Future Rich with Barbara Ginty, CFP® artwork

Future Rich with Barbara Ginty, CFP®

377 episodes - English - Latest episode: 30 days ago - ★★★★★ - 82 ratings

By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

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Episodes

203 - Caroline Pt. 2 "How Much Should You Have In Your Emergency Fund with a Growing Family?"

May 26, 2023 09:00 - 29 minutes - 27.4 MB

In today’s episode, CFP Barbara Ginty interviews the lovely Caroline! Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they're doing all the right things now that their family is growing and their budget has become more complicated. In this episode they discuss... The differences between a 4...

202 - Caroline Pt. 1 “Complicated Finances with Another Baby on the Way”

May 19, 2023 09:00 - 38 minutes - 35 MB

In today’s episode, CFP Barbara Ginty interviews the lovely Caroline! Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they're doing all the right things now that their family is growing and their budget has become more complicated. In this episode they discuss... Separating funds with part...

201 - Expert Krista Franks - "Designing the Life that You Love"

May 12, 2023 09:00 - 40 minutes - 37.4 MB

On this week's episode of Future Rich, Barbara Ginty interviews COO and Founder of Lifestyle Design Company, Owl & Key, Krista Franks! Krista Franks left her 9 to 5 at a Digital Agency startup after the realization that she wasn't going to make it to 60 if she kept killing herself (from a stress, health, and relationship standpoint) over a job that was barely paying her a living wage. She then decided to center her life around what matters most and just do more of what she loves. From ther...

200 - "Is ChatGPT Going to Take Over the Financial Industry?"

May 05, 2023 09:00 - 14 minutes - 13.7 MB

In today’s solo episode, CFP Barbara Ginty discusses the ever-evolving bank industry failures AND the topic of AI taking over the workforce. Are you worried about AI taking over your job? Will AI take over the financial industry? What do you think about ChatGPT? Listen to find out what Barbara's opinion on AI is. Here are some links for you to learn more about FDIC Deposit Insurance:  FDIC Deposit Insurance FAQs Deposit Insurance at a Glance PDF Are My Deposit Accounts Insured by the FDI...

199 - Lola “Keep That Extra Cash!”

April 28, 2023 09:00 - 46 minutes - 42.4 MB

In today’s episode, CFP Barbara Ginty interviews the lovely Lola! Lola is 30 going on 31, lives in the Seattle area with her husband, and is a Disease Biology Scientist working at a Biotech Company. She's done a great job at sorting out her finances through both the low and the high-paying periods of her life. Barbara and Lola discuss... Her transition from living on very little in grad school to having a healthy income Her goal to increase her retirement savings  Her student loan situ...

198 - Expert Regan Walsh on What to do if You’re Feeling Stuck in Your Current Profession and Creating a Life You Love!

April 21, 2023 09:00 - 31 minutes - 29.2 MB

On this week's episode of Future Rich, Barbara Ginty interviews Executive Coach, Speaker, and Author, Regan Walsh!  For over a decade, Regan has guided leaders from Nike to Wallstreet and has worked with change agents across Fortune 500 companies including JPMorgan, Nationwide, Freddie Mac and more. She is also an NYU Certified Executive Coach and a contributor to Forbes and Harvard Business Review. In 2021, Regan released her debut memoir, Heart Boss, which details how she created a life ...

197 - Evelyn “Moving Abroad for Healthcare!”

April 14, 2023 12:20 - 27 minutes - 25.5 MB

In today’s episode, CFP Barbara Ginty interviews Evelyn! Evelyn is 26, lives in North Carolina and works in tech. She just got a promotion and has big travel and life plans that are a bit up in the air. Barbara and Evelyn discuss... Expenses and reimbursements in Tech  Increasing retirement savings  Converting assets and pro rata rules  Health insurance and moving abroad for better healthcare  Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and di...

196 - Penny "The Three Different Money Types and What You Should Have When You Retire."

