Let's Talk Money artwork

Let's Talk Money

388 episodes - English - Latest episode: 15 days ago - ★★★★ - 1 rating

Financial coach & mortgage specialist David van Noppen & his wife Rebecca dig in to the heart issues around money. With practical tips & advice, they will challenge & encourage you to find hope & freedom in your finances, as well as in God's plans & purposes for your life.

Investing Business Religion & Spirituality Christianity financial freedom christian finance wealth money christianity finance
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed

Episodes

Giving Cheerfully with Pastor Pam Dyck

June 12, 2020 19:30 - 8.04 MB

Dave and Reb invite their long-time friend and Pastor Pam Dyck to join them in a discussion about becoming cheerful givers, and how the western church has been shaping our ideas about giving to God. In light of all that is happening in this global pandemic environment, they tackle this topic in hopes of encouraging listeners to give and share not just their finances, but time, talent and other resources. Tune in and listen to this show sponsored by More Than Enough Financial, a financial coac...

Update from Financial Discipleship Canada with Ray Borg

June 05, 2020 19:30 - 8.04 MB

Dave and Reb speak to regular guest Rev. Ray Borg from Financial Discipleship Canada (FDC) on today's "Let's Talk Money" to get an update on what FDC is hearing and seeing across the nation. FDC is a family of ministries connecting finances with discipleship, and part of what they do is offer group studies and training through Compass Canada. As part of the online universe we are now living in, they have put one of their studies online. To get more information go to financialdiscipleship.ca, ...

Creating the New Normal

May 29, 2020 19:30 - 8.04 MB

The "new normal" seems to be a catch phrase for these days of adjustment to an environment of physical distancing. On today's "Let's Talk Money" show, Dave and Reb look at ways of intentionally creating a "new normal" in your finances. Biblical principles still hold true, as do wise financial spending and savings practises. Listen to the show to hear their discussion, or go to www.morethanenough.ca to learn more about financial coaching and accountability. For any Covid-related questions, ple...

Tax Compliance and Covid-19 with MTE Coach Bron Vasic

May 22, 2020 19:30 - 8.04 MB

On today's "Let's Talk Money" show, Dave and Reb get an update from More Than Enough Coach and Tax Specialist Bron Vasic regarding the current tax season and how Covid-19 has changed deadlines and attitudes at Canada Revenue Agency. It certainly is an unprecedented financial tax season in Canada, and together they talk about the importance of being compliant with income tax returns, especially now. Go to www.morethanenough.ca for more information or call 613-520-4157 if you have any tax quest...

Giving Our All with Rev. Ray Borg

May 15, 2020 19:30 - 8.04 MB

Dave and Reb speak with Rev. Ray Borg of Financial Discipleship Canada and notmine.ca about the meaning and context of the story of the widow who gave all she had in the temple courts. The rich man gave out of his wealth, but Jesus says the widow gave even more, by giving all she had. Together they discuss what that looks like for each of us today in the context of our western society. Listen in to hear their discussion which today is sponsored by Financial Advisor Fred Brogan of Kingston's E...

Facing the Storm

May 08, 2020 19:30 - 8.04 MB

Dave and Reb encourage listeners on "Let's Talk Money" this morning with truth from God's Word found in Matthew 11, Psalm 121 and Jeremiah 17. In the storm that these pandemic days are creating, they are encouraging people to look to God, and face their financial situations by puiting their hands back on the wheel of their financial journeys. If you find you need further inspiration to look at your finances please contact the coaches at More Than Enough Financial by calling 613-520-4157. A...

Hope Amidst COVID-19 with Debbie Doyle

May 01, 2020 19:30 - 8.04 MB

Credit Counsellor Debbie Doyle from Doyle Salewski Inc., Licensed Insolvency Trustee, speaks with Dave and Reb on Let's Talk Money today and shares the journey they have been on with Canadians struggling with debt, in this time of Covid -19, physical distancing, and economic slow-down. 2020 has been both the busiest of times and the slowest of times for their financial counselling and restructuring services business. Tune in, and hear why. If you would like to reach Doyle Salewski please go t...

