Athlete Wealth Podcast
90 episodes - English - Latest episode: over 1 year ago - ★★★★★ - 8 ratingsJoin team members from AWM Capital and guests as they discuss key topics on being a professional athlete and navigating the business of your sport.
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Episodes
Brandon Copeland on Financial Freedom for NFL Players | Zach Miller | NFL Players’ Series #20
May 05, 2021 18:07 - 52 minutes - 48 MBIn this episode, we’re joined by Brandon Copeland (@bcope51), linebacker for the @atlantafalcons and about to enter his 8th @NFL season, Ivy League professor of Life 101 at @uofpenn, @Forbes 30 Under 30, and established leader in the #morethananathlete movement. Brandon and I discuss what we have learned during our NFL careers about money, investing, and football - including the mistakes we’ve made along the way. Brandon and I both have a similar focus of helping to build financial freedom...
Brandon Copeland on Financial Freedom for NFL Players | Zach Miller | NFL Players’ Podcast #20
May 05, 2021 18:07 - 52 minutes - 48 MBIn this episode, we’re joined by Brandon Copeland (@bcope51), linebacker for the @atlantafalcons and about to enter his 8th @NFL season, Ivy League professor of Life 101 at @uofpenn, @Forbes 30 Under 30, and established leader in the #morethananathlete movement. Brandon and I discuss what we have learned during our NFL careers about money, investing, and football - including the mistakes we’ve made along the way. Brandon and I both have a similar focus of helping to build financial freedom...
Post Career NFL Tax Strategy | Zach Miller | NFL Players’ Podcast #19
April 21, 2021 22:46 - 11 minutes - 10.8 MBWhat should your financial game plan be after you retire from the NFL? The truth is that tax planning isn’t over when you retire - the game is actually just beginning. There are still plenty of opportunities as a retired player for you to keep more of the money you earned if you take the right steps. A solid tax strategy saves money. Just filing your taxes does not. In this week’s episode, I scratch the surface on the topics below, but if you want more details then download my Post Career ...
Post Career NFL Tax Strategy | Zach Miller | NFL Players’ Series #19
April 21, 2021 22:46 - 11 minutes - 10.8 MBWhat should your financial game plan be after you retire from the NFL? The truth is that tax planning isn’t over when you retire - the game is actually just beginning. There are still plenty of opportunities as a retired player for you to keep more of the money you earned if you take the right steps. A solid tax strategy saves money. Just filing your taxes does not. In this week’s episode, I scratch the surface on the topics below, but if you want more details then download my Post Career ...
The 3 Costliest Misses for NFL Players | Zach Miller | NFL Players’ Podcast #18
April 07, 2021 20:14 - 10 minutes - 9.5 MBListen as I explore the 3 tax planning opportunities I personally missed and continue to see NFL and MLB athletes missing every year. This is money that should be in your pocket that you are missing out on. The Jock Tax - Every time you visit another state to play a game, you pay state and local taxes according to however your team calculates payroll. The problem is they sometimes ignore training camp, minicamp, injured reserve and possibly cost you a lot in taxes. Recalculating your “duty ...
The 3 Costliest Misses for NFL Players | Zach Miller | NFL Players’ Series #18
April 07, 2021 20:14 - 10 minutes - 9.5 MBListen as I explore the 3 tax planning opportunities I personally missed and continue to see NFL and MLB athletes missing every year. This is money that should be in your pocket that you are missing out on. The Jock Tax - Every time you visit another state to play a game, you pay state and local taxes according to however your team calculates payroll. The problem is they sometimes ignore training camp, minicamp, injured reserve and possibly cost you a lot in taxes. Recalculating your “duty ...
Get The Returns You Deserve in Real Estate | Zach Miller | NFL Players’ Podcast #17
March 24, 2021 19:16 - 12 minutes - 11.9 MBIf you do not have the time or energy to learn about how true professionals go after the returns they deserve, then find an advisory team that will unbiasedly vet the deals for you or just go buy a publicly traded Real Estate Investment Trust. If you want to explore the best ways to allocate money to real estate, listen to this podcast or Aaron Golderberg’s recent PGA Players Podcast #14 and always ask the right questions before investing. The most important question being the track record ...
Get The Returns You Deserve in Real Estate | Zach Miller | NFL Players’ Series #17
March 24, 2021 19:16 - 12 minutes - 11.9 MBIf you do not have the time or energy to learn about how true professionals go after the returns they deserve, then find an advisory team that will unbiasedly vet the deals for you or just go buy a publicly traded Real Estate Investment Trust. If you want to explore the best ways to allocate money to real estate, listen to this podcast or Aaron Golderberg’s recent PGA Players Podcast #14 and always ask the right questions before investing. The most important question being the track record ...
