Lykken on Lending

05-31-2023 Cybersecurity - Zero Trust Network With John Mahoney Of Moby, LLC

In today’s digital age, with sophisticated cyber threats becoming increasingly prevalent, ensuring network security has become more critical than ever. One solution that has emerged as a beacon of hope is the concept of ‘Zero Trust Network’ or a radical shift from traditional network security measures, Zero Trust Network advocates for a ‘never trust, always verify’ approach, offering a more comprehensive way to combat cybersecurity threats. Zero Trust Network is a security model that eradica...

05-29-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

05-26-2023 Candor Innovation with Ed Kourany of Candor Technology

In an era marked by the rapid evolution of technology, the launch of Candor Technology represents a groundbreaking advancement. It is the first and only patented technology-driven mortgage loan fulfillment service that spans the entire loan lifecycle from disclosures to closing. CandorPLUS™, which incorporates Candor’s Loan Engineering System (LES), accurately and efficiently handles manufacturing tasks associated with a mortgage loan, delivering decision-ready loan files with speed and mach...

05-26-2023 Candor Innovation With Ed Kourany Of Candor Technology

In an era marked by the rapid evolution of technology, the launch of Candor Technology represents a groundbreaking advancement. It is the first and only patented technology-driven mortgage loan fulfillment service that spans the entire loan lifecycle from disclosures to closing. CandorPLUS™, which incorporates Candor’s Loan Engineering System (LES), accurately and efficiently handles manufacturing tasks associated with a mortgage loan, delivering decision-ready loan files with speed and mach...

05-22-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

05-22-2023 The MBA 2023 Q1 Quarterly performance report with Marina Walsh of MBA

The Mortgage Bankers Association (MBA) recently unveiled its highly anticipated 2023 Q1 performance report on May 18, 2023. IMBs reported a net loss of $1,972 on each loan they originated in the first quarter of 2023. This has improved from $2,812 per loan loss in the Q4 of 2022. Marina Walsh of MBA discussed the factors for this report and the forecast for the year.   Important Links ·        Mortgage Bankers Association ·        Marina Walsh LinkedIn

05-15-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

05-08-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

05-05-2023 Crypto payment in Mortage transaction with Michael Jansta and Joshua Tate

Cryptocurrency payment for mortgage transactions is a relatively new concept that is gaining popularity, the use of cryptocurrency for real estate transactions offers many benefits, including faster transactions, lower fees, increased transparency, and the ability to facilitate cross-border transactions. While there are some challenges associated with the use of cryptocurrency, these can be mitigated with the right strategies and regulatory frameworks. Michael Jansta of AltiSource and Joshua...

05-05-2023 Crypto Payment In Mortgage Transaction With Michael Jansta And Joshua Tate

Cryptocurrency payment for mortgage transactions is a relatively new concept that is gaining popularity. The use of cryptocurrency for real estate transactions offers many benefits, including faster transactions, lower fees, increased transparency, and the ability to facilitate cross-border transactions. While there are some challenges associated with the use of cryptocurrency, these can be mitigated with the right strategies and regulatory frameworks. Michael Jansta of AltiSource and Joshua...

05-03-2023 R3 AMC’s Val-insure™ Insured Appraisal solutions with Brent Jones of R3 AMC

05-03-2023 R3 AMC’s Val-insure™ Insured Appraisal Solutions With Brent Jones Of R3 AMC

An appraisal is an important part of the mortgage process that helps lenders determine the value of a property being used as collateral for a loan. In this episode, Brent Jones of R3 AMC will explain and introduce to us the basics of appraisals in the mortgage industry, including why they’re necessary, what factors impact the value of a property, and what happens if the appraisal comes in low.

05-01-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

04-26-2023 Artificial Intelligence with Gabe Minton of Mortgage Connect

Artificial intelligence (AI) is a rapidly growing and evolving field that has many exciting developments and applications. Some of the current trends and advancements in AI today which is a hot topic is ChatGPT. As technology continues to advance, we can expect to see even more innovative and impactful uses of AI in the future. Gabe Minton of Mortgage connect sat with me to discuss AI and its accountability and how it will be useful in the mortgage industry.

