Journey To Launch
391 episodes - English - Latest episode: 13 days ago - ★★★★★ - 1.6K ratingsJamila Souffrant is a Certified Financial Education Instructor (CFEI), host of the Journey To Launch podcast and author of "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness".
The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, paying off debt, investing, saving & learning how to retire early and wealthy.
The book, "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness," shows you how to skyrocket your savings, blast through debt and ultimately accelerate your unique and truly epic journey to financial freedom and independence. The audiobook, which is narrated by Jamila, and the eBook are available in the Apple store.
As a money expert who “walks her talk” she helps brave listeners also known as Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom and Financial Independence.
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Episodes
041- How To Change Your Mindset, Habits & Beliefs To Reach Your Financial Goals w/ Jim Fortin
April 18, 2018 09:30 - 1 hour - 42.6 MBThere are many factors to consider on the journey to becoming wealthy but shifting your mindset is by far one of the most important. Several studies show that psychological factors have a tremendous effect on our behaviors, habits, and our ability to adapt to new circumstances. Jim Fortin, the Subconscious Selling & High-Performance Expert, knows and understands what it means to shift your internal dominant thoughts to manifest the wealthy lifestyle that you desire. As a former foreign exc...
040- All About The Health Savings Account (HSA) The Ultimate Retirement and Investment Account W/Jackie Koski
April 11, 2018 09:30 - 39 minutes - 27.6 MBThe Health Savings Account, introduced in the early 2000's, has proved to be the ultimate retirement and investment account–particularly for those on the road to early retirement. Certified Educator in Personal Finance (CEPF®) and Health Saving Account (HSA) expert, Jackie Cummings Koski, joins us on the show to discuss everything from how to obtain an HSA account to how to invest the money that you contribute. As one of 6 children raised by a single father, Jackie knows firsthand what it ...
039- Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence with Vicki Robin
April 04, 2018 09:30 - 1 hour - 48.5 MBVicki Robins, the co-author of the very popular book, “Your Money or Your Life” has been one of the most influential visionaries of the Financial Independence movement. In the late 1960’s, with the advice of the late Joe Dominguez, Vicki reached Financial Independence and together they began to teach their revolutionary methods all over the nation. Their workshops featured the famous 9 steps to reach Financial Independence and eventually, Vicki and Joe were approached to turn their teachin...
038- How To Optimize Your Taxes and Make The System Work For You w/ Shane Mason
March 28, 2018 09:30 - 49 minutes - 34.5 MBShane Mason, CPA/PFS, CPF, is a New York-based accountant, financial planner, and all-around tax wizard that joins the show this week to discuss the one topic that has many Americans baffled: taxes. He specializes in accounting, tax preparation and financial planning services for small and medium business owners, creatives, tech professionals, expatriates and foreign nationals living in the US. Shane and I crossed paths during my search for the assistance of a new tax professional and we are...
037- Understanding Credit and How to Use Credit to Build Wealth W/ Shante Harris
March 21, 2018 09:30 - 52 minutes - 36.4 MBWhen it comes to building wealth, credit can be a key component in helping you to achieve your financial goals. Credit expert, Shante Harris, joins us on the show to talk about everything from credit scores, credit reporting, and even credit card utilization. A Maryland native, Shante shares an incredible story of triumph in which she survived cancer, becoming a mother of a child with autism, divorce and even homelessness. Throughout her times of adversity, Shante gained the experience of ...
036- Everything You Need To Know About Your Student Loans And How To Get Rid of Them W/ Robert Farrington
March 14, 2018 09:30 - 39 minutes - 27.3 MBStudent loan debt is one of the biggest concerns of college graduates in America. Robert Farrington, the Student Loan Debt Expert, is helping readers from all over the nation to better understand the process of student loan repayment with his blog, The College Investor. Robert was always passionate about investing and making money but when he identified a need amongst his peers to share more about student loans, he changed the course of his finance blog to educate borrowers. Robert was abl...
035- The Power of Frugality and Simple Living To Reach Financial Independence w/ Mrs. Frugalwoods
March 07, 2018 10:30 - 44 minutes - 30.8 MBWhen it comes to saving, frugality is so more than just a habit, it’s a lifestyle choice. Liz Thames, affectionately known as Mrs. Frugalwoods, allowed a frugal lifestyle to help fuel her family toward Financial Independence and a simpler lifestyle in the woods of Vermont. Retired at 32, Liz and her husband made it a priority to make tough decisions on spending in order to save 70-80% of their income. She shares much of her wisdom on her blog, Frugalwoods, and we are delighted to have her be...
