State of the Union Address for the Chinese Internet Finance Market in the China Track at LendIt USA 2015 with Ning Tang, Founder & CEO of CreditEase. CreditEase is a national leader in wealth management, credit management, micro-finance investment, and micro-credit loan origination and servicing. In 2006, CreditEase launched the first P2P micro-credit platform in China, bridging urban lenders with extra funds and people with micro-credit needs, such as urban micro-entrepreneurs, salary workers, vocation school students and the rural poor. Ning sees the challenges of the Chinese internet finance market come from software, especially the lack of credit scoring reports.