Let's Talk Money
388 episodes - English - Latest episode: 15 days ago - ★★★★ - 1 ratingFinancial coach & mortgage specialist David van Noppen & his wife Rebecca dig in to the heart issues around money. With practical tips & advice, they will challenge & encourage you to find hope & freedom in your finances, as well as in God's plans & purposes for your life.
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Episodes
Shifting Financial Assumptions
April 28, 2023 16:00 - 8.04 MBMany people make assumptions about their future. On “Let’s Talk Money with Dave and Reb”, the co-hosts look at the shifting assumptions interest and inflation are generating, and how God’s words found in the book of James warn us that making assumptions about the future is never a good idea. They dig into the topics of “financial modelling assumptions” and how people can prepare in the face of changing economic tides. Listen to episode #324 which is sponsored by Financial Discipleship Canada ...
Knowing Where Your Heart Is with Rev. Ray Borg
April 21, 2023 16:00 - 8.04 MB“For where your treasure is, there your heart will be also.” Those were the words of Jesus over 2000 years ago, and on episode #323 of “Let’s Talk Money with Dave and Reb”, the co-hosts revisit those words with regular guest Rev. Ray Borg. They discuss the modern day example of Steinbach, Manitoba which leads Canada in charitable giving, and take a look at where the people of Steinbach are putting their treasure. A CBC news article recently described the community as one emulating a culture o...
What Is Financial Coaching?
April 14, 2023 16:00 - 8.04 MBMany people dismiss the invitation to financial coaching because they simply don't understand what it is, or the purpose behind it. On today’s episode #322 of "Let's Talk Money with Dave and Reb", the co-hosts bring clarity to the topic of financial coaching, and how practical accountability can lead people to find the financial hope and freedom they desire. Listen to their conversation which is sponsored by Financial Discipleship Canada and notmine.ca - a ministry to the body of Christ that ...
Running the Race on Good Friday
April 07, 2023 16:00 - 8.04 MBOn this Good Friday morning, when Christians around the world are considering the Cross of Jesus Christ, Dave and Reb encourage listeners to “fix their eyes on Jesus” as they run their financial races. On episode #321 of “Let’s Talk Money with Dave and Reb” the co-hosts reflect on the “joy set before” Jesus, as He went through the suffering of the Cross, and how that can inspire us, even as we navigate the strains and pressures of our everyday financial lives. Listen to their conversation whi...
Saver, Spender, Steward?
March 31, 2023 16:00 - 8.04 MBThey're talking about those 'S' words again! Today on "Let's Talk Money with Dave and Reb" the co-hosts re-visit some of Reb's history with the words "saver" and "spender", and how the words "surrendered steward" have brought healing and understanding to her financial journey with God. Tune in and listen to today’s conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose. Go to crosspointfina...
Undivided Hearts with Rev. Ray Borg
March 24, 2023 16:00 - 8.04 MBHow does an undivided heart or split allegiance affect your finances? Rev. Ray Borg from notmine.ca and Financial Discipleship Canada joins Dave and Reb on “Let’s Talk Money with Dave and Reb” on episode #319 to dig into this critical heart issue around money. The Psalmist asks God for an undivided heart in Psalm 86:11, and Jesus reminds us of the same thing in Matthew 6. We cannot serve both God and mammon, and if we try, we will end up hating one over the other. Tune in and listen to today’...
Let’s Talk Mortgages with David van Noppen
March 17, 2023 16:00 - 8.04 MBYou asked, so we're answering. On today’s “Let’s Talk Money with Dave and Reb” podcast, Dave answers mortgage questions posed by clients from More Than Enough Financial (MTE) including questions about fixed and variable rates, deferring mortgage payments, and several other topics in a jam-packed show. And don’t forget our contest! Tune in to our YouTube channel and find today’s show. Listen and watch, to answer the question—”What do their smiley face t-shirts mean?— and you will have a chance...
Advertise the Truth to Yourself
March 10, 2023 18:00 - 8.04 MBJesus tells us in John chapter 8 that we will know the truth, and the truth will set us free. On today’s “Let’s Talk Money with Dave and Reb'' episode, Dave and Reb talk about the need to know God’s truth, but also to be intentional about speaking that truth to ourselves daily. In our culture where we are continuously distracted by the noise of social media, constant streaming, perceived needs advertised to us in an endless loop, and where an average of 694,000 hours of video are streamed by ...
