Personal Finance for PhDs
208 episodes - English - Latest episode: 18 days ago - ★★★★★ - 44 ratingsAs a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.
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Episodes
Addressing Fellowship Tax Pain Points through Education, Resources, and Advocacy
April 01, 2024 07:00 - 43 minutes - 32.9 MBIn this episode, Emily interviews Jack Mao, the founder of Tax Fellows, a nonprofit organization that prepares pro bono tax returns for Stanford students. Tax Fellows primarily serves first-generation, low-income undergraduate and graduate students, and has a special focus on the tax implications of receiving scholarships and fellowships, such as the Kiddie Tax and estimated tax payments. Jack shares the advocacy approach he’s taking to reform the Kiddie Tax at the federal level and lists id...
This PhD's Path to FIRE Has Evolved with Lifestyle Design and Having Children
March 18, 2024 08:00 - 47 minutes - 89.4 MBIn this episode, Emily interviews Dr. Amanda, a prior podcast guest who is on the path to FIRE. Since our last interview, Amanda and her husband moved to the Twin Cities and had two children. Amanda recounts the exciting start to her FIRE journey when she was a postdoc and contrasts it with the boring middle of pursuing FIRE now with long-term jobs and a growing family. Amanda and Emily discuss the extra expenses that come with children—and those that don't have to—and how emergencies and ot...
Can You Earn Money from Publishing a Scholarly Book?
March 04, 2024 06:00 - 40 minutes - 76.3 MBIn this episode, Emily interviews Dr. Laura Portwood-Stacer, a developmental editor with Manuscript Works specializing in authors publishing with scholarly presses. Laura has personally published two books with university presses and has a third under contract and has worked with hundreds of other authors. Laura describes why a prospective author would choose a scholarly press over a household-name publisher or self-publishing. Laura and Emily systematically discuss how publishers earn money...
How This PhD Student and Her Higher-Earning Partner Manage Joint and Separate Finances
February 19, 2024 09:00 - 35 minutes - 48.5 MBIn this episode, Emily interviews Tram Pham, a 3rd-year PhD student in economics at Uppsala University in Sweden. Tram describes the financial aspect of her relationship with her boyfriend, Markus, from discussing money on their first date to how they structure their joint and separate accounts now that they live together. Even though Tram is the lower earner, she came into the relationship with savings and has guided Markus into starting to save for joint goals, such as emergencies, vacatio...
Navigating Grad Student Finances While Undocumented
February 05, 2024 09:00 - 43 minutes - 60.3 MBIn this episode, Emily interviews Dr. Ana Romero Morales, a counseling psychology PhD and a financial coach through Brewing Dinero. Ana specializes in undocumented people and mix-documentation families, having gone through undergrad and graduate school as an undocumented student herself. Emily and Ana deep-dive into how documentation status affects graduate school funding and the considerations prospective graduate students should have during application and admissions seasons. They also lis...
A Political Economist Explores How to Respond to the Financial Pressures on Graduate Students
January 22, 2024 09:00 - 51 minutes - 71.1 MBIn this episode, Emily interviews Michael Dedmon, a PhD candidate in Political Science at Syracuse University and the Director of Research at the National Endowment for Financial Education. Michael's research focus is in political economy, particularly in how governments respond to economic crises like the Great Recession and the COVID-19 pandemic. Emily asks Michael to share his view of what is happening in academia today as both a graduate student and a person with relevant academic expert...
Why and How I Started Personal Finance for PhDs
January 08, 2024 08:00 - 29 minutes - 34.2 MBIn this episode, Emily narrates the origin story of her business, Personal Finance for PhDs, which started as a personal interest when she graduated from college. She also shares why she has devoted her career to financial education for PhDs and the behind-the-scenes business operations. This episode is for you if you are an avid follower of Personal Finance for PhDs, a personal finance enthusiast, or interested in solopreneurship yourself.
Catching Up with Prior Guests: 2023 Edition
December 18, 2023 09:00 - 28 minutes - 26.4 MBEmily published the first episode of this podcast in July 2018. This is the 200th episode, and over the last five and a half years, the podcast has featured 252 unique voices in addition to Emily’s. This last episode of 2023 catches up with the guests from Seasons 1 through 11. The guests were invited to submit short audio updates on how their lives and careers have evolved since the time of their interview. They also included their best financial advice for an early-career PhD if their answ...