April 07, 2023 09:00 - 1 hour - 57.1 MB

This week CFP Barbara Ginty interviews the wonderful Penny! Penny is 37, single, lives in Washington, D.C., and works at a small Residential Interior Design Firm. Penny feels pretty good about her short-term savings and retirement. Where she struggles is with what specific goals she wants to focus on and allocate the rest of her funds on. In this episode, Barbara and Penny discuss... Renting vs. Mortage Investing vs. Saving in a High-Yield Savings Account What Tax Harvesting is and ...

195 - Eva “The Pressure of Being the Breadwinner”

March 31, 2023 12:08 - 38 minutes - 34.8 MB

CFP Barbara Ginty interviews the lovely Eva this week on the Future Rich Podcast!  Eva is 37, married, and has one child and another on the way. She lives in the DMV area and works at a Biopharmaceutical Company in the Government Affairs Department. She feels a little more conservative with her finances as the main provider for her family of four and being responsible for her family's healthcare. In this episode, Barbara and Eva talk about the temporal nature of certain expenses and how s...

194 - Nacray Follow-Up - “So many buckets of money!"

March 24, 2023 14:23 - 43 minutes - 40.2 MB

This week on Future Rich, CFP Barbara Ginty follows up with Nacray from episode 43 of the podcast to find out what's changed in her life and finances over the last four years. Nacray finished school, took a year off during Covid, then committed to a year of aggressive savings. She now works as an Architectural Designer at an Architecture Firm, teaches four months out of the year, and has a side hustle! On top of all of that, she has done a fantastic job saving and has a fund for everything...

193 - Should YOU be concerned about the Silicon Valley Bank failure?

March 17, 2023 14:47 - 20 minutes - 18.5 MB

We’re sure by now you’ve seen the news on the Silicon Valley Bank failure, but if you weren’t already aware, this past week we experienced the second-largest bank failure in history and the fastest bank failure in history. The last big bank failure we had was in 2008! So... how does the 16th largest bank in the country fail?  All of the information isn’t out yet, but this solo episode with CFP Barbara Ginty will help break down what is happening right now in the market.  Here are some link...

192 - Barbara - "When Do You Need a Financial Advisor?"

March 10, 2023 10:00 - 21 minutes - 19.8 MB

Where are you in your financial life? Do you want to pay for and need to pay for more specialized advice and education? In today's episode, Barbara breaks down the differences between a Financial Coach and a Financial Advisor along with the top three things that you should look for when hiring a Financial Advisor. Your finances have a HUGE impact on your entire life, so you want to make sure that who you choose aligns with your goals and values. Thank you to Athletic Greens for sponso...

191 - Nora - "The Desire of FIRE aka Financial Independence Retire Early"

March 03, 2023 10:00 - 53 minutes - 48.5 MB

Happy Friday! Today's lovely guest is Nora. Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free. In this episode, Barbara and Nora discuss... Long-term financial planning Barbara's suggestions for Nora to get the biggest bang for her buck from a tax standpoint. Sneaking a Roth IRA inside of a 401k Non-retirement savings accounts The FIRE movement Thank you to Athletic Greens for spon...

190 - Morgan "Pay Off Debt, Pay for Egg Freezing, and Ramp Up the Emergency Fund."

February 24, 2023 10:00 - 45 minutes - 41.7 MB

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC. Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living "hand to mouth." Her major goals are... To pay off her 13K in credit card debt  Save enough money to freeze her eggs Ramp up her emergency fund Feel ...

189 - Amy "Consolidating Credit Card Debt"

February 17, 2023 16:22 - 31 minutes - 28.5 MB

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System. Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K. Listen to this episode to learn about Amy's plan to up her saving...

188 - Jane "A story of perseverance!”

February 10, 2023 19:16 - 34 minutes - 31.7 MB

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by the lovely Jane, who shares a story of true perseverance and strength. We're not kidding when we say that Jane should write a book on her experience! Jane is 25 years old and based in Salt Lake City, Utah where she works as an office manager. She has overcome three major accidents with a super positive attitude. Her outlook on life is incredibly inspirational. Jane also has a huge interest in financial health and has...

