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Get Total Wealth Dot Com Podcast

260 episodes - English - Latest episode: almost 3 years ago - ★★★★★ - 23 ratings

The Get Total Wealth dot com radio show is about much more than just using real estate to make more money. Real wealth includes all the parts of a balanced life: fitness, family, romance, charity, fun, travel and of course, money. Host, Steve Davis, started with bad credit and no money and ended up invested in over 4000 single-family and apartment units. He did this while maintaining above average fitness, a 33-year marriage, raising two outstanding children and simply living life to the fullest. He will show you how you can do this too using real estate to build passive streams of income.Steve and his team of mentors, who will be his guests on the show from time to time, have over 50 years of experience teaching people how to achieve their dreams through investing in real estate. Their one on one mentoring and consulting is second to none.

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Episodes

Ep. 150 - Defeat Delusion with Measurements

October 20, 2020 17:00 - 46 minutes - 31.7 MB

Welcome back to the show listeners! Today's topic is delusion. There are a whole host of delusions that we live under everyday and it can get overwhelming if you start to dive into them too deep, too fast. Well, Steve is taking that plunge with you but not so that he can overwhelm you. He talks about the many delusions but he also provides one of the best answers to counter delusions that can be found: Measurements. Listen in! Thank you as always for being a listener to our show. Pleas...

Ep. 149 - Don't You Want It To Be Your Fault?

October 15, 2020 21:00 - 45 minutes - 31.5 MB

Hi everyone and thank you for listening to our show! Today Steve is starting off harsh but in the hopes that it jogs you out of complacency. Have you ever blamed someone or something for the circumstances that you find yourself in? Since that time, have you been able to stop blaming outside forces on your circumstances or is it just too darn convenient? Steve proposes a crazy idea in today's show. Maybe...just maybe...you want all of these things to start being your fault. What? Really...

Ep. 148 - Find, Analyze and Correct (If Needed) Your Beliefs

October 14, 2020 21:00 - 45 minutes - 31.3 MB

Welcome back to the podcast listeners. As always we are extremely glad you are spending your time with us! Today Steve is talking about belief systems.  Everyone has one or more and they are foundational to who you are and to what you will be willing to accomplish.  So do you know what systems you have?  Listen in to the show and find out why it is important to identify them, break them down in to the component parts and then correct them, if needed, to make sure that you are going to be abl...

Ep. 148 - Find, Analyze and Correct (If Needed) Your Beliefs

October 14, 2020 21:00 - 45 minutes - 31.3 MB

Welcome back to the podcast listeners. As always we are extremely glad you are spending your time with us! Today Steve is talking about belief systems. Everyone has one or more and they are foundational to who you are and to what you will be willing to accomplish. So do you know what systems you have? Listen in to the show and find out why it is important to identify them, break them down in to the component parts and then correct them, if needed, to make sure that you are going to be abl...

Ep. 147 - You CAN Get Rich Quick, Will You?

October 09, 2020 23:00 - 47 minutes - 32.6 MB

Welcome back to the show listeners! We are so glad to have you here with us on this lovely Friday afternoon and we hope that you work-week treated you well and that you treat your weekend like the golden opportunity that it truly is. today Steve covers several topics but the one we wanted to focus on to grab your attention is the debunking of that age old myth "you can't get rich quick". Its an interesting phrase isn't it? Especially when you see millionaires popping up all over the place ...

Ep. 146 - Courage and Property Locating

October 08, 2020 22:00 - 46 minutes - 32 MB

Welcome back to the show listeners! Today Steve is taking on two topics but really they are more related than you would think. right out of the gate is courage. It takes all kinds of courage to exist in the world but it takes dedicated and intentional courage to make the moves necessary to change you life. After the talk on courage it is time to talk property locating! Steve pulls the curtain back on how he was able to locate all of the property that helped him break out of the corporate ...

Ep. 145 - The 6 Financial IQs

October 07, 2020 21:00 - 45 minutes - 31.2 MB

Welcome back to the show listeners! Today Steve is breaking in new material (new for him) and it is all about being financially smart! Ever on the search for new thoughts, ideas and material to help him grow, your host has come across the concept of the Financial IQ (thank you Robert Kiyosaki). You might think that there are only two (the rich and the poor) but there are actually six! Tune in and start this journey with Steve. Which financial IQ do you think you'll be? Thank you very mu...

