Home Ownership Decoded

Ep. 21 - The REAL Relationship Between FSBOs and Realtors.

June 07, 2019 10:00 - 19 minutes - 9.12 MB

I had a hard time with this title. Why? Because the reality is that the relationship SUCKS. Realtors, real estate agents, agents, brokers blah blah blah what ever we call ourselves has trained the public and FSBOs in particular to not trust and dislike us. House salesmen. ICK Like a car salesman that no one likes we have now become that. To that level. WHY? How can we fix it? How can we work together? And can FSBOs really work and put us out of a job? Let's talk about it! If you ha...

Ep. 20 - Pricing and Why it is so Important!

May 31, 2019 10:00 - 16 minutes - 7.44 MB

Here we are at episode 20!!! Chatting all about pricing. why it's important to get the price right! (no pun intended) There are a lot of domino effects that happen when pricing is wrong. Stale listings, loss of an opportunity in seasons and buyers, assumption that there is something wrong with the property, and assumption that the seller is difficult to work with. Lets chat about it! If you have a question that you would like to have answered on future episodes please submit them to...

Ep 19 - Simple Things You Can do to Prep your Home & Family to Sell EARLY.

May 24, 2019 11:00 - 16 minutes - 7.39 MB

Prepping to sell? There are a few things that you can do to prep your home and family to sell. Before you even meet with a Realtor or start interviewing Realtors, these are the few steps: Declutter and get rid of things...yeah I am talking to you! Smells. YUCK or YUCK...Ill explain. Valuables or weapons they just shouldn't be out. Making a family "bug out plan". Ill explain on this episode what all of these mean but its essential to making you ready to sell! If you have a question th...

Ep.18 - Where is the BALANCE When Listing AND Buying?

May 17, 2019 10:00 - 15 minutes - 7.12 MB

As a first time home SELLER there are a lot things things that you have to think about...and the main one is the balance between listing AND buying. In this scenario you will have to wear a few different hats and the stress levels will, most likely be higher! In order to buy your new home you have to sell the old one. When do you list? When do you start looking? When do you start talking to your people? (lender and realtor) HOW DO YOU FIND THE BALANCE? We talk about all of those things in...

Ep. 17 - Getting into the Mindset of a Seller and Setting Expectations

May 10, 2019 10:00 - 19 minutes - 9 MB

YAY WE ARE TALKING ABOUT SELLING! Super excited to get to this point in the podcast and THANK you for coming along the journey! We are talking about getting into the right mindset of a seller and what those expectations are. Now everyone is different. This I know. BUT I feel as though buying and selling require two different kinds of mindsets. They can both be emotional but in different ways. There is a lot of money involved...going to different places. There are other factors and piec...

Ep. 16 - SO We bought the House...Now What?

May 03, 2019 11:00 - 17 minutes - 8.01 MB

So I know we have talk talk talked about buying a home and the process it takes. Well I have talk talk talked and you have listened. But you finally sign you life away and now you own a house! IT'S SO EXCITING! But now what? There are a few things that I think you should keep in mind before completely moving in and making the house 100% yours. From paint colors to smashing down walls, to the life and maintenance of your appliances to the life of you yard. Guys, there is a lot. And SO of...

Ep. 15 - Let's Recap the WHOLE Buying Process

April 26, 2019 10:00 - 15 minutes - 7.17 MB

We have covered so much in the past 14 episodes. So lets do a little recap. From Pre-Approval to the Closing Table we have discussing all that can happen when looking to purchase your first home. Things happen, and to be honest, deals fall apart. Thats OKAY! It's okay but you are prepared! You listened to this podcast!!! But in all seriousness, this process can be stressful and exhausting but in the end it is so worth it because YOU OWN A HOME! If you have a question that you would li...

Ep. 14 - Let's Talk About Schools and Realtors

April 19, 2019 11:00 - 12 minutes - 5.67 MB

Did you know there are things that a Realtor can and CANNOT say about schools? I mean let's face it, a lot of people purchase their first home with schools in mind. And who better to ask than the Realtor you know and trust? WELP... We legally CANNOT give our opinion on them. In this episode we talk about why and some of the other things that we TRULY cannot talk about with you as a client. The key is to do your research first and give YOUR search criteria to your agent. We are objective pe...

Ep. 13 - What EXACTLY Can Be Negotiated When Buying a Home?

April 12, 2019 11:00 - 18 minutes - 8.34 MB

When purchasing a home it is not ALL about the purchase price! Sure everyone wants a good deal and the best bargain for TOP NOTCH quality but at the end of the day there are other ways to come out of negotiations with a win. From last week talking about closing costs and to this week how they can be negotiated into the contract to save you cash up front episodes 12 and 13 play into one another. Contracts are long and full of legal jargon so make sure you understand what you are signing an...

Ep. 12 - What the HECK are Closing Costs?

April 05, 2019 11:00 - 15 minutes - 7.27 MB

When you close on the house you might think that you sign a piece of paper and get the keys. Well that is not the case. There are LOTS of papers and more fees. On this episode we talk about those fees and what they mean, why you pay them, and how it all balances out. Trust me I know that it is not the most FUN episode BUT the more you know the less that things can surprise you. And from my experience, surprise expenses at the closing table is the worst place to have them. Closing should b...

Ep. 11 - Is a Condo/Townhouse or Single Family Home BEST For Me?

