Freddie Mac Single-Family Home Starts Here  artwork

Freddie Mac Single-Family Home Starts Here

85 episodes - English - Latest episode: 9 days ago - ★★★★★ - 16 ratings

The Single-Family Freddie Mac Home Starts Here podcast is your connection to all the latest industry trends, insights and points of view on the mortgage market. Take a front row seat to the conversations that are shaping the decisions in Freddie Mac Single-Family and first-hand information to help you grow your business.

Investing Business News Business News freddie mac freddie mac home starts here home starts here single-family single family
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed

Episodes

Helping Homebuyers Win

April 16, 2024 18:00 - 11 minutes - 7.71 MB

In this episode Monica La Crue, Freddie Mac Single-Family Affordable Loan Manager and Sandee Lutz, National Renovation Manager at Cross Country Mortgage discuss how real estate professionals can help homebuyers win in today's market through familiarity with flexible loan options. Listen to learn more about down payment assistance, different sources of qualifying income and renovation loans.

Bridge to Home: Innovative Homeownership Solutions

April 02, 2024 20:00 - 25 minutes - 17.6 MB

On this episode of The Way Home, @Danny Gardner, SVP, Single-Family Mission and Community Engagement, joins guest host @Phil Treadwell, founder of M1 Academy and host of the Mortgage Marketing Expert podcast discuss how Freddie Mac solutions, technology capabilities, and innovative product offerings are bridging the home ownership gap.

Educating Tomorrow's Homebuyers Today

March 26, 2024 15:00 - 14 minutes - 10.1 MB

In this episode Monica La Crue, Freddie Mac Single-Family Affordable Lending Manager and Sandee Lutz, National Renovation Sales Manager at CrossCountry Mortgage discuss how real estate professionals can help homebuyers win in today's market through familiarity with flexible loan options. Listen to learn more about down payment assistance, different sources of qualifying income and renovation loans.

Unlocking Lender Perspectives: Quality Control, Technology and Innovation

March 21, 2024 10:00 - 15 minutes - 10.9 MB

On this episode of The Way Home, @Kevin Kauffman, VP, Single-Family Seller-Engagement, chats with @Eileen Tu, VP, Product Development and Credit Policy at Rocket Mortgage about how to leverage the lender partnership with Freddie Mac to approach technology advancements, ongoing regulatory changes and Quality Control (QC) in today’s business environment.

Building for Tomorrow Through Equitable & Sustainable Homeownership Initiatives

March 12, 2024 14:00 - 9 minutes - 6.68 MB

Introducing Empower Your Outreach, a podcast series for real estate professionals who want to keep track of housing market trends and strengthen their roles as trusted advisors in the communities they serve. In the inaugural episode, Monica La Crue, Affordable Lending Manager and Tamela Thurman, Equitable Housing Director, discuss how to build for tomorrow through equitable and sustainable homeownership initiatives.

Sustainable Horizons: Navigating Today's Homeownership with Cecelia Raine

March 06, 2024 11:00 - 18 minutes - 12.6 MB

On this week’s episode, Ceclia Raine, VP Servicing Strategy and Integration joins guest host Phil Treadwell, founder of M1 Academy and host of the Mortgage Marketing Expert podcast discuss advancing the servicing industry with smart solutions to drive sustainable homeownership in today’s environment.

Become a Freddie Mac Seller/Servicer: Benefits and Easy Steps to Success with Jennifer Whip

February 20, 2024 11:00 - 24 minutes - 17.1 MB

On this week’s episode of The Way Home, guest host Katie Givens, Freddie Mac’s Director of Sales chats with Jennifer Whip, Principal, Cambridge One, to explore the actionable strategies to, and benefits of, becoming an approved Freddie Mac Seller or Servicer.

