Financial Conversation Podcast
74 episodes - English - Latest episode: almost 7 years ago - ★★★★★ - 5 ratingsWelcome to Financial Conversation, the podcast where the topic of money is anything but taboo. Our hosts, Kayla, Erin, Chonce, and Kristi talk openly about how to increase your income through a thriving business or side hustle, successes and failures, budgeting and saving, and how to manage it all. They believe the secret to living a fulfilling life is being intentional with your finances, whether you're a saver or a spender. So grab a seat, and let’s talk money!
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Episodes
FCP 024: Things You've Always Wanted to Know About Money (but Didn't Want to Ask) #2
June 13, 2016 09:30 - 40 minutes - 37.6 MBIn this episode, we decided to tackle some more of the most popular personal finance questions from Quora. Plus, we got to tackle our first reader question! These are a few more things you might have always wanted to know about money but were a little afraid to ask. In future episodes of Things You Always Wanted to Know About Money, we'd love to tackle some questions from our readers and listeners, so be sure to send us questions if you want us to answer them. In this episode we discu...
FCP023: Your Time is Money - Are You Managing It Well?
June 06, 2016 09:30 - 47 minutes - 43.6 MBIn this episode we are talking about strategies to save time and money. Because let’s face it, time is money and we could all use some more of both! So lets start putting more dollars in the bank with less time on the clock. In this episode we discuss: 1:15 – Is the phrase "Your Time is Your Money" really true? 8:50 – How to be more efficient with your time 18:15 – How to stay ahead of deadlines 23:30 – Benefits of tracking your time 35:30 – Staying sane with a busy schedule Rela...
FCP 022: How to Save Money on Your Food Budget
May 31, 2016 09:30 - 55 minutes - 51 MBIn this episode, we are talking about groceries and dining out, and pros and cons of both. We are also discussing money saving tips for both options. So stock your shelves, and stow your wallets, because we are feeding you the facts. In this episode we discuss: 1:45 – What does your grocery budget look like? 3:10 – Do you track what you spend dining out? 10:35 – Balancing dining out and grocery spending 18:15 – Eating healthy and how it affects your budget 24:50 – Tips to save whi...
FCP 021: Things You Always Wanted to Know About Money (But Didn't Want to Ask)
May 23, 2016 09:30 - 29 minutes - 27 MBIn this episode, we did things a little differently. We decided to tackle some of the most popular personal finance questions from Quora. These are things you might have always wanted to know about money but were a little afraid to ask. #nojudgement In future episodes of Things You Always Wanted to Know About Money, we'd love to tackle questions from our readers, so be sure to send us questions if you want us to answer them. In this episode we discuss: 2:00 – What is the best way to s...
FCP 020: How to Deal With Haters
May 16, 2016 09:30 - 28 minutes - 26.2 MBOn this week's episode of the Financial Conversation Podcast, the girls chat about how they've dealt with haters when it comes to their financial choices, and the strategies you can use to deal with those who aren't supportive. Hopefully it’s no secret, but everyone has haters, and there’s a proper way to deal with them. When you’re on your financial journey whether it’s paying off debt, living frugally, or starting a side business to increase your income, haters and their negativity can...
FCP 019: How to Pay Off Your Debt
May 09, 2016 09:30 - 56 minutes - 52.1 MBIn this week's episode, we tackled a topic that we are all very passionate about because in a round about way, it brought us all together in the world of personal finance: debt! We also have a special guest joining us to talk about how she paid off her debt last year: Kara, from the blog From Frugal to Free! Find out different strategies you can use to pay off your debt and live a debt free life by listening to the episode below. In this episode we discuss: 2:45 – Kara's story: Cr...
FCP 018: Overcoming Shopping Addictions
May 02, 2016 09:30 - 43 minutes - 40.3 MBIn this week's episode of Financial Conversation, the girls chat about their past (and current) shopping addictions, and how they've overcome them. We discussed tips and strategies to avoid or cure yourself of your shopping addictions. We also talked about the difference between a shopping addiction and a shopping habit. In this episode we discuss: 1:15 – Shopping addictions versus shopping habits 6:10 – Have you had a shopping habit? 14:00 – Specific tips to cure shopping habits 27...
FCP017: Millennials & Money - What's the Deal?