This Grad Student-Parent Relied on University and State Benefits During a Tough Financial Period
December 04, 2023 09:00 - 43 minutes - 59.6 MBIn this episode, Emily interviews Dr. Laura Farrell-Wortman about her experience as a graduate student-parent at the University of Wisconsin-Madison. Laura started her PhD when her daughter was an infant, so she was very intentional about choosing a PhD program that offered strong health insurance and a childcare subsidy. However, with a $9k/year stipend as the only income for a family of three, Laura's family relied on the social safety net for a couple of years until both she and her husba...
Expert-Level Frugality from ChatGPT and Grad Students Like You
November 20, 2023 09:00 - 49 minutes - 68 MBIn this episode, Emily features contributions from the PhD community and from ChatGPT around the topic of frugal tips. Grad students in particular are typically open to exercising frugality to decrease their expenses. Emily talks through her framework on how to decide which area of spending to target first with frugality. She then demonstrates how to use ChatGPT to find as many frugal tips as you could ever want. The episode ends with the frugal tips submitted by grad students and PhDs, whic...
This Grad Student's Podcast Expands Beyond Her Dissertation Topic
November 06, 2023 09:00 - 29 minutes - 40.7 MBIn this episode, Emily interviews Alexandria Miller, and 5th-year PhD student in Africana Studies at Brown University. In 2021, Alexandria started a podcast, Strictly Facts: A Guide to Caribbean History and Culture, to further her vision for educational equity. Alexandria participated in a business incubator program at Brown and joined a Caribbean podcast network, and she's now considering how to transition to podcast into a business, perhaps in the ed tech space. Alexandria and Emily discus...
How This Grad Student-Parent Managed Her Money and Time in the Bay Area
October 23, 2023 08:00 - 45 minutes - 62.6 MBIn this episode, Emily interviews Dr. Ilana Horwitz, an assistant professor of Jewish Studies and Sociology at Tulane University. Ilana started her PhD at Stanford when her first child was nine months old, and she had a second child after her third year. Emily and Ilana discuss the frugal tactics and time management strategies that she employed while her children were young. They also discuss the income disparity and gender dynamics that came into play between Ilana and her husband during th...
This PhD-Prepared Nurse Managed a Night Shift Side Hustle Despite It Being Frowned Upon
September 25, 2023 08:00 - 35 minutes - 49.2 MBIn this episode, Emily interviews Dr. Jacqueline Nikpour, who holds a PhD in nursing from Duke University and is currently a postdoc at the University of Pennsylvania. Jackie side hustled with occasional nursing per diem jobs to supplement her stipend during grad school, but her side job also conferred unexpected benefits to her dissertation and career progression overall. Jackie details how she managed her schedule to fit in her research and writing, night shift job, and personal life. Jack...
How This Grad Student Budgeted for Having Her First Child
September 11, 2023 08:00 - 46 minutes - 64.3 MBIn this episode, Emily interviews Madeline Hebert, a rising second-year PhD student in Human Development and Family Sciences at the University of Connecticut. Madeline's household has an irregular income; her assistantship stipend varies between the academic year and the summer and her husband is paid hourly throughout the year with a variable schedule. Madeline details her household budget, which accounts for their irregular income, irregular expenses, and financial goals. Their biggest fin...
Financial Advice from PhD Career Development and Financial Wellness Professionals
August 28, 2023 08:00 - 40 minutes - 56.1 MBIn this episode, Emily shares the microinterviews she recorded at two higher education conferences this past summer. The conference attendees, virtually all of whom work at universities and most of whom have PhDs themselves, responded to this prompt: "What piece of financial advice are you glad you followed or do you wish you had followed as a grad student or postdoc?" Listen through the episode for excellent financial strategies that have stood the test of time for the interviewees.
University-Level Policy Ideas to Improve the Financial Lives of Graduate Students and Postdocs
August 14, 2023 08:00 - 28 minutes - 39.1 MBIn this episode, Emily shares the microinterviews she recorded at two higher education conferences this past summer. The conference attendees, virtually all of whom work at universities and most of whom have PhDs themselves, responded to this prompt: "What policy at your current university or one you worked at or attended in the past would you change to improve the financial lives of the PhD students and/or postdocs?" Listen through the episode for numerous ideas for policy change to advocat...
Unionization and Individual Negotiation to Improve Graduate Student Stipends and Benefits
July 31, 2023 08:00 - 36 minutes - 50.1 MBIn this episode, Emily shares first-person stories of graduate students enjoying improved stipends and benefits thanks to prior negotiation. The first half of the episode includes the experiences of four graduate students with their unions or when taking part in unionization movements. The second half of the episode includes four individual negotiation stories from prospective graduate students.
