Informed Decisions Independent Financial Planning & Money Podcast
309 episodes - English - Latest episode: 28 days ago - ★★★★★ - 3 ratingsTake control of your financial future by joining us on Ireland's Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA).
Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.
Paddy Delaney QFA RPA APA
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Episodes
Podcast #59: "Tell Her To Shove Her AVCs...." [ AVCs - The Facts!]
October 22, 2017 20:48 - 24 minutes - 45.7 MBTwo lads were standing at the bar of a Friday night in October....their kids put to bed, they gather for their monthly 'Fischers Friday' in their local pub! Lad #1: "Hey, they're telling me I should do this AVC pension in work" Lad #2: "Whats an AVC?? Sure do you not have a pension already in work?" Lad #1: "Eh, yeah I do yeah but yer one said I should set up this other one to give me more of a lump sum in 20 years!" Lad #2: "Sure jaysus you could be dead in 2, whats the point in doing ...
Podcast #58: 'Owning' A Baby....The Costs! (Plus Our First 'Hidden Track'!!!)
October 15, 2017 20:32 - 29 minutes - 53.8 MBOK, we were being a bit mischievous in calling it 'owning'.....but if you have one you'll know that the responsibility lies squarely on your shoulders.....so you may as well 'own' the little darling!! We are not just gonna list off the usual baby stuff, as we like to do here we are going to invite you to think about it a little differently! There are stats which say it costs €250k to raise a child. We're gonna bust through that and break it down a bit more practically! Many of our readers ...
Podcast #57: Rebalancing Your Investments.....What is It & Is It Worth Doing??
October 09, 2017 19:31 - 24 minutes - 44.3 MBThis week we take on a subject which, while not that earth-movingly exciting, has gained in popularity over recent years in the investment industry, and that subject is rebalancing. Rebalancing, in the simplest and most honest terms can be described as taking money out of your 'winners' and putting it into your 'losers'! Please bear with us and we'll explain! With lots of lovely head-lines lately talking about Equities at all-time highs and general euphoria about investing.......it might...
Podcast #56: Core Satellite Investment Portfolios......Eh!?
October 01, 2017 13:08 - 20 minutes - 38.3 MBWhile it might sound a little like a project to build the next NASA space-rocket this is a fairly simple investment approach that Irish investors have access to, so strap yourself in! Before we begin may I outline that the word 'satellite' is one of those words that I really struggle how to spell.....for some reason I keep typing it as 'satelitte'.......so this particular blog might take me a while to get done!! Anyway, here we will take on the task of sharing ideas with you keen investors...
Podcast #55: The Impact Of Time On Investments...Tick Tock
September 24, 2017 19:41 - 13 minutes - 25.4 MBIt is the first thing people ask when they hear you work in the space of helping people manage money.....'What should I invest in?'. The only appropriate answer to that question, I believe is along the lines of 'it depends on what your objective is'. This answer usually isn't what they expect, they expect a pitch for a certain share or investment in a German Shopping Centre Fund! The next question that follows will usually be....'How long should I invest for'? That is the question we are h...
Podcast #54: Wait For Armageddon Or Buy A House Now!?
September 17, 2017 13:39 - 23 minutes - 43.5 MBThere are many many people today in Ireland pining for their own home, looking to get onto the property ladder, sick of paying rent or perhaps living with parents or family. There are usually a one or more of the following barriers to them doing so; cannot get a mortgage large enough, cannot find a suitable home in the location they want, or they are waiting for the 'next property crash' before buying. This last barrier is an interesting one, and indeed one which many many people of our ge...
Podcast #53: Lifting The Lid On Fees....& How To Avoid The Sharks!
September 10, 2017 19:30 - 20 minutes - 37.2 MBIt's Showtime! If you swim too close to a shark it'll bite ya! If you have decent savings, investments and pensions you could be in danger of getting bitten too! We're here to help you understand if you are in danger of getting bitten, it's up to you as to whether to stay in that water or not! We are realists here at Informed Decisions and so no matter what you get done; a tap fixed, a wall painted, a tooth pulled, a will administered, a house bought or indeed an investment invested you ...