187 - Barb and Potter "Still Successful, No Longer Single!"

February 03, 2023 17:54 - 55 minutes - 50.5 MB

Welcome to SEASON 6 of the Future Rich Podcast!!  Time flies! Thank you to everyone who has been with us since the beginning of the podcast :) We're so excited to be back for another season.  Floral, photography, venue, gifts, dresses, DJs, and cakes, oh my! In today's episode, CFP and Future Rich Host Barbara Ginty is joined by the show's producer, Potter to talk all things WEDDING! Barb is walking down the aisle in six months and has plenty of financial tips and tricks on where to spend ...

THROWBACK 106 - Selena - "I've done a lot of stupid financial things."

January 27, 2023 06:48 - 27 minutes - 24.9 MB

Happy Friday, Future Rich Fam!  In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé.  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on w...

Throwback 149 - ROSANNA - "Spousal IRAs and Starting a Business In Your 40s"

January 20, 2023 10:00 - 31 minutes - 28.8 MB

Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna.  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband's aging parents and is currently in the process of starting her own small business as a Tax Adviser. She has questions for Barb on if she's on...

THROWBACK 140 Follow Up - Veronica - "My Spending Has Been Out Of Control!"

January 13, 2023 15:02 - 28 minutes - 25.7 MB

Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica!  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, U...

Throwback 124 - EXPERT Robert Leonard - "How To Start House Hacking"

January 06, 2023 10:00 - 30 minutes - 28.4 MB

In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard. ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Robert is the VP of Growth at The Investor’s Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a s...

Throwback 117 - Dee - "Paying Off 50K in Debt in One Year"

December 23, 2022 07:09 - 35 minutes - 32.4 MB

You're in for a treat! In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee! ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur child (in her words, lol!) in Austin, TX. After an important surprise conversation with her father,  Dee embarked...

122 Throwback - Erin - "Compounding Interest Millionaire!"

December 16, 2022 10:00 - 42 minutes - 39 MB

Oh wow, we certainly have a treat for you this week on Future Rich! CFP Barbara Ginty chats with the wonderful Erin!  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio!  Listen to learn Barbara's opinion on good debt vs. bad deb...

137 Throwback - Mickey - "Tough Conversations and Living Below Your Means"

December 09, 2022 11:35 - 51 minutes - 47 MB

Happy Friday, Future Rich fam! We're posting fan favorite episodes of the pod during our annual winter break. We'll be back with new episodes in January 2023.  We have a really great throwback episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her...

186 - "When Men Are Threatened by Your Income Level" with Barbara and Aimee

December 02, 2022 10:00 - 37 minutes - 34.1 MB

Did you know that according to the Bureau of Labor Statistics, women are the primary breadwinners in 38% of marriages? In today's SEASON 5 WRAP UP episode, CFP Barbara Ginty is joined by the editor of the Future Rich Pod, Aimee to discuss the topic of female breadwinners and the potential effects that out-earning your partner could have on your relationship. Research by the University of Chicago Booth School of Business found that a married woman earning more than her husband increased t...

185 - Monique (Follow-Up Episode 22) "Credit Card Debt Free and Focused on Saving"

November 18, 2022 10:00 - 42 minutes - 39.1 MB

We have a great follow-up episode this week on the Future Rich podcast. CFP Barbara Ginty chats with NYC-based Nurse Practitioner Monique about how she became officially credit card debt free! The last time Monique was on the show was in February 2019. In the three years since she talked to Barb, she has moved from Philadelphia to New York and reduced her self-proclaimed “tornado” of debt to a much more manageable “rainstorm”. Listen to find out where Monique is at with her savings goals and...

184 - EXPERT Charlotte Geletka "Do you want a rewarding and meaningful career?"

