LendIt Rewind

Orchard Platform Company Demo

July 24, 2015 13:56 - 10 minutes - 9.59 MB

Orchard Platform Company Demo

Lenddo Company Demo

July 24, 2015 13:55 - 11 minutes - 10.4 MB

Lenddo Company Demo

Credit Junction Company Demo

July 24, 2015 13:54 - 10 minutes - 9.83 MB

Credit Junction Company Demo

CircleBack Lending Company Demo

July 24, 2015 13:54 - 8 minutes - 7.82 MB

CircleBack Lending Company Demo

The Interface Financial Group Company Demo

July 24, 2015 13:52 - 10 minutes - 9.19 MB

The Interface Financial Group Company Demo

Global Approaches to Microlending

July 24, 2015 13:45 - 48 minutes - 44 MB

Global Approaches to Microlending panel at LendIt USA 2015 with Yang Peng, of Xintong; Liezl Van Riper, of Kiva; Stephen Vogel, of Vogel Partners; and moderator Jacob Haar, of Community Investment Management. The panelists discussed current global approaches to microlending. Major topics from this panel include the global challenges of the microfinance industry and how they use innovative ways to approach these problems and challenges.

Building Credit Profiles Through Social Data Scoring

July 24, 2015 13:44 - 45 minutes - 41.2 MB

Building Credit Profiles Through Social Data Scoring panel with Jeff Stewart, of Lenddo; Richard Lewis, of Vouch; Daniel Wu, of Tencent Tenpay; and moderator Eric Lu, of Pennsylvania State University. Social data, which usually includes social circle and social activities could be an effective way to help P2P companies build a full credit profile of borrowers. Nevertheless, there are still some risks associated with using social data.

Building a Chinese Credit Bureau

July 24, 2015 13:42 - 30 minutes - 28.2 MB

Building a Chinese Credit Bureau panel at LendIt USA 2015 with Danfang An from GTRiches, Sandy Wang from FICO and Yao Liu from NiWoDai. Currently, more than 1700 platforms are operating in China’s P2P market without a standardized and systematic credit scoring to refer to. These panelists explain how their company operates in this environment and how they see themselves in the future market.

Innovation in Auto Finance in China & the US

July 24, 2015 13:39 - 28 minutes - 25.8 MB

Innovation in Auto Finance in China & the US panel at LendIt USA 2015 with Arturo Aguliar, of Auto One Acceptance; Jeff Danford, of BlueYield; David Wu, of Touna; and moderator Garry Reeder, of Fenway Summer. The panelists discuss innovation in Auto Finance in both China and the U.S. During the panel, it is apparent that auto finance is ripe with opportunity to reduce costs and improve customer experience. These three panelists also discuss the relationships among dealers, consumers, banks a...

A Mobile Approach to Online Lending

July 24, 2015 13:38 - 31 minutes - 28.4 MB

A Mobile Approach to Online Lending panel at LendIt USA 2015 with Itzik Cohen, of Prosper Marketplace; Sun Lei, of 9F Bank; Greg Symons, of SocietyOne; and moderator Melissa Guzy, of Arbor Ventures. The panelists talk about the phenomenon that online lending is becoming a disruptive innovation and one that deserves serious consideration from varied stakeholders. Moreover, the rapidity and convenience of online lending means that price is no longer the decisive factor in choosing a lender. Th...

Presentation: Overview of Internet Finance Market

July 24, 2015 13:34 - 27 minutes - 25.6 MB

Overview of Chinese Internet Finance Market presentation at LendIt USA 2015 by Paul Shi, CEO of Wangdaizhijia. Shi shares his thoughts on the full picture of the Chinese Internet Finance Market. P2P and online lending in China is booming. There are more than 1,700 P2P online lending platforms and 1 million lenders. Paul also talks about the reasons this market is booming, what kind of role P2P serves in China, and the future of the Chinese Internet Finance Market as he sees it.

Presentation: Accelerated Growth by Partnering with Originators

July 23, 2015 16:38 - 25 minutes - 23.7 MB

Accelerated Growth by Partnering with Originators presentation at LendIt USA 2015 in the China Pavilion by Barry Freeman, of JimuBox. Freeman gives an update on Chinese P2P lending market and how JimuBox is blooming in China. JimuBox is a leading Chinese marketplace lending platform that provides SME loans and individual consumption loans to under banked Chinese borrowers. It delivers safe and attractive investment opportunities to RMB investors through an innovative online marketplace, whic...