Real Estate Update with Mark Wilson

April 24, 2020 19:30 - 8.04 MB

In an effort to keep up with what is happening in the housing market, Dave and Reb speak with Mark Wilson from Royal Lepage Performance Realty on today's podcast. With the coming of Covid-19 and the economic slowdown that has resulted, the housing market took a noticeable shift. Listen to today's show to learn about buying and selling in the National Capital Region during these unprecedented times. To reach Mark Wilson, go to http://wilsonrealestate.ca/. Or if you have more questions, listen ...

Responsible Borrowing with Susanna Penning

April 17, 2020 19:30 - 8.04 MB

"You qualify!" Those may be the words you long to hear when looking to buy a home, but on today's show mortgage agents David van Noppen and Susanna Penning discuss why the words "Yes, you can afford it!" are the ones you really want to hear! Together they discuss the influence of greed on home purchases, and how in today's real estate market, people need to consider long-term dreams and lifestyle goals so that a mortgage doesn't drain those pursuits. Listen in to hear their discussion which i...

Good Friday's Alabastar Jar with Rev. Ray Borg

April 10, 2020 19:30 - 8.04 MB

The spikenard oil in the alabastar jar, worth a year's salary, was offered and poured out over Jesus to prepare him for burial. On today's show, Dave, Reb and Rev. Ray Borg of Financial Discipleship Canada discuss this act of worship and love, and the attitudes condemning it. They dig into how this act and those attitudes are reflected in our own lives today. Listen in to hear their discussion which today is sponsored by Financial Advisor Fred Brogan of Kingston's Empirical Financial - Brogan...

Covid-19 Updates and Responses

April 03, 2020 19:30 - 8.04 MB

Due to the effects of the current global economic and health crisis, Dave and Reb encourage listeners of "Let's Talk Money" to trust God, have hope and look at the financial uncertainty ahead from God's perspective. Dave and Reb are excited to see how people will trust God as they understand God's economy is a supernatural one. In the uncertain days ahead, they remind listeners that God is certain, and so is His Word. Tune in to listen, or go to www.morethanenough.ca to get more information a...

Covid-19 Crisis and Market Response with Financial Advisor Lorne Robinson

March 27, 2020 19:30 - 8.04 MB

Dave and Reb invite Kingdom Advisor National Director Lorne Robinson to today's "Let's Talk Money" show, as they look at the effects of the pandemic on markets and personal finance. Today's show is sponsored by Financial Discipleship Canada, a family of ministries connecting finances with discipleship. Go to www.financialdiscipleship.ca or notmine.ca to discover more about the community, resources and Biblical principles that will lead you into financial freedom. Aired: March 27th, 2020 on...

Reset - A response to the Covid-19 Crisis

March 20, 2020 19:30 - 8.04 MB

Today on "Let's Talk Money" you will hear Dave and Reb speak into the crisis our nation and world are facing with the Covid-19 Crisis. They look at the answers the government and lending institutions are offering for mortgage and tax needs during this time of job loss, health struggles, stress and uncertainty. Please go to www.morethanenough.ca for more information, or call the office at 613-520-4157. Aired: March 20th, 2020 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to sc...

Socially Responsible Investing with Brent Vandermeer

March 13, 2020 19:30 - 8.04 MB

Dave and Reb welcome financial advisor Brent Vandermeer from Crosspoint Financial to talk about what it means to research environmental, social and governance policies in business, and how that affects personal investment strategies. Their discussion reflects the idea that there isn't always an easy way, or answer, for Christians who want to invest their money in a spiritual, godly and ethical way. Tune in to listen to more of their discussion or go to https://www.crosspointfinancial.ca/ to f...

Purpose In Our Finances

March 06, 2020 21:30 - 8.04 MB

Continuing the discussion around reference points on "Let's Talk Money" today, Dave and Reb look at the topic of purpose in our lives and how purpose is a strong, long-term motivator in our financial journey. God speaks to us about the importance of vision in Proverbs 29 and says that without it, people will perish. Tune in and be inspired to seek God for His purpose in your life. Today's show is sponsored by More Than Enough Financial, a coaching social enterprise corporation bringing hope a...