Podcast #52: The Investment Management Interview...with Will Sparks!
August 31, 2017 19:58 - 56 minutes - 104 MBThanks for tuning in to this weeks' Episode, our 52nd, and Informed Decisions' 1 year anniversary!! We bring you something pretty special, interviewing one of Ireland's brightest talents in regards Investment Management, Will Sparks. Will tells it like it is, so it was a pleasure to have him on the show, and in addition to that he knows how to manage investments....who better to help identify some insights for our listeners! By all means please do visit our small website, and check out...
Podcast #51: Making Sure You Get To New York (Managing Investment Risk!)
August 27, 2017 10:54 - 17 minutes - 32.2 MBHey! In a recent blog we took a look at the big 6 risks which exist when it comes to managing ourselves and our money. We had everything from ostrich risk (sticking our head in the sand!) to longevity risk (living too long!). This time around we are going to focus on practical tools we can apply to our money and savings, in order to ultimately have a more pleasant investment journey, the growth we expect, and the appropriate outcomes......please keep reading! As we try do things slight...
Podcast #50: Is The Best Mortgage Ever....!?
August 21, 2017 19:48 - 15 minutes - 28.2 MBHey all, in this 50th episode of the Informed Decisions Financial Planning Podcast we will aim to share insights on the very best mortgage that you can get here in Ireland; whether you are aiming for your first mortgage or have a collection of them we hope to share ideas which will save you a small fortune over your life-time. We also have a short guest appearance from Seamus & Conn (future Informed Decisioners!!).... All we ask in return is to help us spread the word, share the article wi...
Podcast #49: The Coaching Interview - With Professional Coach Niall English
August 14, 2017 20:22 - 48 minutes - 88.6 MBWe are joined by Professional Coach Niall English, to uncover exactly what coaching is, how it can be of benefit to us in achieving the things we want to achieve. We also take a look at how it might be useful if you find yourself in need of making some changes to your finances. Here at the home of unbiased financial planning in Ireland we like to bring some fresh ideas.....this is our latest! Plus, Niall shares some practical tools we can all use in order to make some real improvements i...
Podcast #48: How ETFs Are Taxed Versus Shares & Retail Investments
August 07, 2017 20:59 - 21 minutes - 39.6 MBHey, welcome to the latest Episode......This week we follow-up on our promise to share with you guys how ETFs are taxed here in Ireland. Like a lot of stuff these days there is a lot of info floating around about this topic, and if any of you have gone looking to get definitive answers it can prove quite tricky. We aim to bring several years of research to you in this episode, to answer most of the common questions that arise (and accept that we will naturally miss some of the less common st...
Podcast #47: The Dangers Of Trivial Pensions......And How To Avoid Them!
July 30, 2017 15:28 - 19 minutes - 36.6 MBWhen It Comes To Pension Planning We Will Get Our Just Deserts: Deserts is apparently the plural of 'desert' which is 'that which one deserves'....honestly I always assumed it was to do with the jelly & ice-cream type of desserts.....but had never given it much thought in fairness! The same is most certainly true of Pensions. It would be hard to put it any more simply than I am about to now; You will only get a lot out if you put a lot in. If you are haphazard about your approach to fundin...
Podcast #46: Why Most Financial Plans Are Absolute Faff!
July 23, 2017 20:09 - 22 minutes - 41.3 MBThe noun Faff has been defined by the Oxford Dictionary as 'A great deal of ineffectual activity'.......most financial plans are absolute faff! So there, I said it! I said it, and the fact of the matter is that it is pretty true. Any plan worth it's salt with regards to pretty much anything will be mostly faff, in hindsight. Bear with me and we'll explain! (You can read the full blog here) We really want to thank Carl Richards for writing the book 'Behavior Gap' which I have re-read (a...