Enabling Education through Innovative Student Lending

July 23, 2015 16:36 - 18 minutes - 17.4 MB

Enabling Education through Innovative Student Lending panel at LendIt USA 2015 with Amy Huang, of Wheat Finance; David Klein, of CommonBond; and moderator Candace Klein, of Dealstruck. Topics covered include market size, business model (institutional investors vs. individual), how to determine qualifications of borrowers, the ways to acquire customers, and potential cooperation between China and U.S. to provide services to international students who study overseas.

Emerging Markets Venture Capital in P2P

July 23, 2015 16:35 - 25 minutes - 23.7 MB

Emerging Markets Venture Capital in P2P panel in the China Pavilion at LendIt USA 2015 with Alexander Prokhorov, of FinSight Ventures; Tharon Smith, of The Strontium Group; David Weiden, of Khosla Ventures; and moderator Mark Hookey, of DemystData. This panel discusses emerging markets venture capital in FinTech, covering the areas of size, and challenges faced by different parties in this industry. Currently, China has the largest volume of venture capital in FinTech. The panel sheds light ...

Risk Management of Online Lending in the U.S. & China

July 23, 2015 16:34 - 29 minutes - 26.7 MB

Risk Management of Online Lending in the U.S. & China panel in the China Track at LendIt USA 2015 with Chaomei Chen, Chief Risk Officer of Lending Club; Dr. Zane Wang, Founder & CEO of China Rapid Finance; Zhen Yao, Director of Scores and Analytics at FICO China; and moderator David Ho, Lead Analyst, Consumer Finance/Specialty Finance at Deutsche Bank.

State of the Union Address for the Chinese Internet Finance Market

July 23, 2015 16:32 - 42 minutes - 38.5 MB

State of the Union Address for the Chinese Internet Finance Market in the China Track at LendIt USA 2015 with Ning Tang, Founder & CEO of CreditEase. CreditEase is a national leader in wealth management, credit management, micro-finance investment, and micro-credit loan origination and servicing. In 2006, CreditEase launched the first P2P micro-credit platform in China, bridging urban lenders with extra funds and people with micro-credit needs, such as urban micro-entrepreneurs, salary worke...

Real Estate Data & Technology

July 23, 2015 16:14 - 23 minutes - 21.3 MB

Real Estate Data & Technology panel with Michael Mandel, Co-Founder & CEO of Compstak; Marc Siden, Co-Founder & CEO of OnBoard Informatics; Perry Rahbar, Co-Founder & CEO of DV01; Jim Costello, Senior Vice President of Real Capital Analytics; Rob Refkin, Founder & CEO of Compass; and moderator Ben Thypin, Managing Partner of Progress Group.

Real Estate Crowdfunding Property Types

July 23, 2015 16:12 - 25 minutes - 23.1 MB

Real Estate Crowdfunding Property Types panel with Carolann Dekker, CMO of LendZoan; Allen Shayanfekr, CEO & Founder of Sharestates; Eric Siragusa, Partner at MHP Funds; Bill Sipple, Executive Managing Director of HVS Capital; and moderator Brian Dally, CEO & Co-Founder of Groundfloor. The panel all brought experiences from different property types. Both Groundfloor and LendXoan are in residential markets whereas HVS funds hotels and MHP is a lender for mobile homes. The main discussion poin...

Commercial Real Estate

July 23, 2015 16:07 - 32 minutes - 29.3 MB

Commercial Real Estate panel with Bill Fisher, Founder & CEO of Plum Lending; Adam Hooper, CEO of RealCrowd; William Skelley, Founder, Chairman & CEO of iFunding; Dan Vetter; President & Co-Founder of Money360; Rodrigo Nino; CEO & Founder of Prodigy Network; and moderator Joanna Schwartz, CEO & Co-Founder of Early Shares.

Presentation: Trajectory of Real Estate

July 23, 2015 16:06 - 16 minutes - 15 MB

Presentation: Trajectory of Real Estate by Rick Sharga, Executive Vice President of Auction.com. This presentation was given by Rick Sharga from Auction.com. Over 90% of real estate transactions that took place in 2013-2014 started with an online search, and this is just the beginning of the online trend. The transition is from information-oriented sites to transaction-oriented sites. Historically, the realtor has had control of the transaction; more and more now the consumer has the control...