2020 - The Decade of Debt Freedom

February 28, 2020 21:30 - 8.04 MB

At the end of 2019, CIBC and Manulife Financial surveyed Canadians on their views on debt. On today’s show, Dave and Reb look at some of the numbers and findings from these surveys, and why they want 2020 to be known as the Decade of Debt Freedom. They also look at some of the scripture verses that God speaks to us about debt. To hear more of their conversation, and to hear some practical steps you can take to walk a debt-free lifestyle, listen in! Today’s show was sponsored by More Than Enou...

Parable of the Talents

February 21, 2020 21:30 - 8.04 MB

In an effort to understand the money stories and parables found in Scripture, Dave and Reb invite Rev. Ray Borg to discuss the parable of the talents on today's show. Found in Matthew 25, they look at how God is asking each of us to invest the income we earn into His Kingdom purposes. This is a challenging passage of Scripture, so listen in and hear their musings. Today's show is sponsored by More Than Enough Financial, a financial coaching company whose aim is to walk with people as they dis...

Financial Valentines

February 14, 2020 21:30 - 8.04 MB

Happy Valentine's Day! On today's show, Dave and Reb talk all things dates and finances. If you didn't know you could have a "financial date" that is fun and helpful for your marriage and your finances, tune in to the show today and find out more! This morning's show is sponsored by More Than Enough Financial, a social enterprise company whose aim is to walk with people as they discover hope and freedom in their finances! Go to www.morethanenough.ca for more information. Aired: February 14...

Money Stories

February 07, 2020 21:30 - 8.04 MB

On today's show, Dave and Reb revisit the topic of reference points and look at how our money stories, and where we come from financially, need to be understood so we can have a healthy financial reference point from our past. They dig into Romans 12:1 and 2, and the idea of presenting ourselves to God at the beginning of every day as part of having transformed thinking in our finances. Listen in to hear more! Today's show is sponsored by More Than Enough Financial, a social enterprise compan...

The Road to Emmaus

January 31, 2020 21:30 - 8.04 MB

In an unlikely Biblical story, Dave and Reb find a source of financial encouragement on today's show. Through their discussion they discover that as Jesus walks the road with us, as we spend time in His Presence, and as we focus on who He is and what He has done, we gain more and more clarity on what matters to God, and how we can live out those priorities in our finances. To hear more of their discussion, tune in to the show that is sponsored this week by More Than Enough Financial - a finan...

Highlighting Biblical Financial Resources with Rev. Ray Borg

January 24, 2020 21:30 - 8.04 MB

Regular guest Rev. Ray Borg joins Dave and Reb on "Let's Talk Money" to review the bible study resources available through Financial Discipleship Canada's ministry arms Compass Canada and notmine.ca. Originally written by Howard Dayton, Your Money Counts, Navigating Your Finances God's Way, Money and Marriage God's Way, along with several other studies and resources are available through the website. Together they speak about the wisdom God brings through the Scriptures that are highlighted i...

Kingdom Investing [Part 2]

January 17, 2020 21:30 - 8.04 MB

In further conversation today following last week's show, Dave and Reb dig through the topic of Kingdom Investing: where to start, and how to invest in kingdom priorities with our time, resources, finances, relationships and opportunities. Making time with God a priority is crucial to understanding what to invest and how. This kind of giving is more about relationship and less about a set of rules. To hear more of their discussion, tune in to the show that is sponsored this week by More Than ...

Kingdom Investing with Lynn Fraser

January 10, 2020 21:30 - 8.04 MB

Lynn Fraser, former owner of More Than Enough Financial, joins Dave and Reb on today's show to share about her journey in Southeast Asia and how Kingdom Investing has changed her life for the better. She shares the joy in giving her life to God and His purposes. To learn more, or to join in Lynn's journey, by investing financially, email [email protected]. Today's show has been sponsored by More Than Enough Financial, a financial coaching company helping people find hope and freedom in t...