Podcast #45: Investing in Exchange Traded Funds (ETFs)...The Facts
July 16, 2017 20:07 - 23 minutes - 43.1 MBHey, and welcome to another episode of Informed Decisions Financial Planning podcast here in Ireland. If you have ever asked yourself: What are ETFs?...... How Do I invest in ETFs?....... How Do ETFs actually work?..... Are ETFs Risky?..................Then this episode will hopefully give you some useful information. This time around we are taking a look under the bonnet of Exchange Traded Funds (ETFs) in Ireland and determining how they may or may not be something you want to g...
Podcast #44: Noah's ARF.....A Biblical Retirement Fund!
July 09, 2017 17:49 - 23 minutes - 42.7 MBIf you are a new visitor, welcome! Please do pop over here to find out why we exist, what our purpose is and why we are Ireland's first Financial Planning & Money Podcast. Also, if you have any questions or comments we'd love to hear from you, just drop a message to us here. Apparently Noah's Ark was made of 'cypress wood' and was in the region of 500 feet long. It was said to have been quite a boat, large enough to hold 125,000 sheep if those were his orders! Anyone familiar with the sto...
Podcast #43: Breaking The Banks...The Brett King Interview
June 30, 2017 17:58 - 47 minutes - 87.3 MBNeedless to say it is a bit of a coup to have a Fintech Legend that has 9 million monthly listeners to his hit radio show 'Breaking Banks' in New York come on our show! An Australian based in New York, he has taken a circuitous route to being a Global thought-leader in the FinTech World. Paddy invited Brett to share his thoughts on the near future of how we will interact, invest and behave with our money. Ever thought about how our experiences will change when we venture even to our loca...
Podcast #42: PCP Finance...A Drug or A Car Finance Product?!
June 25, 2017 21:26 - 21 minutes - 33.9 MBPCP ('Phencyclidine' - not sure how that is pronounced!) was introduced in the 1950's as an anesthetic but was shelved in the 60's due to it's potentially lethal hallucinogenic effects. It was this hallucinogenic effect that made it so popular with recreational drug users and they have been producing it under the title of 'Angel Dust' since! It's chocka with Ketamine and apparently is the bees-knees if that is your idea of fun! Another PCP, Personal Finance Plans, are on the scene now! Thi...
Podcast #41: Interview with Stephen Browne - CashFlow Forecasting Tools
June 19, 2017 20:00 - 43 minutes - 68.9 MBWelcome to Episode #41 of the Informed Decisions Financial Planning Podcast, still the only dedicated resource here in Ireland. In this episode Paddy speaks with Stephen Browne, who is owner and distributor of Voyant here in Ireland. There are several providers of this type of software for Financial Advisors and Planners, such as Truth, however Voyant is a leading player in the Financial Planning/ Financial Forecasting Software industry. Stephen shares insights with listeners on what is ...
Podcast #40: What is The Difference Between Volatility And Risk in Investing??
June 11, 2017 20:36 - 19 minutes - 31.4 MBLast week we explored what will happen when the next crash comes......and importantly how we will react. It is the volatility of things which causes us to react, not the risk! Volatility is not risk, risk is not volatility. I'm not trying to be profound (it's not one of my strengths!). In today's world the two are thrown together, interchanged in conversations, media and advertising, yet they are 2 completely different things. It's sort of like interchanging chalk and cheese in conversatio...
Podcast #39: The Crash is Coming........What Will You Do!?
June 06, 2017 14:48 - 21 minutes - 34.4 MBRegular readers & listeners will by now know that Informed Decisions isn't in the space of trying to predict the markets, we leave that to the fortune-tellers of this world! We don't see any benefit in dissecting the daily news-feed and trying to interpret what that means for our investments, pensions, property prices etc. Nobody can do that with any degree of accuracy. Also, what difference does it make if the price of something which you intend holding for 10, 20, 30 or 40 years fluctuat...
Podcast #38: The Problem With Bloody Life Cover!