Hilarious Giving with Author Lori Guenther Reesor (Part 2)
March 03, 2023 18:00 - 8.04 MBAuthor, speaker, and coach Lori Guenther Reesor once again joins Dave and Reb on “Let’s Talk Money with Dave and Reb” to continue their discussion about gratitude, generosity, and the learned spiritual discipline of giving. Flowing from her book Growing A Generous Church —A Year in the Life of Peach Blossom Church, Lori talks about her passion to encourage thankfulness in the body of Christ, and then to see how giving to God and others flows from that gratitude. Tune in and listen to today’s ...
Hilarious Giving with Author Lori Guenther Reesor
February 24, 2023 18:00 - 8.04 MBToday on “Let’s Talk Money with Dave and Reb”, Rev. Ray Borg from Financial Discipleship Canada once again joins the conversation. This week, the topic centers on Luke 16:13-14, when Jesus declares that it is impossible to serve both God and mammon. It was a challenge to the Pharisees who, the Bible says, loved money. Money brings power, and that is often what underlies what we seek. Whether it is power, money, or possessions that distract us, there is a warning and encouragement from Jesus, ...
It’s Not About the Money with Rev. Ray Borg
February 17, 2023 18:00 - 8.04 MBToday on “Let’s Talk Money with Dave and Reb”, Rev. Ray Borg from Financial Discipleship Canada once again joins the conversation. This week, the topic centers on Luke 16:13-14, when Jesus declares that it is impossible to serve both God and mammon. It was a challenge to the Pharisees who, the Bible says, loved money. Money brings power, and that is often what underlies what we seek. Whether it is power, money, or possessions that distract us, there is a warning and encouragement from Jesus, ...
211 with John Hoyles
February 10, 2023 18:00 - 8.04 MBWhere do you go when you can’t pay your hydro bill? What do you do when you don’t have enough to eat? The answer? Dial 211. Today on “Let’s Talk Money with Dave and Reb”, the co-hosts welcome John Hoyles, the executive director at Community Navigation of Eastern Ontario/211 East to explain how this navigation system works. 211 is a helpline that connects people to the social services, programs, and community support they need. It is a relatively unknown service available in regions all across...
Living Your Financial Reality
February 03, 2023 18:00 - 8.04 MBWhat is your current financial reality? How much money comes in and how much is going out? What are you paying in interest to service your debt? Or how are you intentionally saving money? On today’s episode of “Let’s Talk Money with Dave and Reb”, the co-hosts talk about financial awareness, and planning what you spend and spending what you plan. Dave encourages people to focus on planning because paying down debt and saving money are possible—it may just look a little different than when int...
Keep It Simple
January 27, 2023 18:00 - 8.04 MBIn response to a client's recent questions, Dave and Reb talk today on "Let's Talk Money with Dave and Reb" about how to stay financially focused in a season of inflationary and interest rate pressures. Tune in to hear how "keeping it simple" can just be the focus you need. Today's conversation is sponsored by Financial Discipleship Canada and notmine.ca - a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Chris...
It's Not Mine, with Rev. Ray Borg
January 20, 2023 18:00 - 8.04 MBDave and Reb's dear friend and colleague Rev. Ray Borg joins them on "Let's Talk Money with Dave and Reb" today, to give listeners an update on the ministry and work of Financial Discipleship Canada and its family of ministries notmine.ca and Advisors with Purpose. The purpose of these ministry organizations is to encourage "whole life" discipleship, especially in how finances play a role in our lives as followers of Jesus Christ. Listen to hear today's conversation which is sponsored by Fina...
Tax Season Preparation with the MTE Tax Team
January 13, 2023 18:00 - 8.04 MBThe tax season is beginning to build momentum as we enter the new year of 2023. On today's "Let's Talk Money with Dave and Reb", the co-hosts welcome More Than Enough tax specialists Bron Vasic and Destiny Johnson to talk taxes. Focusing on the tax support MTE offers, Bron and Destiny outline the importance of collecting documents, communicating with CRA, and mitigating fears around taxes by knowing and preparing what is needed for your tax returns. This year’s personal tax deadline is May 1s...