NextGen Energy Finance

July 23, 2015 16:04 - 28 minutes - 26.5 MB

NextGen Energy Finance panel with Dan Pillemer, President of CardWorks; Billy Parish, CEO of Mosaic; Scott Harmon, CEO of Noesis; Connie Chern, Director of Financial Platform Opertions of SolarCity; and Graham Smith, Founder of Open Energy Group.

Presentation: Building Scale for Real Estate

July 23, 2015 16:02 - 13 minutes - 12.2 MB

Presentation: Building Scale for Real Estate by Christian Faes, CEO & Co-Founder of LendInvest. This presentation was given by Christian Faes, Co-Founder and CEO of LendInvest. They are a short-term real estate debt lending business in the U.K. The U.K. mortgage market is $325 Billion, compared to $1.2 Trillion for the U.S. In the U.K., mortgage lending in 2014 was less than half the volume compared to 2007, the average mortgage takes three months from application to draw down, and the entir...

Residential Real Estate Platforms

July 23, 2015 16:01 - 30 minutes - 27.7 MB

Residential Real Estate Platforms at LendIt USA 2015 with Nav Athwal of RealtyShares; Brett Crosby, of PeerStreet; Christian Faes, of LendInvest; Jason Fritton, of Patch of Land; Matt Humphrey, of LendingHome; and moderator Jorge Newbery, of American Homeowner Preservation.

Presentation: Future of Real Estate Investing

July 23, 2015 15:54 - 20 minutes - 18.3 MB

Presentation: The Future of Real Estate Investing by Jilliene Helman, Founder & CEO of Realty Mogul. Jilliene Helman was categorical about how technology will massively disrupt everything we know about real estate investing. She is frustrated that many other CEO's do not share her predictions. She sees collaborative consumption as a major issue for real estate and used Uber as an example relating to the falling cost of parking. In addition, online retail could decimate the retail real estate...

Transforming Mortgage Markets

July 23, 2015 15:51 - 40 minutes - 37.2 MB

Transforming Mortgage Markets with Jason van den Brand, Co-Founder & CEO of Lenda; Paul Fielding, Head of Capital Markets at SoFi; Michael Slavin, Founder & CEO of Privlo; Nikul Patel, Chief Product Officer & Chief Technology Officer of LendingTree; Scott Sambucci, VP, Sales & Customer Success of Blend Labs; and moderator John Elias, an Independent Executive Consultant.

Platforms Shifting from Retail to Institutional Investors

July 23, 2015 15:49 - 30 minutes - 28.3 MB

Platforms Shifting from Retail to Institutional Investors with Chris Ganan, Co-Founder & President of AssetAvenue; William Skelley, Founder, Chairman & CEO of iFunding; James Herbert, Co-Founder & President of LendingHome; Dan Miller, Co-Founder & President of Fundrise; Jilliene Helman, Founder & CEO of RealtyMogul; and moderator Ethan Penner, Professor at USC Marshall School of Business.

Presentation: The Inevitable Rise of Crowdfunding

July 23, 2015 15:47 - 9 minutes - 9.09 MB

Presentation: The Inevitable Rise of Crowdfunding by Richard Swart, Alternative Finance Scholar at UC Berkeley. This presentation was given by Dr. Richard Swart from UC Berkeley, who is an expert in crowdfunding regulation. The crowdfunding market opportunity is $4 Trillion in revenue and $410 Billion in profits. In terms of initiatives, Berkeley recently signed a partnership with Tsinghua University to get more insight into the China market, and they believe the key to continued growth in C...

Institutional Investors View of Real Estate Crowdfunding

July 23, 2015 15:39 - 29 minutes - 27.5 MB

Institutional Investors View of Real Estate Crowdfunding panel with Tom Capasse, Principal & Co-Founder of Waterfall Asset Management; Thomas D. Christopoul, Senior Partner and Head of Real Estate Investment at Cain Hoy Enterprises; Mark Mascia, President & CEO of Mascia Development; Eric Rosenthal, Real Estate Situations at Garrison; and moderator Charles Moldow, General Partner at Foundation Capital.

