The Saving Whiz Podcast
185 episodes - English - Latest episode: almost 2 years ago - ★★★★★ - 7 ratingsGina Zakaria, founder of Saving Whiz, is a personal finance educator on a mission to help you fix your finances the easy way. Gina is a wife, mom, and recovering spender turned money-saving ninja. She breaks down dense money topics into simple, bite-sized concepts so it's easy, actionable, and empowers you to take positive steps with your money. Gina helps you navigate all things money, including budgeting, frugal living, easy ways to save money, debt freedom, investing and building wealth. New episodes every Thursday.
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Episodes
9. How to Plan for Emergencies When You're Broke
March 11, 2021 18:00 - 7 minutes - 5.43 MBSubscribe so you don’t miss an episode! In this episode, Gina talks about shares some things to consider and action steps you can take to save for emergencies, even when money is tight. Join our Grocery Game Changer class this Wednesday! Save your seat here. LET'S CONNECT! Instagram: @savingwhiz TikTok: @savingwhizgina YouTube: Saving Whiz Blog: savingwhiz.com Grab the Grocery Price Template here. Save your seat at our next Budget Workshop here. Go here for mor...
#009: How to Plan for Emergencies When You're Broke
March 11, 2021 18:00 - 7 minutes - 5.42 MBEmergencies are inevitable. They happen to all of us and there is no rhyme or reason or even a heads up when they happen. Part of having complete financial security is to have an emergency fund that holds 3-12 months of your living expenses ready to serve you when you need it most. It's one of the best things you can do for your financial wellbeing and it's a game changer to staying out of debt when an emergency arises. Be part of the smart crew and do what you can right now to save f...
How to Plan for Emergencies When You're Broke
March 11, 2021 18:00 - 7 minutes - 5.43 MBIn this episode, Gina talks about shares some things to consider and action steps you can take to save for emergencies, even when money is tight. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT! Instagram: @savingwhiz TikTok: @savingwhizgina YouTube: Saving Whiz Blog: s...
How to Pay Off Debt When You're Living Paycheck to Paycheck
March 04, 2021 18:00 - 9 minutes - 6.5 MBIn this episode, Gina is sharing how you can pay off more debt even when you are living paycheck to paycheck by giving you tried and true methods that actually work. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT! Instagram: @savingwhiz TikTok: @savingwhizgina YouTube: ...
8. How to Pay Off Debt When You're Living Paycheck to Paycheck
March 04, 2021 18:00 - 9 minutes - 6.5 MBSubscribe so you don’t miss an episode! In this episode, Gina is sharing how you can pay off more debt even when you are living paycheck to paycheck by giving you tried and true methods that actually work. Check out these helpful resources if you need more guidance on paying off debt, saving money, or perfecting your budget. Grab the Printable Budget Binder if you want to get organized with your money and finally take back control of your finances. Join our Grocery Game Changer class ...
#008: How to Pay Off Debt When You're Living Paycheck to Paycheck
March 04, 2021 18:00 - 9 minutes - 6.48 MBLiving paycheck to paycheck is a frustrating cycle, and being in debt makes it so much worse. So, how do you successfully pay off debt when you are so broke you can barely make ends meet? Here are some tried-and-true ways to start paying off your debt faster, even when you're broke and don't have a lot of money. Assess your balances Determine your debt repayment method (snowball vs. avalanche) Stop spending more on debt Set up a spending Freeze to reduce monthly expenses Negotiate yo...
Episode 08: How to Pay Off Debt When You're Living Paycheck to Paycheck
March 04, 2021 18:00 - 9 minutes - 6.48 MBLiving paycheck to paycheck is a frustrating cycle, and being in debt makes it so much worse. So, how do you successfully pay off debt when you are so broke you can barely make ends meet? Here are some tried-and-true ways to start paying off your debt faster, even when you're broke and don't have a lot of money. Assess your balances Determine your debt repayment method (snowball vs. avalanche) Stop spending more on debt Set up a spending Freeze to reduce monthly expenses Negotiate yo...
#007: 7 Reasons Your Budget Keeps Failing and How to Fix It
February 25, 2021 18:00 - 8 minutes - 6.08 MBYou have the best intentions for your budget and you want to take better control of your money and what you spend on, but oftentimes, there are small mistakes that are made during the budgeting process that make our budget fail. Here are 7 common mistakes you're making with your budget that's causing you to fail: You haven’t identified your “why” or purpose You created a standard “cookie” cutter budget You only included bills and debt in your budget You forgot to add savings You aren’...