Navigating Market Ebbs and Flows

January 29, 2024 21:00 - 21 minutes - 14.9 MB

In this episode of the Equitably Speaking podcast, Navigating Market Ebbs and Flows, our panel of guests discuss how to leverage Freddie Mac programs and platforms to support potential homebuyers in need of down payment and closing cost assistance. Learn more at https://sf.freddiemac.com/working-with-us/equitable-housing/podcasts.

Home Sweet Ownership: Affordable, Sustainable and Equitable Homeownership with Deb Jones

January 17, 2024 11:00 - 24 minutes - 16.7 MB

On the first episode, Deb Jones, Senior Vice President and Director, Mortgage Capital Markets, Citizens Bank, chats with guest host Phil Treadwell, founder of M1 Academy and host of the Mortgage Marketing podcast, and explore ways to make homeownership more affordable, sustainable and equitable.

Opening Doors: Navigating Underserved Communities

January 17, 2024 11:00 - 17 minutes - 12 MB

In this week’s episode, Katie Givens, Director of Sales, Single-Family Seller Engagement, and Rebecca Lopacinski, Account Executive, Single-Family Seller Engagement, chat with Juan Rodas, CEO and co-founder of New Story Lending, about the incredible story of how his company became a Freddie Mac Seller/Servicer to more powerfully serve underserved markets.

Charting New Paths: The Visionary Duo – Sonu and Shankar

January 17, 2024 11:00 - 18 minutes - 13 MB

On this week’s episode, Freddie Mac’s Sonu Mittal, SVP and Head of Single-Family Acquisitions, and Ravi Shankar, SVP and Head of Single-Family Portfolio and Servicing, will join guest host Phil Treadwell, founder of M1 Academy and host of the Mortgage Marketing podcast, for a discussion on how to overcome market challenges, such as high costs and rates, the benefits of partnering with Freddie Mac, and upcoming priorities and initiatives for 2024.

Creating a Sustainable Book of Business

November 27, 2023 12:00 - 25 minutes - 17.7 MB

In this episode of Equitably Speaking, Monda R. Webb, Single-Family Affordable Lending Manager at Freddie Mac and former top originator and financial coach, Dr. Lynn Richardson discuss practical tips for mortgage professionals who want to create a sustainable book of business with borrowers in underserved communities.

Breaking Into Underserved Markets

November 15, 2023 18:00 - 13 minutes - 9.88 MB

The inaugural episode, Breaking Into Underserved Markets, features Pam Perry, Vice President of Single-Family Equitable Housing at Freddie Mac, and Phil Treadwell, host of the Mortgage Marketing Expert podcast. Watch as they discuss: Phil’s proven three-step marketing formula to break into a new market Best practices to ensure effective engagement on a cultural level Resources that loan officers can use to help borrowers that may require financial assistance when applying for a loan

CRTcast E8: 2023 Market Evolution from an ACIS® and STACR® Perspective

November 02, 2023 18:00 - 19 minutes - 13.1 MB

Check out Credit Risk Transfer’s (CRT) latest CRTcast episode to learn about the how the markets evolved and changed throughout 2023 from both a STACR® and ACIS® perspective.

State of the (Re)Insurance Market with Joe Monaghan

April 27, 2023 05:00 - 33 minutes - 23.1 MB

Tune in as Joe Monaghan, Global Growth Leader for Aon’s Reinsurance Solutions and CEO of Aon’s Public Sector Partnership (PSP), joins Mike Reynolds, vice president of Freddie Mac CRT, for a conversation about the state of the (re)insurance market, its present condition and how it impacts (re)insurers

The Future of Secondary Marketing Technology

February 22, 2023 06:00 - 17 minutes - 12.1 MB

Join Freddie Mac and Polly for our Power of Partnership podcast discussion of planning ahead for technology innovation that supports secondary marketing and capital markets in 2023 and beyond. Get to know Polly and its capabilities and how Freddie Mac and Polly partner to bring efficiencies to our mutual clients.

Raising the Bar: How Lenders RISE to make Home Possible

November 08, 2022 02:00 - 18 minutes - 12.6 MB

Hear from three of our 2022 RISE Award winners and learn what drove their success and how they keep moving the needle forward in homeownership.