The Power of Reference Points

January 03, 2020 21:30 - 8.04 MB

At the start of this new year, Dave and Reb look at the reference points in our lives that can encourage good financial decisions, but also those that don't. They tackle how we compare ourselves to our neighbours, and how that affects our financial decisions and our happiness. Looking at Proverbs 23:17, they share God's perspective and how He admonishes us not to let our hearts envy others, but instead to be zealous for the fear of the Lord. On today's show they reference a podcast called the...

Looking back at 2019 with Rev. Ray Borg

December 27, 2019 21:30 - 8.04 MB

It's the end of the year, and Dave and Reb look back on 2019 with Rev. Ray Borg from Financial Discipleship Canada. They discuss how intentionality and commitment is so important in our financial journey, as well as understanding how our love of money can affect our relationship with God. They continue to encourage people to depend on God in the year ahead and commit to "putting your hands on the wheel of your finances" and don't take them off. Today's show is sponsored by More Than Enough Fi...

The Story of Christmas

December 20, 2019 21:30 - 8.04 MB

Dave and Reb love the Christmas season, and they love the story of Jesus’ coming. For the second year in a row, they have decided to share this story with their podcast listeners, and invite you to picture yourself in the story of Christ’s birth. Are you a shepherd receiving the news, or the Innkeeper perplexed by the young pregnant woman before him? Imagine what it would have been like for any of these people as they became witnesses to this great story of redemption. Pause. Listen or r...

Emmanuel, God with Us!

December 13, 2019 21:30 - 8.04 MB

Dave and Reb talk about the heart issues around money today, specifically in light of this Christmas season. They want to remind us that God sent His Son to be the physical presence of God's goodness, redemption and love in our lives. On our financial journeys we can forget that He is Emmanuel - God with Us! Jesus came and entered our mistakes, our muck, our joys and our victories. There is no financial mistake or victory too great that He won't walk with us through them. On today's show, Dav...

Financial Fitness with Sean and Roz Woodland

December 06, 2019 21:30 - 8.04 MB

Dave and Reb love hearing stories, and on today's show Sean and Roz Woodland share their spiritual and financial journey based on a proverb they love from Proverbs 15:22: "Plans go wrong for lack of advice; many advisors bring success." Before they were married five years ago, they attended one of the monthly Financial Fitness Seminars, offered through More Than Enough. As they share their journey on today's show, you will hear how they moved from financial "wreckage" to financial "stability"...

Talking Mortgages with Jeff Stafford

November 29, 2019 21:30 - 8.04 MB

On today's show, Dave and Reb speak with Kingston mortgage broker Jeff Stafford about how to "prepare, prepare, prepare" for buying a home in a very "hot" market. They agree that inviting the Lord into every one of these transactions is an important part of this huge financial decision. They also discuss how to build a team around you that has your best interest at heart in the real estate market. To learn more about Kingston Mortgage Solutions go to https://kingstonmortgagesolutions.com/. To...

Mortgages with Jeff Stafford

November 29, 2019 14:30 - 8.04 MB

Aired: November 29th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail [email protected] or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Mortgage Preparation 101

November 22, 2019 21:30 - 8.04 MB

Ottawa Mortgage Broker Susanna Penning joins Dave and Reb on Let's Talk Money today to talk about what you need to prepare for buying a home, or renewing your mortgage. In each client conversation, Susanna discusses property, down payment, credit score, employment and job stability, and cash flow affordability. To hear them dig into how to prepare for a mortgage, tune in and listen. Today's radio show is sponsored by More Than Enough Financial, a coaching company helping people find hope and ...

Preparing Your 2020 Income Tax Return

November 15, 2019 21:30 - 8.04 MB

As part of November's theme topic "Being Prepared in Your Finances", More Than Enough tax specialist and business coach Bron Vasic, helps Dave and Reb unpack how people can get prepared for the 2020 tax season which is just around the corner. Together, they look at Proverbs 24:30-34 and warn people not to procrastinate in complying with Canada Revenue Agency guidelines. Today's radio show is sponsored by More Than Enough Financial, a coaching company helping people find hope and freedom in th...