May 28, 2017 09:02 - 25 minutes - 40.2 MBWe were humbled to have been contacted by the Irish Times a few weeks ago and asked for our opinion on life cover for an article by journalist Eithne Dunne, published in the Sunday Times on 21st May. We wholeheartedly gave our 'tuppence-worth' on some of the things we believe are important to consider when selecting Life Cover for yourself. However it also dawned on me how big a problem exists with regards Life Cover, so we are out to quash that problem right here and right now.........in...
Podcast #37: The Emerging Science of Positive Psychology with Dr. Jolanta Burke
May 19, 2017 16:07 - 45 minutes - 105 MBMany of us have heard of psychology, many of us have heard of positivity, yet not many of us have heard of Positive Psychology, which is an emerging science in and of itself. That's why we are bringing it to you, and looking at how we can utilise it in managing our finances. In this episode we are delighted to host Dr. Jolanta Burke, a Doctor of Positive Psychology, a visiting Professor in Trinity College's School of Psychology, and a Senior Lecturer in School of Psychology, University of ...
Podcast #36: Is It Profitable Being a Landlord?
May 14, 2017 19:01 - 30 minutes - 70.8 MBApparently 66% of the 70,000 'landlords' in Ireland own 1 investment property. Surely you don't want to look a gift horse in the mouth, you want to be one of these? "Sure property prices are climbing, you'd be mad not to own at least one investment property". You buy the place and rent it out so that someone else can pay the mortgage for you, job done! Right?! Seems not long ago when this was the regular 'pub talk', however it is over 10 years ago now, and that talk is coming back (to a de...
Podcast #35: Teaching Our 'Kids' About Money
May 08, 2017 20:08 - 22 minutes - 52.5 MBWe all know that money is not the be all and end all.....most of us appreciate that there is more to life and more to being a decent human. We might also recognise that living a fulfilled life is not about having full bank accounts, but it sure does help to have sufficient money to make your own decisions and live the life you want! As parents we are naturally wired to try and create positive futures for our children, that probably why we care so much, right!? As part of that for some pare...
Podcast #34: Help, My Defined Benefit Pension Scheme is Closing!
May 01, 2017 12:08 - 24 minutes - 55.2 MBHi All, Why Is My Defined Benefit Scheme Closing? What Should I Do About My Defined Benefit Scheme Closing? What Income Will I Now Have in Retirement? In this episode we empathise whole-heartedly, then delve and explore the options available to the many many thousands of employees who have 'lost' their Defined Benefit Pension Schemes in recent times. We go about answering the above questions. All is not lost! Most 'normal people' out there (with the exception of financial nerds & i...
Podcast #33: The 6 Big Risks & What To Do About Them....USA Style!
April 23, 2017 17:34 - 23 minutes - 53 MBRisk. The Oxford Dictionary defines risk as 'the possibility of something unpleasant or unwelcoming happening'! It is therefore not a word which most of us are that much inclined towards. There are many forms of risk which many of us don't really think of until it happens! In this episode we will unearth these risks, and indeed share ideas on what one can do to manage them (if possible!). On a related but separate note we are delighted to tell you that we have written & launched our firs...
Podcast #31: All About Income Tax & What We Can Do About It
April 10, 2017 20:05 - 27 minutes - 64 MBWelcome to Episode 31 of The Informed Decisions Financial Planning Podcast. This Podcast Episode took all of my efforts, Tax is not a subject I especially enjoy but you are worth it! In this episode we explore how Income Tax works, what other tax is generally taken at source, and how to manage the levels of tax we pay. when we approach out Financial Planning in Ireland it can be so important to ensure we are paying the right amounts, and no more! You can check out the full written vers...
Podcast #30: Why You Don't Need Financial Advice.....You Need This!