State of the Real Estate Online Lending Market

July 23, 2015 15:37 - 31 minutes - 29.2 MB

State of the Real Estate Online Lending Market by Dan Ciporin, General Partner at Canaan Partners. The real estate lending market is a $15 Trillion market, compared to $2.2 Trillion for consumer loans and $300 Billion for small business loans. Despite this, real estate currently only comprises of 5% of total marketplace lending. The steps necessary to increase real estate marketplace lending include: coming up with standardized risk metrics, enabling infrastructure and technology to manage ...

Regulatory and Compliance Q&A

July 22, 2015 22:10 - 50 minutes - 46.6 MB

The Regulatory and Compliance Q&A panel at LendIt USA 2015 with Gilles Gade, of Cross River Bank; Patricia Kao, of the U.S. Dept. of Treasury; Brian Korn, of Manatt, Phelps & Phillips; Peter Manbeck, of Chapman and Cutler; Michael Soza, of BDO; and moderator Fiona Grandi, of KPMG.

PitchIt @ LendIt

July 22, 2015 22:09 - 1 hour - 83.9 MB

PitchIt @ LendIt featured eight pitches from exciting startups and a panel of five judges who are respected angel investors and venture capitalists. The eight startup finalists include: Crediyo, LoanHero, Able Lending, Sharestates, Ascend Consumer Finance, REAMERGE, CashForce, and Kickfurther.

Financing Near-Prime Borrowers

July 22, 2015 22:06 - 29 minutes - 26.7 MB

Financing Near-Prime Borrowers panel with Mike Armstrong, of ZestFinance; Al Goldstein, of Avant; David Mandel, of Citi; Daniel Tilipman, of National Debt Relief; Joseph L. Toms, of Freedom Financial Asset Management; and moderator James Gutierrez, Insikt & Opportun.

Borrower Acquisition at Scale

July 22, 2015 22:04 - 30 minutes - 27.6 MB

Borrower Acquisition at Scale panel with Brock Blake, Founder & CEO of Lendio; Cheryl Law, Chief Marketing Officer of Prosper Marketplace; Rich Walker, Chief Marketing Officer of Datamyx; Ryan Gilbert, CEO & Co-Founder of BetterFinance; and moderator Scott Sanborn, COO of Lending Club.

Presentation: Intersection of Lending Innovation and Regulation

July 22, 2015 21:59 - 13 minutes - 12.1 MB

Intersection of Lending Innovation and Regulation presentation by Raj Date, Managing Partner at Fenway Summer. Date outlined three current trends in marketplace lending. Firstly, there are still many untapped opportunities despite the fast growing competition. For example, payday lending is a $40B market and default rates are still incredibly high. Secondly, a risk asymmetry dynamic exists today, since people at traditional banks are not willing to take on regulatory risk in the same way tha...

Student Lending Begins to Scale

July 22, 2015 21:57 - 27 minutes - 25.3 MB

Student Lending Begins to Scale panel with Mike Cagney, of SoFi; David Klein, of CommonBond; Vince Passione, of LendKey; Zander Rafael, of Climb Credit; Cameron Stevens, of Prodigy Finance; and moderator Stephen Dash, of Credible.

Big Data and the Future of Financing

July 22, 2015 21:56 - 32 minutes - 29.9 MB

Big Data and The Future of Financing panel at LendIt USA 2015 with Glenn Goldman, of RetailCapital; Noah Breslow, of OnDeck; Jared Hecht, of Fundera; Paul Gu, of Upstart; John Sun, of Avant; and David Snitkof, of Orchard.

Trends in Credit Underwriting

July 22, 2015 21:53 - 28 minutes - 25.6 MB

Trends In Credit Underwriting panel at LendIt USA 2015 with Jeff Knott, of Equifax; Angela Ceresnie, of Orchard; Sasha Orloff, of LendUp; Tim Van Tassel, of FICO; Louis Beryl, of Earnest; and moderator John Hecht, of Jefferies.

The Financial Advisor's Approach to Marketplace Lending

July 22, 2015 21:50 - 20 minutes - 18.7 MB

The Financial Advisor's Approach to Marketplace Lending panel with Bo Brustkern, of NSR Invest; James A. Jones, of IRA Exchange; Emmanuel Marot, of LendingRobot; and moderator Timothy D. Welsh, of Nexus Strategy.