Are Hedge Funds Worth It? | Zach Miller | NFL Players’ Series #16
March 17, 2021 21:40 - 11 minutes - 10.8 MBNot for NFL players. The data is pretty clear on who wins in the hedge fund world and it’s not the investor. Just like in venture capital, access matters and the line to get that access is out the door. If you want to hedge against uncertainty, you can tailor the perfect hedge on negative economic or personal shocks by creating your own protective reserve customized to your priorities. This keeps costs low, taxes low, and provides a personalized hedge to ride out uncertainty. Don’t let W...
Are Hedge Funds Worth It? | Zach Miller | NFL Players’ Podcast #16
March 17, 2021 21:40 - 11 minutes - 10.8 MBNot for NFL players. The data is pretty clear on who wins in the hedge fund world and it’s not the investor. Just like in venture capital, access matters and the line to get that access is out the door. If you want to hedge against uncertainty, you can tailor the perfect hedge on negative economic or personal shocks by creating your own protective reserve customized to your priorities. This keeps costs low, taxes low, and provides a personalized hedge to ride out uncertainty. Don’t let W...
What Matters in Venture Capital | Zach Miller | NFL Players’s Series #15
March 10, 2021 17:34 - 9 minutes - 8.28 MBIn this week’s episode I break down venture capital investing and cover what matters most for professional athletes to consider about the space. If your advisor has you invested in private equity and is not getting you access to the best funds and managers in venture capital, then should you even allocate any of your hard-earned wealth to the space? Venture Capital can produce outsized returns, but at what cost? Don’t let Wall Street take advantage of you, but instead, be a pro when it c...
What Matters in Venture Capital | Zach Miller | NFL Players’s Podcast #15
March 10, 2021 17:34 - 9 minutes - 8.28 MBIn this week’s episode I break down venture capital investing and cover what matters most for professional athletes to consider about the space. If your advisor has you invested in private equity and is not getting you access to the best funds and managers in venture capital, then should you even allocate any of your hard-earned wealth to the space? Venture Capital can produce outsized returns, but at what cost? Don’t let Wall Street take advantage of you, but instead, be a pro when it c...
When Does Private Equity Make Sense? | Zach Miller | NFL Players’ Podcast #14
March 03, 2021 13:00 - 11 minutes - 10.2 MBWhy do Professional Athletes continue making headlines for losing money on investments? Do you know what to look out for so you are not taken advantage of when it comes to private investments? In the first podcast of the series of private investments, I give a quick overview that we will discuss over the coming weeks including venture capital, hedge funds, and private real estate. As every investor learns, there is no free lunch in the market so I explain some of the risks and the possibil...
When Does Private Equity Make Sense? | Zach Miller | NFL Players’ Series #14
March 03, 2021 13:00 - 11 minutes - 10.2 MBWhy do Professional Athletes continue making headlines for losing money on investments? Do you know what to look out for so you are not taken advantage of when it comes to private investments? In the first podcast of the series of private investments, I give a quick overview that we will discuss over the coming weeks including venture capital, hedge funds, and private real estate. As every investor learns, there is no free lunch in the market so I explain some of the risks and the possibil...
Navigating Free Agency | Zach Miller | NFL Players’ Podcast #13
February 24, 2021 19:26 - 14 minutes - 13.2 MBThis week I discuss the upcoming free agency window in the NFL. It is only three weeks until it officially begins, but big names are already getting a chance to choose where they will play next season. How can you maximize your next contract and get the deal you deserve? I talk about the salary cap going down and what actually drives the large numbers signed by the marquee free agents. I also talk about my own free agency experience, the first time being a top free agent the second time wit...
Navigating Free Agency | Zach Miller | NFL Players’ Series #13
February 24, 2021 19:26 - 14 minutes - 13.2 MBThis week I discuss the upcoming free agency window in the NFL. It is only three weeks until it officially begins, but big names are already getting a chance to choose where they will play next season. How can you maximize your next contract and get the deal you deserve? I talk about the salary cap going down and what actually drives the large numbers signed by the marquee free agents. I also talk about my own free agency experience, the first time being a top free agent the second time wit...