April 25, 2016 09:30 - 41 minutes - 38.4 MBThe topic in this episode of the Financial Conversation Podcast is one that you might consider a little controversial. We discussed millennials and money, including many of the stereotypes and negative connotations associated with the term "millennials," and whether or not we even identify as one. In this episode we discuss: 1:15 – What are millennials? The official definition of millennials. 8:50 – Do you think you fall into any of the common stereotypes for millennials? 21:30 – Resource...
FCP 016: How to Deal With Business Burnout
April 18, 2016 09:30 - 1 hour - 58.9 MBIn this episode we discussed something that all of us have had to deal with at one time or another in our online businesses - burnout. Business burnout is a serious problem when you are a business owner, especially if you are a solopreneur, or if you are working your business as a side hustle alongside a full-time career and other life responsibilities. Here are some tips on how to recognize business burnout and how you can deal with it when you inevitably experience it in your business. ...
FCP 0015: How to Avoid Spring Spending Temptations
April 11, 2016 09:30 - 31 minutes - 29.1 MBThe only bad thing about Spring making a re-appearance is that we are more tempted to spend money on certain aspects of our budgets as the weather warms up. This seems like an issue that a lot of people have, so we thought we’d share some of our struggles and tips with you so you can hopefully keep your spring spending temptations to a minimum. In this episode we discuss: 1:50 – What are our spring temptations 6:15 – Kristi talks about gardening 11:10 – Frugal Easter 13:00 – Memorial ...
FCP014: How to Save Money on Travel
April 04, 2016 09:30 - 46 minutes - 42.8 MBIn this episode we will be talking about one of our favorite topics - travel! You may be wondering why we are talking about travel on our podcast about money since travel tends to be a pretty expensive interest for some people. Luckily, we’ve got some tips we’ve picked up about how to save money on travel. In this episode we discuss: 2:00 – Travel stories 7:10 – Favorite travel destinations 9:45 – Why do people think travel is so expensive 14:15 – Traveling while in debt 15:00 – You ...
FCP 013: Crazy Side Hustle Stories
March 28, 2016 09:30 - 51 minutes - 47 MBIn this episode, we're really excited to share some funny and yet truthful tales with you about the craziest things we’ve done to earn extra money on the side. Here on the Financial Conversation Podcast we love making extra money and we’ve come up with some pretty creative ways to do so. We're also thrilled to be joined by Kate Dore from cashvilleskyline.com, who has some awesome side hustle stories herself. In this episode we discuss: 4:10 – Kate's side hustle 6:50 – Chonce's side hustle...
FCP012 - Paper vs Plastic
March 21, 2016 09:30 - 34 minutes - 32 MBIn this week's episode of the podcast, we discuss the pros and cons of credit cards versus cash, AKA Paper vs Plastic. There are a lot of factors to consider when choosing how you will pay for goods and services. Choosing how to spend your money is your choice. We offer our insight covering issues such as ease of use/abuse of your credit card, having cash "burn a hole in your pocket", and also benefits of both types of purchase options. In this episode we discuss: 1:15 – Which is easier t...
FCP011: Does Money Buy Happiness?
March 14, 2016 09:30 - 45 minutes - 42.1 MBIn this episode, we are pondering a question that can have an impact on your psyche and your personal finances: can money buy happiness? We are examining this idea from multiple angles and the various aspects that go hand and hand with the idea of happiness gained from spending money. Choosing what is important to you and how to spend your money is your choice, so we are examining what is important to each of us and dispersing tips about how to save money while still pursuing what makes us...
FCP 010: Real Estate - Should You Rent or Buy?
March 07, 2016 10:30 - 52 minutes - 48.5 MBToday, we are excited to be sharing our 10th episode with you. And if that’s not enough to get you pumped up, we are also excited to be talking about a topic that can have a major impact on your personal finances: real estate. We are talking about whether you should choose to buy or rent a property and the effects of both when it comes to personal finances. Choosing where to live is a real-life personal finance decision that we all face, and it might be one that many of you are facing duri...
FCP 009: Raising a Child Costs HOW Much?
