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This Grad Student Travels for Free by Churning Credit Cards
Personal Finance for PhDs
English - October 26, 2020 08:00 - 28 minutes - 26 MB - ★★★★★ - 46 ratingsCourses Education Business Investing debt money phd budget frugality graduateschool investing personalfinance postdoc Homepage Download Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
In this episode, Emily interviews Julie Chang, a graduate student at Stanford University. Julie's partner and parents live on the East Coast and she has family abroad, so during grad school she has pursued a specific credit card rewards strategy known as churning to help her travel hack. She has regularly flown domestically and internationally for several years almost exclusively using points and miles instead of cash. Julie details how she manages her churning strategy, including how she meets minimum spending requirements on her stipend, and how she has changed her strategy during the pandemic.