On Life With Helen
51 episodes - English - Latest episode: 10 days ago - ★★★★★ - 14 ratingsWelcome successful Business Owners and Executives. On this podcast, my purpose is to provide wisdom on how Life Insurance can provide security and abundance in all stages of life. You’ll find a lineup of topics and guests, who uniquely understand the different needs required as you age in life.
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Episodes
What's New in Medicare: Helen's Top Tips for Medicare Enrollment in 2025
July 02, 2024 09:00 - 13 minutes - 12.4 MBWondering what Medicare updates you need to be aware of for 2025? In this episode, Helen goes through every major change in Medicare for the next year. From the $2,000 limit cap on out-of-pocket drug costs to changes in formularies, here is everything you must know to ensure you choose the right plan to stay on in 2025. Listen to episode 50 of On Life With Helen and discover everything you need to know about the importance of getting professional assistance, the new Prescription Payment Pl...
Lauren Bayha: Two Years Later - Making More Than My Corporate Job!
May 07, 2024 09:00 - 22 minutes - 51.1 MBAre you second-guessing yourself about starting your own business? In today's episode, I am pleased to welcome Lauren Bayha back to the show. Almost two years after taking that leap of faith and starting her own insurance company, BenefitsBay Insurance Solutions, and taking over the Sacramento Association of Health Underwriters, Lauren joins us again to share her thoughts on the intricacies of entrepreneurship in the insurance industry. Listen to episode 49 of On Life With Helen and learn ...
Navigating VA and Medicare Advantage Plans for Veterans: Insights from Addison Beverly
April 23, 2024 09:00 - 25 minutes - 58.9 MBAre you a veteran and feel unsure of how to navigate VA and Medicare Advantage plans effectively? What are the key considerations to have on top of mind when choosing between traditional VA benefits and Medicare plans? Today, we are fortunate to have a true expert on this topic: Addison Beverly. He helps us understand the intersection of traditional VA benefits and Medicare Advantage plans for veterans and provides insights on how veterans can optimize their healthcare coverage. Addison is...
Medi-Cal Application and the New Regulations Effective from January 1st, 2024, with Michael McCabe
April 09, 2024 09:00 - 15 minutes - 35.2 MBMedi-Cal completely revamped its process as of January 1st, 2024! This means all the laws, regulations, codes, and everything else have changed. Do you know how these changes affect your chances of getting accepted into Medi-Cal? In today's episode, Michael McCabe joins us to explain every change Medi-Cal has created for this year, the bureaucracy behind its new applications and regulations, and how he can help you get approved for Medi-Cal. Michael has over 20 years of experience and a ...
Long-Term Care & Alternative Solutions
March 26, 2024 10:00 - 19 minutes - 44.6 MBHow do you know you picked the long-term care that better adjusts to your reality? In this episode, we discuss long-term care, insurance, alternative solutions, different ways to cover possible long-term care events, and how to educate the next generations on long-term care and their needs. From 100% self-insurance to accelerated benefit riders, standalone long-term care policies, and having children help pay, we explore every option under the sun, analyze their pros and cons, and help you ...
Medicare Post Enrollment Top Ten Tips. Reasons To Work with a Broker
March 12, 2024 10:00 - 19 minutes - 44.8 MBAre you having trouble navigating the complexities of Medicare enrollment for your healthcare needs in 2024? In today's episode, I discuss the intricacies of Medicare enrollment and why using a broker for your Medicare needs is crucial. You'll hear why individuals and business owners benefit from partnering with brokers, how they can assist you in evaluating costs and understanding IRMAA implications, and why seeking professional guidance in the post-open enrollment period is crucial. I als...
Is Using Ethos To Get Life Insurance A Good Idea?
March 14, 2023 10:00 - 17 minutes - 15.6 MBDoes getting life insurance feels like a chore you've been dreading for longer than you can remember? In this episode, I'm talking about the countless benefits of using Ethos to get insurance, the three signs that you need life insurance today, and the differences between term and permanent life insurance. I also answer some of the most common questions about life insurance, clear doubts about how affordable life insurance really is, and more. Listen to episode 44 of On Life With Helen ...
Trevor Patching - What Keeps You Up At Night and More!