Ensuring Efficiency and Accuracy Through Integrations

October 28, 2022 13:00 - 29 minutes - 20 MB

Join Amy Creason, director of sales for our Secondary Market Advisors (SMA) team, and MCT’s Chris Anderson and Paul Yarbrough, as they discuss the importance of technology integration to support rate sheet and hedging accuracy – and more.

Best Practices for Managing Loan Pricing Economics

October 28, 2022 13:00 - 22 minutes - 15.7 MB

Join Amy Creason, director of sales for Freddie Mac’s Secondary Market Advisors (SMA) team, and Ted Kramer, founder and president of Innovient, for a discussion of best practices for managing loan pricing economics. 

CRTcast: Episode 6 - Current State of the Market and Future Direction of CRT

October 27, 2022 05:00 - 25 minutes - 17.5 MB

Mike Reynolds and Christian Valencia, vice president of CRT Investments and Capital Markets, and Jeff Shue, senior director of CRT Investments and Capital Marketing, discuss the current state of the market and what to expect in the upcoming quarter.

Power of Partnership: Episode 1 - Optimize Decisions for Optimized Executions

April 26, 2022 16:00 - 15 minutes - 10.4 MB

The Power of Partnership is our podcast under the Freddie Mac Home Starts Here podcast series that focuses on the strong relationships between Freddie Mac and our third-party partners. Today we’re talking about Freddie Mac’s 2022 pricing objectives and loan pricing components with our valued secondary market advisor, or SMA, partner MIAC, and how MIAC is making the analysis and loan sale process easier and delivering better results with its technology platform and advisory services. Listen i...

CRTcast: Episode 5 - Syndication's Role in New Issue CRT

March 30, 2022 19:00 - 28 minutes - 19.7 MB

Christie Tintle, Managing Director and head of Wells Fargo Securities’ Asset backed Finance Syndicate Team, joins Mike Reynolds, VP of Single-Family Credit Risk Transfer, to discuss what it means to be the head of the syndicate desk for asset backed finance and its role in the CRT market.

Housing Finance Agencies: A Key Partner in Equitable Housing

December 02, 2021 17:00 - 22 minutes - 15.1 MB

Different stakeholders within the mortgage and housing industry play a role in decreasing barriers to homeownership. Kasey Kier, Assistant Commissioner at Minnesota Housing, and Tamela Thurman, Director, Freddie Mac's Single-Family Equitable Housing Team discuss ways to address the array of complex issues communities of color face in attaining, sustaining and building wealth through homeownership

CRTcast: Episode 4 - CRT Then and Now, A Conversation with Don Layton

November 10, 2021 22:00 - 28 minutes - 19.3 MB

Don Layton, former Freddie Mac CEO, joins Mike Reynolds, VP of Single-Family Credit Risk Transfer, to discuss the inception of the GSE CRT market and how it supports Freddie Mac’s mission. Don and Mike dive into the benefits of CRT, address its criticisms and reflect on CRT’s core role in today’s financial system.

Uncovering Bias Behind Racial Inequity in Home Appraisals

October 04, 2021 12:00 - 21 minutes - 15.1 MB

Racial and ethnic bias impact home appraisals. Pam Perry, vice president of Single-Family Equitable Housing sits down with Jillian White, SRA, head of collateral at Better.com to discuss new research on how valuation bias can affect the racial wealth gap, and holistic approaches to solve valuation disparities.

#LeadingTheWay Masterclass: Women’s Intersectionality and the Many Layers of Identity

September 13, 2021 19:00 - 46 minutes - 31.6 MB

Diversity has many dimensions. Many of these identities may overlap and that intersection will affect how women face challenges in their careers. This #LeadingTheWay Masterclass explores how should organizations and professionals should assess and embrace these dimensions as they work toward career advancement.