Episode 07: 7 Reasons Your Budget Keeps Failing and How to Fix It
February 25, 2021 18:00 - 8 minutes - 6.08 MBYou have the best intentions for your budget and you want to take better control of your money and what you spend on, but oftentimes, there are small mistakes that are made during the budgeting process that make our budget fail. Here are 7 common mistakes you're making with your budget that's causing you to fail: You haven’t identified your “why” or purpose You created a standard “cookie” cutter budget You only included bills and debt in your budget You forgot to add savings You aren’...
7 Reasons Your Budget Keeps Failing and How to Fix It
February 25, 2021 18:00 - 8 minutes - 6.1 MBYou have the best intentions for your budget and you want to take better control of your money and what you spend on, but oftentimes, there are small mistakes that are made during the budgeting process that make our budget fail. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT!...
7. 7 Reasons Your Budget Keeps Failing and How to Fix It
February 25, 2021 18:00 - 8 minutes - 6.1 MBSubscribe so you don’t miss an episode! You have the best intentions for your budget and you want to take better control of your money and what you spend on, but oftentimes, there are small mistakes that are made during the budgeting process that make our budget fail. Here are 7 common mistakes you're making with your budget that's causing you to fail: You haven’t identified your “why” or purpose You created a standard “cookie” cutter budget You only included bills and debt in your bud...
#006: Easy Ways to Start and Maintain a Gift Closet on a Small Budget
February 18, 2021 18:00 - 8 minutes - 5.71 MBHaving a gift closet helps you plan ahead for events and occasions without sacrificing or disrupting your budget. You're able to save more while choosing thoughtful gifts that work for any occasion. Here are some easy ways tot get started with a gift closet, even on a small budget. Designate a space for your closet Create a monthly budget for purchases Create your gift categories Stick to gender neutral and/or universal gift ideas Stock up on deals (KCL or Hip2Save) Grab the Printab...
Episode 06: Easy Ways to Start and Maintain a Gift Closet on a Small Budget
February 18, 2021 18:00 - 8 minutes - 5.71 MBHaving a gift closet helps you plan ahead for events and occasions without sacrificing or disrupting your budget. You're able to save more while choosing thoughtful gifts that work for any occasion. Here are some easy ways tot get started with a gift closet, even on a small budget. Designate a space for your closet Create a monthly budget for purchases Create your gift categories Stick to gender neutral and/or universal gift ideas Stock up on deals (KCL or Hip2Save) Grab the Printab...
Easy Ways to Start and Maintain a Gift Closet on a Small Budget
February 18, 2021 18:00 - 8 minutes - 5.72 MBHaving a gift closet helps you plan ahead for events and occasions without sacrificing or disrupting your budget. You're able to save more while choosing thoughtful gifts that work for any occasion. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT! Instagram: @savingwhiz Ti...
6. Easy Ways to Start and Maintain a Gift Closet on a Small Budget
February 18, 2021 18:00 - 8 minutes - 5.72 MBSubscribe so you don’t miss an episode! Having a gift closet helps you plan ahead for events and occasions without sacrificing or disrupting your budget. You're able to save more while choosing thoughtful gifts that work for any occasion. Here are some easy ways tot get started with a gift closet, even on a small budget. Designate a space for your closet Create a monthly budget for purchases Create your gift categories Stick to gender neutral and/or universal gift ideas Stock up on ...
7 Ways to Stop Impulse Spending Right Now
February 11, 2021 18:00 - 9 minutes - 6.3 MBImpulse purchases steal our money that can be used and saved for more important purchases. If we can combat our urge to spend money, we can stick to our budget better and save money for the things that matter. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT! Instagram: @savi...
#005: 7 Ways to Stop Impulse Spending Right Now
February 11, 2021 18:00 - 9 minutes - 6.29 MBImpulse purchases steal our money that can be used and saved for more important purchases. If we can combat our urge to spend money, we can stick to our budget better and save money for the things that matter. Here are 7 easy ways to stop impulse spending so you can take control of your finances. Plan out your purchases Start the rule of 30 (30 day list of items you saw that you may want) Consider the opportunity cost Stop window shopping as a pastime Remove shopping apps from your p...