Tax Strategy In the NFL | Zach Miller | NFL Players' Podcast #12
February 17, 2021 15:52 - 14 minutes - 12.9 MBAs an NFL Player you are in the top tax bracket. Your biggest expense is income tax. The more income you can delay and defer to the future where your tax rates will be lower means more money in your future pocket. In this episode, I explain some of the basic tax forms you will receive as an NFL player and discuss some of the advanced strategies to build generational wealth. These include Individual 401(k) for endorsement income Backdoor Roth IRA Donor Advised Fund Asset Location Safe ...
Tax Strategy In the NFL | Zach Miller | NFL Players' Series #12
February 17, 2021 15:52 - 14 minutes - 12.9 MBAs an NFL Player you are in the top tax bracket. Your biggest expense is income tax. The more income you can delay and defer to the future where your tax rates will be lower means more money in your future pocket. In this episode, I explain some of the basic tax forms you will receive as an NFL player and discuss some of the advanced strategies to build generational wealth. These include Individual 401(k) for endorsement income Backdoor Roth IRA Donor Advised Fund Asset Location Safe ...
Do You Have an Elite Wealth Strategy? | Zach Miller | NFL Players' Podcast
February 10, 2021 23:08 - 13 minutes - 12.2 MBNFL Teams have already started implementing their strategies for the 2021 NFL Season. Have you reviewed your personal wealth strategy for the year? If you have not done so yet, I implore you to seek out the best professionals to grow and protect your wealth before it’s too late. Too many NFL players receive just average financial advice. I cover just a few areas of what should be graded when it comes to wealth planning and strategy. Don’t settle for just investment advice. I know from pers...
Do You Have an Elite Wealth Strategy? | Zach Miller | NFL Players' Series #11
February 10, 2021 23:08 - 13 minutes - 12.2 MBNFL Teams have already started implementing their strategies for the 2021 NFL Season. Have you reviewed your personal wealth strategy for the year? If you have not done so yet, I implore you to seek out the best professionals to grow and protect your wealth before it’s too late. Too many NFL players receive just average financial advice. I cover just a few areas of what should be graded when it comes to wealth planning and strategy. Don’t settle for just investment advice. I know from pers...
Super Bowl Week & Protecting Your Net Worth | Zach Miller | NFL Players' Podcast
February 03, 2021 21:31 - 12 minutes - 11.4 MBSuper Bowl Winning a Super Bowl is one of the greatest moments of my life. Personal success and achievements are good to have but they do not stack up to what you can be accomplished playing as a team that sacrifices for each other to accomplish something that could never be done alone. The long journey and ability to overcome adversity is what makes a Super Bowl Championship Ring the embodiment of greatness. This Super Bowl will be about more than Tom Brady versus Patrick Mahomes as sport...
Super Bowl Week & Protecting Your Net Worth | Zach Miller | NFL Players' Series #10
February 03, 2021 21:31 - 12 minutes - 11.4 MBSuper Bowl Winning a Super Bowl is one of the greatest moments of my life. Personal success and achievements are good to have but they do not stack up to what you can be accomplished playing as a team that sacrifices for each other to accomplish something that could never be done alone. The long journey and ability to overcome adversity is what makes a Super Bowl Championship Ring the embodiment of greatness. This Super Bowl will be about more than Tom Brady versus Patrick Mahomes as sport...
Fundamentals of Wealth | Zach Miller | NFL Players' Podcast
January 27, 2021 16:38 - 12 minutes - 11.6 MBJust as blocking and tackling are the fundamentals of football, saving and investing are fundamentals of wealth. In this podcast I challenge you to evaluate how much of your income you save and if you don’t know, it is a good time to find out. Wealth is the freedom to do what you want, when you want, with who you want. Every NFL Player has a chance to achieve this once the game is done with you. Just as you would track calories to lose weight or track your gains in the weight room to judge...
Fundamentals of Wealth | Zach Miller | NFL Players' Series #9
January 27, 2021 16:38 - 12 minutes - 11.6 MBJust as blocking and tackling are the fundamentals of football, saving and investing are fundamentals of wealth. In this podcast I challenge you to evaluate how much of your income you save and if you don’t know, it is a good time to find out. Wealth is the freedom to do what you want, when you want, with who you want. Every NFL Player has a chance to achieve this once the game is done with you. Just as you would track calories to lose weight or track your gains in the weight room to judge...