Michael Bradley Talks Best Practices for Deploying AI in the Mortgage Process

September 13, 2021 18:00 - 23 minutes - 15.9 MB

Single-Family Senior Vice President of Modeling, Econometrics, Data and Analytics, Michael Bradley discusses the advantages of AI and Machine Learning for mortgage lenders with Amy Gromowski, Senior Leader, Science & Analytics at CoreLogic and Frank Poiesz, Managing Director of Product, Origination Technology with Black Knight.

CRTcast: Episode 3 - Breaking Down Structured Finance with Credit Suisse

September 13, 2021 13:00 - 21 minutes - 15 MB

Single-Family VP Mike Reynolds talks with Dan King, Managing Director at Credit Suisse, about the role of investment banks in structuring and bringing new CRT transactions to market.

Fraudcast Episode 2: Investigating Suspicious IRS Transcripts

July 27, 2021 14:00 - 17 minutes - 12.2 MB

We recently investigated a case in which normally trusted income sources like tax returns looked suspiciously similar across multiple loan files for borrowers who were all supposedly self-employed. But when Martin Abad, a director in the Single-Family Fraud Risk (SFFR) investigations unit, took a closer look, he confirmed that what you see isn’t always what you get. 

Blueprint for Lending Success: Lenders Share How They RISE in Any Market

June 24, 2021 19:00 - 22 minutes - 15.8 MB

National Homeownership Month is a time to celebrate the benefits of homeownership for families and communities across the country.  Learn about lending success from three Freddie Mac Home Possible® RISE Award winners who are extending the reach of homeownership, daily. 

Blueprint for Lending Success: Lenders Share How They RISE in Any Market

June 24, 2021 19:00 - 22 minutes - 15.8 MB

National Homeownership Month is a time to celebrate the benefits of homeownership for families and communities across the country.  Learn about lending success from three Freddie Mac Home Possible® RISE Award winners who are extending the reach of homeownership, daily. 

A Download on Insurance Risk Sharing with Arch MI

June 02, 2021 19:00 - 24 minutes - 16.6 MB

Single-Family Credit Risk Transfer (CRT) VP Mike Reynolds sits down with Jim Bennison, Executive VP and Head of Alternative Markets at Arch MI. Mortgage insurance can be thought of as the oldest and most used form of CRT for Freddie Mac. Learn more in this discussion about how mortgage insurance companies, including (re)insurers, play a key role in the U.S. housing market ecosystem. 

Today's Market Drives Tomorrow's Servicing Technology

June 02, 2021 13:00 - 16 minutes - 11.6 MB

COVID-19 policy flexibilities for forbearance program have successfully prevented foreclosures, but won’t continue forever, and elevated volumes are driving demand for solutions that optimize mortgage servicing operations— from quick decisions on mortgage assistance options to reimbursement for servicing defaulted properties. In this episode we sit down with servicing client, Mr. Cooper, to discuss PAID (Payments Automated Intelligent and Dynamic), a new tool that improves the servicer workf...

Making the GreenCHOICE to Drive Home Affordability

April 26, 2021 12:00 - 27 minutes - 18.9 MB

Reducing home utility costs places families in a better financial situation and helps preserve home affordability over time. Since the first Earth Day in 1970, changes in building codes have made homes much more efficient, cutting energy use by 47%, but a lack of energy efficiency can still be the highest cost of homeownership outside of the mortgage loan. In this episode, we discuss tools that allow lenders and appraisers the ability to rate the energy performance of homes and how to afford...

CRTcast: Episode 1 - Talking Risk Intelligence with AD&Co

March 17, 2021 20:00 - 28 minutes - 19.7 MB

Mike Reynolds, Single-Family VP of Credit Risk Transfer, sits down with Andrew Davidson & Co., Inc. (AD&Co) founder Andy Davidson to talk all things risk intelligence, including planting the first seed about a GSE CRT market in 2010 and connecting with Freddie Mac to launch the first GSE CRT securities transaction in 2013.  AD&Co was founded in 1992 and focuses on bringing the analytics and tools of Wall Street to the buy-side, enabling all parties to conduct business fairly. The company’s...