Episode 05: 7 Ways to Stop Impulse Spending Right Now
February 11, 2021 18:00 - 9 minutes - 6.29 MBImpulse purchases steal our money that can be used and saved for more important purchases. If we can combat our urge to spend money, we can stick to our budget better and save money for the things that matter. Here are 7 easy ways to stop impulse spending so you can take control of your finances. Plan out your purchases Start the rule of 30 (30 day list of items you saw that you may want) Consider the opportunity cost Stop window shopping as a pastime Remove shopping apps from your p...
5. 7 Ways to Stop Impulse Spending Right Now
February 11, 2021 18:00 - 9 minutes - 6.3 MBSubscribe so you don’t miss an episode! Impulse purchases steal our money that can be used and saved for more important purchases. If we can combat our urge to spend money, we can stick to our budget better and save money for the things that matter. Here are 7 easy ways to stop impulse spending so you can take control of your finances. Plan out your purchases Start the rule of 30 (30 day list of items you saw that you may want) Consider the opportunity cost Stop window shopping as a ...
Episode 04: 5 Steps to Live More on Less
February 04, 2021 17:00 - 10 minutes - 7.25 MBMany of us think that money is the answer to live our best life, but I want to show you that living a great life doesn't require a ton of money. Here are 5 steps to help you afford everything you want and live your best life on less money than you think. Identify what matters in your life Rethink temptation and societal standards and create your own roadmap Save for the things you enjoy so you can life a great life on a budget Stop wasteful spending so you can afford more of the thing...
5 Steps to Live More on Less
February 04, 2021 17:00 - 10 minutes - 7.26 MBMany of us think that money is the answer to live our best life, but I want to show you that living a great life doesn't require a ton of money. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT! Instagram: @savingwhiz TikTok: @savingwhizgina YouTube: Saving Whiz Blog: s...
#004: 5 Steps to Live More on Less
February 04, 2021 17:00 - 10 minutes - 7.25 MBMany of us think that money is the answer to live our best life, but I want to show you that living a great life doesn't require a ton of money. Here are 5 steps to help you afford everything you want and live your best life on less money than you think. Identify what matters in your life Rethink temptation and societal standards and create your own roadmap Save for the things you enjoy so you can life a great life on a budget Stop wasteful spending so you can afford more of the thing...
4. 5 Steps to Live More on Less
February 04, 2021 17:00 - 10 minutes - 7.26 MBSubscribe so you don’t miss an episode! Many of us think that money is the answer to live our best life, but I want to show you that living a great life doesn't require a ton of money. Here are 5 steps to help you afford everything you want and live your best life on less money than you think. Identify what matters in your life Rethink temptation and societal standards and create your own roadmap Save for the things you enjoy so you can life a great life on a budget Stop wasteful spe...
Episode 03: 10 Money-Saving Tips to Cut Your Grocery Bill in Half This Month
January 22, 2021 22:00 - 10 minutes - 7.01 MBReduce your grocery bill with these 10 money-saving tips. 1- Bagged Salads 2- Marinated Meat 3- Pre-cut/Pre-Sliced Vegetables and Fruit 4- Meal Packs 5- Individually packaged snacks 6- Pre-made meals and salads 7- Convenient Foods 8- Cakes/Sweet Breads 9- Broth 10- Pre-Sliced/Pre-Shredded Cheese Convenience Costs Too Much Taking the time to prep and process our own foods will save a lot of money in our grocery budget, but also doesn't take as much time as we think. What’s one thing y...
10 Money-Saving Tips to Cut Your Grocery Bill in Half This Month
January 22, 2021 22:00 - 10 minutes - 7.02 MBReduce your grocery bill with these 10 money-saving tips. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT! Instagram: @savingwhiz TikTok: @savingwhizgina YouTube: Saving Whiz Blog: savingwhiz.com
#003: 10 Money-Saving Tips to Cut Your Grocery Bill in Half This Month
January 22, 2021 22:00 - 10 minutes - 7.01 MBReduce your grocery bill with these 10 money-saving tips. 1- Bagged Salads 2- Marinated Meat 3- Pre-cut/Pre-Sliced Vegetables and Fruit 4- Meal Packs 5- Individually packaged snacks 6- Pre-made meals and salads 7- Convenient Foods 8- Cakes/Sweet Breads 9- Broth 10- Pre-Sliced/Pre-Shredded Cheese Convenience Costs Too Much Taking the time to prep and process our own foods will save a lot of money in our grocery budget, but also doesn't take as much time as we think. What’s one thing y...