March 07, 2023 10:00 - 28 minutes - 26.4 MBAlthough C-suite executives and key personnel are essential for any organization, they aren't the only ones you should take care of. Incentivizing young people with bonuses to get a down payment on a house or decide if they can afford to have kids might save your company tons of money. In this episode, I'm joined by our monthly guest, Trevor Patching, to discuss the importance of covering and incentivizing those in foundational positions in their company. Trevor debunks some myths about co...
Disability Insurance And Income Protection with Dennis Carlson
February 21, 2023 10:00 - 32 minutes - 37.4 MBSometimes, getting past the optimism bias we all have, is just the right way to approach our insurance choices. In today's episode, I'm joined by Dennis Carlson, Host of the #1-rated podcast for employee benefits brokers and advisors, Benefits Influencer, a specialist in long and short-term disability insurance, income protection for executives, and highly compensated employees. He shares the three main reasons why we should pay more attention to income protection, the best ways to overcom...
How To Maximize Reverse Mortgage Benefits with Mitchell Cooper
February 14, 2023 19:35 - 12 minutes - 11.6 MBWhat are the main differences between traditional lines of credit and an FHA reverse mortgage? In this episode, we delve into the second part of our conversation about what is true and what is a myth about the reverse mortgages line of credit. Mitchell explains why he considers a reverse mortgage a great tool, especially for those in their 60s and above who struggle to access traditional lines of credit. Listen to episode 41 of On Life With Helen to learn more about the advantageous side ...
8 Myths About Reverse Mortgages with Mitchell Cooper
February 07, 2023 10:00 - 25 minutes - 22.9 MBThere are a lot of myths about reverse mortgages. Some think they can lead a person and their heirs to lose everything, have tax issues, or lose their social security benefits; none are true. Still, horror takes over clients' faces whenever we suggest a client consider reverse mortgages. In this episode, I'm really excited to welcome Mitchell Cooper back to the show. Mitchell is a Certified Reverse Mortgage Professional at Mutual of Omaha Mortgage, passionate about educating and guiding cl...
A Room With A View, Please with Renée Balcom
January 31, 2023 10:00 - 49 minutes - 45.5 MBIf you think about where you would like to spend the final years of your life, you most certainly won't pick an eight-by-ten room in a building living with a bunch of strangers and having to report for breakfast, lunch, and dinner. Yet somehow, society pushes us to believe it is an ideal place for older adults. In this episode, I'm talking with Renée Balcom, Professional Healthcare Advocate, Founder and CEO of Renée & CO, Keynote Speaker, and Author. Today, Renée helps us understand how we...
Choose To Be Brave Every Single Day
December 26, 2022 10:00 - 20 minutes - 23.4 MBHow many things did you do despite being scared this year? In this episode, I'm talking about the fears conquered, the accomplishments, the chances of being brave I didn't waste in 2022, and my expectations and vision for 2023. As we get closer to the final sprint of the year, a year I used to clean my plate, mentally and physically, I take time to look back and give myself some grace for every box on my to-do list I checked. Today's show is also an invitation for you to do the same. Lis...
Jen Livengood - Holiday Hacks for Health
December 06, 2022 10:00 - 30 minutes - 27.9 MBThe holiday season is usually a time for reflection, planning, and, quite often, feeling awful after overeating and experiencing food coma symptoms. In this episode, the lovely Jen Livengood visits us again to share five hacks to take care of your health during the holidays that'll help you keep your mental and physical health on track. As an experienced registered dietitian and functional nutritionist, Jen brings answers to some of the most common doubts and difficulties we might find dur...
Trevor Patching - Employee Retention Part #3: How to Fund the Commitment
November 22, 2022 10:00 - 30 minutes - 28 MBYou already learned why retention is so important and how to implement the stickiest plans to make it happen in parts one and two. Now it's time to find out your options to fund that commitment. In this episode, in the third and last part of this series on employee retention with Trevor Patching, you'll learn the best options to fund your retention plans and how to recognize the right approach based on your company's size and projection. Listen to episode 36 of On Life With Helen and fin...
Trevor Patching - Employee Retention Part #2: What's the Solution?
November 15, 2022 10:00 - 21 minutes - 19.6 MBIf a recession or any other external factor forced you to shrink your company by 30, 40%, or even half, who are the employees you should retain to keep the lights on? This week, on the second episode of this three-part series on employee retention with Trevor Patching, we talk about the best ways to solve retention issues and put in place a plan sticky enough to make employees decide to stay with you. Listen to episode 33 of On Life With Helen to learn about the questions you must ask yo...