Black Homeownership: A Proud History and Positive Look Forward

February 22, 2021 20:00 - 19 minutes - 13.2 MB

Homeownership is the cornerstone to wealth building, community pride and familial stability. However, many Black Americans face a significant number of barriers to homeownership and are under-represented among homeowners.  In this conversation, we’ll hear Lydia Pope, president-elect, National Association of Real Estate Brokers and Pamela Perry, vice president, Equitable Housing, Freddie Mac Single-Family discuss how their roles address barriers and obstacles that impede homeownership in the...

#LeadingTheWay: Barbara Corcoran and Donna Corley on Creating Your Career Success Story

February 22, 2021 20:00 - 36 minutes - 25.4 MB

In Honor of Women’s History Month, we revisit a conversation between two dynamic women –Barbara Corcoran, Founder of The Corcoran Group, and “shark” on ABC’s hit show Shark Tank and executive vice president and head of Freddie Mac’s Single-Family business, Donna Corley. Barbara sat down with Donna during the Fall 2020 Freddie Mac Single-Family annual CONNECT conference to discuss the #LeadingTheWay initiative, share personal stories on career growth and practical advice on honing your "entre...

#LeadingTheWay: Barbara Corcoran and Donna Corley on Creating Your Career Success Story

February 22, 2021 20:00 - 36 minutes - 25.4 MB

In Honor of Women’s History Month, we revisit a conversation between two dynamic women –Barbara Corcoran, Founder of The Corcoran Group, and “shark” on ABC’s hit show Shark Tank and executive vice president and head of Freddie Mac’s Single-Family business, Donna Corley. Barbara sat down with Donna during the Fall 2020 Freddie Mac Single-Family annual CONNECT conference to discuss the #LeadingTheWay initiative, share personal stories on career growth and practical advice on honing your "entre...

Black Homeownership: A Proud History and Positive Look Forward

February 22, 2021 20:00 - 19 minutes - 13.2 MB

Homeownership is the cornerstone to wealth building, community pride and familial stability. However, many Black Americans face a significant number of barriers to homeownership and are under-represented among homeowners.  In this conversation, we’ll hear Lydia Pope, president-elect, National Association of Real Estate Brokers and Pamela Perry, vice president, Equitable Housing, Freddie Mac Single-Family discuss how their roles address barriers and obstacles that impede homeownership in the...

The Housing Industry’s Resolve (SM) to Speed Up Mortgage Relief

February 03, 2021 18:00 - 23 minutes - 16.3 MB

Now, more than ever, Servicers are focused on how to efficiently deliver the best product for the homeowners. Hear how Cenlar, a Freddie Mac Servicer client, is using a new end-to-end default management platform, Resolve (SM) to get fast decisions on mortgage relief options, while saving time and resources. 

The Language of Home: Overcoming Barriers for Limited English Proficiency Borrowers

December 11, 2020 00:00 - 26 minutes - 18.4 MB

Learn more about the partnership between Federal Housing Finance Agency, Freddie Mac and Fannie Mae to help borrowers challenged with limited English proficiency navigate the homebuying process. The result has been a resource that has assisted lenders, servicers, housing counselors, real estate professionals and other industry stakeholders in better serving LEP borrowers. The Mortgage Translations Clearinghouse holds translated mortgage-related terms, documents, and homeownership resources i...

A Duty to Serve: Sustainable Native American Homeownership

October 29, 2020 16:00 - 20 minutes - 14.1 MB

This episode explores the historic and social homeownership challenges faced by Native American communities. Single-Family Affordable Lending Manager, James Cromartie, and special guest Executive Director of Lakota Funds, Tawney Brunsch discuss work being done to address the scarcity and limitations of homeownership and efforts underway to prepare borrowers on Native American reservations for successful homeownership through Freddie Mac’s Duty to Serve initiative. 