Behind the Scenes at the Graduate Career Consortium 2023 Annual Meeting
July 17, 2023 08:00 - 59 minutes - 81.6 MBIn this episode, Emily opens up the audio diary she recorded while attending the 2023 annual meeting of the Graduate Career Consortium (GCC) as a sponsor. GCC is attended by university staff members who provide career and professional development services and programming to master's students, PhD students, and postdocs. Emily shares the insights she gleaned from the keynote and member-generated sessions and the casual conversations around the meal tables and in the hallways. If you've ever w...
Why and How These Grad Students Purchased Homes
July 03, 2023 08:00 - 26 minutes - 36.8 MBIn this episode, Emily presents first-person stories from grad students who bought homes during grad school. The volunteers were simply asked to share their stories of home ownership, whatever they may be. You'll hear from three volunteers throughout this episode, both on how they purchased their homes but also what's happened since then, the benefits and the challenges. Perhaps you'll be inspired to pursue home ownership yourself sooner rather than later. The final person included in this e...
Why and How These Graduate Students Side Hustle
June 19, 2023 08:00 - 47 minutes - 65.2 MBIn this episode, Emily presents first-person stories from grad students who side hustle. The volunteers were asked this set of questions: What is your motivation for having a side hustle? What is your side hustle? What are its benefits and detriments? How much do you earn through your side hustle? If someone listening wants to pursue this side hustle, how would you recommend they get started? You'll hear from eight volunteers in total throughout this episode, and perhaps be inspired to start...
This PhD Student Budgets Manually and Dynamically
May 29, 2023 08:00 - 37 minutes - 51.3 MBIn this episode, Emily interviews Ariel Floro, a second-year PhD student at the Buck Institute for Research on Aging in northern California. Ariel details her budget, from the mechanics of her system to the emotional benefits she experiences. Ariel started budgeting after finishing her bachelor's while she worked as a research associate, and she was able to adapt that system to still work for her with a lower income in a higher cost of living area. Ariel explains why she believes budgeting i...
The Motivation and Strategy Behind Biology PhD Stipends
May 15, 2023 08:00 - 35 minutes - 33 MBIn this episode, Emily interviews Shelly Gaynor, a fifth-year PhD candidate in botany at the University of Florida. After learning of the possibility of a stipend decrease in her department last year, Shelly dedicated herself to raising the stipend in her department at UF. She and a partner even launched an app to collect stipend information from other biology departments around the US. Shelly shares everything she's learned about the factors that influence how stipends are set and her advic...
Budgeting for the First Year of Grad School Even with Financial Anxiety
April 17, 2023 08:00 - 43 minutes - 40.3 MBIn this episode, Emily interviews Georga-Kay Whyte, a first-year graduate student in history at Brown. Georga-Kay is a first-generation college student from Jamaica who grew up with financial insecurity, which spurred her to set a high bar for the financial support she expected from her graduate program. Georga-Kay was just as forward-thinking as she evaluated her housing and transportation options for her first year at Brown to set them at a reasonable level for her stipend. However, once s...
Student Loan Deferment Shouldn't Be Your Default
April 03, 2023 08:00 - 53 minutes - 49.4 MBIn this episode, Emily interviews Meagan McGuire, a Certified Student Loan Professional and consultant with Student Loan Planner. Meagan goes over all the pertinent terms of the upcoming modified REPAYE plan, which is expected to join the other options for income-driven repayment plans in 2023. The relatively more generous terms of the modified REPAYE plan, such as the revised payment calculation and the interest subsidy, make it an attractive option not only for borrowers already in repayme...
This PhD's Social Mission Pulled Her from Academia into Entrepreneurship
March 20, 2023 08:00 - 39 minutes - 36.6 MBIn this episode, Emily interviews Dr. Rasheda Weaver, the founder of the Weaver Social Enterprise Directory. Rasheda studied and taught social entrepreneurship as a graduate student and faculty member and along the way launched her own social enterprise out of her research and work with social entrepreneurs. As her business grew, she felt pulled toward full-time entrepreneurship and eventually left her faculty position. Rasheda and Emily discuss the financial steps that Rasheda took while st...