November 11, 2022 14:56 - 39 minutes - 36.6 MB

On this week's episode of Future Rich, Barbara Ginty interviews Charlotte Geletka, CFP® CRPC® and Managing Partner and Financial Advisor at Silver Penny Financial based in Atlanta, Georgia. As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financial future. She works hard with them to simplify their financial lives, get their financial houses ...

183 - Melanie "Over 300K in Savings at 32!"

November 04, 2022 09:00 - 38 minutes - 35.5 MB

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 32-year-old Melanie! Melanie lives in Ohio and works as a systems analyst in the healthcare system. Buckle up, because Melanie has a truly incredible mindset when it comes to saving money. She is also debt free, aside from her mortgage, which she splits with her boyfriend. Listen to learn how Melanie saved over 300K between her brokerage, retirement, emergency fund, goal-based, and core savings. B...

182 - EXPERT Kendra Allen "100K of Financial Abuse and Navigating Finances with Break Ups"

October 28, 2022 06:15 - 38 minutes - 35.1 MB

Have you ever felt controlled by money in your relationships? On this week's episode of Future Rich, Barbara Ginty interviews an extra special guest, Kendra Allen. Kendra Allen is the founder of Breakup Bestie, an online coaching service for women going through a romantic heartbreak. Her mission is to help women see breakups not as an end but as a beautiful opportunity to get to know themselves, love themselves, and rediscover what they want and deserve. In this pod, Kendra shares her dee...

181 - Barbara - "To Invest or Not to Invest"

October 21, 2022 14:37 - 12 minutes - 11 MB

On this week's episode of Future Rich, join CFP Barbara Ginty for a solo episode all about the state of the market!  This is probably for the majority of you, your first time experiencing a Bear Market, which is a decline in the market of over 20%. Not only that, but also we have been in the down market for almost a year at this point. This is the first time this has happened in a VERY long time.  Listen to learn more about the market and why it might actually be a good time to invest vs. ...

180 - Kennley - "Save More with a Variable Income!"

October 14, 2022 05:10 - 40 minutes - 37.4 MB

On this week's episode of Future Rich, Barbara Ginty interviews 29-year-old Kennley, who works in the meeting and event planning industry in San Diego. Kennley has hardly any debt but a lot of anxiety surrounding her savings and how to make her variable budget work for her financial goals. Barb and Kennley discuss… Traditional vs. Roth IRAs How to manage taxes in a high-tax city Why it's never too late to set your future self up for financial success Sneaky strategies to save mor...

179 - Money Trauma, Entrepreneurship, and Period Poverty with CEO Nadya Okamoto

October 07, 2022 05:07 - 27 minutes - 24.9 MB

On this week's episode of Future Rich, Barbara Ginty interviews Nadya Okamoto. Nadya is the Co-founder and CEO of August, a lifestyle brand working to reimagine periods. Nadya is also the Founder of PERIOD (period.org), an organization fighting to end period poverty and stigma that she founded at the age of 16. She has been recognized on the lists of Forbes 30 under 30, Bloomberg 50 “Ones to Watch” and People Magazine's Women Changing the World. Barb and Nadya discuss… Her journey from the...

178 - Natalie "You Need to Get Rid of Your Credit Card Debt"

September 30, 2022 03:09 - 41 minutes - 37.9 MB

On this episode of Future Rich, Barbara Ginty interviews 28-year-old Natalie! Natalie is a Designer who recently got married on Zoom (Congrats!!!) and has channeled her inner Barbara by asking for a raise at her current job. She got a 3% raise last year AND a 4% bump a few weeks ago.  Her biggest financial stresses are that she has 105K in graduate and undergraduate student loan debt spread across 15 different loans, along with 16k in credit card debt.  She has done a great job of saving ...

177 - Dahlia Pt 2 "More cash on hand!"

September 23, 2022 05:47 - 31 minutes - 28.6 MB

In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia, a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time. From moving into a new home AND expecting their first baby, they are going through a lot financially. Barbara helps Dahlia plan for the unexpected and gives her advice on life insurance, taxes, and investments!  FYI! This is a two-part episode! If you haven't listened to Pt. 1 head to the episode before this! ...