Ep. 144 - Changing Your Expectations w/ Robert Martinez of Rockstar Capital

October 06, 2020 21:00 - 45 minutes - 31.2 MB

Hello listeners! Today Steve is joined by Robert Martinez of Rockstar Capital and they are discussing expectations. The expectations that you might have had growing up, the expectations that might have been forced on you and the expectations that you need to have to fully realize your financial goals. What are you expecting to be like when you get to your goals and how could you change those expectations to be something more? Listen in to the show and get ready to want to change everything...

Ep. 143 - A Thinker, A Monkey and A Monster

October 06, 2020 00:00 - 45 minutes - 31.2 MB

Hello listeners and welcome back to the show. Steve is back to talking about procrastination again. This time he is focusing on the three main characters that we all have in us that come forward when we are working towards our goals. There is a thinker, a monkey and a monster. The question is this: Which of them is your friend? Remember that all emails sent to [email protected] are seen, read and answered by your host Stephen Davis. Steve loves getting your emails and is look...

Ep. 142 - The 8 Reasons We Chose Real Estate

October 01, 2020 21:00 - 46 minutes - 31.7 MB

Welcome back to the show listeners! IF you are new to the show or you would like a refresher on the core values of Real Wealth Academy, then this is the show for you. Today Steve is going back to the very basic concept of why. Why do we, at Real Wealth Academy, choose to invest in real estate above all other investment vehicles? Well there are 8 reasons and that is what Steve is talking about today. This show isn't just for new listeners though - it is for everyone! Have a question or co...

Ep. 141 - Taking a Look at Procrastination

September 30, 2020 21:00 - 45 minutes - 31.2 MB

Welcome back to the show listeners! Today's subject has NOT been put off for week or more. Steve had the idea and fought the urge to wait and do something else and is talking to you about procrastination. Everyone has fallen prey to the "procrastination monkey" before and then been attacked by the less glamorous "panic monster"when a deadline has approached. Don't put this show off for another day listeners, these are things you need to hear. Thank you so much for being a listener to ou...

Ep. 141 - Taking a Look at Procrastination

September 30, 2020 21:00 - 45 minutes - 31.2 MB

Welcome back to the show listeners!  Today's subject has NOT been put off for week or more.  Steve had the idea and fought the urge to wait and do something else and is talking to you about procrastination.  Everyone has fallen prey to the "procrastination monkey" before and then been attacked by the less glamorous "panic monster"when a deadline has approached.  Don't put this show off for another day listeners, these are things you need to hear. Thank you so much for being a listener to ou...

Ep. 140 - Crossing the Business Minefield

September 29, 2020 21:00 - 36 minutes - 25.2 MB

Hello listeners and welcome back to the show. There were some mishaps getting the show off the ground today but Steve pushed through and was able to record 3/4 of the show! Today he is talking about landmines. What? Did this turn into a history podcast all of the sudden? Nope, we are still talking about investing in real estate and creating streams of passive income. The landmines we are talking about are the ones that come with all forms of business and if you are not aware of the mine...

Ep. 140 - Crossing the Business Minefield

September 29, 2020 21:00 - 36 minutes - 25.2 MB

Hello listeners and welcome back to the show.  There were some mishaps getting the show off the ground today but Steve pushed through and was able to record 3/4 of the show!  Today he is talking about landmines. What?  Did this turn into a history podcast all of the sudden?  Nope, we are still talking about investing in real estate and creating streams of passive income.  The landmines we are talking about are the ones that come with all forms of business and if you are not aware of the mine...

Ep. 139 - What is Your Business Plan?

September 25, 2020 21:00 - 47 minutes - 32.4 MB

Welcome to the end of the regular work week listeners! Now that you are done working on someone else's business plan are you ready to starting working on your own? It is important to know that you need to be focusing on your own plan even more so than you are working on your company's or your bosses business plan. Take a listen to Steve today and see if you are heading in the right planned direction or if you are walking down the road that someone else has planned for themselves. Remembe...

Ep. 138 - 10 Ways to Ignore Naysayers

September 24, 2020 21:00 - 45 minutes - 31.2 MB

Welcome back to the show listeners. Today Steve is taking a page out of former California Governor and movie star Arnold Swarzenegger. What can you, our listeners learn from the blockbusting move star? How about learning the best ways to ignore the detractors in your life. As someone who has been breaking sterotypes and molds his entire life, Governor Swarzenegger is someone Steve looks up to and respects a great deal. Listen in to these 10 tips and you will definitely see the Terminato...

