London Fintech Podcast
258 episodes - English - Latest episode: 27 days ago - ★★★★★ - 8 ratingsInsights, stories & inspiration from a Golden Age of Creativity, Opportunity and Innovation
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Episodes
LFP058 – Exchange Traded Funds (ETFs): Tutorial, Bitcoin, Blockchain & Fintech with Laurent Kssis CEC Capital
August 25, 2016 04:30 - 43 minutes - 40.9 MBToday I have the pleasure to be joined today by Laurent Kssis MD of CEC Capital who has worked in the ETF industry for 14years. We’ve spent a few episodes recently in the heady heights of the super-big picture so let’s get back to the coalface and dive in depth into an important area of […]
LFP057 – Five Reasons Corporate Governance is Essential for Fintech with Geoff Miller CEO Afaafa
August 11, 2016 01:30 - 41 minutes - 38.6 MBI have the pleasure to be joined today by Geoff Miller, CEO of Afaafa and former CEO of GLI Finance which he built from having no presence in AltFi to having over two dozen share stakes and loan agreements. If existing FS has gone far to far in the direction of endless PC box-ticking – […]
LFP056 – “Everything You Wanted to Know About Fintech Venture Capital But Were Too Afraid To Ask” with Rob Moffat Partner at Balderton Capital
July 28, 2016 04:30 - 38 minutes - 36.1 MBI am delighted to welcome Rob Moffat, Partner at Balderton Capital to dive into the topic of Venture Capital and Fintech. As I aim to present London Fintech in the round I have been – for a long time – keeping my eye open for a friendly VC to have on the show. This has […]
LFP055 – How Fintech Could Become Far Greater by Re-Forming FS with Professor John Kay
July 14, 2016 04:01 - 41 minutes - 39.2 MBI am delighted to be joined this week by Professor John Kay – one of the UK’s leading economists and outstanding authority on Financial Services to discuss the truly vast potential that still exists for Fintech to disrupt FS. Fintech as we know it now has so far only put its toe into that ocean […]
LFP054 – Special Episode! Do we need Fintech 2.0? What are Brexit’s impacts? with Giles Andrews Zopa Chairman
June 30, 2016 05:00 - 46 minutes - 43.7 MBLess than a week ago the UK voted to leave the EU. This comes against a background of severe problems for listed US marketplace lenders, a worlwide tailing off of institutional capital into the sector and only a tiny number of Fintechs having achieved profitability (many years after launch). I thought it time to take […]
LFP053 – Innovating In P2P with Cormac Leech Co-founder Liberum Alternative Finance
June 16, 2016 05:00 - 37 minutes - 35.1 MBCormac Leech is co-founder of Liberum Alternative Finance who are a (the?) specialist strategic adviser and development partner to the UK Alternative Finance sector, focusing on online direct and marketplace lending and equity crowdfunding. Liberum have done some $2bn of the largest P2P investment fund originations in the UK – notably P2PGI now a listed […]
LFP052 – The Realpolitik of Fintech Scaleup with Jon Vollemaere CEO R5FX
June 02, 2016 04:00 - 43 minutes - 40.9 MBThis week I am delighted to welcome Jon Vollemaere CEO of R5FX to talk about the realpolitik of Fintech Scaleups, Asia Fintech and how relevant the “Fintech” label is and isn’t over the journey from being a Fintech Startup to Scaleup. R5 offers a new electronic marketplace for emerging market foreign exchange (EMFX) and electronic […]
LFP051 – The SME Overdraft Crisis & the Fintech Solution with James Sherwin-Smith CEO Growth Street
May 19, 2016 05:00 - 43 minutes - 40.7 MBThis week we dive deep into business overdrafts with James Sherwin-Smith CEO of Growth Street. If you overdrafts sound dull consider the fact that they are the most commonly used form of financing for SMEs in the UK and that their supply has fallen by 40-50% in the past twelve months :-O That’s enough to […]