Small Business Lending Innovators

July 22, 2015 21:47 - 30 minutes - 27.6 MB

Small Business Lending Innovators panel at LendIt USA 2015 with David Haber, of Bond Street; BJ Lackland, of Lighter Capital; Mark L. Rockefeller, of StreetShares; Jeffrey Rogers, of LiftForward; Denise Thomas, of ApplePie Capital; and moderator Peter Sterling, of Overland Advisors.

Global Online Lending Leaders

July 22, 2015 21:39 - 27 minutes - 25.2 MB

Global Online Lending leaders panel with Alejandro Cosentino, Afluenta; Viola Llewellyn, of Ovamba; Neil Roberts, of Harmoney; Greg Symons, of SocietyOne; Meg Zwick, of Millennium Trust Company; and moderator Rodolfo Gonzalez, of Foundation Capital. The discussion centered around the different challenges each country brings to p2p lending.

Emerging Online Lending Leaders

July 13, 2015 20:13 - 34 minutes - 31.6 MB

Emerging Online Lending Leaders panel at LendIt USA 2015 with Dave Girouard, of Upstart; Michael Solomon, of CircleBack Lending; Al Goldstein, of Avant; Stuart Law, of Assetz Capital; and moderator Matt Burton, of Orchard.

Innovation in Purchase Finance

July 13, 2015 20:08 - 34 minutes - 31.7 MB

Innovation in Purchase Finance panel with Rob Pfeifer, Head of FP&A at Affirm; Russell Cummer, CEO of Paidy; Matthew Risley, Chief Credit Officer & CFO of Klarna; Michael Garrity, CEO & Co-Founder of Financeit; Shaun Sorenson, General Manager & Vice President of Prosper Healthcare Lending; and moderator Frank Rotman, Partner at QED.

Long Term Small Business Lending

July 13, 2015 20:07 - 45 minutes - 42.1 MB

Long Term Small Business Lending panel at LendIt USA 2015 with Sam Hodges, Co-Founder & U.S. Managing Director of Funding Circle; Rohit Arora, CEO & Co-Founder of Biz2Credit; Sam Graziano, Co-Founder & CEO of Fundation; Sid Jajodia, Vice President, Small Business of Lending Club; Ethan Senturia, Co-Founder & CEO of Dealstruck; and moderator Christopher A. Johnson, Managing Director of Prospect Street.

The Growth of Securitization

July 13, 2015 20:05 - 46 minutes - 42.5 MB

The Growth of Securitization panel at LendIt USA 2015 with Nino Fanlo, CFO & COO of SoFi; Zhengyuan Lu, SVP Capital Markets of OnDeck; Larry Chiavaro, Executive Vice President, Principal of First Associates; Ram Ahluwalia, CEO & Co-Founder of PeerIQ; Stephanie Yeh, Director, Investment Bank Division of Credit Suisse; William Black, Managing Director of Moody's; and moderator John Bunting, Managing Director of Garrison.

Asset Allocation: Where Does the Asset Class Fit?

July 13, 2015 20:04 - 43 minutes - 40.2 MB

Asset Allocation: Where Does the Asset Class Fit? panel at LendIt USA 2015, with Brian Stern, Managing Director of BlackRock; Don Davis, Managing Partner of Prime Meridian; Brendan Carroll, Partner of Victory Park Capital; Tom Goila, Senior Managing Director of Aequitas; Andrew Hallowell, Co-Founder & CEO of Arcadia Funds; James Viceconte, Portfolio Manager of AllianceBernstein; and moderator James Alexander, Co-Founder of Alternative Capital Associates.

Special Presentation: Frank Rotman

July 13, 2015 20:01 - 41 minutes - 38.1 MB

Special Presentation on Lessons from the Installment Loan Business by Frank Rotman, Partner of QED Investors, at LendIt USA 2015.

Short Term Small Business Lending

July 13, 2015 19:59 - 40 minutes - 37.2 MB

The Short Term Small Business Lending panel at LendIt USA 2015 with Steve Alloca, of PayPal; Anton Hanebrink, of Square Capital; Kathryn Petralia, of Kabbage; Jason Rockman, of CAN Capital; Stephen Sheinbaum, of Merchant Cash and Capital; and moderator Brock Black, of Lendio.

Episodes