Ep. 137 - Ignoring the Signs of Insanity

September 23, 2020 21:00 - 45 minutes - 31.3 MB

Welcome back to the show listeners! Today Steve is talking to and talking about all of the people out there that are choosing not to change. This may include some of our listenership but the majority will certainly be on the outside. Did you know that one of the most famous definitions of insanity is to try the exact same thing over and over again while hoping that the outcome will be different next time? Just sit and think about that one for a second. Does it sound at all like the majori...

Ep. 136 - Identifying the Barriers to Self Growth and Success

September 22, 2020 22:00 - 45 minutes - 31.3 MB

Hello and welcome back listeners! We hope that you are staying safe and dry! Yesterday Steve had some technical difficulties with his office radio setup but he is back and ready to talk to you all! Today he is catching up on his promised topic of looking into the Barriers to Self Growth and Success. You would think that a guy like Steve who has found his financial independence wouldn't have to deal with these barriers right? WRONG. Take a listen and see if you can identify which barriers...

Ep. 135 - How Can I Afford to Leave This Job?

September 17, 2020 21:00 - 46 minutes - 31.7 MB

Hello again listeners and welcome back! The end of the week always seems to bring the details of your 9-5 job into focus doesn't it? With sweet freedom (said with laughing irony) so close at hand you can't help but notice everything that is going on around you at the office. We hope that you are one of the few people out there that loves their job but realistically you are likely to be in a job you dislike but can't afford to leave because it pays your bills. That is what Steve is talkin...

Ep. 134 - From Broke to 4000 Apartment Units

September 15, 2020 22:00 - 45 minutes - 31.2 MB

Welcome back everyone! Today Steve was felt that he needed to remind you all that he has not always been "the savvy investor" you all know from the radio. Once upon a time, he was just a guy with tons of credit card debt and no money to speak of. So click that play button and see if you can relate to this story of a man who decided that dependence on a job wasn't enough. Please remember that Steve loves emails! Send one over to [email protected] today!

Ep. 133 - Dumb Doctor Deals

September 14, 2020 21:00 - 45 minutes - 31.3 MB

Hello again and welcome back listeners! Today Steve is talking about what he calls "dumb doctor deals" or "dumb professional deals". Got your attention right off the bat didn't it? Well the lesson behind today's show is learning to understand that even though you might be highly specialized in one area, you shouldn't charge into other areas of specialty all willy nilly. Steve has mentored a lot of people from a lot of different walks of life - listen to the show and find out what you coul...

Ep. 132 - The Future (Hopeful) After the COVID-19 Response

September 12, 2020 00:00 - 46 minutes - 32 MB

Welcome to yet another Friday listeners! In order to celebrate the time spent working toward your financial independence Steve brought on a guest today who he has is excited to speculate about the future with. Steve will be the first to admit that he is a terrible speculator but it is exciting to get excited about the possible opportunities that could be coming after the COVID-19 response is done. So, this show is for all of you who are getting worn down by the constant state of emergency...

Ep. 131 - Energy is the Key to Success

September 10, 2020 21:00 - 46 minutes - 31.7 MB

Hello again listeners! Are you finding it difficult to get excited about the things you are going to do today? Does thinking of your obligations and work make you tired? We all feel that way sometimes but it is really something you should look into if you are consistently feeling that way. It is low energy and it is something that you can take care of failr easily. Listen in to the show today and Steve will help you see this lethargy in a new light and give some tips on just how to overc...

Ep. 130 - Give Me Freedom Or Nothing At All

September 09, 2020 21:00 - 45 minutes - 31.1 MB

Hello again listeners! Thank you so much for your patience while we got back into this short week after a long weekend! We are live again and getting back to it with a vengeance. Today's show was inspired by a rare might of watching TV. Long time listeners are shocked right now but Steve was using the TV to fall asleep when he got sucked into an old favorite series and had an epiphany that the show producers never intended. How do child chefs and financial freedom connect? Listen to the ...

Ep. 129 - Where Did You Get Your Beliefs?