Count the Cost
January 06, 2023 18:00 - 8.04 MBDave and Reb welcome listeners to the kick-off episode for "Let's Talk Money with Dave and Reb" in 2023. Instead of talking about financial resolutions, they encourage and challenge listeners to consider their commitment levels to not only financial health, but to all those areas of our lives that can become "overcommitments". At the beginning of this year, Dave and Reb talk about the wisdom in looking into the year ahead and considering what we are committed to, and how these commitments are...
Looking Back to Learn
December 30, 2022 18:00 - 8.04 MBIt’s the end of the year, and Dave and Reb can hardly believe it! Today, on “Let’s Talk Money with Dave and Reb”, the co-hosts look back on their year of podcasts as well as areas of personal growth they've experienced. In this year of economic change when so many people are looking for financial answers, they share how God has been using the challenges in their own lives to build foundations. Looking at the words of Psalm 107, they remind listeners that when God’s people cry out, He delivers...
Christmas Joy!
December 23, 2022 18:00 - 8.04 MBIt's almost Christmas, and Dave and Reb invite their dear friends Rev. Ray Borg and his wife Arlene to share their favourite Christmas Scripture verses and memories on today’s episode of “Let’s Talk Money with Dave and Reb”. They even manage to talk about money - just a little bit! Join Dave and Reb's conversation with their friends, as they reflect on the importance of Jesus’ coming, and why He came: for the joy set before Him! Today’s show is sponsored by More Than Enough Financial - a fina...
Released to Give
December 16, 2022 18:00 - 8.04 MBAt this time of year, many of us are receiving requests for donations from charities often in the form of gift catalogues as options for gift giving. For many of us, there are more requests than money and this can be disheartening. On today’s episode of “Let’s Talk Money with Dave and Reb”, the co-hosts encourage listeners to follow in the footsteps of God, to look to Him, and to plan their giving for 2023, aligning with God’s own generous heart. Dave and Reb provide practical advice on makin...
Where's Your Focus?
December 09, 2022 18:00 - 8.04 MBWhat is it like for you going to the grocery store these days? Is there a certain amount of stress you carry over rising prices? On today's episode of "Let's Talk Money with Dave and Reb", the co-hosts discuss how a change in mindset and a focus on who God is, can make all the difference. With a mix of scriptures, they encourage listeners to trust God, and learn what it means to rely on God for daily sustenance. Join their conversation and tune in to hear Dave and Reb on today's show which is...
Price and Value in Considering Cryptocurrency with Bold Kere
December 02, 2022 18:00 - 8.04 MBFinancial Advisor Bold Kere joins Dave and Reb on "Let's Talk Money" today to talk about price and value in considering the current cryptocurrency environment. There are many aspects to consider when deciding to invest. Kere says that many people believe in becoming independent of the financial systems at work in our economies, and that is a high value even when prices drop. To hear more of their conversation, tune in to the show. For past cryptocurrency shows you can click on these links: m...
From Red to Black
November 25, 2022 18:00 - 8.04 MBIt's Black Friday and Dave and Reb are talking about planning what you spend, and spending what you plan on today's episode of "Let's Talk Money with Dave and Reb". Looking at Colossians 3:1-3, and taking some practical steps on this "shopping holiday" where so many people find deals and businesses go from red to black, Dave and Reb encourage listeners to stay out of debt this upcoming holiday season. November is also Financial Literacy Month in Canada and the Financial Consumer Agency of Can...
Values and Financial Choices with MTE Coach Natalie Rowe
November 18, 2022 18:00 - 8.04 MBWhat do you value? And how do those values directly impact your financial choices and decisions? On today’s “Let’s Talk Money with Dave and Reb”, More Than Enough Financial (MTE) Coach Natalie Rowe discusses these questions and more with the podcast co-hosts. In her years as a coach, she has seen patterns that reveal how personal values act as “command centres” for every day life. As Natalie says, “they send directives to our habits to do this or that.” Today’s discussion outlines how identif...