034- Trade in Your 9-5 and Reach Financial Independence Through Stock Investing w/ Tela Holcomb
February 28, 2018 10:30 - 34 minutes - 24.3 MBInvesting in stock can seem very intimidating but Tela Holcomb, the renowned stock investor has used swing trading as a vessel to help her create financial independence. More than 9 years ago, as a servicemember and single mom, a conversation about trading and early retirement inspired Tela to teach herself the skills necessary to replace her 9-5. In this episode, we talk about: The difference between trading and long-term investing How practice trading accounts prepare for real life st...
033- The Importance of Estate Planning for Long Term Wealth w/ Art Steele + How To Get Started
February 21, 2018 10:30 - 58 minutes - 40.3 MBPassing down generational wealth is extremely important. The best way to make sure that wealth is passed down for generations to come is through proper estate planning. Art Steele, Estate Planner and the podcaster behind The Legalese for Entrepreneurs Podcast, has an incredible story about how she came to choose her career and the epiphany that caused her to realize the significance generational wealth within in the black community. In this episode, we talk about: Understanding the racial...
032- Discussing Marriage, Kids, and Money, Plus The BuzzFeed Effect
February 14, 2018 10:30 - 41 minutes - 28.9 MBWhen two people are working towards a goal, amazing things can happen. This occurred for Andy Hill and his wife when they decided to come together and set a plan to reach their financial dreams. In this episode, we talk about how Andy and his wife: Paid off $48,032 of debt in 1 year Became completely debt free by paying off their mortgage in less than 4 years Began living on one income and got on the same financial page Don't believe in giving their kids allowances & the important ...
031- The Birthday Episode: My Previous Business Failures & 4 Life Lessons That Contribute to My Success
February 07, 2018 10:30 - 40 minutes - 45.6 MBIt’s my birthday! So, this episode is going to be more personal, a solo episode where I want to talk about more of what's led me to where I am today and the lessons I've learned throughout my 35 years of life that continue to contribute to my success. In this episode, I talk a bit about my previous failed business attempts from starting an online magazine to investing almost $22,000 in a vending machine business that ultimately did not succeed. I'm also sharing key life lessons that hav...
030- Timika's Journey To Financial Independence & Earning 6 Figures in Her Side Hustle
January 31, 2018 10:30 - 40 minutes - 27.8 MBIf you’re someone looking for ways to increase your income so that you can reach your financial goals, starting your own business has probably has crossed your mind once or twice. Not only will a business become an asset but it can become an integral step in helping you reach Financial Independence. Timika Downes talks about her journey to starting a lice clinic as a side hustle in addition to working her full-time job as a nurse. Now, her lice clinic makes 6 figures a year and has afforde...
029- How To Become A Money Nerd With Whitney Hansen
January 24, 2018 10:30 - 38 minutes - 26.6 MBPaying off debt is essential to getting back on track with your finances. Not only will you remove a large expense every month, but the mental freedom is priceless. That’s exactly what Whitney did by working two jobs and sticking to a tight budget. By being intentional and mindful of her spending, she was able to pay off all her debt and now owns a personal finance business. Her business now makes more money than her full-time job, which means she now gets to live on her terms and work on he...
028- Finding The Right Balance Between Your Income & Expenses with the Paychecks & Balances Duo
January 17, 2018 10:30 - 54 minutes - 37.7 MBWhen developing a solid financial plan, it’s important to look at how you can generate the most income while being conscious of your spending. Marcus and Rich from the Paychecks and Balances podcast aim to help people look at both sides of their balance sheet, their income and their expenses. I really enjoyed interviewing Marcus and Rich as we covered a variety of topics such as how to; negotiate pay raises, pay off debt and the importance of being able to enjoy yourself while on your fina...
027- The Art Of The Side Hustle With Chris Guillebeau
January 10, 2018 10:30 - 31 minutes - 22.2 MBChris Guillebeau is on a mission to help people start their own side hustles so that they can create more security, freedom and opportunities in their lives. Side Hustles are becoming more and more the norm nowadays as people look for a way to supplement their job with extra income. These hustles consist of building an asset with the purpose of providing some kind of return and benefit to a customer. Chris is currently on a 100 city tour and gives regular talks on the process of creating s...
026- The Wealth Formula & The Secret Sauce Needed To Make It Work
January 03, 2018 10:30 - 36 minutes - 43.6 MBThe simple wealth formula can be defined as Income -Expenses = The Gap. You use the gap to get ahead in your finances by paying off debt, saving more and investing more. Essentially, you want to increase The Gap as much as possible in order reach your goals faster. But that's not all there is to the Wealth Formula. There are other silent but important factors needed in order to make it really work for you. You can call these factors, the secret sauce. Without focusing on these factors, rea...