September 03, 2020 21:00 - 46 minutes - 31.9 MB

Welcome back to the podcast listeners! How many of you out there believe in something? Ok, that was a trick question, there isn't a single person that doesn't believe in SOMETHING. Today Steve is talking about the things you believe about investing in real estate. So what is it that you believe? Are you one of the people who firmly believes that it is impossible for regular people or are you the type of person who can't believe that people are scared of it? Either way, you should listen...

Ep. 128 - The Weight of Leadership

September 02, 2020 22:00 - 44 minutes - 30.8 MB

Hello again listeners and welcome back to the show! Today we are talking about leadership. Not in the classic sense of leading a troop to victory or a team to a corporate goal; we are talking about the kind of leadership that happens every single day to every single person. It really doesn't matter what position you hold in life. If you look at things through a clear lens, you will find that you are a leader to someone near you. So what kind of leading are you doing? Join Steve today in ...

Ep. 127 - Focusing on FEAR

August 31, 2020 21:00 - 45 minutes - 31.5 MB

Hello again listeners! We are getting back into the regular work week and we are going to tackle this grind head on by talking about the thing that everyone has: FEAR. This episode isn't going to be talking about all fears but we will be covering the fears that are associated with real estate investing. Steve understands that these fears are going to be there with you, even with him, and he wants to talk about how to overcome them. Is there a fear of real estate that is out there stopping y...

Ep. 126 - Answering The Questions You Need Answered

August 28, 2020 22:00 - 45 minutes - 31 MB

Here we are again listeners! Another Friday and another chance to spend this time out of someone else's employ working towards the goals and dreams that you have for yourself! To that end Steve is answering your questions that he has been receiving all week live on the air and really deep diving into the topics. Don't tune out just because the question might not be exactly what you were hoping to hear. This show goes deep and covers a lot! As we are proving today on the show, Steve REALL...

Ep. 125 - The Game of Life: Monopoly

August 26, 2020 21:00 - 45 minutes - 31.2 MB

Hello again listeners! Today we are talking about life and its game-like qualities. Life is a game you ask? We at Real Wealth Academy think so and that is what Steve covers today on the show. If you are not enjoying yourself, if you are miserable more often than not, you might be playing the game entirely wrong. Take a listen to the show today and find out how Steve thinks you should be approaching your life and which game is the best one to model your life after. Please email any questio...

Ep. 124 - Don't Be Lazy, Greedy and Arrogant

August 25, 2020 20:00 - 45 minutes - 31.1 MB

Hello listeners! Today's title seems really harsh doesn't it? Well, it might be but Steve is committed to making sure that all of his students and listeners stay vigilant against the forces of the three major success detractors listed in the title. There will inevitably come a time when one of these three things starts to influence a decision you are trying to make and it is best to get prepared ahead of time in order to stop them! Thank you so much for being a listener to this and all of...

Ep. 123 - Do You Own the Wrong Map?

August 24, 2020 21:00 - 45 minutes - 31.4 MB

Welcome back to the week listeners! We are glad to be back on the air helping you with wherever you are in your journey and talking about financial freedom in its many forms. While many people are watching the weather maps, Steve is talking about the map to financial independence today. Are you aware that it is very likely that you were given the wrong map early on in your life? What can you do about it? Well, this might not be the big secret you were looking for but...ditch that map and...

Ep. 122 - Constant Course Corrections Achieve Goals

August 21, 2020 21:00 - 44 minutes - 30.9 MB

Welcome back to the show listeners! Sadly, this is the last podcast of the week but rest assured that we will be back Monday! Here is the thought that we would like you to take into the weekend. COURSE CORRECTIONS. On any map you will see that there is one definite way to get from point A to point B but, in life there is rarely a time when you start toward a goal and don't have to take side paths or hard turns on your way. To some this might seem discouraging but to the relentlessly succe...

Ep. 121 - The Slow and Steady 7 Year Path To Financial Independence

August 19, 2020 20:00 - 45 minutes - 31.3 MB

Hello again listeners! Today we are talking about financial independence. Got your attention? Well cool your jets for now because today we are talking about the slow and steady way to get there. Anyone one prescribes to this method is going to need to get ready for a 7 year journey, at least, to get out of job dependence. Now the truly interesting thing about that last sentence is finding out what kind of person you are when you balk or scoff at the time frame of this method. Are you a...