Financial Dates - Part 2
November 11, 2022 18:00 - 8.04 MBLooking at two well-known Scripture verses in Hebrews 10, Dave and Reb talk about the importance of encouraging one another in regular financial dates or what are also called regular money meetings. On today’s episode of “Let’s Talk Money with Dave and Reb”, the co-hosts encourage listeners to “not forsake” the money meetings that bring awareness and build trust, and consequently bring encouragement to stay on the good stewardship track of managing God’s resources. To hear their conversation,...
Financial Dates - Part 1
November 04, 2022 16:00 - 8.04 MBWe are talking about talking about money again! On today's episode of "Let's Talk Money with Dave and Reb", the co-hosts talk about the not-so-favourite topic of talking about money and having financial dates. But it is so important to financial wellness, that Dave and Reb want to talk to listeners about it. Again! The financial date is an intentional time either with yourself, with your partner, or with a trusted friend, where you look at where you are at in your finances, and plan for where...
Financial Litmus Tests
October 28, 2022 16:00 - 8.04 MB“A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences.” This is what God tells us in the book of Proverbs chapter 22 in verse 3, and on "Let's Talk Money with Dave and Reb", the co-hosts talk about being the “prudent person” and preparing financially for the days ahead. On today's episode, they discuss the financial litmus tests that can help us in our preparations, including the status of our emergency cushions and credit card deb...
Mindful in the Days Ahead with Rev. Ray Borg
October 21, 2022 16:00 - 8.04 MBToday on "Let's Talk Money with Dave and Reb", regular guest Rev. Ray Borg shares a beautiful analogy to encourage listeners to persevere, work as a team, and listen to the trusting and loving voice of God. In the uncertainty and fears facing people during this season, many don't know where to turn, especially for financial advice. Dave and Reb remind people this isn't a time to bury your head or focus on past mistakes, but to develop anchoring spiritual and financial disciplines to navigate ...
Sharing Everything in Common with Rev. Ray Borg
October 14, 2022 16:00 - 8.04 MBDave and Reb welcome Rev. Ray Borg from notmine.ca and Financial Discipleship Canada to "Let's Talk Money" today to dig into a portion of Scripture found in Acts 4. Together, they discuss a pertinent question facing Christians in these days: "How can we be like the early church and share everything in common in an effort to alleviate financial strain but at the same time share the hope and life of Jesus Christ?" Having compassion, opening our hearts as individuals and a community, and really ...
Happy Thanksgiving - Giving Gratitude
October 07, 2022 16:00 - 8.04 MBThe outward expression of gratitude is giving, and so is the outward expression of trust. Dave and Reb discuss these two thoughts as part of their Thanksgiving weekend episode. The journey of trusting God in our finances is the journey of growing in our desire to give thanks, but also to give of our time, talent, resources, expertise, and finances. Tune in and hear their discussion which is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering pe...
Following Jesus
September 30, 2022 16:00 - 8.04 MBIt's the story of the rich young ruler, and Dave and Reb share fresh insights into this story on today's episode of "Let's Talk Money with Dave and Reb". Join them and relive the story as you see how he ran to Jesus and fell at his feet, looking for eternity. Journey with them as they see how Jesus cut through the layers and pin-pointed what the young man held "most dear" to his heart. To hear their conversation, tune in to today's show which is sponsored by More Than Enough Financial - a fin...
A Season to Adapt
September 23, 2022 16:00 - 8.04 MBOn today's episode of "Let's Talk Money with Dave and Reb" the co-hosts continue conversations they have been having throughout the month of September talking about the current economic challenges and the fear and anxiety it is causing in many Canadian families. They mention an article referencing an Equifax report, giving statistics about the response of Canadians to current economic stress. Go to cbc.ca to learn more. Reportedly, Canadians are turning to credit cards for financial stress re...
Saying Yes! Saying No!
September 16, 2022 16:00 - 8.04 MBExpectations and circumstances keep changing in today’s economic climate, and Dave and Reb understand that the word "no" is becoming increasingly important. On today's episode of "Let's Talk Money with Dave and Reb", they look at why saying "no'' to some things in life will be essential to avoid financial trouble ahead. Dave and Reb encourage listeners to be financially aware by creating spending plans to help them navigate cash flow, as the economy squeezes their finances. Navigating these p...