025- Identify Your Money Problem & Join Me For The Free MasterClass
December 27, 2017 10:30 - 30 minutes - 36.8 MBNow that Christmas is officially over, how did you do? Did you go over budget or stay within budget or are you afraid to even check? In this week's podcast episode, I'm talking about how to start preparing yourself for next year's holiday season right now and then I dive into how to identify which of the four common money problem(s) you have and how to fix them. Next week on January 4th at 9pm EST, I'm holding a free LIVE MasterClass/Webinar called: How To Have Your Best Financial Year Y...
024- Four Things To Focus on For Major Financial Success in 2018 + A Year-End Update on 2017 Our Saving/Investing Goals
December 20, 2017 10:30 - 36 minutes - 42.1 MBIt’s the perfect time look back and reflect on your finances and do a year-end review. In today's podcast, I'm discussing the 4 things you should set goals around in 2018, which are: Income Expenses Saving/Investing Habits I'm also giving an update on where we ended up with our 2017 Savings/Investing goals. In my 2017 Mid-Year update, back in May we had saved and invested about $53,200. By the end of the year, we ended up saving/investing $84,100 talked about which is about $9,000 ...
023- The Millennial Path To Financial Independence with Gwen & J From The Fire Drill Podcast
December 13, 2017 10:30 - 43 minutes - 30.2 MBMillennials are often mischaracterized as being lazy and wanting things handed to them. I can’t tell you how far from the truth that is, especially when it comes to Gwen & J from the FIRE Drill Podcast who came on the podcast today to talk about pursuing FI and the different aspects of paying off debt and being financially stable. Both bloggers have their own informative and successful blogs that share their specific paths to FI and are set on inspiring others to do the same. I’m also su...
022- How Investing In Yourself & Starting A Business Can Lead To Financial Success w/ Bola From Clever Girl Finance
December 06, 2017 10:30 - 36 minutes - 25.2 MBBola Sokunbi of Clever Girl Finance is on today's podcast sharing how investing in herself and starting her own business led her to the path of Financial Freedom. Bola is a Certified Financial Education Instructor, an expert on everything money and founder/CEO of Clever Girl Finance, a website, and business to help women manage their finances to talk about just that. The talk I had with Bola was very inspiring, especially since I'd one day like to turn Journey To Launch into my full-time ...
021- The 7 Steps To Wealth w/ Hilary Hendershott The Profit Boss + Should You Hire a Certified Financial Planner?
November 29, 2017 10:30 - 39 minutes - 27.7 MBToday’s podcast is an interview with the amazing Hilary Hendershott. Featured in the Wall Street Journal and Forbes, she is a Certified Financial Planner and podcaster who advises women when it comes to managing their finances. It was my pleasure to interview Hilary because I’m a big fan of her podcast, Profit Boss Radio and she really knows her stuff as you’ll be able to hear in the interview. Here are the main topics we talk about in this episode: Hillary’s financial troubles Her p...
020- A Money Chat With My Husband Plus Information About The Budget Boot Camp
November 22, 2017 10:30 - 43 minutes - 52 MBI decided to finally record a podcast with my biggest supporter and the silent partner of Journey To Launch, my husband. Not only will you get to know me a little better because I'm giving you more of a sneak peek into my personal life but it may also help you think of ways to talk to your partner about finances. Here are just some of the things we discuss: His personal relationship with money and what he did and didn't learn from his parents about money growing up How he felt when I ...
019- The Pillars of FI & How You Can Reach Financial Independence w/ Choose FI
November 15, 2017 10:30 - 56 minutes - 39.1 MBWhat is Financial Independence and how can you reach it? Today I sit down with the guys from the Choose FI podcast to talk about the pillars of Financial Independence (FI) and the practical steps you can take to attain this goal. In today's episode with Jonathan & Brad, we talk about the following: The backgrounds of Jonathan & Brad from Choose FI and what prompted them to get off the hamster wheel Jonathan graduating with $168,000 in student loan debt and how he paid it off What FI i...
018- How Couples Can Get On The Same Financial Page, My TV Debut + A Major Announcement
November 08, 2017 10:30 - 52 minutes - 36.6 MBMoney is one of the leading causes of stress and issues in relationships. Whether you are dating or married, getting on the same financial page with your partner is crucial to accomplishing your overall life goals. On today's podcast, I'm talking with Elle Martinez from Couple Money. Couple Money explores how couples can build their finances together and just won Best Family Finance Blog at the 8th Annual Plutus Awards. In today's episode with Elle, we talk about the following: Why Elle s...