Offseason Game Planning | Zach Miller | NFL Players' Podcast
January 13, 2021 13:00 - 13 minutes - 12.3 MBIt sucks to have to watch guys still playing for the elusive Super Bowl Championship but that's out of your control now. As the NFL offseason is underway for many NFL teams here are some smart game planning you can do off the field. In this episode, I cover some topics that can help you become a true professional not just in the NFL but in owning your wealth. Your biggest driver of your wealth is your human capital. This is your future earnings and they are highly uncertain. Spending the ne...
Offseason Game Planning | Zach Miller | NFL Players' Series #8
January 13, 2021 13:00 - 13 minutes - 12.3 MBIt sucks to have to watch guys still playing for the elusive Super Bowl Championship but that's out of your control now. As the NFL offseason is underway for many NFL teams here are some smart game planning you can do off the field. In this episode, I cover some topics that can help you become a true professional not just in the NFL but in owning your wealth. Your biggest driver of your wealth is your human capital. This is your future earnings and they are highly uncertain. Spending the ne...
Should You Stay In College or Go To the NFL? | Zach Miller | NFL Players' Podcast
January 06, 2021 14:00 - 9 minutes - 8.41 MBIn this week’s episode, Zach focuses specifically on underclassmen in college. You’ve done well in your college career. You’ve put the time in on improving your performance. You’ve made big plays on the field. And now you’re faced with a choice: do you stay at your college or move on to the NFL? The decision to stay for your senior year in college or go to the NFL is a massive decision for a 20 or 21-year-old to make. It’s one Zach knows well – he left his playing career at ASU after his...
Should You Stay In College or Go To the NFL? | Zach Miller | NFL Players' Series #7
January 06, 2021 14:00 - 9 minutes - 8.41 MBIn this week’s episode, Zach focuses specifically on underclassmen in college. You’ve done well in your college career. You’ve put the time in on improving your performance. You’ve made big plays on the field. And now you’re faced with a choice: do you stay at your college or move on to the NFL? The decision to stay for your senior year in college or go to the NFL is a massive decision for a 20 or 21-year-old to make. It’s one Zach knows well – he left his playing career at ASU after his...
The Tax Planning Strategy That Many NFL Players Miss | Zach Miller, Aaron Goldberg | NFL Players' Podcast
December 30, 2020 13:00 - 7 minutes - 6.63 MBAs an NFL player, you’re in the highest tax rate. That means with your endorsement deals and appearances that 40-50% of that income is going to go to the IRS. Are you taking advantage of all the available opportunities to hold on to the income you’re acquiring? This week, Zach is joined by Aaron Goldberg, CFP®, fellow AWM Capital colleague and former PGA, Korn Ferry, and Canada Tour golfer, to discuss some of the biggest tax savings that they’ve seen professional athletes miss out on. An ...
The Tax Planning Strategy That Many NFL Players Miss | Zach Miller, Aaron Goldberg | NFL Players' Series #6
December 30, 2020 13:00 - 7 minutes - 6.63 MBAs an NFL player, you’re in the highest tax rate. That means with your endorsement deals and appearances that 40-50% of that income is going to go to the IRS. Are you taking advantage of all the available opportunities to hold on to the income you’re acquiring? This week, Zach is joined by Aaron Goldberg, CFP®, fellow AWM Capital colleague and former PGA, Korn Ferry, and Canada Tour golfer, to discuss some of the biggest tax savings that they’ve seen professional athletes miss out on. An ...
Who is Qualified to Help You? | Zach Miller, Erik Averill | NFL Players' Series #5
December 23, 2020 13:00 - 11 minutes - 10.3 MBThe differences between someone who plays in a football league on the weekends and an NFL player are obvious, but did you know there are similar gaps between people who call themselves financial advisors? When trusting someone with your net worth – do you know the designations to look out for? What are the differences in qualifications between someone who says they’re a financial advisor and someone who is a CFP®, CPWA®, CPA or CFA? Approximately 300,000 people in the country could call them...
Who is Qualified to Help You? | Zach Miller, Erik Averill | NFL Players' Podcast #5
December 23, 2020 13:00 - 11 minutes - 10.3 MBThe differences between someone who plays in a football league on the weekends and an NFL player are obvious, but did you know there are similar gaps between people who call themselves financial advisors? When trusting someone with your net worth – do you know the designations to look out for? What are the differences in qualifications between someone who says they’re a financial advisor and someone who is a CFP®, CPWA®, CPA or CFA? Approximately 300,000 people in the country could call them...