How This Grad Student Shifted Her Student Loan Strategy through the Pandemic
March 06, 2023 09:00 - 37 minutes - 34.7 MBIn this episode, Emily interviews Lexi Jones, a 4th-year PhD student in the Massachusetts Institute of Technology - Woods Hole Oceanographic Institution Joint Program in Oceanography/Applied Ocean Science and Engineering. Prior to Lexi entering graduate school in summer 2019, she resolved to pay down her undergraduate student loan debt first and foremost. However, the confluence of learning more about personal finance, the passage of the Graduate Student Savings Act, and the student loan int...
This Grad Student Deferred Her Acceptance to Work on Her Finances
February 20, 2023 21:00 - 35 minutes - 32.3 MBIn this episode, Emily interviews Brittany Trinh, a PhD student in chemistry at the University of Wisconsin-Madison. Brittany originally applied to grad school in fall 2018, but she elected to defer her acceptance for two years in favor of taking a job. Brittany shares how she developed her finances, side business, and professional life in the 2.5 years she worked prior to matriculating. She started graduate school in fall 2021 in a much stronger financial position—and more confident in hers...
The Tax and Retirement Effects of Receiving Fellowship Funding
February 06, 2023 09:00 - 40 minutes - 36.7 MBIn this episode, Emily interviews Dr. Jamie Lahvic about her experience being funded by fellowship during grad school at Harvard and her postdoc at the University of California, Berkeley. Regarding the tax complications of being on fellowship and the lack of retirement benefits, Jamie and Emily outline the issues, discuss possible solutions, and suggest advocacy avenues for instigating change. Listen through the end of the interview for the Big Questions regarding the true nature of fellowsh...
How This Grad Student Fellow Resolved an Expensive Tax Bill in His Favor
January 23, 2023 09:00 - 50 minutes - 46.1 MBIn this episode, Emily interviews Matty Dowd, a sixth-year PhD student in history at Princeton. Matty openly shares with us the tax horror story he lived for most of 2021 and into 2022. In 2018 and 2019, Matty reported his fellowship income as "other income" on his tax returns, which caused the IRS to mistakenly think that he owed self-employment tax. To compound the issue, the IRS's snail mail communications never reached him. By the time Matty realized what was going on, the IRS thought he...
Five Ways the Tax Code Disadvantages Fellowship Income
January 09, 2023 09:00 - 39 minutes - 36.1 MBIn this episode, Emily details five ways the federal income tax code disadvantages fellowship income, sometimes resulting in a higher tax rate and sometimes just causing a bit of a headache for fellows. Additionally, she covers two ways that the tax code advantages fellowship income and one more difference that has both pluses and minuses. This episode is for current fellows and future fellows as advance tax planning and action can mitigate some of these negative effects. At the end of the e...
Catching Up with Prior Guests: 2022 Edition
December 19, 2022 09:00 - 39 minutes - 36 MBEmily published the first episode of this podcast in July 2018. This is the 176th episode, and over the last four and a half years, the podcast has featured 156 unique voices in addition to Emily’s. This last episode of 2022 catches up with the guests from Seasons 1 through 9. The guests were invited to submit short audio updates on how their lives and careers have evolved since the time of their interview. They also included their best financial advice for an early-career PhD if their answe...
This First-Year PhD Student Prioritizes Investing While on Fellowship
December 05, 2022 09:00 - 44 minutes - 40.4 MBIn this episode, Emily interviews Michele Remer, a first-year PhD student at Michigan State University, about her financial goals for graduate school. Michelle graduated in spring 2020 and worked a few different jobs during the pandemic, so she was able to generate some savings and open a Roth IRA prior to starting grad school. Thanks to a summer 2022 internship and one-time bonus on top of her ongoing fellowship, Michele is in a strong financial position at the start of graduate school. Mic...
How to Apply Valuable Scientific Mindsets to Your Personal Finances
November 21, 2022 09:00 - 43 minutes - 39.9 MBIn this episode, Emily interviews Dr. Brock Bennion, a financial advisor with Kimball Creek Partners who draws on his scientific training when he works with clients. Brock and Emily discuss how the mindsets and principles that scientists learn can translate very well into their personal finances, everything from thinking long-term to avoiding flashy experiments to collaboration. Brock also lists the essential personal finance strategies to apply during or following the PhD to avoid making a ...