Trusting God in Changing Times
September 09, 2022 16:00 - 8.04 MBDave and Reb encourage listeners on today's episode of "Let's Talk Money with Dave and Reb" to persevere in the financial challenges that these days are bringing, as they hope and trust in God. With increases in cost of living, Canadians are starting to ask a lot of questions about mortgage payments, and how to meet rising prices when their incomes remain the same. Dave and Reb offer some spiritual and practical advice as they remind listeners that God is trustworthy, and anyone who trusts Go...
The "Not-So-Faithful" Steward
September 02, 2022 16:00 - 8.04 MBAs we head into the long weekend, Dave and Reb discuss one of their favourite movie characters as an example of a “not-so-faithful” steward on today’s episode of “Let’s Talk Money with Dave and Reb”. Denethor is the ruling steward of Gondor in the movie trilogy The Lord of the Rings. As a steward, he leaves his responsibilities, choosing to believe the lies of his enemy. He stops leading, fighting, and standing for truth. Grief and despair reign in his heart, and he refuses to listen to wise ...
Coveting or Content?
August 26, 2022 16:00 - 8.04 MBOn today’s episode of “Let’s Talk Money with Dave and Reb” the co-hosts tackle a heart-issue money topic. Coveting is perhaps an issue we don’t usually discuss in our daily lives, but God warns us about how coveting, greed, and jealousy can lead us down dangerous paths in our hearts, in our finances, and in our relationships. Dave and Reb discuss what this looks like, and how it comes right up against our desires for contentment. In Hebrews 13:5-6 God says: Let your conduct be without covetou...
Listen Carefully
August 19, 2022 16:00 - 8.04 MBToday’s topic on “Let’s Talk Money with Dave and Reb” was inspired by a quote from Chris Anderson, the head of TED TALKS, in his book TED TALKS — The Official TED Guide to Public Speaking: “When people aren’t prepared or ready to listen, communication can’t happen.” Dave and Reb speak about listening carefully on today’s episode and challenge our thinking about communication. Even God challenges His people to listen carefully to Him in Isaiah 55. They want you to consider how well you are lis...
Back To School
August 12, 2022 16:00 - 8.04 MBWe are less than one month away from back-to-school season, and Dave and Reb remind listeners to keep planning for the financial commitments that come with it. On today’s episode of “Let’s Talk Money with Dave and Reb” the co-hosts provide tools and reminders for avoiding debt with the many activities and school commitments starting up in September. Listen to today’s show and hear how you can include your children in this discussion. To get a few more ideas about back-to-school spending you c...
Adapting to Change with Dr. Rebecca Sutherns
August 05, 2022 16:00 - 8.04 MBDr. Rebecca Sutherns, CEO of Sage Solutions, joins Dave and Reb again today to talk about how the past two years have affected people’s abilities to adapt to continually changing contexts, whether it be in family relationships, workplace stress, or finances. As a certified professional facilitator, she has been helping businesses, charities, churches, and individuals determine their ability to adapt. She has also been giving guidance in re-learning and re-building adaptability skills. Dr. Sut...
God’s Faithfulness in Finance with Dr. Rebecca Sutherns
July 29, 2022 16:00 - 8.04 MBDr. Rebecca Sutherns, CEO of Sage Solutions, shares her money story on today’s episode of “Let’s Talk Money with Dave and Reb”. After 31 years of marriage, four children, one grandchild, and 25 years of work in her business as a Certified Professional Facilitator, Dr. Sutherns reflects on the biblical financial principles she has carried with her throughout her life, as well as the beautiful financial foundation she and her husband have received through great mentors. Listen in to hear the fi...
A Story of Hope with Patty Grose
July 22, 2022 16:00 - 8.04 MBHope can be hard to find in the midst of illness, tragedy, and challenging life circumstances. But hope is exactly what Dave and Reb’s lifelong friend Patty Grose shares with listeners on today’s episode of Let’s Talk Money with Dave and Reb”. Her story is one of loss, and is lined with a strong message: make sure you have a will and estate plan in place. After losing her husband suddenly, she and her seven-year-old daughter were left to grieve and carry the responsibility of a family-owned b...