Trevor Patching - Employee Retention Part #1: Identifying the Need
November 08, 2022 10:00 - 19 minutes - 18.2 MBThe post-pandemic scenario brought a massive change in employee retention with it. The different career path options, the hybrid work models, and the starring relevance of mental health at work created a war for talent. Employees happily jump between jobs, and companies break their heads trying to figure out how to attract talent. In this episode, I'm talking with Trevor Patching in the first of a three-parter series on employee retention. Trevor is the President of Asset Wealth Managemen...
Jenn Livengood - Taking Your Health Into Your Own Hands
November 01, 2022 10:00 - 46 minutes - 42.4 MBWhether it is for lack of time to prepare meals or seeking quick dopamine hits, we rely more and more on processed food, which not only lacks essential nutrients but also takes a toll on our health. Recent studies show that at least 88% of American adults have some kind of metabolic issue. In this episode, we welcome Jenn Livengood, who invites us to look differently at what we put in our bodies. Jenn is a registered dietitian and functional nutritionist passionate about helping people inc...
Lisa Hutcherson - SUMMUS Global - Speed to Care In The Workplace
October 18, 2022 09:00 - 42 minutes - 38.5 MBWith virtual healthcare tools increasing, human connection and speed to care remains vitally important when it comes to the healthcare experience. In this episode, I am joined by Lisa Hutcherson. She is a National Account Director at SUMMUS Global, a platform that empowers families through direct access to a virtual network of leading specialists across 48 leading hospitals. Lisa’s previous experience includes growing and developing teams across the US in financial services, retail and ot...
What’s to Come for Medicare in 2023 with Rosamaria Marrujo
October 11, 2022 09:00 - 46 minutes - 42.6 MBWhat changes are being implemented in Medicare? In this episode, I am talking with Rosamaria Marrujo. Rosamaria has been a true pioneer in the field of Medicare for over 20 years. Throughout her career, she has supported over 6,000 agents nationwide through her GA/FMO based out of California. Rosamaria Marrujo, of Trusted American Insurance Agency, is the current CAHU/CAHIP Medicare Chair, and local Northern California SAHU Chapter President. In addition to being a leader in the Medicare I...
Let Go Of What Isn’t Serving You & Create Space For What Will!
October 04, 2022 10:00 - 12 minutes - 11.1 MBDo you have a list of things that you have to do but they continue to pile up? In this episode, I am talking about how I have made changes in my life throughout this year that have allowed me to make room for exciting changes. Back in January, I made a list of personal and professional things that I wanted to tackle. I went through and wrote down commitments that weren’t serving my goals anymore and personal items that I have been putting off. You will hear in the episode what the specific ...
Preventing “Tech Neck” & Taking Care of Your Body with Dr. Kent Hardenbrook
September 20, 2022 09:00 - 35 minutes - 32.6 MBDo you spend most of your day sitting down, staring at technology? Adjusting your habits and incorporating more movement throughout your day is something that will make your body feel better and improve performance when you’re working. In this episode, I am so excited to be joined by Dr. Kent Hardenbrook. He has been a practicing chiropractor for over 25 years and is passionate about teaching people to create new habits that will improve both their physical and mental health. Dr. Kent has ...
Starting A Business: Networking, Challenges, & Culture with Samantha Siders
September 13, 2022 09:00 - 35 minutes - 32 MBHave you been thinking about starting your own business? Taking the leap to become a business owner takes a lot of courage. However, you will find fulfillment through the ups and downs if you have a mission that is driving you. In this episode, I am talking with Samantha Siders, the CEO and Trusted Benefits Partner at Siders Insurance Solutions. Samantha’s goal is to help people reach their full potential, whether it is her internal team or the clients that they serve. Her and her team at...
What Qualifies a Californian for Medi-Cal? with Michael McCabe
August 23, 2022 09:00 - 32 minutes - 29.8 MBAre you a California resident? Medi-Cal is a gift that the State of California provides its residents so it’s valuable to take advantage of if you qualify for it. In this eighteenth episode, I am re-releasing episode 18 in which I was joined by Michael McCabe to talk all about Medi-Cal. For the past twenty years, Michael’s job has been Medi-Cal planning, focusing on counseling people on the psychology and financing of a person facing long-term care needs. Through his work, Michael coach...
What is a Mental Health 5150?
