Finances and... artwork

Finances and...

158 episodes - English - Latest episode: 5 months ago -

I educate listeners so they can understand the in's and out's of financial planning, estate planning, retirement, insurance, and investing topics; by drilling down into each of these categories, and providing small bites in easy to understand language. With this information you can implement needed changes and reach your own financial goals. I want to provide professional financial coaching and therapy dedicated to helping you achieve your financial goals.

Education Business budgeting financial planning finances retirement insurance investing taxes estate planning financial behavior money
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Episodes

Finances and... Listener Questions #4

April 11, 2022 04:00 - 10 minutes - 7.42 MB

What do some of the financial acronyms mean? What's going on with student loans? Is my health insurance tax deductible and what are the FAANG stocks and what does the 20 to 1 stock splits mean? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your ow...

Finances and... Final Care & Hospice

April 04, 2022 02:00 - 9 minutes - 6.63 MB

Have you planned for how final care will be provided for you or loved ones? This is not something you should put off. The choices you will want to make may take time; finding the proper care facility or planning for in home care, takes planning. Listen and start doing your research. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podca...

Finances and... Retirement Planning

March 27, 2022 20:00 - 9 minutes - 6.75 MB

Have you thought about where to live in retirement? Which states are retiree tax friendly? What will you do to keep yourself busy? Have you thought about a fixed income budget? It's time to start thinking about it, no matter your age! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosi...

Finances and... Cost of Living & Inflation

March 21, 2022 21:00 - 9 minutes - 6.63 MB

How does the cost of living and inflation work to affect your income? What are some tips to avoid being negatively impacted? Listen and find out! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out Buzzsprout here! https://ww...

Finances and... $1,000

March 13, 2022 17:00 - 9 minutes - 6.75 MB

What would you do with an additional $1,000 a month? What makes the most sense, paying down debt or investing?  Actually, you have many great choices, listen and decide what's best for you! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own po...

Finances and... Buying Happiness

February 19, 2022 11:00 - 9 minutes - 6.57 MB

Can we "buy" happiness? It turns out there are some important things we can spend money on that actually improve our happiness, listen and be... happier! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out Buzzsprout here! ht...

Finances and... Buying a Ring

February 07, 2022 00:00 - 9 minutes - 6.89 MB

What exactly are the 4 C's of a diamond and are some more important that others when it comes to price? Lab engineered diamonds are very popular now as well, are they for you (and your budget)? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your ow...

Finances and... Top Ten Tips (and 100 episodes!)

January 30, 2022 03:00 - 13 minutes - 9.5 MB

Listen and get a brief overview about ten top financial topics. Investment diversification, retirement vehicles, net worth, credit score tips and planning for your financial goals are all covered. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start you...

Finances and... Getting Back on Track

January 24, 2022 04:00 - 8 minutes - 5.89 MB

What are some financial things you may need to get back to doing? What are some you need help starting? Listen and see how to get he ball rolling (again)! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out Buzzsprout here! h...

Finances and... Liquid & Illiquid Assets

January 16, 2022 15:00 - 8 minutes - 6.12 MB

What is a liquid or illiquid asset? Why does the vocabulary around finances feel so foreign? Listen in and see that it's not so complicated once it's explained! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out Buzzsprout h...

Finances and... 2021 Tax Updates

January 09, 2022 16:00 - 11 minutes - 8.21 MB

What's new this year for your tax filing? There is still time to reduce your tax burden by putting money into your IRA retirement account until the day taxes are due; and this year that's April 15th, 2022. I explain what those tax brackets really mean and how you're NOT actually paying what your bracket says. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and le...

Finances and... Wills vs. Trusts

January 01, 2022 15:00 - 9 minutes - 6.37 MB

Wills and trusts and things you've heard of but may not know the differences between, and both are important in a persons estate plan, so listen in for the highlights and benefits of each. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own pod...

Finances and... Winter Break 2021

December 26, 2021 03:00 - 1 minute - 902 KB

Thank you for your time, your support and your sharing of episodes! I suggest our four most popular episodes this week. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer...

Finances and... Inflation

December 19, 2021 03:00 - 8 minutes - 5.62 MB

The federal reserve is saying they'll raise rates .25% three times this year. What could that mean for your credit cards, loans and your other investments? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out Buzzsprout here!...

Finances and... Charitable Giving

December 12, 2021 03:00 - 8 minutes - 6.08 MB

Have you considered how the money you donate can help your tax situation? Listen to find out how to maximize giving and increase your own bottom line. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out Buzzsprout here! https...

Finances and... Social Security

December 04, 2021 14:00 - 11 minutes - 8.11 MB

How does social security work? How much will you get and will the trust our money is in be depleted before you qualify? Sadly, in only a decade it will be if some changes are not made, so what options do we have? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Wa...