3. 10 Money-Saving Tips to Cut Your Grocery Bill in Half This Month
January 22, 2021 22:00 - 10 minutes - 7.02 MBSubscribe so you don’t miss an episode! Reduce your grocery bill with these 10 money-saving tips. 1- Bagged Salads 2- Marinated Meat 3- Pre-cut/Pre-Sliced Vegetables and Fruit 4- Meal Packs 5- Individually packaged snacks 6- Pre-made meals and salads 7- Convenient Foods 8- Cakes/Sweet Breads 9- Broth 10- Pre-Sliced/Pre-Shredded Cheese Convenience Costs Too Much Taking the time to prep and process our own foods will save a lot of money in our grocery budget, but also doesn't take as mu...
#002: 10 Valuable Lessons Learned When Paying Off Debt
January 20, 2021 22:00 - 22 minutes - 15.5 MBYou learn so much when you're in the process of paying off your debt for good. These lessons will continue to guide me in making better decisions around money and will help me avoid ever getting into debt in the future. 1- Slow progress is still progress 2- Stop comparing your situation to others 3- Pay More than the Minimum Every Month 4- Lenders are willing to work with you 5- Create a Plan 6- Lean in to your why 7- Consistency is powerful 8- Debt steals more than your money 9- S...
2. 10 Valuable Lessons Learned When Paying Off Debt
January 20, 2021 22:00 - 22 minutes - 15.6 MBSubscribe so you don’t miss an episode! You learn so much when you're in the process of paying off your debt for good. These lessons will continue to guide me in making better decisions around money and will help me avoid ever getting into debt in the future. 1- Slow progress is still progress 2- Stop comparing your situation to others 3- Pay More than the Minimum Every Month 4- Lenders are willing to work with you 5- Create a Plan 6- Lean in to your why 7- Consistency is powerful 8- Debt...
Episode 02: 10 Valuable Lessons Learned When Paying Off Debt
January 20, 2021 22:00 - 22 minutes - 15.5 MBYou learn so much when you're in the process of paying off your debt for good. These lessons will continue to guide me in making better decisions around money and will help me avoid ever getting into debt in the future. 1- Slow progress is still progress 2- Stop comparing your situation to others 3- Pay More than the Minimum Every Month 4- Lenders are willing to work with you 5- Create a Plan 6- Lean in to your why 7- Consistency is powerful 8- Debt steals more than your money 9- S...
10 Valuable Lessons Learned When Paying Off Debt
January 20, 2021 22:00 - 22 minutes - 15.6 MBYou learn so much when you're in the process of paying off your debt for good. These lessons will continue to guide me in making better decisions around money and will help me avoid ever getting into debt in the future. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT! Instag...
#001: How to Embrace Change and Breaking Through Discomfort with Your Money
January 17, 2021 19:00 - 10 minutes - 7.51 MBIn this episode, you'll learn how to break through the discomfort phase of changing your money habits and transforming your finances. You'll understand the mindset behind habit change and get tips to help you see progress with your money journey. Change is hard at first It’s uncomfortable, it’s new, it’s not our normal...yet It requires a new mindset and a new set of behaviors How do we break through the discomfort step to move forward? Easy steps you can take right now to help you bre...
1. How to Embrace Change and Breaking Through Discomfort with Your Money
January 17, 2021 19:00 - 10 minutes - 7.53 MBSubscribe so you don’t miss an episode! In this episode, you'll learn how to break through the discomfort phase of changing your money habits and transforming your finances. You'll understand the mindset behind habit change and get tips to help you see progress with your money journey. Change is hard at first It’s uncomfortable, it’s new, it’s not our normal...yet It requires a new mindset and a new set of behaviors How do we break through the discomfort step to move forward? Easy ste...
How to Embrace Change and Breaking Through Discomfort with Your Money
January 17, 2021 19:00 - 10 minutes - 7.53 MBIn this episode, you'll learn how to break through the discomfort phase of changing your money habits and transforming your finances. You'll understand the mindset behind habit change and get tips to help you see progress with your money journey. Subscribe so you don’t miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you’re ready to manage your money without losing your mind. Want more money tips and tools? I got you covered...
Episode 01: How to Embrace Change and Breaking Through Discomfort with Your Money
January 17, 2021 19:00 - 10 minutes - 7.51 MBIn this episode, you'll learn how to break through the discomfort phase of changing your money habits and transforming your finances. You'll understand the mindset behind habit change and get tips to help you see progress with your money journey. Change is hard at first It’s uncomfortable, it’s new, it’s not our normal...yet It requires a new mindset and a new set of behaviors How do we break through the discomfort step to move forward? Easy steps you can take right now to help you bre...