What Athletes Lose When They Choose A Big Wirehouse | Zach Miller, Erik Averill | NFL Players' Podcast #4
December 16, 2020 21:19 - 12 minutes - 11.4 MBYou’ve likely at least had conversations with them – Goldman Sachs, UBS, Merrill Lynch, Wells Fargo, Morgan Stanley – but are these big wirehouses the best place for you to build your net worth? As a professional athlete, you’re in a unique situation, and the reality is that these mass affluent broker-dealers were not built with you in mind. Your unique situation deserves a unique solution. In this episode, Zach Miller is again joined by Erik Averill where they discuss specifically why th...
What Athletes Lose When They Choose A Big Wirehouse | Zach Miller, Erik Averill | NFL Players' Series #4
December 16, 2020 21:19 - 12 minutes - 11.4 MBYou’ve likely at least had conversations with them – Goldman Sachs, UBS, Merrill Lynch, Wells Fargo, Morgan Stanley – but are these big wirehouses the best place for you to build your net worth? As a professional athlete, you’re in a unique situation, and the reality is that these mass affluent broker-dealers were not built with you in mind. Your unique situation deserves a unique solution. In this episode, Zach Miller is again joined by Erik Averill where they discuss specifically why th...
Why Your “Nice Guy” Broker Isn’t Enough | Zach Miller & Erik Averill | NFL Players’ Podcast #3
December 09, 2020 19:40 - 10 minutes - 9.5 MBAs an NFL player, you're in the top earning bracket in the world. How should you be handling your net worth? How did you determine who currently manages your net worth? The problem with many NFL players is that they end up with a “nice guy” broker who manages their assets, but not much else. As an NFL player, are you only getting “JV Team” advice? In our last episode, we began to discuss how the wealthiest people – Zuckerberg, Oprah, the Vanderbilts handle their financial situation differe...
Why Your “Nice Guy” Broker Isn’t Enough | Zach Miller & Erik Averill | NFL Players’ Series #3
December 09, 2020 19:40 - 10 minutes - 9.5 MBAs an NFL player, you're in the top earning bracket in the world. How should you be handling your net worth? How did you determine who currently manages your net worth? The problem with many NFL players is that they end up with a “nice guy” broker who manages their assets, but not much else. As an NFL player, are you only getting “JV Team” advice? In our last episode, we began to discuss how the wealthiest people – Zuckerberg, Oprah, the Vanderbilts handle their financial situation differe...
Why Focusing on Investment Returns Isn’t Enough | NFL Players' Podcast | Zach Miller & Erik Averill
December 02, 2020 21:52 - 15 minutes - 14.5 MBWe’ve all seen the headlines of former professional athletes - who made millions in their career – having to file bankruptcy later in life. It’s a sad statistic and one that should be totally avoidable when you have a competent financial team that has your best interests in mind. The problem can come when you hear many different financial advisors who tout their ability to get you the best returns on your investments. However, investment returns aren't enough, and this can often be a sign t...
Why Focusing on Investment Returns Isn’t Enough | NFL Players' Series #2 | Zach Miller & Erik Averill
December 02, 2020 21:52 - 15 minutes - 14.5 MBWe’ve all seen the headlines of former professional athletes - who made millions in their career – having to file bankruptcy later in life. It’s a sad statistic and one that should be totally avoidable when you have a competent financial team that has your best interests in mind. The problem can come when you hear many different financial advisors who tout their ability to get you the best returns on your investments. However, investment returns aren't enough, and this can often be a sign t...
Owning Your Wealth as an NFL Player | NFL Players' Podcast with Zach Miller and Erik Averill
November 23, 2020 21:50 - 27 minutes - 24.9 MBAs an NFL player, are you getting the financial advice and returns you deserve? In the first episode of the NFL Players’ Podcast, former Seattle Seahawk and Super Bowl champ Zach Miller is joined by AWM Capital co-founder and former professional baseball player Erik Averill to discuss the most important financial questions that all NFL players should be asking, how to start building your financial team, the goals of this podcast, and the things Zach wished he would’ve known as a rookie now...
Owning Your Wealth as an NFL Player | NFL Players' Series #1 with Zach Miller and Erik Averill
November 23, 2020 21:50 - 27 minutes - 24.9 MBAs an NFL player, are you getting the financial advice and returns you deserve? In the first episode of the NFL Players’ Podcast, former Seattle Seahawk and Super Bowl champ Zach Miller is joined by AWM Capital co-founder and former professional baseball player Erik Averill to discuss the most important financial questions that all NFL players should be asking, how to start building your financial team, the goals of this podcast, and the things Zach wished he would’ve known as a rookie now...