Finances and... Good & Bad Debt

November 28, 2021 03:00 - 10 minutes - 7.17 MB

How can debt be good? What can I do if I have bad debt? I talk about revolving and non revolving debt and how to use both to your advantage. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out Buzzsprout here! https://www.buz...

Finances and... Your Net Worth

November 13, 2021 14:00 - 9 minutes - 6.59 MB

How do you build your net worth? When should you be focusing on it and what steps can you take now? Listen and see how you can grow your net worth no matter what age you are. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check ou...

Finances and... Beneficiaries

November 06, 2021 10:00 - 10 minutes - 7.36 MB

Beneficiaries are those who you can assign your money directly to when you pass; they won't have to wait for your will to be read. Find out what accounts you can assign and why it's important you do! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start y...

Finances and... How Much House Can I Afford?

October 02, 2021 10:00 - 14 minutes - 9.92 MB

I look at the basics of what you will spend on a home, what you can expect to pay in fees, and some low down payment and low-cost home purchase options. Can you afford it? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out B...

Finances and... Pyramid Schemes

September 25, 2021 10:00 - 9 minutes - 6.46 MB

Have you ever been offered a deal that seemed too good to be true; an "easy money" opportunity? Pyramid schemes take money from investors when a few top-level members recruit newer members. The only people who make money are the members up the chain by contacting new "investors" who now enroll others. Listen and find out more. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at fina...

Finances and... Solar Power

September 18, 2021 10:00 - 9 minutes - 6.9 MB

Have you wondered about getting solar panels to cut your power bill? How much do they cost? Would I qualify to have them installed on my home? How much do they really save? List and hear if this green energy source is right for you. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing...

Finances and... Investing Styles

September 11, 2021 10:00 - 12 minutes - 8.77 MB

How much risk are you willing to take, none, Or do you want to let all ride? Listen and see what your level of risk makes the most sense for your investing comfort.  In other words, what type of portfolio will let you sleep at night! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosin...

Finances and... College Student Finances

September 04, 2021 10:00 - 11 minutes - 7.76 MB

College students have special needs with regards to their finances, and sometimes it's  just figuring it all out! Tips for what to focus on and how to be more fiscally savvy are covered. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podc...

Finances and... Prenuptial Agreements

August 28, 2021 10:00 - 8 minutes - 5.84 MB

Why is getting a prenuptial agreement on the rise and should you consider one for your financial situation? They make sense for a large portion of people getting married, does it for you? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podc...

Finances and... High-yield Savings Accounts

August 21, 2021 19:00 - 8 minutes - 6.12 MB

Why should you put your money in a high-yield saving account vs. leaving it in your traditional savings account? You'll make more money! Listen in and hear what the differences are and how they are a great option! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. W...

Finances and... Homeowners Insurance

August 14, 2021 10:00 - 12 minutes - 8.57 MB

What are the reasons for home owners insurance and renters insurance? How do you choose what's best for you and your belongings? Types of losses and ways to save money are covered this  week. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own ...

Finances and... Annuities

August 07, 2021 10:00 - 9 minutes - 6.61 MB

What are annuities? How do they fit into a financial plan? It seems like this is one of those words you hear but don't really know what it is. Listen and find out about the advantages and disadvantages for your retirement plan. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing writ...

Finances and... The 4% Rule

July 31, 2021 13:00 - 10 minutes - 7.55 MB

How does the 4% Rule help you in retirement? Will that withdrawal rate last you  for your lifetime? The stages of retirement: Go-Go, Slo-Go, and No-Go may all require different amounts of money. How will you do? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Wan...

Finances and... Extended Warranties

July 24, 2021 10:00 - 11 minutes - 7.76 MB

Should you spend your money on an extended warranty or a service contract? What's the difference between the two? Maybe your credit card offers the same protection for you. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check out...

Finances and... Child Tax Credit

July 17, 2021 10:00 - 7 minutes - 5.46 MB

How much do you qualify for this year in the Child Tax Credit? Will it effect your income on your 2021 tax return? Is this credit per family or per child? Listen and share! Here is the information on the credit. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Wa...

Finances and... Homeowners Associations

July 10, 2021 10:00 - 9 minutes - 6.37 MB

What are the benefits of a homeowners association and what costs are involved? I give examples of some disputes gone bad and the real reason why they help in selling your home. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review. Want to start your own podcast? Check ...

Finances and... Playing the Lottery

July 03, 2021 10:00 - 12 minutes - 8.76 MB

The lottery seems like easy money, why not play? Find out what the odds are, what states charge you taxes on your winnings, and how the lottery money collected is spent. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Or leave us your ideas at financesand.net Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finan...

Finances and... Time Shares

June 26, 2021 10:00 - 9 minutes - 6.59 MB

Why are people so excited about time shares? Is it a good vacation plan for you and your family? Or maybe vacation clubs are a better choice, listen and find out. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Or leave us your ideas at financesand.net Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finances and...

