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How to Handle Your Student Loans During Grad School and Following
Personal Finance for PhDs
English - November 30, 2020 09:00 - 35 minutes - 32.8 MB - ★★★★★ - 46 ratingsCourses Education Business Investing debt money phd budget frugality graduateschool investing personalfinance postdoc Homepage Download Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
In this episode, Emily interviews Meagan Landress, a Certified Student Loan Professional who works with Student Loan Planner, about how a grad student or PhD should best handle their federal student loans. Meagan outlines the financial profiles of someone who should use an income-driven repayment plan to pursue forgiveness, including Public Service Loan Forgiveness, vs. someone who should consider refinancing. She answers the questions: Should a graduate student pay down their student loans while they are in deferment? How should a graduate student who needs to take out debt decide between a student loan and consumer debt? Meagan also explains how marriage affects student loan repayment under each of the income-driven repayment programs. Don't miss this episode jam-packed with actionable information!