176 - Dahlia Pt 1 "Low Income and High Medical Expenses"

September 16, 2022 04:06 - 30 minutes - 28.3 MB

FYI! This is a two-part episode! Stay tuned for next week to listen to part two. In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia. Dahlia is a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time in their lives. At the time we recorded this episode, they were in the process of moving into a new house AND expecting their first baby, which was due in five weeks. There are a few curveballs to Dahlia's journey, includ...

175 - Andrea "How to get a Savings Ratio of 54%"

September 09, 2022 06:16 - 34 minutes - 32 MB

On this episode of Future Rich, Barbara Ginty interviews 29-year-old Andrea!  Andrea works as an Account Manager for a University in Seattle. She recently underwent a few big life changes including getting married and purchasing a home!  This episode is unique because it covers what to do when you’ve maxed out your retirement fund and still have money left over after your expenses. Listen to find out how Andrea got her savings ratio to an impressive 54%.  Thank you to Athletic Greens for ...

174 - EXPERT Julia Carlson "You don't need a fancy College Degree!"

September 02, 2022 03:20 - 34 minutes - 31.2 MB

On this week's episode of Future Rich, Barbara Ginty interviews Julia Carlson. Julia is an award-winning entrepreneur and the founder of the Financial Freedom Wealth Management Group. Listen to find out how Julia started her own business at 23, how she expanded her team to 5 offices, and what her advice is for people who are interested in working in the financial industry.  Julia has over 26 years of professional experience and has built a multi-million dollar business from scratch while in...

174 - EXPERT Julia Carlson "You don't need a fancy College Degree!"

September 02, 2022 03:20 - 34 minutes

On this week's episode of Future Rich, Barbara Ginty interviews Julia Carlson. Julia is an award-winning entrepreneur and the founder of the Financial Freedom Wealth Management Group. Listen to find out how Julia started her own business at 23, how she expanded her team to 5 offices, and what her advice is for people who are interested in working in the financial industry.  Julia has over 26 years of professional experience and has built a multi-million dollar business from scratch while in...

173 - Napoleon "Living on a $300 Per Month Food and Entertainment Budget!"

August 26, 2022 10:35 - 34 minutes - 31.8 MB

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 25-year-old Napoleon! Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background. She has big goals, including moving across the country, getting an MBA, and ...

172 - Ruth "Stock Certificates, Baby Funds, and More!"

August 19, 2022 09:46 - 43 minutes - 39.5 MB

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 31-year-old Ruth! Ruth lives in Texas and works in tech. She and her husband got married in 2021. For a very long time Ruth followed a limited income. Now that they are doing well with their income to debt-ratio, they have big plans to go on vacation and start a family. There's a wild curveball in this episode involving physical stock certificates! Listen to find out! Are you interested in a care...

171 - Anna Jeter - "Why Financial Planning is a Great Career for Women"

August 12, 2022 04:01 - 29 minutes - 27.4 MB

Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Anna Jeter. Anna is an LPL Financial Advisor at Peregrine Wealth Strategies, LLC, based in Little Rock, Arkansas. In this episode, Anna and Barb discuss what it's like to work in the field of financial advice. They go into detail about what the career is like and why it's a great profession, specifically for women.  FIND ANNA: ✨Peregrine Wealth Strategies✨ Follow Fu...

171 - EXPERT Anna Jeter - "Why Financial Planning is a Great Career for Women"

August 12, 2022 04:01 - 29 minutes - 27.4 MB

Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Anna Jeter. Anna is an LPL Financial Advisor at Peregrine Wealth Strategies, LLC, based in Little Rock, Arkansas. In this episode, Anna and Barb discuss what it's like to work in the field of financial advice. They go into detail about what the career is like and why it's a great profession, specifically for women. FIND ANNA: ✨Peregrine Wealth Strategies✨ Follow Fut...