February 29, 2016 10:30 - 45 minutes - 41.6 MBOn this episode of Financial Conversation, we discuss how much a child costs to raise. $245,000 is a ridiculous amount to spend, and we're here to give advice on how to spend way less if you're worried about the financial implications of raising kids. We touch on: How expensive we think kids really are to raise Whether or not the cost associated with having kids has deterred us or scared us from starting a family If you can ever truly be financially prepared to start a family The best t...
FCP 008: Why You Don't Have to be Uber Frugal to Succeed
February 22, 2016 10:30 - 42 minutes - 39 MBToday, we're hashing out the age-old argument of spending less, or earning more. (Or is there a balance?) There's no question that frugality and cutting unnecessary expenses can help you make that first step toward financial freedom. While all of us are frugal in our own way, we don't think that you have to be super frugal (or cheap) to get ahead in life. We cover: What we've personally cut out of our lives to make room in the budget, and if we've noticed a difference in our lifestyles H...
FCP 007: Freelancing - The Good, The Bad, and The Ugly
February 15, 2016 10:30 - 55 minutes - 50.9 MBOn this episode of Financial Conversation, Kayla, Kristi, Chonce, and Erin are joined by their amazing mentor, Catherine Alford, to talk about their lives as freelancers. Cat is a fabulous mother to adorable twins, and with her husband in medical school, she runs a tight ship. She earned six figures in 2015 and was the perfect guest to have on to give a raw, unfiltered look into what it takes to be a successful, full-time freelancer. While none of us regret our decisions to become freelan...
FCP 006: Budgeting for Relationships, Date Nights, and Valentine's Day
February 08, 2016 10:30 - 48 minutes - 45 MBWith Valentine's Day right around the corner, the girls wanted to discuss how to budget for date nights to keep the romance alive. Plus, they each share their opinion on Valentine's Day. None of them felt quite the same way! We discuss: How often we go on date nights with our significant others How we handle celebrations like anniversaries and Valentine’s Day What our different "love languages" are and why it matters If we set a cash limit on gifts, or if we give gifts at all How we ...
FCP 005: The Truth About Student Loans
February 01, 2016 10:30 - 46 minutes - 43.1 MBKayla, Erin, Chonce, and Kristi discuss the truth about student loan debt on this episode of Financial Conversation. They're revealing their debt totals and giving advice on how to manage the burden so many young adults face. We cover: How much student loan debt we all graduated with The strategies we used to keep our student loan debt as low as possible What we would have done differently (hindsight is 20/20!) The common mistakes we see students make when it comes to taking on too much...
FCP 004: How to Practice Delayed Gratification
January 26, 2016 10:30 - 40 minutes - 37.5 MBIn this episode of Financial Conversation, Kayla, Chonce, Kristi, and Erin are talking about how they practice delayed gratification despite being surrounded by a society that believes in instant gratification. We're covering: When you should start practicing delayed gratification? How credit cards have perpetuated instant gratification (and what you can do about it) Strategies you can use to practice delayed gratification When it's okay to partake in instant gratification When we've...
FCP 003: How to Manage Money in a Relationship
January 20, 2016 10:30 - 51 minutes - 47.5 MBKayla, Chonce, Erin, and Kristi are back in the third episode of the Financial Conversation podcast to talk about managing money in a relationship. If you're single, don't leave just let - Kayla offers her take on the matter as a single gal, and we all share stories of how we managed our finances while dating and in the early stages of our relationship as well. There's something for everyone here! In this episode, we cover: - How we talk about money with our significant others, how we got...
FCP 002: Your Job...Or Your Health?
January 13, 2016 10:00 - 37 minutes - 34.5 MBOn this episode of the Financial Conversation podcast, Kayla, Erin, Choncé, and Kristi are talking about how to balance your financial goals when life gives you lemons. Each of us has had to deal with stressful jobs and working just for a paycheck, and we share our stories in hopes of inspiring others to take action if they're unhappy in their current situation. We cover how we deal with stress - both professionally, and financially - and argue that there is balance to be achieved. The har...
FCP 001: Our Financial Goals and Plan of Attack for the New Year
January 07, 2016 02:29 - 37 minutes - 34.2 MBWelcome to the first episode of the Financial Conversation podcast! Kayla, Erin, Kristi, and Choncé are excited to share their financial (and personal) goals for 2016 with you all. We're also sharing how we plan to achieve them. Join us!