August 16, 2022 09:00 - 46 minutes - 42.8 MBOur mental health is just as important as our physical health. It’s important to know the resources available for you so you can help yourself or those in your life who are struggling with their mental health. In this twenty-sixth episode, I am re-releasing episode 10 to emphasize the importance of understanding what a Mental Health 5150 is. You will hear from Renee Balcom, a health advocate advisor, to discuss how and when a 5150 should be incorporated in a situation. If you are ever wi...
How A Health Advocate Advisor Can Help: Part #2
August 09, 2022 09:00 - 33 minutes - 30.9 MBDo you lack confidence when it comes to making decisions about your healthcare or a loved one's health? Working with a health advocate advisor will give you the peace of mind that you are looking for when it comes to navigating the healthcare system. In this twenty-fifth episode, I am re-releasing Part 2 of my conversation with Renee Balcom, a health advocate advisor. In Part 1, Renee talked about how a health advocate advisor can help you make informed decisions when it comes to health...
Insights From A Health Advocate Advisor: Part #1
August 02, 2022 09:00 - 35 minutes - 32.3 MBWhat exactly IS a healthcare advocate advisor? If you are intimidated by the healthcare system, a health advocate advisor is there to help you make sense of it all. In this twenty-fourth episode, I am excited to re-release episode 7. In this episode, I had the chance to be joined by Renee Balcom, a health advocate advisor. Through her work, Renee helps people learn the healthcare system, understand the decisions they need to make, and cope with the challenges and strains of caregiving. ...
Taking the Leap & Starting An Insurance Agency with Lauren Bayha
July 26, 2022 09:00 - 29 minutes - 26.6 MBAre you waiting for a sign to make a career change? No matter how many years of experience, people supporting you, or dollars that you have saved away, taking the leap of faith to make a big change is always scary, yet so rewarding. In this episode, I am talking with Lauren Bayha. Lauren has recently decided to open up her own insurance agency, BenefitsBay Insurance Solutions. Not only that, but Lauren has also taken over the Sacramento Association of Health Underwriters after many years ...
“Are You a Business Owner? Things falling Through the Cracks?” Ben Godinez from VensureHR- Has Answers!
July 19, 2022 10:00 - 33 minutes - 30.3 MBAre your efforts going to what you do best as a business owner or are you paralyzed by endless non-revenue-generating activities? One of the most common problems faced by businesses is the unending rise in overhead costs stemming from inefficiencies in compliance, and hiring, among others. In this episode, I am talking with Ben Godinez, a Business Consultant at Vensure Employer Services. He is passionate about helping small businesses grow by solving operational challenges and streamlining ...
Divorce and Reverse Mortgages with Mitchell Cooper
July 12, 2022 09:00 - 26 minutes - 24.6 MBRecent studies show that divorces among couples who are over 50 years are on the rise in the US. One of the challenges that such couples face that younger couples don’t is how to split their assets such as a house in a way that secures their future financial stability. The reverse mortgage has proven to be a game-changer in this area because it allows such couples to split a house without making mortgage payments. In this episode, I am joined by Mitchell Cooper, a Certified Reverse Mortgage...
Managing Difficult Conversations with Jay Johnson
July 05, 2022 10:00 - 30 minutes - 28.2 MBWhen was the last time you had a difficult conversation in your workplace? There have been major changes in the workplace throughout the past few years, and it’s important for all employers to be clear communicators while also providing their employees a safe space to do the same. In this twentieth episode, I am talking with Jay Johonson. Jay is the CEO of Coeus Creative Group and is an internationally renowned speaker specializing in behavior and organizational development. He has given ke...
When It All Works Out With Love
June 28, 2022 09:00 - 15 minutes - 21.1 MBHave you and your family discussed the details on what to do when one of you passes away? In this nineteenth episode, I am talking about a difficult event that happened recently in my life. Just a few weeks ago, my sisters and I said goodbye to our mother after she had lived a long, full, and beautiful life. I share with you the last 10 years of my mother’s life, what health difficulties she went through, and how my sister’s and I honored her wishes. Since losing my mother, it has been ...