March 29, 2019 11:00 - 20 minutes - 9.55 MB

As you are thinking about purchasing your new home you want to remember that you have options! Whether it is a Condo, Townhouse, or single family home each have pros and cons that may or may not work for what you are looking for. On this episode we are discussing each option and how they could be a good fit :) If you have a question that you would like to have answered on future episodes please submit them to [email protected] and don't forget to screenshot and share to Instagram and ta...

Ep. 10 - Should I Buy the Forever Home or Right Now Home?

March 22, 2019 11:00 - 13 minutes - 6.43 MB

On this episode we talk about purchasing with the right mindset. Should you as a fist time home buyer purchase a home for the long term future or for what you have going on right now? I am a firm believer in purchasing a home, as a first time home buyer, for the right now or the soon to be future. You should purchase a place that makes the most sense for your family/pet status right now rather than a house that you will need 10 years to grow into. Life throws curve balls and when it come...

Ep. 9 - Can You Really "Push Button Get Mortgage"? With Jason Frazier

March 14, 2019 17:00 - 51 minutes - 23.7 MB

On today's episode we talk, in depth, about Quicken Loans and Rocket Mortgage. I felt like this was a great time to have a guest speaker on the show because my opinion and experience is just that. Mine. I wanted to bring someone on that can speak to YOU, the consumers, from the loan/mortgage side. And there is no one better than Jason Frazier. Frazier has an extensive background in the mortgage business by way of growing up with the family business being a mortgage company. Now a days you ...

Ep. 8 - Why do I need to PAY for an INSPECTION?

March 08, 2019 12:00 - 19 minutes - 8.99 MB

An Inspection when buying a home is the best safe guard you will ever spend money on. (Spoiler alert) You absolutely want to get a good set of eyes on the property to make sure everything in the house is good.The most gorgeous home can have problems. There is so much that we do see when walking through the home. Foundation Attic Roof Plumbing Appliances The inspector makes sure that your Home is worth purchasing. If you have a question that you would like to have answered on future episo...

Ep. 7 - Where are my RENTERS at?

March 01, 2019 12:00 - 14 minutes - 6.72 MB

This episode is all about RENTERS and why they rent, if they should continue to rent or if they should purchase. Purchasing a home is not for everyone but I want to be clear that if you would like to purchase but don't think you can...YOU CAN! I am here to tell you that if you plan correctly and take the right steps you ABSOLUTELY can! If you want to rent forever...THAT'S GREAT! Housing is not a one size fits all, and we as real estate professionals need to figure out what you want and ho...

Ep. 6 - Open Houses...Why SO Awkward?

February 22, 2019 13:00 - 16 minutes - 7.67 MB

Everyone knows what an Open House is and why we do them but lets talk about how awkward they are OR can be! I am not sure if we as Realtors have poisoned the water or if buyers are not sure what is expected of them when they go to them but its weird guys. On this episode we talk about the 3 different scenarios that happen: People that are working with a realtor. Noisy Neighbors. Buyers that are not working with a Realtor. No need for weird conversations moving forward. NONE AT ALL! :) If...

Ep. 5 - What EXACTLY is the role of a Realtor?

February 15, 2019 13:00 - 12 minutes - 5.73 MB

We all know that Realtors are the key holders and can open doors but did you know that the expectations for them is SO much more than that? In my opinion a Realtor is the go to person throughout the transaction and the match maker for all of the relationships that are built during the process. Disclaimer : This is my idea of what the experience should look like. This is how I do business. My business is based on building relationships. When you start something...you finish it. If that is n...

Ep. 4 - How is HGTV Different Than Reality?

February 08, 2019 13:00 - 12 minutes - 5.65 MB

Well I could go on all day long with this topic. You know when you are watching House Hunters or Fixer Upper and they only see three houses? AND THEY PICK ON THAT DAY? Myth. Lies. That's not how it really works. Sometimes it takes a long time to find a REALISTIC option from your budget. There is also the dynamic of those that are involved with the purchase. Married couples, parents and children. Everyone has a different opinion on whats important. Sometimes it is hard to navigate those s...

Ep. 2 - So I am Pre-Approved...NOW WHAT?

February 01, 2019 06:00 - 9 minutes - 4.48 MB

This episode is all about what happens now that you have a preapproval... you are pre-approved for X amount of dollars...NOW LETS START LOOKING AT HOUSES! Yes of course, but first things first. We need to discuss your MONTHLY budget. This pre-approval means how much you can spend or how much then lender will loan you but do you know what that looks like as a monthly payment? Where is the sweet spot in your budget that matches you monthly comfortable spending limit? If you have a question ...

Ep. 3 - How Much Do I NEED For a Down Payment?

February 01, 2019 06:00 - 10 minutes - 4.88 MB

On this episode we will be discussing down payments, how much is needed, and BIG falsehood that first time home buyers think is the NECESSARY amount. We all look to our elders to find some wisdom in big life decisions...for a good reason. They have done it! But believe me when I say that things change as times change and the same goes for the real estate industry. There are new programs to help first time home buyers out. If you have a question that you would like to have answered on futu...

Ep. 1 - When Do I Start Looking and Get the Ball Rolling?

February 01, 2019 05:00 - 9 minutes - 4.54 MB

Welcome to the Home Ownership Decoded Podcast! I am very excited to have started the journey because it is something I am truly passionate about. There are far too many Millennials and New Home Buyers out there that have no idea where to start when it comes to buying a home...and this will change that! This podcast is all about getting into home ownership without breaking a sweat. It decodes all the myths and falsehoods we see in mass media and old habits from previous generations. This fi...

Home Ownership Decoded

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