LFP050 – Is P2P FX All It’s Cracked Up To Be? With John Booth Founder of Midpoint
May 05, 2016 11:33 - 38 minutes - 36.5 MBDid you know that the world’s first P2P FX firm was formed in 1998 and is listed on the Toronto Venture Exchange and cross-listed on the Frankfurt Stock Exchange? No, me neither. Midpoint, formed in 1998, describe themselves as the world’s first authentic peer-to-peer (‘P2P’) international foreign currency and payments platform, have a US patent […]
LFP049 – Fair & Equal Access to the Payments Infrastructure for Fintechs with Rich Wagner Chairman Emerging Payments Association
April 21, 2016 04:00 - 42 minutes - 39.5 MBI am delighted to welcome Rich Wagner chairman of the Emerging Payments Association to discuss “fair access to the payments network for Fintechs”. The EPA which is based in London, in passing houses the worlds only incubator for PayTech Fintechs This is a real hardcore topic a long way aways from the fluffy bunnies and […]
LFP048 – A Deep-Dive Into Corporate Venturing & Insurance with Ben Luckett MD Aviva Ventures
April 07, 2016 04:00 - 38 minutes - 35.8 MBWhat is corporate venturing perchance you ask? One definition is an “internal VC arm of a corporate” – although this hides some major differences with VC per se. In London Fintech Podcast episode 48 I am delighted to welcome Ben Luckett MD of Aviva Ventures to dive into corporate venturing. For the company doing it […]
LFP047 – The Impacts of the UK IFISA on P2P with Jake Wombwell-Povey CEO Goji
March 24, 2016 06:00 - 39 minutes - 36.8 MBI am delighted to welcome Jake Wombwell-Povey co-founder and CEO of Goji to dive into the fascinating subject of –the Innovative Finance ISA. Goji’s aspiration is to take P2P into new investor markets and their first focus is on providing a white-label/back-office IFISA solution to existing platforms. The IFISA might be unknown off these shores […]
LFP046 – Payments -Theory, Practice & Laughs with Hiroki Takeuchi CEO GoCardless
March 15, 2016 04:00 - 35 minutes - 33.1 MBThis week we have a super-clear dive into Fintech Payments companies with Hiroki Takeuchi CEO and co-founder of GoCardless. GoCardless, founded in 2011, are experts in recurring payments (where they process over $1bn per annum (via the direct debit “pipes”). Their clients range from gyms and scout groups include the UK Government, Tripadvisor, Virgin, the […]
LFP045 – A Deep-Dive into APIs with Stephane Dubois CEO Xignite
February 25, 2016 04:00 - 34 minutes - 32.7 MBI am delighted to welcome Stephane Dubois founder and CEO of Xignite on the show to take a deep-dive into APIs which are not only the very Lego building blocks of Fintech but also set to become even more important with forthcoming legislation around opening up banking data. I also share some exciting developments in […]
LFP044 – How can Fintechs Scaleup, get more Robust yet preserve their Culture? Alex Langridge Director at Digital Recruitment Firm The Up Group
February 11, 2016 08:03 - 33 minutes - 31.7 MBToday I am delighted to welcome Alex Langridge Director of The Up Group on the show to talk about the very hot topic of whether Fintechs can grow up without, as it were, turning into their parents. Less metaphorically what will mean that Alternative Finance remains alternative and doesn’t just end up like a Moorish […]
LFP043 – Reality vs Hype in UK Fintech Startups with Ruzbeh Bacha CEO CityFalcon
January 28, 2016 02:00 - 36 minutes - 34.1 MBOn London Fintech Podcast episode 43 I am delighted to have Ruzbeh Bacha CEO and founder of CityFalcon on the show. CityFalcon’s mission is to democratise access to financial news thereby creating a level-playing field for all investors whether retail or institutional. They provide comprehensive real-time and relevant financial news which is free for consumers […]
LFP042 – Bumper Fun-Packed New Years Show On Fintech & Star Wars, Beer, Media, 2015 review & 2016!