170 - Barb and Potter "Financial Planning, Weddings, and Sponsors!

August 05, 2022 13:51 - 41 minutes - 37.7 MB

Happy Friday lovely listeners! In this week's episode, Barb is joined by Future Rich podcast producer Potter for a revealing episode!  Listen to learn about what Barb's day-to-day work is like as a Certified Financial Planner, what HUGE life change she's experienced, and what we have in store for Future Rich moving forward...     Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season.  - Future Rich Website - Future Rich I...

170 - Barb and Potter "Financial Planning, Weddings, and Sponsors!"

August 05, 2022 13:51 - 41 minutes - 37.6 MB

Happy Friday lovely listeners! In this week's episode, Barb is joined by Future Rich podcast producer Potter for a revealing episode! Listen to learn about what Barb's day-to-day work is like as a Certified Financial Planner, what HUGE life change she's experienced, and what we have in store for Future Rich moving forward... Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website - Future Rich Instagr...

169 EXPERT - Chanel Dokun "Step Into Your Purpose"

July 29, 2022 04:26 - 33 minutes - 30.4 MB

Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Chanel Dokun.  Chanel is an Author,  Life Planner, and Relationship Expert trained in Marriage and Family Therapy. Through her speaking and coaching, she helps women gain clarity on their life purpose so they can unlock their potential and build a life they love.  In this episode, Chanel and Barb discuss the term"life equity," why people experience deep dissatisfactio...

168 - Charlie - “Are You Spending Too Much on Your House?”

July 22, 2022 09:00 - 40 minutes - 36.9 MB

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 28-year-old Charlie! Charlie is our first guest based out of Nevada. She works as an Audiologist and recently got a massive pay bump from 64K to 110K per year with bonuses! She is currently planning her wedding, building a new house, and getting ready to sell her current house after the new house is built. Her main goals are to: - Reduce her taxable income - Pay off her debt by the time she moves...

168 - Charlie - "Are You Spending Too Much on Your House?"

July 22, 2022 09:00 - 40 minutes - 36.9 MB

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 28-year-old Charlie! Charlie is our first guest based out of Nevada. She works as an Audiologist and recently got a massive pay bump from 64K to 110K per year with bonuses! She is currently planning her wedding, building a new house, and getting ready to sell her current house after the new house is built. Her main goals are to: - Reduce her taxable income - Pay off her debt by the time she moves...

167 - Barb - "How to Prepare for a Recession"

July 15, 2022 09:00 - 9 minutes - 8.41 MB

Happy Future Rich Friday! Barb is going solo today to discuss an important but not-so-fun topic... Recessions. Are we in a recession? What are the indicators of a recession? How do you prepare for a recession? Barb will answer these questions and more in today's episode plus provide you with actionable steps to take now to help improve your financial position during this uncertain time. Here is the CNBC article referenced in today's episode: https://www.cnbc.com/amp/2022/07/12/70percent-of...

166 - Nancy - "How To Save For Your Family's Future"

July 08, 2022 09:00 - 38 minutes - 35.6 MB

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 29-year-old, Nancy! Nancy lives in Georgia with her husband and their 2-month-old. She works as an engineer and her husband works at a non-profit. Nancy and her partner share everything when it comes to their finances and "budget backward". In this episode, Barb and Nancy take a deep dive into Roth IRAs, keeping your finances 
flexible while also taking advantage of tax breaks, 529s, and saving for...

166 - Nancy - “How To Save For Your Family’s Future”

July 08, 2022 09:00 - 38 minutes - 35.6 MB

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 29-year-old, Nancy! Nancy lives in Georgia with her husband and their 2-month-old. She works as an engineer and her husband works at a non-profit. Nancy and her partner share everything when it comes to their finances and "budget backward". In this episode, Barb and Nancy take a deep dive into Roth IRAs, keeping your finances 
flexible while also taking advantage of tax breaks, 529s, and saving for...

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