Planning for Black Friday and Christmas Spending

November 08, 2019 21:30 - 8.04 MB

Black Friday and Christmas sales are coming but are you prepared? Dave and Reb continue their month long theme of preparing financially, and look at the upcoming season of spending. With billions of dollars being spent on Black Friday, Cyber Monday, and Christmas purchases, they want people to be aware of how much they have to spend, and to be committed to their purchase plans. With advertising promising happiness with every purchase, Dave and Reb are not here to discourage spending, but simp...

Prepare, Prepare, Prepare

November 01, 2019 19:30 - 8.04 MB

Dave and Reb are talking about Preparing Yourself Financially during the month of November, and today they start with a focus on some of the "Daveisms" or phrases that float around the More Than Enough office. "Plan what you spend and spend what you plan", "Live on less than you make", and "Give every dollar a name" are some of the phrases that Dave and Reb use to help remind themselves, and others, to plan, prepare and be wise with money. Listen to their conversation to learn about intention...

Receiving Your Financial Sight

October 25, 2019 19:30 - 8.04 MB

On Let’s Talk Money today, Dave and Reb look back at their two month focus of prayer and finances that highlights our daily walk with God, and many stories of how God answers our financial prayers. Reading through John 9 and the story of the blind man receiving his sight, they compare physical blindness to our own financial blindspots. Today's show is the last show of the series that highlights prayer and finance. It is part of the two month focus where Dave and Reb encourage listeners to get...

Thanksgiving

October 11, 2019 19:30 - 8.04 MB

Thanksgiving brings a time for us to consider what role gratitude can play in our finances. Today, Dave and Reb on Let’s Talk Money, detail how gratitude can be a tool in your finances. The wear and tear of life can leave us feeling exhausted and can lead us to complaining. Thanking God helps us cultivate a financial perspective rooted in hope and freedom. Today's show highlights prayer and finance. It is part of the two month focus where Dave and Reb encourage listeners to get in touch with ...

The House That Love Built

October 04, 2019 19:30 - 8.04 MB

Two special guests, Monica Fife and Nanda Wubs, join Dave and Reb on Let's Talk Money today, to tell of God's leading and provision. After living in a shack for most of her married life, Monica had a dream and desire to live in a well-built home without leaks and mildew. Listen to the story of how God answered Monica's prayers through a corporate donation, and a team of hard-working volunteers. Today's show highlights prayer and finance. It is part of the two month focus where Dave and Reb en...

The Lord's Prayer and Finances

September 27, 2019 19:30 - 8.04 MB

Today, Rev. Ray Borg from Financial Discipleship Canada helps Dave and Reb dig through the Lord's prayer and how it relates to finances. Together they discover how God is longing to walk with each of us in our day-to-day journeys, and how part of our prayer journey with God is discovering that he wants to hear our concerns, questions and dreams regarding the resources He has given us. For the month of September and October, Dave and Reb are encouraging listeners to get in touch with the More ...

The Key to Trusting God in Finances with Doug Sprunt

September 20, 2019 19:30 - 8.04 MB

In the second of two Let's Talk Money shows, Doug Sprunt continues to share his journey of trusting God, and how he has learned that surrender to God is the key. He speaks with Dave and Reb about the importance of learning we are loved by God, and how knowing that, leads us to surrender all we are and have back to God. Out of that place of surrender, we know God will take care of us financially. Tune in, to hear more of their conversation based on Scripture found in John 15. Today's show high...

Doug Sprunt and the Story of Salem Storehouse

September 13, 2019 19:30 - 8.04 MB

With this month's focus on prayer and finance, Dave and Reb invite friend and former owner of Salem Storehouse, Doug Sprunt, to share the prayer and financial journey of Ottawa's former Christian bookstore. You won't want to miss the stories of God's faithfulness, and surprising provision, for the store and their family. Today's show highlights prayer and finance and is part of the two month focus, where Dave and Reb encourage listeners to get in touch with the More Than Enough prayer team if...