017- Turning Journey To Launch Into a Full-time Business, 2017 FinCon Recap + a Giveaway
November 01, 2017 09:30 - 27 minutes - 32.6 MBIn today's solo episode, I'm sharing the lessons I learned from attending FinCon 2017 last week in Dallas. FinCon is the annual conference where all of your favorite personal finance bloggers, podcasters, YouTubers and money nerds get together to learn, share, network and grow their businesses. This was my first year attending FinCon and I couldn't be more happy with my experience. Not only did I get to meet some of my amazing past guests in person but I also got a chance to meet and network...
016- How Single Mom Naseema Paid Off $300,000 in Debt in 2 Years
October 25, 2017 09:30 - 38 minutes - 26.1 MBAs a single mom, Naseema McElroy has a fascinating financial journey story. She went from owning 5 properties to losing it all in the real estate crash to pursuing a career in nursing. Eventually, her nursing degree allowed her to secure a high paying job but she was in tons of debt and still broke. In this interview with Naseema, we discuss how she was able to forge on in the midst of financial hardships, divorce and becoming a single mom. Her drive and resilience allowed her to bounce b...
015- How Justin Retired at 33 Years Old & Lives a $100,000 Lifestyle on a $40,000 Budget
October 18, 2017 09:30 - 51 minutes - 40.8 MBIs early retirement possible with kids? How is it possible to live a $100,000 lifestyle on a $40,000 budget? Through careful saving and planning, Just McCurry from the popular blog rootofgood.com is showing us how he managed to accumulate enough wealth to retire at age 33. What makes Justin's story especially inspiring and relatable is that he was able to do reach Financial Independence even though he had three kids. Now he and his family travel when they please and live a life not confined...
014- From Welfare to Running a 6 Figure Business, How Alanya Created Wealth From The Bottom Up
October 11, 2017 09:30 - 53 minutes - 64.6 MBAnyone can build wealth and anyone can start with nothing and turn it into something. Nothing demonstrates that more than today's guest, Alanya Kolberg, creator of Bottom of Wealth. Alanya went from being on welfare and bankruptcy to teaching herself how to invest and now she runs a 6 figure business helping others build their own wealth from the bottom up. Her fearlessness when it comes to learning and teaching others about investing is inspiring and I can't wait to share her story with y...
013- Goal Setting, Journey Points & Listener Q&A
October 04, 2017 09:30 - 30 minutes - 36.5 MBWe are in the home stretch of 2017. How are you doing with your goals? In this episode, I give you some tips on how to finish out the 4th quarter of the year strong. In order to set goals you can accomplish, you must make them S.M.A.R.T: S- Specific M - Measurable A- Achievable R- Results Focused T- Timely Next, I talk about the different points you can be on when pursuing Financial Freedom. You can either be a Beginner Journeyer, Intermediate Journeyer or Advanced Journeyer. If ...
012- Building Wealth Through Real Estate Investing
September 27, 2017 09:30 - 41 minutes - 51 MBInvesting in real estate can be very risky yet very rewarding. Learn how Kendra Barnes without knowing much, in the beginning, started her fast-growing real estate empire. It all started when she and her husband had an epiphany while playing a board game which inspired them to get serious about building wealth and they haven't looked back since. While buying real estate isn't for everyone (as discussed in last week's podcast episode with Kristy & Bryce), if you do your proper research and...
011- Rejecting Homeownership, Traveling the World & Retiring by 31 Years Old
September 20, 2017 09:30 - 51 minutes - 58.9 MBMeet Krysti Chen & Bryce Leung, two millennials that decided to invest and retire early rather than buy a home in their high cost of living area, Toronto, Canada. They retired from their jobs at the age of 31 years old by working hard, prioritizing their spending and making smart investments and now they are traveling the world and sharing their experience with us. Krysti and Bryce decided to figure out a lifestyle that would work best for them and made their dreams of early retirement co...
010- How Patrice Washington Became America's Money Maven, A True Rags To Riches Story
September 13, 2017 09:30 - 45 minutes - 57.4 MBWhat does someone have to go through to come from nothing, become a millionaire, lose it all, only to gain it back all again? Meet, Patrice Washington, America's Money Maven, best selling author, speaker, and money coach. Patrice is also a regular on the Steve Harvey Morning show as his resident finance expert and has also made appearances on Doctor Oz and other major news outlets where she shares her money expertise and tips. I first met Patrice at Podcast Movement 2017. I was always a f...