March 31, 2017 21:18 - 19 minutes - 44 MBWelcome to Episode 30 of The Informed Decisions Financial Planning Podcast. In this episode I am going to open the can on Financial Advice full stop! I am going to outline why you don't need any initially, and how you can help yourself. For the past 2 weeks our Podcast featured Dr. Daniel Crosby and discussed how we can enable ourselves to make more informed money decisions. One of his key principles was that 'we cant do this alone'. In this he outlined that all the research goes to supp...
Podcast #29: Behavioural Finance (Part 2) with Dr. Daniel Crosby (& Our Annual Survey Results!)
March 27, 2017 20:57 - 34 minutes - 80 MBWelcome to the latest Podcast in Ireland's only dedicated resource on Financial Planning for millennials. In this episode we bring you Part 2 of the Dr. Daniel Crosby Interview (New York Times Best-Seller might I add!) as well as the results of our Annual Listener Survey. I promise to be as concise as is feasible! If you are a new visitor to Informed Decisions, have a quick look over here to find out what we are all about and why this blog & podcast exists in Ireland. If not, welcome back!...
Podcast #28: New York Times Best Seller- Dr. Daniel Crosby on 'The Laws of Wealth' (Part1)
March 15, 2017 22:44 - 31 minutes - 71.2 MBIt is not too often that we get to speak to a New Your Times Best Seller, so we are so chuffed to speak to Dr. Daniel Crosby, a specialist in Behavioural Finance. If this term is new to you then you are in for a treat. If you are familiar with it you are also in for a treat! Join Paddy on Part 1 of this special interview to learn his fully researched strategies for managing your financial decisions for maximum results. If you have not then you really need to join our exclusive mailing li...
Podcast #27: Saving For My Kids Education in Ireland...Part 2 (Not Just For Parents!)
March 13, 2017 21:42 - 29 minutes - 68.2 MBIn this episode Paddy follows up on last week's show and shares the main ways of saving for education. Importantly it will highlight the main pros and cons of each and give you a sense of realistic growth expectations from each. If you would like to see the blog version of this episode you can get it here. If you are a new visitor to Informed Decisions, have a quick look over here to find out what we are all about. As always, you can check out our other episodes in Ireland's only dedicated...
Podcast #26: Saving For My Children's Education? Part 1 of 2 (Not Just For Parents!)
March 04, 2017 21:40 - 21 minutes - 50.3 MBIn this episode Paddy shares the main costs of education so you can begin planning, but importantly will open your eyes as to 'how' to achieve the fund necessary to cover such costs! In Part 1 we share illustrations to show you what is involved in getting to your goal. Part 2 (next week) will delve into the pro's and con's of the different products and avenues available. If you would like to see the blog version of this episode you can get it here. If you are a new visitor to Informed ...
Podcast #25: How To Destroy That Credit Card Balance, Quickly!
February 27, 2017 12:05 - 23 minutes - 54.8 MBHi, Welcome Back! It was in my 'schedule of topics to blog about' and it seems it is timely as in the past 3 weeks only I have been asked about the above topic on 3 different occasions. In addition to that my present wife & I have just returned from a weekend city break to UK, and there is no doubt that flashing the oul' Credit Card around the place is an easy pit to fall into, hence the reason I don't currently operate a Credit Card (& hence why I use the term present wife!!). The 3 p...
Podcast #24: We Need You! Have Your Say & I'll Donate €200 To Irish Cancer Society.....(The Informed Decisions Annual Survey)
February 20, 2017 18:10 - 16 minutes - 38.5 MBHi All, This week we are sharing something a little 'off topic'! I have been looking for an opportunity to donate this year, so for every completed Informed Decisions Survey in the next 6 days I will donate €1 to Irish Cancer Society. Given that I am doing all 'this' at no monetary gain I need to cap this at €200, so please help me get to that mark.....share it like there's no tomorrow! Six months after the very first Informed Decisions Podcast it probably is a good idea to check-in wi...
Podcast #23: I'm In My Mid-30's & You Say I Need A Will??