Ep. 120 - Wasting 70% Of Your Week

August 18, 2020 21:00 - 45 minutes - 31.3 MB

Welcome back to the show! Did you know that if you are spending your entire week looking forward to (and also lamenting the passing of) the weekend, you are basically wasting an entire 70% of your week? Now, some of you are going to take exception to that statement but really think about it. When you spend 5 days of a week waiting for the other 2 - what would you call that? Today, Steve is talking about that mentality and how he combats it without even trying to. This is skill that most ...

Ep. 119 - The Pains of Life

August 17, 2020 21:00 - 44 minutes - 30.9 MB

Welcome back to the week listeners, we are so glad to bring you another great episode! Did you all have a productive weekend? Were there things that you wanted to do but just couldn't get to with the rest of life crowding in around the edges? Well hopefully you don't continue to put those things you want to do off for too long because the absolute worst thing is coming to realize te pain of regret from inaction. That is the topic of today's show and it is a personal one for Steve. Listen...

Ep. 118 - Diversification Is An Excuse For Ignorance

August 13, 2020 22:00 - 47 minutes - 32.6 MB

Hi again listeners, we're glad to have you back! Today Steve is talking about the modern myth of diversification. Have you come across the term? Well it had it's hay-day a few decades back and has seemed to lodge itself deep into the vernacular of today's society as something that should be done by everyone. Well Steve has a different take on that old word and some of you may find it to be a hard pill to swallow. Don't let that scare you away though, this is something that needs to be he...

Ep. 117 - Real Wealth Includes Health, Do You Have Yours?

August 11, 2020 21:00 - 46 minutes - 31.7 MB

Welcome back to the show listeners! It have been a few months since Steve last covered the topic of health but we can all agree that it is a major concern in today's pandemic ridden society. Here at Real Wealth Academy we believe that true wealth encompasses more than just monetary wealth. In fact, we believe that physical health is the cornerstone to all of the other types of wealth in the world. Think about this, are you able to fully enjoy your life if your health is low? Steve takes ...

Ep. 116 - Titles Are Not Impressive, Results Are

August 10, 2020 22:00 - 45 minutes - 31.2 MB

Welcome back to the work week listeners! Did you stay active and moving toward your dreams and goals all throughout the weekend? Today Steve is talking about titles and what they truly mean. Society puts a lot of dependency on titles whether it be doctor, manager, president, or even parent. But do those titles actually represent a person's personal results? This episode might push your buttons so make sure to strap in. We're getting this week started of strong! Thank you so much for bei...

Ep. 115 - The Poor & Middle Class VS Millionaire Mentality (Part 3)

August 07, 2020 22:00 - 46 minutes - 31.7 MB

Welcome back to the show and the end of the week! If you are the type of person who likes to read these little blurbs then it is very likely that you are going to enjoy the show very much today. Steve is continuing on with his talk about the difference between millionaires and everyone else. The focus today is on reading. That may not seem like something that fits in this topic but trust us, it is. Remember to leave your question, comments or concerns with Steve in the form of an email! ...

Ep. 114 - The Poor & Middle Class VS Millionaire Mentality (Part 2)

August 06, 2020 21:00 - 46 minutes - 32 MB

Welcome back listeners! Today Steve is continuing his discussion about the difference in social-economic mindsets and there was so much information that it is likely to extend from a two-parter into a trilogy! Lets not waste any more time, start listening! If this episode or any other episode has had you need to ask a question, please remember that Steve answers all of the emails that come to [email protected] personally and promptly. Don't be alarmed if you get a response at a...

Ep. 113 - The Poor & Middle Class VS Millionaire Mentality (Part 1)

August 05, 2020 22:00 - 45 minutes - 31.3 MB

Hello and welcome back listeners! Today we had an exciting show for multiple reasons! First off, Steve is covering the first part of a very important topic. He is talking about the difference in how people think. That doesn't interest you? Well what if we told you that it was difference between how millionaires think and how the poor and middle class think? Got your attention there! The second exciting thing is that this topic sparked a very interesting call from a listener who didn't ...

Ep. 112 - The Path of The Passive Investor

August 03, 2020 21:00 - 44 minutes - 30.8 MB

Hi there listeners! It is another Monday and here is hoping that you all are finding your to be as bright, sunny and motivating as we are here at Real Wealth Academy. But let's all be honest, who is there right mind wants to get back to work doing a job that they can't afford to lose, working hours they hate on a day like this? Wouldn't it be better if your money was working for you and growing while you were pursuing your dream job and goals? Now that is a sunny and motivating thought!...