January 15, 2016 02:00 - 29 minutes - 28.2 MBThis is London Fintech Podcast episode 42, the answer to life, the universe and everything. Well a bit of everything anyway. And I have the pleasure to be joined today by – er – myself. In the now traditional (um – can doing something twice be a tradition?) first podcast of the year step away […]
LFP041 – The Dataless Desert – Equity Crowdfunding with Rupert Taylor CEO AltFi Data
December 10, 2015 02:00 - 36 minutes - 34.6 MBIn a Fintech Era when Big Data is all the rage Equity Crowdfunding rather looks like a very poor relation indeed. Less Small Data even and more No Data. As I have written about in The Strange Case of Missing Data on UK Equity Crowdfunding none of the platforms, the UK Crowdfunding Association or the […]
LFP040 – The 7 Strategies of Banks in Response to the Fintech Revolution with Anna Irrera Financial News
November 26, 2015 02:00 - 38 minutes - 35.8 MBIn episode 40 it’s a good time to turn to the response of the banking sector (used here as a proxy for all FS incumbents) to the Fintech revolution – both Fintech’s #newFS and its #newTech/#newIT side. I couldn’t think of anyone better to discuss this with than Anna Irrera who is perhaps the only […]
LFP039 – A Deep Dive Into the World of Startup & Small Fintechs with Alexandre Gaillard CEO InvestGlass
November 13, 2015 02:00 - 40 minutes - 37.8 MBIn this episode we are taking a break from talking to the biggest players in London Fintech and dive instead into the far more numerous, if lower profile, world of small Fintechs. Given the outburst of tech and business creativity right now there have been plenty of new and young companies forming in this sector […]
LFP038 – Highlights from Lendit 2015 Europes Largest P2P Conference with Peter Renton
October 29, 2015 02:00 - 34 minutes - 32.2 MBI am delighted to be joined by Peter Renton to discuss some key highlights from the Lendit Europe 2015 conference, especially for those of you who weren’t there and even for those of you who were as in the afternoon it split into two streams. Peter was back on the show in LFP015 way back […]
LFP037 – Special Episode – Dealing with Crises and The Platform Black Story with John Regan
October 14, 2015 23:30 - 47 minutes - 44.8 MBPlatform Black is the UK’s second largest invoice discounting marketplace having traded over 2,000 invoices and recently passing the £100m mark. On the show John Regan an Angel Investor who co-seed-funded PB joins us to discuss its journey and in particular a much-rumoured about (in cognoscenti circles) problem with a default/recovery. He also takes this […]
LFP036 – The Direct Lending Model with Chris Rieche CEO of iwoca
September 30, 2015 23:01 - 30 minutes - 28.8 MBI am delighted to be joined by Chris Rieche CEO and co-founder of iwoca. Iwoca is a Fintech lender but not a P2P. They raise finance and then can lend it out themselves – a direct lending model which has many advantages as we will hear. iwoca lends up to £100k to small businesses in […]
LFP035 – A Deep Dive Into Stress Testing P2P Portfolios with John Goodall Landbay CEO
September 17, 2015 01:00 - 39 minutes - 37.3 MBOn the show today I am delighted to be joined by John Goodall CEO and co-founder of Landbay, a member of the P2PFA of leading UK P2P/marketplace lending platforms. Landbay connect retail and institutional lenders with loans assets in the UK residential buy-to-let mortgage market. They have a well-secured “belt and braces” approach as not […]
LFP034 – SME Lending in the Fintech Age with Andrew Mullinger Co-Founder of Funding Circle
September 03, 2015 01:00 - 43 minutes - 40.9 MBFunding Circle need no introduction being the heavyweight SME marketplace lender in the UK and the only global player to have a large footprint in both the UK and the US. Those on the conference circuit may be more familiar with Andrew’s co-founders, Samir Desai and James Meekings; Andrew has tended to stay at home […]
LFP033 – A Deep Dive into Legal Risks in Fintech with Jon Segal Partner at Fox Williams
August 20, 2015 01:00 - 35 minutes - 33.4 MBIn a world where Fintechs are on a rapid startup-scaleup-mature company growth curve how does legal risk look? In a totally new scene how can we know how well legal structures may, or may not survive events that have never happened? I am delighted to be able to be joined today to discuss these issues […]
LFP032 – International Remittances in the Fintech Age with Alix Murphy WorldRemit
August 06, 2015 01:00 - 34 minutes - 32.1 MBWorldRemit is one of the world’s leaders in the key sector of remittances. Remittances, to cut to the chase, is largely the province of often poor migrant workers sending their money home. To date this has been dominated by large players such as Western Union who can charge fees of 10-20%. Thus we have the […]
LFP031 – Payments & Non-Bank Banking with Rich Wagner CEO Advanced Payment Solutions
July 23, 2015 01:00 - 41 minutes - 38.4 MBI am delighted to be joined by Rich Wagner founder and CEO of Advanced Payment Solutions (APS). In a world where some of the largest Fintechs were formed only a few years ago it’s rare to meet one that has been going for 11years, APS is one of Europe’s most innovative payment solutions companies. A […]
LFP030 – A Deep Dive into Invoice Financing in the Fintech Age with Anil Stocker CEO MarketInvoice
July 09, 2015 01:30 - 37 minutes - 34.9 MBAs this is London Fintech Podcast episode thirty and as it’s a big round number I am especially delighted to be joined by one of the giants of the London Fintech scene Anil Stocker, CEO and co-founder of MarketInvoice. Not only do we do a deep-dive into invoice financing but Anil also talks about MarketInvoice’s […]
LFP029 – Secured & Insured Lending/Borrowing with Angus Dent CEO ArchOver