009- End Financial Stress Now- Pay Off Debt & Save Money On Any Income
September 06, 2017 09:30 - 55 minutes - 46.1 MBMoney is a leading cause of stress. How you spend and manage your money directly stems from what you think about and how you feel about money. In this episode, I talk to Emily Guy Birken, an accomplished finance writer whose latest book "End Financial Stress Now" walks you through the exact steps on how to achieve the mindset of financial flexibility and improve your financial outlook. Even if you don't feel overly stressed about your money, the concepts explained in this book will help you ...
008- A Step By Step Guide To Pay Off & Stay Out Of Debt
August 30, 2017 09:30 - 23 minutes - 27.2 MBBefore you can begin to truly focus on building wealth, you have to get serious about paying off and staying out of debt. Follow these 8 steps and you will be on your way to debt freedom. Here are some of the things I discuss in this episode: My experience at Podcast Movement from recording my first LIVE interview with Patrice Washington which will be released soon, recording another guest appearance on the award winning Stacking Benjamins podcast and meeting a woman I truly admire in...
007- How To Negotiate a $25,000 Raise, Increase Your Salary & LinkedIn Tips
August 23, 2017 09:30 - 42 minutes - 40.5 MBIncome is the driving force of the wealth formula. If you want to get out of debt, save or invest at an accelerated rate, the fastest way to do it, is through earning more money. Would you like to learn insider HR tips on how to ask for a raise and get paid your worth? Better yet, would you like to hear how one woman negotiated a $25,000 raise? In this week's episode, I talk to Dorianne St Fleur of YourCareerGirl.com. Dorianne is an HR professional, certified business and career coach who...
006- Improve Your Mindset & Stay Focused on Your Financial Journey
August 16, 2017 09:30 - 1 hour - 69 MBTo reach your personal finance goals you have to develop a positive mindset. I talk with Fifi Buchanan of the Divine Hostess blog and the Wonderfully Made podcast. Fifi focuses on a holistic approach to wellness, cooking, and lifestyle improvement. On her podcast, Wonderfully Made, Fifi provides tips on how to live a more balanced and fulfilled life by improving daily habits and pursuing wellness. I first met Fifi on Instagram. I announced that I was launching my podcast and needed support...
005- Becoming a Millionaire on a Teacher's Salary
August 09, 2017 09:30 - 44 minutes - 38.5 MBIs it possible for a millionaire to become a teacher salary? In this episode, I talk with Ed the Millionaire Educator. I first learned about the 457 plan from Ed when he was a guest on another podcast. If you listened to Episode 2, How We Saved $85K, you'll know that I credit access to a 457 plan through my husband's job as one of the ways we were able to maximize our savings last year. It really changed the game for us. In this episode with Ed, we discuss: How he paid off $45,000 and sa...
004- 25 Ways To Improve Your Finances Right Now
August 02, 2017 09:30 - 30 minutes - 36.9 MBGet 25 ways to improve your finances right now. This episode gives you 25 actual steps that you can take today in order to start making strides towards your financial goals. To make the list more manageable, select 2 -4 things you can do per day over the next few days. Some of the tips I discuss are: Download and organize your banking and personal finance apps Set aside time for a “Money Check-in” Improve your financial circle of influence Place more value on experiences, not things ...
003- Investing Your Way To Freedom + Investing Basics w/ Cassandra Cummings
July 26, 2017 01:03 - 55 minutes - 49.5 MBI talk to Cassandra Cummings, president of RC Wealth Management, LLC, a Registered Investment Advisory firm and the Founder of The Stocks & Stilettos Society, an investment community of women. She’s been working for over 10 years to transform financial lives. I first connected with Cassandra on Instagram. She came on my IG LIVE broadcast to leave a positive word of encouragement when it came to starting and running a business. Later on, we connected in a Facebook group we are both members ...
002- How We Saved $85K in 12 Months + How You Can Save More Too
July 26, 2017 00:58 - 32 minutes - 41.1 MBFind out how we saved $85K in 12 months. In this episode you'll learn: How I got over my fear of sharing the actual numbers to the “world” The types of savings and investing accounts we used How budgeting and the 457 Plan changed the game for us and allowed us to invest even more How to create, set up and stick to your own savings goals Other related blog posts mentioned in this episode: How we Saved $85,000 in 12months + Tips on How you Can Save More Too Mid-year Update on...
001- The Intro Episode- Launching You To Financial Freedom, Why I Started The Podcast and More
July 07, 2017 02:16 - 20 minutes - 11.9 MBLearn more about myself and what Journey To Launch is all about. I cover: My backstory, where I grew up and how being raised by a single mom help teach me the value of money at an early age My crazy 3-4 hour driving commute and the mental breakdown that occurred when I was pregnant with my first son and how that made me want to figure out a way to retire early Why I started Journey To Launch & why I started the podcast What you can expect from the podcast, what the show format will be...