From Zero Funding to Graduating Student Loan Debt-Free
November 07, 2022 09:00 - 42 minutes - 38.9 MBIn this episode, Emily interviews Dr. José Riera, who recently finished his PhD in education from Washington State University. José's offer of admission to WSU did not include any funding, so he initially accepted some student loans and expected to accumulate a hundred thousand dollars of debt before graduation. However, through his incredible resourcefulness, José secured multiple types of funding throughout his three-year degree that paid his education and living expenses and allowed him t...
How This Outdoorsy Graduate Student Budgets Her Money and Time for Hobbies
October 24, 2022 08:00 - 44 minutes - 41.2 MBIn this episode, Emily interviews Selena Cho, a second-year graduate student at the University of Utah who receives the NSF Graduate Research Fellowship. Selena shares her budget breakdown, through which her values and the joy she experiences in using her money in this way shine. Selena has right-sized her housing, transportation, and food spending so that they are fairly low but still meet both her needs and wants. By intentionally choosing a university in a medium cost-of-living city and m...
This Graduate Student Doesn't Sweat the (Financially) Small Stuff
October 10, 2022 08:00 - 44 minutes - 41.2 MBIn this episode, Emily interviews Keiland Cooper, a fourth year PhD student in neuroscience at the University of California, Irvine. Thanks to his inquisitive nature, Keiland has developed a financial philosophy that he has applied to his own financial management practices since his days as an undergraduate. Through focusing on the big picture, he has increased his income as a graduate student and right-sized his housing and transportation costs, which has enabled him to accumulate cash savi...
How This Grad Student Saves Nearly 40% of Her Stipend in a High Cost of Living Area
September 26, 2022 08:00 - 35 minutes - 32.3 MBIn this episode, Emily interviews Janelle Coleen Dela Cueva, a rising second year graduate student in structural engineering at UCSD. Janelle breaks down her budget, including her largest four expenses and aggressive investing goals. Janelle's gross stipend is approximately $2,500 per month, and she is able to save almost 40% of it due to subsidized university housing and strong habits that minimize her variable expenses. She still lives a comfortable life with weekly eating out, frequent in...
This PhD Student-Nurse Is Confident in Her Self-Worth
September 12, 2022 08:00 - 51 minutes - 47.6 MBIn this episode, Emily interviews Brenda Olmos, a nurse practitioner and rising third-year PhD student in nursing. A first-generation college student who grew up without financial stability, Brenda was debt-averse throughout college and her master's degree and started building wealth in her 20s through investing and real estate, eventually aligning with the FIRE movement. When she decided to pursue a PhD in her late 20s, she held out for an online program with an excellent culture and fundin...
PhD Home Buying Updates for 2022
August 29, 2022 08:00 - 36 minutes - 33 MBIn this episode, Emily interviews Sam Hogan, a mortgage loan officer with Movement Mortgage who specializes in graduate students and PhDs. Sam lists numerous housing markets where graduate students and postdocs are able to buy a home on a single income or two incomes and explains why the rising mortgage interest rates should not be a deterrent to buying. Sam also illustrates why qualifying for a mortgage with fellowship income has historically been difficult for graduate students and postdoc...
This Grad Student Advocates for Higher Stipends Using Cost of Living Data
August 15, 2022 08:00 - 46 minutes - 43 MBIn this episode, Emily interviews Alex Parry, a sixth-year graduate student at Johns Hopkins in the history of medicine. Alex is a strong advocate for increasing stipends both in his department and at Hopkins broadly and is deeply involved with the grad student unionization movement. Alex and some colleagues recently released the results of a study of stipends vs. the living wage for about a dozen peer institutions to Hopkins, and he explains in detail the methodology of the study and the pa...
How Fellowship Recipients Can Prevent Large, Unexpected Tax Bills
August 01, 2022 08:00 - 24 minutes - 23.4 MBIn this episode, Emily details the steps that graduate students, postdocs, and postbacs who are switching onto non-employee fellowship funding should take to adequately prepare for next tax season. Fellows should set up a system of self-withholding starting with their first paycheck so they are prepared to pay their future tax bill(s). To avoid being fined for underpayment, fellows should assess whether they are required to pay estimated tax and do so if required. Emily has a workshop that w...
This Grad Student Advocates Individually and Collectively for Higher Stipends
July 18, 2022 08:00 - 37 minutes - 34 MBIn this episode, Emily interviews Alyssa Hayes, a rising 4th-year graduate student in nuclear engineering at the University of Tennessee at Knoxville. Alyssa is a first-generation college student who experienced food insecurity and other forms of financial precarity as an undergraduate. Now that she earns a stipend of approximately $45,000 per year and lives in a low cost of living city, she feels financially secure—and wants the same for all graduate students. To that end, Alyssa shares two...