June 25, 2015 01:00 - 32 minutes - 30.7 MBNew entrants into Fintech need a twist. ArchOver has an innovative (a word oft used but rarely accurate) and very interesting innovation of combining Credit Insurance with Secured SME marketplace lending. Additionally they innovate by not just using single invoices as security (which is common) but by the whole set of invoices (ie “accounts receivable”). […]
LFP028 – Alternative Finance as an Asset Class with David Stevenson Journalist and Head of the AltFi Empire
June 11, 2015 01:00 - 40 minutes - 37.6 MBDavid Stevenson is a journalist extraordinaire and writes for a number of leading publications including the Adventurous Investor Column in the FT, the Investors Chronicle, Money Management and Investment Week, where he’s the contrarian columnist. He also runs the AltFi empire that spans conferences, news and as we heard in LFP010 with Rupert Taylor, AltFi […]
LFP027 – Insurance Fintech and Social Insurance with Steven Mendel CEO Bought By Many
May 29, 2015 01:00 - 39 minutes - 37.4 MBInsurance Fintech is something of a dog that doesn’t bark much. As Steven Mendel, CEO and founder of Bought By Many a rare example of a successful and innovative insurance fintech, says, the key players in this sector across the whole of europe can be counted on ones fingers. Fintech is of course new digital […]
LFP026 – Special Episode! “The Future of Banking” with Mike Laven CEO Currency Cloud
May 15, 2015 08:15 - 49 minutes - 46.6 MBI am delighted to be joined on the show today by Mike Laven CEO of Currency Cloud (who have always been my “Fintech insiders” Fintech of choice). Currency Cloud has done $10bn of business which is a big number on anyone’s scale. It’s a rare guest indeed that I would give so broad a topic […]
LFP025 – Investor-led Equity Crowdfunding – a Deep Dive with Goncalo de Vasconcelos CEO Syndicate Room
April 30, 2015 01:00 - 42 minutes - 39.9 MBI am delighted to be joined on the show today by Goncalo de Vasconcelos CEO and founder of Syndicate Room who are one of my must-know-about equity crowdfunding platforms as they have originated an “investor-led” model of equity crowdfunding which has some powerful advantages. As I have previously mentioned equity crowdfunding seems to me to […]
LFP024 – Lessons from my 25yrs in Fintech, #oldFS, #newFS and VC with Nigel Verdon Founder of Currency Cloud
April 16, 2015 01:00 - 50 minutes - 47.2 MBI am delighted to be joined on the show today by Nigel Verdon founder and Chairman of Currency Cloud (who have always been my “Fintech insiders” Fintech of choice and have now done over $10bn of business) and also partner at OGC Capital – Anglo-Dutch VCs. On LinkedIn Nigel modestly describes himself as: “Broad range […]
LFP023 – FX In The Fintech Age with Philippe Gelis CEO Kantox
April 02, 2015 01:00 - 46 minutes - 43.6 MBOn this show we have an ideal guest to guide us through “FX in the Fintech Age”. Philippe Gelis is the CEO of Kantox a B2B FX Fintech who recently passed the $1bn of business done mark. At that level you really have left any notion of “startup” far behind and are much nearer the […]
LFP022 – 30,000 Feet Overview of Payments with Dave Birch of Consult Hyperion
March 19, 2015 02:00 - 44 minutes - 41.7 MBHaving done a few Alternative Finance shows recently it’s important to recall that there is another hardcore Fintech sector that is already changing the world (as opposed to threatening to in the future). This is payments. One quarter of the Fintech50 are payments companies and when I looked a little while ago there were well […]
LFP021 – Special Episode! Consumer Credit and P2P Deep Dive with Giles Andrews CEO of Zopa
March 06, 2015 02:00 - 49 minutes - 46.5 MBGiles and friends have really set one of the all-time Financial Services innovation high water marks with their invention of P2P – online lending and borrowing without a bank. They literally created an industry and changed the mould globally as we have seen with multi-billion$ IPOs in the US in December 2014. As they were […]
LFP020 – UK SME Finance Referral Scheme with Conrad Ford CEO of Funding Options
February 20, 2015 02:00 - 40 minutes - 38.3 MBIn essence the (prosaically named) “UK SME Finance Referral Scheme” basically means that soon banks wont be able to tell SMEs to bugger-off any more (which was the reality behind the prosaic (and often very slow) “loan application declined” formula). Rather banks that turn down loan requests will need to direct SMEs to a portal(s)/alternative […]
LFP019 – Special Episode! P2P – Beyond the Metaphors with Rhydian Lewis CEO Ratesetter
February 10, 2015 02:00 - 49 minutes - 46.6 MBP2P (online lending and borrowing) is plagued by media (old and new) descriptions in terms of what are often just metaphors – “P2P disintermediates banks”, “P2P directly connects borrowers and lenders” et al. Furthermore with a number of different models emerging (which isn’t always obvious to the “paying public”) it gets less relevant to say […]
LFP018 – Special Episode! Equity Crowdfunding Deep Dive with Karen Kerrigan of Seedrs
January 29, 2015 02:00 - 48 minutes - 45.2 MBEquity Crowdfunding is one of the key areas in which the UK has a great lead and so we have a special, longer than usual, episode. I am delighted to be joined on the show today by Karen Kerrigan Legal and Finance Director at Seedrs (who were the first equity crowdfunders to be FCA authorised […]
LFP017 – Innovation Bridge Building between Startups and Incumbents with Samad Masood of Accenture
January 20, 2015 02:30 - 36 minutes - 34.1 MBInnovation may be great but it leads to challenges – for #newFS how to get it out there (I think the “how to do it” is going well right now”). For #oldFS the challenge is “how to absorb it”. This bridging is being done by both new and established firms. In LFP002 Warren Bond of […]
LFP016 – New Year’s Special – Behind the Scenes, UK Fintech 2015 and Occupy Fintech!