A Duty to Serve: Sustainable Native American Homeownership

October 29, 2020 16:00 - 20 minutes - 14.1 MB

This episode explores the historic and social homeownership challenges faced by Native American communities. Single-Family Affordable Lending Manager, James Cromartie, and special guest Executive Director of Lakota Funds, Tawney Brunsch discuss work being done to address the scarcity and limitations of homeownership and efforts underway to prepare borrowers on Native American reservations for successful homeownership through Freddie Mac’s Duty to Serve initiative. 

Makes MEDA Sense

October 01, 2020 20:00 - 20 minutes - 14.2 MB

Mortgage finance data models have revolutionized how the mortgage industry does everything from assess risk to assist borrowers who are having difficulty making their payments. They are used to project interest rates, mortgage rates, house prices, unemployment rates, defaults and prepayments, and other key outputs that determine our business success and viability. But what happens when a global pandemic throws the models out of whack?  Two industry experts explore how the industry can best ...

Innovation Amid Uncertainty: The Future of Mortgage

September 30, 2020 13:00 - 15 minutes - 10.5 MB

The global economy is changing all around us, and despite uncertainty, everyone from fintech companies and lenders to local governments and real estate professionals are adapting to serve homeowners and potential buyers during this time. Valuation methods and supporting digital tools are being advanced in a major way. One estimate is that this crisis is advancing the digital move by five years – speed is motivated by need. From expanding automated collateral evaluation to offering the abili...

Leveraging Digitization: How APIs Can Help Drive Efficiency Throughout the Mortgage Process

September 14, 2020 20:00 - 19 minutes - 13.5 MB

Growing investor and borrower demand along with heightened regulatory pressure often have mortgage lenders backlogged with integration work and operational inefficiency. Freddie Mac is focused on delivering solutions to clients that will increase efficiency and data accuracy, saving them time and money. Learn more about how Freddie Mac is using application programming interfaces (APIs) to speed up and simplify pre-qualifications, simplify decisioning on workout options and create a more effi...

Fraudcast: Episode 1 – Investigating Income Misrepresentation

September 04, 2020 20:00 - 13 minutes - 9.4 MB

Income misrepresentation is one of the most common forms of fraud today, but the Freddie Mac is on top of it. Listen in as Carrie Schoenhals, a Single-Family Fraud Risk investigator, shares stories from her experiences in the field fighting income misrep, while providing tips on how you can identify fraud and get in front of it early 

Resources During Hardship: Borrower Help Center Response to Communities in Crisis

July 27, 2020 17:00 - 20 minutes - 14.3 MB

The impact of COVID-19 has added additional layers of complexity and financial hardships to housing affordability and homebuying readiness. Borrower Help Centers are an integral part of the housing ecosystem, and they’ve taken a frontline role in helping those in crisis mitigate the impact of COVID-19. Learn how two Borrower Help Centers in distinct markets are making a difference.

#HelpStartsHere with Payment Deferral: A Simple Solution After Forbearance

July 13, 2020 14:00 - 10 minutes - 7.56 MB

Mortgage forbearance can be a huge source of relief for borrowers affected by COVID-19. However, there's confusion about how and when borrowers are expected to repay the delayed payments and what happens after the forbearance term. This episode discusses a new payment deferral relief option for borrowers. Our guests, Mike Zarro, mortgage servicing executive for Truist, Don Griffin, Freddie Mac vice president, Servicer Relationship and Performance Management, provide insight on how this helps...

Leveraging Automation: Assessing Borrower Financials with AIM

July 02, 2020 20:00 - 19 minutes - 13.4 MB

In today’s digital world, consumers want fast, easy online transactions – and this has become more apparent and necessary in light of COVID-19. With automated and digital solutions lenders can provide a more electronic experience, cut costs, close loans faster and simplify the loan process while reducing risk for everyone involved. In this episode, Terri Merlino, Senior Vice President & Chief Credit Officer, David Fulford, Vice President, Strategic Technology Integration, and special guest, ...