Prayer and Finance

September 06, 2019 19:30 - 8.04 MB

Dave and Reb are back on "Let's Talk Money" this morning after a few weeks off enjoying the summer. Today, they are introducing a series of radio shows that will encourage listeners to pray and talk to God about their finances. People may not always think of finances and prayer together, but Dave and Reb start to unpack how prayer impacts financial stories and journeys. For the month of September and October, they are also encouraging listeners to get in touch with the More Than Enough prayer...

Getting S.E.T. in Career Planning [encore]

August 30, 2019 19:30 - 8.04 MB

More Than Enough Financial Coach and author Natalie Rowe shares with Dave and Reb her passion for seeing people succeed in life by operating in their giftings, and meeting needs around them. In her new book, S.E.T, Proceed and Succeed in Your Career, Natalie shares strategies in overcoming obstacles and setting your mind to the process of living your passions. To find her book, go to www.transformingminds.ca, or go to Matthew 25 and read the Parable of the Talents that inspired the book. For ...

Communicating About Money with Ray & Arlene Borg [encore]

August 23, 2019 20:00 - 8.04 MB

Let's Talk Money with Dave & Reb van Noppen Aired: August 23rd, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail [email protected] or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Fear and Finances with Guest Kent Bandy [encore]

August 16, 2019 20:00 - 8.04 MB

Ellel Canada Regional Director Kent Bandy talks with Dave and Reb about issues of fear in finances, and encourages us to choose trust in God, over walking in fear. Let's Talk Money with Dave & Reb van Noppen Aired: August 16th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail [email protected] or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit ...

Experiencing Financial Breakthrough [encore]

August 09, 2019 19:30 - 8.04 MB

Dave and Reb discuss what financial breakthrough can look like even with something as simple as creating a spending plan. Join the conversation. Aired: August 9th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail [email protected] or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Becoming a Gospel Patron Pt. 2 [encore]

August 02, 2019 20:00 - 8.04 MB

Dave and Reb continue the "giving" conversation with Gospel Patrons author John Rinehart. "Gospel Patrons" author John Rinehart joins Dave and Reb as they uncover the historical and spiritual significance of financially supporting those who preach the Good News of Jesus. Aired: August 2nd, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail [email protected] or call 613-520-4157. Visit moreth...

Becoming a Gospel Patron Pt. 1 [encore]

July 26, 2019 20:00 - 8.04 MB

"Gospel Patrons" author John Rinehart joins Dave and Reb as they uncover the historical and spiritual significance of financially supporting those who preach the Good News of Jesus. Aired: July 26th 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail [email protected] or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Run Like a Gazelle with Rev. Ray Borg

July 19, 2019 19:30 - 8.04 MB

It takes Gazelle intensity to get out of debt, we have heard Dave Ramsey say. And on today's show Dave and Reb speak with Rev. Ray Borg about what that looks like in every day life. Based on the verse found in Proverbs 6:5, fleeing debt is a serious principle God gives us to live by. "Deliver yourself like a gazelle from the hand of the hunter, and like a bird from the hand of the fowler", the Scripture reads. Listen to the show and learn how to run from financial debt like a gazelle. Aire...

Seeking God First in Your Finances with Matt Reynolds from First15

July 12, 2019 19:30 - 8.04 MB

Matt Reynolds, from First15 devotional ministry, joins Dave and Reb on the radio show today to talk about what it looks like when we put God first in our finances. Knowing and trusting that God has a good plan for our lives is a great truth to learn. They talk about the importance of knowing the truth of what God says about money and possessions, and in the process discovering the lies we believe and live by. To receive daily devotionals that draw you into a heart relationship with God, go to...

Laying the Tracks to Financial Freedom

July 05, 2019 19:30 - 8.04 MB

Continuing their Canada Day discussion about the Canadian Railroad from last week, Dave and Reb talk about how to lay financial tracks that lead you in the right direction. These tracks will be laid well by determining a clear destination, by trusting God and understanding He is our provider, and by seeking God and reading His Word to discover what He says about money and possessions. Keeping our eyes focused on Jesus, as it says in Hebrews 12, is crucial for following a good financial path. ...

Books