04-26-2023 Artificial Intelligence With Gabe Minton Of Mortgage Connect

Artificial intelligence (AI) is a rapidly growing and evolving field that has many exciting developments and applications. Some of the current trends and advancements in AI today which is a hot topic is ChatGPT. As technology continues to advance, we can expect to see even more innovative and impactful uses of AI in the future. Gabe Minton of Mortgage Connect sat with me to discuss AI and its accountability and how it will be useful in the mortgage industry.

04-24-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

04-19-2023 Servicing Trends with Seth Sprague of Richey May

As the mortgage servicing industry continues to evolve and adapt to new challenges and opportunities, it's important to stay informed about the latest trends and developments. In the episode, Seth Sprague of Richey May will be discussing the servicing trends and how it is impacting the mortgage industry in these times.

04-19-2023 Servicing Trends With Seth Sprague Of Richey May

As the mortgage servicing industry continues to evolve and adapt to new challenges and opportunities, it’s important to stay informed about the latest trends and developments. In the episode, Seth Sprague of Richey May will be discussing the servicing trends and how it is impacting the mortgage industry in these times.

04-17-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

04-12-2023 GPT-AI With Jeffrey Palermo Of Clear Measure

Artificial intelligence is not only a technological advance, but a game-changing force that allows us to shape a better future for everyone. In this episode, Jeffrey Palermo, Chief Architect of Clear Measure, dives into the fascinating world of Artificial Intelligence. As a systems expert, Jeffrey shares his insights on what AI is, its significant impact, and the immense potential it holds for the future. He delves into ChatGPT AI, one of the most remarkable developments in AI and its capabi...

04-10-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

04-05-2023 Compete More Effectively By Eliminating Repurchases With Earl Thomas Booker III

The mortgage industry is largely human-forward, and it has been that way over the decades. But that doesn’t mean there is no room for technology to take center stage in solving some of the problems in the industry. In fact, there are so many emerging use cases for financial technology that are only just coming to the fore. One example is how Candor helps in eliminating repurchases, which can be a real headache as anyone who has been in the industry long enough knows. Chief Strategy Officer E...

04-03-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

03-29-2022 How To Use Video To Achieve Business Goals With Neco Turkienicz Of Leib Productions

Video is not just a medium; it's a powerful tool that can help businesses achieve their goals. It delivers their message, builds their brand identity, and engages with their audience in a way that no other medium can. In this episode, we have Neco Turkienicz, founder of Leib Productions. Neco owns a company that helps businesses create compelling video content to achieve their marketing goals. Today, he discusses the effectiveness of video as a marketing medium to enhance a business’s brand ...

03-27-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

03-22-2023 The Mortgage Collaborative University with Stacie Weider of TMC

The Mortgage Collaborative University is a valuable educational platform for mortgage professionals who want to improve their skills, knowledge, and career prospects. It offers flexible and comprehensive courses, delivered by industry experts, with a focus on practical applications. The collaboration aspect of MCU creates a community of professionals who can share knowledge and insights, leading to continuous learning and networking opportunities. If you're a mortgage professional looking to...

03-22-2023 The Mortgage Collaborative University With Stacie Weider Of TMC

The Mortgage Collaborative University is a valuable educational platform for mortgage professionals who want to improve their skills, knowledge, and career prospects. It offers flexible and comprehensive courses delivered by industry experts focusing on practical applications. The collaboration aspect of MCU creates a community of professionals who can share knowledge and insights, leading to continuous learning and networking opportunities. MCU is definitely worth considering if you're a mo...

03-20-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

03-17-2023 ChatGPT For Lenders With Shashank Shekhar Of Insta Mortgage

Since its release in late 2022 ChatGPT has been making the rounds across all industries, and the mortgage industry is no exception. What use cases are there for ChatGPT for lenders? How will ChatGPT and AI tools like it define the future of the industry? Joining David Lykken to share his insight into this topic is Shashank Shekhar, founder of Insta Mortgage, one of the fastest-growing private companies in the mortgage industry. If you’re in social media, you would have seen one of Shashank’s...

03-15-2023 Customer Intelligence With Joe Welu Of Total Expert

The lending industry can definitely benefit from customer intelligence, which uses data science, machine learning, and artificial intelligence to gain insights about customers and how they can be served better. In today’s episode, Total Expert CEO Joe Welu joins David Lykken and shares the innovative solutions of the Total Expert fintech system. Joe explains how data-driven businesses take the lead in today’s lending market. Tune in to find out how to take advantage of customer intelligence,...