This Grad Student's Finances and Mental Health Were Stuck in a Negative Feedback Loop
July 04, 2022 08:00 - 34 minutes - 31.3 MBIn this episode, Emily interviews Dr. Haley Sanderson, a postdoc at the University of Saskatchewan. Haley was dramatically underpaid during graduate school and discouraged from working on the side. While many of her peers lived hand to mouth, Haley's situation was made more dire by her at-the-time undiagnosed and untreated mental health disorder. Haley entered a negative feedback loop in which her finances, mental health, and physical health deteriorated together. Emily and Haley discuss wha...
Financial Advice for Newly Hired Academics and PhDs
June 20, 2022 08:00 - 34 minutes - 31.5 MBIn this episode, Emily interviews Dr. Inga Timmerman, an associate professor of finance and financial planning at Cal State Northridge and financial planner specializing in academics. Emily and Inga discuss in depth the financial transition from graduate school/postdoc to faculty member (or into anther type of post-PhD job), from maximizing benefits to optimizing taxes to budgeting for a new city. Inga shares excellent tactical advice and mindset shifts for someone experiencing a large incom...
This Grad Student's Side Business Pays Twice What Her Assistantship Does
June 06, 2022 08:00 - 30 minutes - 28.1 MBIn this episode, Emily interviews Natilie Williams, a PhD candidate in communication at the University of Missouri, keynote speaker, and author. Natilie established her business prior to starting her PhD and was up front about it with the director of graduate studies from the beginning, which has been to her benefit. At times, her business has brought in double or more what her assistantship pays, which has been vital for her financial health and security during graduate school. Natilie mana...
The Gardener and Rose Approach for Childfree PhD Couples
May 23, 2022 08:00 - 31 minutes - 29 MBIn this episode, Emily interviews Dr. Jay Zigmont, who holds both a PhD in Adult Education and Certified Financial Planner designation. Jay has focused his financial planning practice, Live Learn Plan, on the childfree community, and his book, Portraits of Childfree Wealth, will be published on June 1, 2022. Emily and Jay discuss the stories and interview excerpts from the book and Jay's observations about the relationship between being childfree and finances. Jay holds up the model of the G...
This Prof Is Taking Deliberate Steps Toward Self-Employment
May 09, 2022 08:00 - 37 minutes - 34.6 MBIn this episode, Emily interviews Dr. Leslie Wang, an associate professor of Sociology at UMass Boston. Over the last several years, Leslie has become a certified life coach and secured her niche as a coach for academic women publishing their first book. They discuss how Leslie manages what are essentially two full-time jobs on top of becoming a new parent during the pandemic and how she is using the revenue her business generates. Leslie speaks openly about her plans to take a leave of abse...
How Grad School Rewired This Student's Brain for Financial Success
April 25, 2022 08:00 - 44 minutes - 40.4 MBIn this episode, Emily interviews Elise Glickert, a fifth-year PhD student in organic chemistry at the University at Buffalo. Elise got married in the summer between finishing undergrad and starting grad school. Between their student loans and car loan, Elise and her husband were in about $85,000 of debt. With two irregular incomes, they quickly realized they had to change something to do more than just get by with their finances, and they implemented a zero-based budget. Elise compares long...
Semester-Proof Your Academic Side Business with Digital Products
April 11, 2022 08:00 - 36 minutes - 33.5 MBIn this episode, Emily interviews Dr. Toyin Alli, a lecturer at the University of Georgia and founder of The Academic Society. Through the Academic Society, Toyin teaches graduate students about productivity and time management. After experimenting with many different offerings, both Toyin and Emily have added digital products to their businesses to generate passive, scalable income. Toyin explains what a digital product is and how it can help a graduate student or academic "semester-proof" ...
How to Advocate for Financial Policy Change on Your Campus
March 28, 2022 08:00 - 44 minutes - 40.9 MBIn this episode, Emily interviews Dr. Tyler Hallmark, a recent PhD in Higher Education and Student Affairs and a low-income, first-generation college student. Emily and Tyler and discuss the why, what, and how of advocating for improving university policies that relate to finances and benefits. They cover the timing of fellowship disbursements and assistantship paychecks vs. fee due dates, emergency aid funds, reimbursements, prohibitions on outside work, and more. If you want to raise an is...