Finances and... Home Inspections

June 19, 2021 10:00 - 11 minutes - 8.05 MB

Why is an inspection so important? The small cost of a home inspection can save you thousands in the long run, find out what they look for and why you need to get it done whether you are the buyer or the seller! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finan...

Finances and... Is Cash Dead?

June 12, 2021 10:00 - 13 minutes - 9.54 MB

Should you begin to transition to not using cash? What are the risks and benefits to using only electronic transfers of money? Cash may not be king any longer! Share the infographic on Is Cash Dead? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers here. Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your...

Finances and... Micro Lending

June 05, 2021 02:00 - 12 minutes - 8.35 MB

You can lend money in small increments just like you can invest in small amounts. You can become someones hero by providing a small loan, find out how this can be a part of your investing strategy. Share the infographic on Micro Lending Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers here. Want to start your own podcast? Check out Buzzsprout here! https://www.buzzspr...

Finances and... Micro Investing

May 29, 2021 10:00 - 13 minutes - 9.37 MB

How do you start investing with only a small amount of money? There are companies that help you begin investing for literally only a few dollars, listen to hear the benefits and drawbacks of these opportunites. Share the infographic on Micro Investing Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers here. Want to start your own podcast? Check out Buzzsprout here! http...

Finances and... Listener Questions #3

May 22, 2021 10:00 - 14 minutes - 9.71 MB

We discuss questions we've been asked covering, how to find funding for flipped houses, what is the inverted yield curve, and what is a money mindset? Then we answer why your mortgage company wants to collect more in escrow, what's the new Child Tax Credit, and how can minimalism help me financially? Listen in! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers here. Wan...

Finances and... Divorce

May 15, 2021 10:00 - 16 minutes - 11 MB

We look at tax implications, how assets are split, and how mediation could help. Do you live in a community property state?  Share the infographic on Divorce Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finances and… Your...

Finances and... Weddings

May 08, 2021 10:00 - 18 minutes - 12.7 MB

What do people spend their wedding budget on? How much should I expect to pay? What are the financial pros and cons of marriage? It's not ALL about love! Share the infographic on Weddings Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the com...

Finances and... Exemept & Non-Exempt Employees

May 01, 2021 10:00 - 9 minutes - 6.66 MB

Are you an exempt employee or non-exempt? Should you be getting overtime pay? What happens during a furlough versus layoffs? Share the infographic on Exempt or Non-Exempt Employees Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion...

Finances and... End of Life Costs

April 24, 2021 04:00 - 16 minutes - 11.7 MB

What all do you need to consider saving for? What are your plans and have you let your family know? We talk about whether pre-paying is a good idea and discuss options you may want to consider for your end of life choices. Share the infographic on End of Life Costs Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers Want to start your own podcast? Check out Buzzsprout h...

Finances and... Foreclosures and Short Sales

April 17, 2021 10:00 - 13 minutes - 9.11 MB

What is a foreclosure or short sale property? How can you avoid being in the situation  and how can you take advantage of finding one to buy. Share the infographic on Forclosures & Short Sales Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of t...

Finances and... Money Taboos

April 10, 2021 10:00 - 17 minutes - 11.8 MB

Why do we think of money as a taboo subject? Listen find ways to discuss money with your partner and even your friends. Start the conversation! You'll be glad you did! Share the infographic on Money Taboos Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Find Jennifer's resources for teachers Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab yo...

Finances and... Passive Investments

April 03, 2021 10:00 - 17 minutes - 11.9 MB

How can you make money  without working at it?  Well, you can't, but there are many ways you can do minimal work by creating content or buying stocks or real estate. Listen and see how you can make money in a "passive" way. Share the infographic on Passive Investments Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?refer...

Finances and... New Graduates

March 27, 2021 10:00 - 10 minutes - 7.22 MB

How to negotiate a salary, what benefits should you worry about, and what if you don't have a job? We discuss this and more. Share the infographic on New Graduates Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well. ...

Finances and... Elder Care

March 20, 2021 10:00 - 12 minutes - 8.54 MB

How should you approach those you love about their wishes? What are some topics to cover? We suggest  ideas for care and how to approach the subject with those you love. Check out Positive Aging Sourcebook for elder care information. Share the infographic on Elder Care Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your s...

Finances and... Moving

March 13, 2021 11:00 - 15 minutes - 10.4 MB

We cover moving expenses, things to look out for, and where to find tools you might need on the web. Share the infographic on Moving Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well. Seeking financial counsel? Che...

Finances and... Reverse Mortgages

March 06, 2021 11:00 - 12 minutes - 8.8 MB

We discuss the pros and cons of this fairly new option for getting money you may need from your home. Is it the right choice for you? Share the infographic on Reverse Mortgages Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube chan...