Educating people on Medi-Cal Qualifying with Michael McCabe
June 21, 2022 10:00 - 31 minutes - 29.2 MBDo you live in California? If so, it is important to learn about Medi-Cal and understand how you can qualify. In this eighteenth episode, I am joined by my great friend, Michael McCabe. Michael has been doing Medi-Cal planning for the last twenty years, focusing on counseling people on the psychology and financing of a person facing long-term care needs. He coaches his clients on how to fund Long-Term Care through Medi-Cal Benefits, Waiver Program, IHSS (In-home supportive services). Me...
Trifecta Impact of Life Insurance in the Workplace with Lisa Hutcherson
June 14, 2022 09:00 - 30 minutes - 27.5 MBDo you and your family members have a life insurance plan? It’s best to prepare for the worst so if the worst comes, your loved ones can properly grieve without having to worry about costs and arrangements. In this seventeenth episode, I am joined by my good friend Lisa Hutercherson. Lisa is the National Account Director at SUMMUS, a platform that provides medical decisions through fast, virtual access to the world's best medical expertise. Their clients are companies that seek to creat...
Tips & Advice On Caring For Family Members with Kerri Sanford
May 24, 2022 09:00 - 33 minutes - 30.6 MBHave you taken on the responsibility of caring for one or more family members that are declining in health? Or are you expecting to at some point later in life? In this sixteenth episode, I am joined by Kerri Sanford, a Medicare Specialist at Lawlen Insurance Solutions. When Kerri got a concerning call about her parents' health, she knew that she couldn’t sit idly by while their mental and physical states continued to decline. She moved them both into her home in Sacramento and became t...
The Value in Volunteering
May 17, 2022 09:00 - 29 minutes - 26.7 MBHow much of your time do you spend volunteering? The benefits of volunteering are beyond measurable for all professionals, no matter the industry you work in. In this fifteenth episode, I am talking about the value of volunteering for everyone. In this Part 1 episode, I share my experiences, stories, and lessons learned from volunteering with a professional organization for over 10 years. You will hear about the benefits of volunteering for solo-preneurs, the community that volunteering...
The Power of Mentorship
May 10, 2022 09:00 - 27 minutes - 37.8 MBWho has been a mentor in your life? Are you a mentor to anyone? Mentorship is something that we all can benefit from, whether we are the mentee or the mentor. In this fourteenth episode, I am talking about the power of mentorship and the role that it has played in my life as both a mentor and a mentee. Connecting with other people to share experiences, lessons, advice, and support is an incredible way to grow personally and professionally. Throughout this episode, I talk about what make...
Supporting Yourself & Others Through Grief with Emily Thiroux Threatt
April 05, 2022 09:00 - 44 minutes - 40.9 MBWhat are ways that you support yourself and others through grief? In this thirteenth episode, I am joined by the wonderful Emily Thiroux Threatt. Emily is the host of the podcast, Grief & Happiness, where she shares stories of those that have not let grief strip them of their joy for life despite experiencing immense loss. Emily is also the author of the book, Loving and Living Your Way Through Grief, a fantastic resource for those that are unsure of how to navigate the grief they are g...
Understanding Reverse Mortgages with Mitchell Cooper
March 29, 2022 09:00 - 42 minutes - 39.2 MBDo you understand what a reverse mortgage is? In this twelfth episode, I am joined by Mitchell Cooper to talk all about his insights, advice, and perspective as a Certified Reverse Mortgage Professional. Through his work, Mitchell provides education to professionals and homeowners about the strategic use of the Home Equity Conversion Mortgage in retirement income planning. Throughout this conversation, Mitchell talks about the biggest misconception about reverse mortgages, what the Reve...
The Role of a Benefits Broker with Cerrina Jensen
March 22, 2022 10:00 - 45 minutes - 41.6 MBDo you know what a benefits broker’s role is? Whether you are an employer or an employee, benefits brokers are there to help save you money and get you the best benefits plan possible. In this eleventh episode, I am joined by Cerrina Jensen to talk about her role as an Employee Benefits Consultant & Benefits Broker. Cerrina is passionate about empowering and educating employers to teach them how to navigate the healthcare system and deliver better benefits for their employees. Througho...
Mental Health 5150
March 15, 2022 10:00 - 46 minutes - 42.4 MBDo you have someone in your life that is struggling with their mental health? In this tenth episode, I am joined again by the wonderful Renee Balcom, a health advocate advisor, to talk about Mental Health 5150. Understanding what a Mental Health 5150 is important so you are prepared if you ever find yourself in a situation with someone who is not in a stable state of mind and are concerned for your or their safety. Throughout this episode, Renee shares stories from her work with clients...
