businesses, etc.
April 17, 2020 22:57 - 1 hour - 78.2 MBIt's Friday! On today's live Q&A show we discuss: 1:10 Should I keep a credit card with an annual fee because it helps my credit score? 5:22 Should I pay off my mortgage right now or wait so I can invest in rental real estate? 10:59 Will the rental market be in demand again in the future? 12:22 Should I refinance my 15-year mortgage to a 30-year in order to have more cashflow? 15:20 What should a Radical Personal Finance live event look like? 23:47 Should I do a like-kind exchange...
715-Friday Q&A: Credit Card Annual Fees, Like-Kind Exchanges, What To Do Next After Debt, Side Businesses, etc.
April 17, 2020 22:57 - 1 hour - 78.1 MBIt's Friday! On today's live Q&A show we discuss: 1:10 Should I keep a credit card with an annual fee because it helps my credit score? 5:22 Should I pay off my mortgage right now or wait so I can invest in rental real estate? 10:59 Will the rental market be in demand again in the future? 12:22 Should I refinance my 15-year mortgage to a 30-year in order to have more cashflow? 15:20 What should a Radical Personal Finance live event look like? 23:47 Should I do a like-kind exchange...
717-Friday Q&A: HELOCs, Deferring Mortgage, Investing for 18-Year-Olds, Moving to the Country, Voluntary Furloughs, Etc.
April 10, 2020 22:17 - 1 hour - 110 MBIt’s Friday! On today’s Q&A we cover: 1:23 - Should I take the HELOC money out and put it into my bank account? 4:57 - Should I defer my mortgage payments if possible? 6:30 - How does this economic crisis affect my FIRE plans? 16:52 - What should an 18-year-old do with $56,000 in his bank? 32:49 - Should we leave our high-income job to fulfill our dream of moving to the country? 48:24 - How should I give away $40,000 to $50,000 per year effectively? 1:19:20 - Should I take a vol...
714-Friday Q&A: HELOCs, Deferring Mortgage, Investing for 18-Year-Olds, Moving to the Country, Voluntary Furloughs, Etc.
April 10, 2020 22:17 - 1 hour - 110 MBIt’s Friday! On today’s Q&A we cover: 1:23 - Should I take the HELOC money out and put it into my bank account? 4:57 - Should I defer my mortgage payments if possible? 6:30 - How does this economic crisis affect my FIRE plans? 16:52 - What should an 18-year-old do with $56,000 in his bank? 32:49 - Should we leave our high-income job to fulfill our dream of moving to the country? 48:24 - How should I give away $40,000 to $50,000 per year effectively? 1:19:20 - Should I take a vol...
716-How to Profit From a Recession
April 07, 2020 23:13 - 1 hour - 78.4 MBWe're in a recession. It hasn't been "officially" acknowledged yet, but it certainly will be. So let's talk about how you can profit from this situation. With the right attitude and the right decisions, you can come out of this difficult time positioned for greater and greater success. Let's talk about how. Joshua
713-How to Profit From a Recession
April 07, 2020 23:13 - 1 hour - 78.4 MBWe're in a recession. It hasn't been "officially" acknowledged yet, but it certainly will be. So let's talk about how you can profit from this situation. With the right attitude and the right decisions, you can come out of this difficult time positioned for greater and greater success. Let's talk about how, Joshua