February 13, 2017 10:25 - 15 minutes - 34.9 MBHi, Firstly, thanks for joining us! If you are a new visitor to Informed Decisions, have a quick look over here to find out what we are all about. If not, welcome back to Ireland's only dedicated Personal Finance & Financial Planning Podcast! Everyone has been told to do one, but 'why & how' needs to be answered first! Join Paddy as he demystifies the topic in this 16 minute audio show.... Thanks for sharing and spreading the love, the message is getting out there. Thank You. If you ...
Podcast #22: WeSavvy CEO & Founder Hesus Inoma & The Future of Our Insurances
February 03, 2017 22:44 - 30 minutes - 70.1 MBHi, A pretty influential insurance 'evangelist', Hesus Inoma is founder & CEO of WeSavvy, a Dublin-based start-up in the process of reshaping how we engage and manage our insurances. If you have ever gotten a Health, Home or Motor Insurance renewal letter in the post or via email you will know it is not always the most rewarding experience! WeSavvy is working to forge the future of how consumers interact with their Insurances, get rewarded and essentially earn cash-back by living healt...
Podcast #21: How Much Is My Car Costing Me, Really??
January 29, 2017 21:06 - 22 minutes - 51.4 MBHi, and thanks for popping in to listen to this weeks' Episode, which promises to be an interesting one for anyone who owns a car (so that represents the vast majority of us!). If you are new here please do check out this page, which will tell you a little about why this project exists and what it's aiming to do for you. Episode 21 is here: ################################# While some would argue that the cost of running a car hardly qualifies as a Financial Planning topic, I would beg t...
Podcast #20: What is Income Protection & Should I Bother??
January 23, 2017 22:33 - 25 minutes - 58.2 MBHi again dear listener! If you are new here, welcome! This is a great place to begin the journey if you are a new visitor. This is the 2nd in our 'financial foundations' series, and will further explain one of the many protection options available to us all in today's market. For the first in this series we looked at the ins and outs of specified illness cover. Click here to listen. Income Protection, also known in some quarters as Income Continuance, Income Insurance, Income Cover ...
Podcast #19- What is Specified Illness Cover, And Should I Bother?
January 17, 2017 08:08 - 25 minutes - 57.8 MBHi, Welcome to Informed Decisions Podcast #19! Thanks for continuing to listen and learn about critical aspect of Personal Finance & Financial Planning. Specified Illness has been getting the 'Joe Duffy Treatment' for years, lets see if it is deserves it! PODCAST HERE: If you are new here, welcome! This is a great place to begin the journey if you are a new visitor. Any (decent) builder would tell you that in order to build the house of your dreams, you need to put in p...
Podcast #18: Clear My Mortgage Early or Invest For My Future
January 09, 2017 22:16 - 28 minutes - 64.5 MBHi All, Thanks for visiting the Informed Decisions Blog. The last few Blogs have been focused on informing you on how you can access money from your Pensions, both Personal Pensions and Employer Company Pension Schemes, when that time comes. If you are a new visitor you can check these out here and here! For many of us I am conscious that the single biggest financial mountain to climb is one's mortgage. This can often lead, and I'm sure has done for some of you, to the question; "...
Podcast #17: How Can I Access My Pension Money, Part 2....Cakified!
January 03, 2017 12:38 - 21 minutes - 49.6 MBHappy New Year! It's Officially 2017, and I genuinely wish you every success in whatever you are aiming for in the coming year. How can I take my Pension? The first part of the answer to this question was launched last week (click here), and this week we tackle the second part to this, getting our money from pensions we have 'through work', most often known as company schemes or occupational pension schemes. So, how do I get my money from my company pension you might ask, we here we go, an...
Podcast #16: How Can I Access My Pension Money?.......Cakified!
December 27, 2016 18:31 - 22 minutes - 51.9 MBHey, We are almost at the very end of 2016, much like all the years before it there was lots happening for everyone. If you had plans for the year you probably have reviewed them and identified what you want out of 2017. Or perhaps you didn't have plans, which probably accounts for many of us. Stephen Covey coined the phrase 'begin with the end in mind', meaning we should focus on the end goal of whatever it is were are doing, this will keep us on track, accountable, moving forward, and ...