Everything You Need To Know About 10 Year Terms
March 01, 2022 10:00 - 32 minutes - 29.3 MBHave you considered getting a 10 year term of life insurance? In this ninth episode, I am talking all about the ins and outs of 10 year terms. A 10 year term is a great option for many people, but it is still important to know the important details so you can confidently decide if it is the best route to go. Throughout this episode, I talk about why business owners may want to look beyond the 10 year term, the benefits of having a 10 year term, what the accelerated underwriting process ...
Who’s In Your Corner? Health Advocate Advisor: Part #2
February 15, 2022 10:00 - 33 minutes - 30.6 MBDo you feel unsure about what ‘s best for yourself or loved ones when it comes to healthcare? Connecting with a health advocate advisor is a great way to ensure that you aren’t getting taken advantage of in the healthcare and long term care systems. In this eighth episode, I am so excited to share with you Part 2 of my conversation with Renee Balcom, a health advocate advisor. In Part 1, Renee shared what a health advocate advisor is, her process for creating a care plan for clients, an...
Who’s In Your Corner? Health Advocate Advisor: Part #1
February 01, 2022 10:00 - 34 minutes - 31.8 MBAre you intimidated by the healthcare system? Or unsure about your doctor’s recommendations? If so, it’s worth reaching out to a health advocate advisor. In this seventh episode, I am so excited to be joined by Renee Balcom, a health advocate advisor. Renee has spent over a decade consulting and providing services to families looking for care solutions for their loved ones. She helps people navigate the healthcare system, make informed care decisions, and cope with the challenges and s...
Medicare 101
January 18, 2022 10:00 - 33 minutes - 30.8 MBDo you have a Medicare plan? Understanding the ins and outs of Medicare is extremely valuable in order to find the best plan for you. In this sixth episode, I am talking all about Medicare - something that all business owners and employees should be informed on. Throughout this episode I explain what Medicare is, how it can save money for both employers and employees, the three paths you can take with Medicare, the pricing of Medicare plans, and some helpful Medicare tips. I hope this e...
2021 Reflections
December 28, 2021 10:00 - 23 minutes - 26.5 MBWhat comes to mind when you reflect on the past 12 months? As the year wraps up, it’s a great time to look back at all that you’ve accomplished and how you want to enter into 2022. In this fifth episode, I am sharing my reflections from the past year. While there is no denying that the past 12 months had its challenges, there was so much good that came from it as well. Throughout this episode I dive into what I loved about the past year, the different areas of my life that I’ve leveled ...
Long Term Care Options
December 14, 2021 10:00 - 28 minutes - 25.6 MBDo you have a long term care insurance plan? Many people often think that they do not need long term care insurance or assume it’s included within their health care, which is not the case. In this fourth episode, I am talking about long term care and why it is important to have. I often hear from my clients that they already have a family member who can take care of them when they are older, but I think it is best to be prepared and purchase a long term plan. Throughout this episode I d...
Ownership, Compliance, & Answering Your Questions
November 16, 2021 10:00 - 32 minutes - 29.3 MBHave you been unsure how to navigate your life insurance policy due to unique events? If you have a question, please seek guidance from myself or another professional in order to set yourself up for the best outcome! In this third episode, I am talking about the different events or situations that may affect your life insurance policy. Understanding how life insurance policies can affect the different aspects of your life can be confusing, but all it takes is asking the question to save...
How Marijuana & CBD Impact Policy
November 02, 2021 10:00 - 29 minutes - 26.6 MBAre you a tobacco, nicotine, marijuana, or CBD user? When your life insurance agent asks you this question, it’s important to be honest and upfront. In this second episode, I am explaining how using marijuana, CBD, tobacco, and nicotine will impact your life insurance policy. Being transparent with your life insurance agent or broker about the frequency of use is important to make sure that they can find the right carrier for you. Throughout this episode, you will learn the amount of sm...
Begin Building Your Life Toolbox
October 19, 2021 04:00 - 27 minutes - 31.4 MBWelcome to On Life With Helen! I am so excited to help you start building your life toolbox so you are prepared for the future. In this first episode, I explain my background growing up, how I began my career, and where I have ended up today. After twenty years in the life insurance industry, I still wake up every morning with the same passion to help people understand what will work best for them and their future. Throughout this episode, you will learn my answers to the common question...