Ep. 111 - Hacking Away at the IRA and 401(k)

August 01, 2020 01:00 - 46 minutes - 31.9 MB

Welcome to the end of another work week listeners! Don't these seem to come up on us all the time? Well, today we want to send you off into the weekend thinking about the current state of your financial affairs, specifically your IRAs and 401(k)s. How many of you out there are contributing to these tax delayers? Are you getting the returns you want? Are you still in control of that money? These might be hard questions to answer but Steve is willing to tackle the subject and help you see ...

Ep. 110 - The Difference Between Formal and Self Education

July 29, 2020 21:00 - 45 minutes - 31.5 MB

Welcome back to the show listeners! As we move forward with the work week, conventional wisdom would tell us that it is now time to start getting ready to coast into the weekend and relax after another session at job. While we at Real Wealth Academy do enjoy a good mental reset, we do not prescribe to convention of "Hump-Day". We work on and think it would benefit others to work on their self education and that is what Steve is covering today. Are you stuck in the cycle of hump-day and TG...

Ep. 109 - Beginning With The End In Mind

July 28, 2020 21:00 - 48 minutes - 33.1 MB

Hello again listeners! We're glad to have you back. One of the great misconceptions about real estate investing is that everyone should be starting from the same place. That place might be wholesaling or flipping and it also might be single family rentals. While it may be comforting to think that you are going to be joining the crowd, Steve wants to disabuse the notion of a "common starting line" in today's episode. Not everyone needs to start at the same place and it is very possible to...

Ep. 108 - Double Feature: The Single Family Market (w/ Dustin Tucker) & The Path to Passive Investor's Financial Freedom

July 27, 2020 22:00 - 47 minutes - 32.6 MB

Welcome back from the weekend listeners! Steve is fired up today and couldn't decide which topic to cover so, he is doing them both.  In the beginning of the show the topic is going to be the state of the single family market.  To discuss that, Steve has brought in Dustin Tucker (future Broker for Real Wealth Realty) who has been doing a lot of deals in the market lately and bringing in amazing returns for himself and his family.  The second half of the show is going to be covering the path ...

Ep. 108 - Double Feature: The Single Family Market (w/ Dustin Tucker) & The Path to Passive Investor's Financial Freedom

July 27, 2020 22:00 - 47 minutes - 32.6 MB

Welcome back from the weekend listeners! Steve is fired up today and couldn't decide which topic to cover so, he is doing them both. In the beginning of the show the topic is going to be the state of the single family market. To discuss that, Steve has brought in Dustin Tucker (future Broker for Real Wealth Realty) who has been doing a lot of deals in the market lately and bringing in amazing returns for himself and his family. The second half of the show is going to be covering the path ...

Ep.107 - Risk and Listener Q&A

July 24, 2020 21:00 - 48 minutes - 33.4 MB

Hi there listeners! This week we are continuing with the theme of risk. A lot of people have been emailing Steve with personal questions and stories about risk and he wants to honor those feelings by dedicating the appropriate time to the topic. It is important to remember that all live includes risk and pain and that is not at all a bad thing. It all depends on what risk and what pain you choose to take for yourself. Does that sound crazy to you? Listen in to the show and hear Steve ou...

Ep. 106 - Introducing Trevor Davis, Wealth Coach at Real Wealth Academy

July 22, 2020 21:00 - 46 minutes - 31.9 MB

Welcome back listeners. As you know, Steve believes in having a team and utilizing other people's time to its greatest effect. Today, we are introducing another team member here at Real Wealth Academy, wealth coach Trevor Davis! Steve and Trevor talk about educational reading, they talk about the apartment industry and they answer listeners questions live on-air! Thank you, as always, for being a listener to our show. Please email any and all questions you have to AskSteve@GetRealWealth....

Ep. 105 - Debunking the Myth of Risk Avoidance

July 22, 2020 19:00 - 45 minutes - 31.5 MB

Hello again listeners! Today we are covering a topic that is on a lot of people's minds: Risk. There is a common myth that taking action in the investment arena causes too much risk and it leads people to choose not to develop that second stream of income that will help gain financial independence. Steve brings forward the point that not taking action is actually the far greater risk and attempts to show you all that risk is something that you've been dealing with your entire life. But d...