Podcast #15: When Can I Retire?..............Great Question!
December 19, 2016 09:45 - 19 minutes - 44.3 MBHey! If you have ever wondered about any of the following: What age can I get the State Pension? When can I access my other Pension Funds? How much will the State Pension Provide me with? If your answer to any of these is 'yes' then this episode is right up your alley! Next week we will look into how one goes about getting one's money from a pension, but that's for another day! Hopeful that this is an informative episode for you. Thanks for listening and sharing. Paddy (QFA...
Podcast #14: First Time Buyers & Existing Mortgage Holders....Take Control!
December 12, 2016 06:18 - 20 minutes - 32.6 MBHi, Whether you are a first time buyer or are an existing mortgage holder Paddy Delaney (QFA, RPA, BBS) shares some useful information on how to take control of your mortgage, and the benefits of doing so. A recent survey suggests that a large portion of us millennials don't care about the future, merely about the 'now'! Indeed we can often be in a rush to secure our mortgage that we take an eye off the terms we agree to, and we then forget all about it and get on with our lives. How...
Podcast #13: The 7 Powerful Tax Reliefs & Allowances You Should Be Claiming!
December 05, 2016 12:02 - 23 minutes - 37.3 MBHi All, Thanks for tuning in again, this time to Episode 14. Paddy Delaney (QFA, RPA, APA, BBS) outlines the top 7 reliefs, allowances and benefits to claim your full tax benefit, and get the money you are due into your bank account! Below are some links to further useful information.......enjoy! Paddy Delaney. Your Personal Finance Informer! www.informeddecisions.ie contains all the links to all personal finance blogs and podcasts to date, so please do check it out. Here's a lin...
Podcast #12: What is The Best Type of Life Cover For Me??..........Who Knows!
November 27, 2016 21:35 - 19 minutes - 26.5 MBHi There! Life Cover, Life Insurance, Life Assurance......call it what you will, the fact is that there are many ways we can put this in place, and many different types of cover to choose from. Which is the best Life Cover for me? In this episode Paddy shares information regarding the most common types of cover available, and some of the key differences between them, to enable you make an informed decision on your Life Cover and Family Protection. You can sign up for weekly email from ...
Podcast #11: Asset Class Basics & Diversifying Your Investments & Savings
November 18, 2016 23:54 - 20 minutes - 28.2 MBHi there! Investments can be ferociously complex things, and made even more complex by some, for their benefit and not yours! This episode of the Informed Decisions Personal Finance podcast shares some basic insights to the 5 main Asset Classes, giving you a working understanding of what they each are and what sort of volatility they each tend to carry. Valuable listening whether you are a newcomer to the world of savings, investing or pension planning in Ireland, or are a seasoned reg...
Cohabiting Couples in Ireland.......Avoid a Shocking Big Tax Bill
November 13, 2016 17:41 - 12 minutes - 18.3 MBHi Guys, Thanks for tuning in to Episode 11 of the Informed Decisions Podcast. In this episode we will share with you one of the largest and most unknown potential tax that cohabiting couples can be faced with, and a few pointers on your options to help ensure it's never an issue for you. Please continue to share on social media and spread the word, our listener numbers are increasing every month, meaning we are getting this info out to the millennials of Ireland, who seemingly want ...
Episode#10 - Successful Investing - Key Considerations
November 05, 2016 00:14 - 20 minutes - 31.4 MBHi, Thanks for tuning in again! In previous episodes we have discussed the basics of emergency funding, clearing debts and having awareness of where our money goes. Assuming that you have those things in order (or on the way to being in order!) here is a useful podcast episode sharing the key things to consider before you invest for the medium or long term. While we will delve into 'asset allocation' in more detail, this episode is an introduction to the 4 key things to consider when d...