03-13-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

03-08-2023 Leveling Up Mortgage Technology With Lender Insight With Andria Lightfoot Of SimpleNexus

We are in the age of customer experience. When using technology, it is crucial for companies to infuse it with customer insight for it to hit the spot. This is what SimpleNexus brings to mortgage technology. In this conversation with David Lykken, Chief Customer Officer Andria Lightfoot shares how the company uses customer intelligence to improve the customer journey. Andria opens our eyes to the shifting trends in customer behavior and how they should change the way we market, especially to...

03-06-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

The Townstone Financial Case: CFPB, ECOA, And Fair Lending With Mitch Kider Of WBK Firm

The Townstone Financial Case is the second suit against the CFPB (Consumer Financial Protection Bureau), which has been aggressively pursuing redlining claims against independent mortgage bankersover the past couple of years. This time, it lost, and this landmark case gives us key takeaways on just how much power should be in the hands of the CFPB and how do we know it is already overstepping its bounds. Joining the show to explain the case is Mitch Kiderof the WBK Firm. Mitch believes that ...

02-27-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

2-22-2023 Lenders One And The Upcoming L1 Summit 2023 With Tricia Migliazzo

Lenders One is all set to hold this year’s L1 Summit, which will be held in Red Rock Canyon, Las Vegas, Nevada. The summit is designed to be a networking event for players of all sizes in the industry who want to pick each other’s brains and see how they can help each other navigate the challenges of the times. Joining us in the podcast today is Tricia Migliazzo, SVP of Origination Sales at Lenders One, tells us what we can expect from this well-attended annual summit. She also tells us how ...

02-20-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

02-15-2023 Trust Engine: Data-Driven Lending With Dave Savage And Alex Kutsishin

Mortgages and other products of the lending industry operate on a purely transactional and sales-focused basis these days. Why not bring back the early days of banking, when loans were built upon trust? This is the mission of Trust Engine, a new borrower intelligence platform developed by Dave Savage and Alex Kutsishin. Dave and Alex join us in today’s episode to talk about why they created Trust Engine, the current state of the lending industry, and how Trust Engine can significantly improv...

02-13-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

02-08-2013 Does Your Business Need A Financial Win In 2023 – Let’s Talk About ERC With Lee Gillispie

Chances are you’ve already heard of the PPP, because who hasn’t? But have you heard about the ERC? It stands for Employee Retention Credit, and it’s a program under the CARES Act that similarly helps business owners bounce back from COVID but in a totally different way. Under this program, a business that has retained employees during COVID can get a substantial amount of compensation per employee. How does one get hold of this program? Who is eligible? Lee Gillispie returns on the show with...

02-06-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

02-01-2023 Driving Efficiency And Reducing Loan Manufacturing Costs Through Process Improvement With Keith Polaski Of Radius Financial Group

In a lot of places in the loan origination space, there seems to be a serious lack of commitment towards business process improvement. But it is clearly one of the drivers of increased inefficiency and more profitable operations. What are we not doing today that we need to pay attention to moving forward? This is what Keith Polaski of Radius Financial tackles in this conversation with David Lykken. A process junkie and technology adoption enthusiast, Keith full appreciates the power of proce...

01-30-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

11-23-2020 Hot Topic: How to shave 20.6 days from loan cycle time. Tomorrow....with Tom Showalter

11-23-2020 Hot Topic: How To Shave 20.6 Days From Loan Cycle Time With Tom Showalter

In this episode of Lykken on Lending, David interviews a special guest for the Hot Topic segment with the aim of having a discussion on how Tom Showalter, Founder & CEO of Candor FinTech has applied Aerospace Technology experience to shave 20.6 days from the mortgage manufacturing process.   Quick background of Tom Showalter, Founder & CEO of Candor FinTech Tom has been in the industry for quite some time, having held key executive roles at industry notables, including Digital Risk, Core ...

01-23-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

01-16-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...

06-07-2021 The importance of "Work-Life" balance in today's remote work environment with Emily Farley of Atlantic Bay Mortgage

01-10-2023 Creating Superfan customers with Brittany Hodak

Every lending business could use a superfan, but what really are they, and just how much can they really help? In this episode, David Lykken is joined by award-winning entrepreneur, author, and customer experience speaker Brittany Hodak. Here, Brittany shares what superfans are, how important they are to a business, and how to create them! Tune in to learn more about superfan customers and how to increase traction for your lending business!

01-09-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then ...