Rates, Mortgages and Inflation
July 15, 2022 16:00 - 8.04 MBThere is a lot of concern over inflation and interest rates in the Canadian economy, but on today’s “Let’s Talk Money with Dave and Reb” the co-hosts want to encourage listeners to take some time, breathe, and consider the historical context for interest rate fluctuations. To help Dave keep context, he keeps the historical interest rate graph from 1935 to present day on his desk. Alongside that, he also encourages listeners to create a financial plan and stick to it. They encourage people to...
Good Talk, Bad Talk with Rev. Ray Borg
July 08, 2022 16:00 - 8.04 MBAre money conversations always a good idea? That is the question Dave and Reb tackle with monthly guest Rev. Ray Borg on today's episode of "Let's Talk Money with Dave and Reb". In all their podcasting years, Reb is sure they have never talked about "unhealthy" money conversations, and in light of growing economic uncertainty, they are hearing more and more money words that are stirring up strife and fear. Tune in to hear their words of encouragement based in Scripture, and their heart to see...
Pause and Celebrate!
July 01, 2022 16:00 - 8.04 MBHappy Canada Day! While these past years have come with difficulties and challenges for Canadians, Dave and Reb encourage listeners on today's "Let's Talk Money" to take a deep breath today and pause to celebrate! Reb asks listeners what our families and communities would look like today if we just gave thanks for all we have been given. On this day when so many communities are celebrating with barbecues and fireworks, they encourage listeners to be intentional about setting aside time to giv...
Simple Business Strategies
June 24, 2022 16:00 - 8.04 MBToday, More Than Enough tax specialist and coach Bron Vasic joins "Let's Talk Money with Dave and Reb" to talk business strategy. When people are asking about tax strategies for business, Bron suggests the first focus points should be about making the business profitable, then they can learn best tax strategies based on their circumstances. Making a plan and being committed to the plan is essential, especially in today's economic climate. Also important to the business journey, is talking wit...
Capture Your Thoughts, Capture Your Finances
June 17, 2022 16:00 - 8.04 MBHave you every thought about how you think about money and possessions? Or the heart issues around them? On today's "Let's Talk Money with Dave and Reb", the co-hosts look at God's directive about taking every thought captive to make it obedient to Christ (see 2 Corinthians 10). One minute you can be thankful for what's in the bank, the next minute you think there is never going to be enough. There are hundreds and thousands of thoughts we have daily, and Dave and Reb take a serious look at t...
Provision in the Wilderness
June 10, 2022 16:00 - 8.04 MBRev. Ray Borg joins Dave and Reb today on "Let's Talk Money with Dave and Reb" to talk about the provision Israel received from places of slavery through the desert and into the promised land. The same provision they received in ancient times is the same provision available to us. God made known his ways to Moses, and his deeds to the people of Israel, according to Psalms 103. This knowledge of God's deeds and His ways is available to us as we journey in our finances today. Listen to the show...
Overcoming Decision Paralysis
June 03, 2022 16:00 - 8.04 MBFinancial decisions come in all shapes and sizes, and in these days of increasing interest rates and inflation, some of these decisions may be harder and harder to make. Today on "Let's Talk Money with Dave and Reb," the co-hosts talk about decision paralysis, and how listeners can apply the Word of God to their financial decision making process. Trusting in God, waiting and praying, getting rest and sleep, and finding wise counsel are all a part of the preparation God has given us to tackle ...
Building an Emergency Cushion
May 27, 2022 16:00 - 8.04 MBOne of the key tools in the More Than Enough debt-repayment tool belt is an emergency cushion, and on today's episode of "Let's Talk Money with Dave and Reb", the co-hosts give direction on how to build a cushion so we don't need to turn to credit in emergencies or crisis. Doing this exercise means we will live on less than we make, and then capture that “extra” money and put it in a separate account over a three-month period. When unexpected expenditures hit, we are then prepared to draw tha...
Financial Decisions as Spiritual Decisions
May 20, 2022 16:00 - 8.04 MBWhat would it look like if you had stress-free nights, where you didn't worry about how you were going to pay the next bill, or where you were going to get the money to pay your taxes? What if you learned to live on less than you make? What if that isn't even possible with the rising cost of living? Dave and Reb tackle some of these thoughts and questions on today's episode of "Let's Talk Money with Dave and Reb". There aren't always easy answers, especially in light of increased costs like g...