January 12, 2015 01:00 - 43 minutes - 40.9 MBThe New Year is a time of reflection, a time for looking forwards and a time to take stock. So in this light this will be a special, somewhat off-piste episode with just me at the microphone. This episode has three parts: In Part 1 I talk about some of the behind the scenes stories […]
LFP015 – Special Episode! The Amazing Story of US P2P With Peter Renton of Lend Academy
December 19, 2014 03:30 - 48 minutes - 45 MBThis is a mega-episode Xmas present special for London Fintech Podcast listeners 🙂 The world of Fintech has changed forever with this month’s successful twin IPOs on the NYSE of Lending Club and On Deck – both with valuations in ten figures. It’s certainly an epochal shift for Alternative Finance Lending & Borrowing (P2P) around […]
LFP014 – Lifting the Bonnet on Fintech Accelerators with Nektarios Liolios of Startupbootcamp
December 10, 2014 01:00 - 37 minutes - 35.1 MBIn the hot Fintech sector there are few places hotter than being a Fintech in a 3 month accelerator program. But what are they? What’s the inside track? What works well, what is surprising and how is it all changing? Plenty of dynamics to discuss in today’s episode with Nektarios Liolios, the co-founder of Startupbootcamp […]
LFP013 – Kicking the Tyres of Alt. Finance P2P (Online Lending/Borrowing) with Christian Faes CEO of Lendinvest
November 30, 2014 21:45 - 47 minutes - 44.6 MBFor me Alternative Finance is the most exciting sector in Fintech by far in terms of near term impact as competition for the “Old FS” and as choice for both borrowers and lenders. In this episode I am delighted to be joined by Christian Faes CEO of Lendinvest. In the world of Fintech froth that […]
LFP012 – Gluing Fin & Tech Together, Next Gen Consultancy with Farid Tejani of Ignitr
November 20, 2014 01:30 - 34 minutes - 32.4 MBLike a huge boulder dropped into the middle of a pond the ripples from Fintech spread far and wide and have plenty of implications, opportunities and threats for surrounding professions. Consultancy is one of these – many have become “too like” the “Old FS” sector they serve. Re-inventing this is a major opportunity. I am […]
LFP011 – 5 Key Challenges to the Success of UK Fintech plc with Dr Louise Beaumont of GLI Finance
November 10, 2014 01:30 - 38 minutes - 36.1 MBThe Economist has described the emergence of huge numbers of Fintechs as a Cambrian Explosion. Will this be followed by a Mass Extinction? I am delighted to be joined on the show today to discuss this by a uniquely qualified individual who has a background in solid BigCos, has co-founded a successful Fintech and advises […]
LFP010 – 3,000 Feet Overview of Alternative Finance with Rupert Taylor of AltFi
October 30, 2014 02:00 - 34 minutes - 32.5 MBAlternative Finance is, in essence, Finance not provided by banks (and in a Fintech context, finance provided by “Fintechs”). As such it is one of the sexier sectors in terms of being a direct competitor to banks. It is an incredibly key, and an incredibly exciting sector. It’s also complex and the devil definitely lies […]
LFP009 – 12yrs At The Fintech Coal Face with William Lorenz of Kwanji
October 20, 2014 00:00 - 36 minutes - 34.3 MBThere are relatively few Fintech Founders/Co-Founders, even less that have done it for over a decade and even less that have formed two consecutive Fintechs. I am delighted to welcome such a rare individual on the show today – WIlliam Lorenz. In 2002 he co-founded Ixaris – a pre-paid VISA & MasterCard card provider which […]