Fi360 Fiduciary Talk

25 episodes - English - Latest episode: about 7 years ago - ★★★★★ - 4 ratings

The Fiduciary Talk podcast series centers around pertinent industry topics and provides important overviews of what’s happening in regulation, in the marketplace, and technology to affect the standard of care for investment advice. The podcasts are a great way to get up-to-date on current trends and receive helpful insights from subject matter experts at Fi360 and from across the financial industry.

Investing Business fiduciary financial regulation standard advisors advisers planners investment advice rule
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Episodes

Fi360 Fiduciary Talk 48: Health Savings Accounts in the Fiduciary Process

May 12, 2017 20:51

While the direction of health care is nearly impossible to predict, the rise in health savings accounts appears to be inevitable. And under the DOL fiduciary rule, advice on these accounts will be considered a fiduciary act. In this episode, Blaine and Duane discuss HSAs and what advisors need to know when considering these accounts for their clients.

Fi360 Fiduciary Talk 47: Filling the void in guaranteed retirement income

March 17, 2017 20:40

As new guaranteed income solutions crop up in the market, regulators appear to be on board with making them more accessible via 401(k) plans. In this episode, Blaine and Duane discuss the trends driving the guaranteed income market and what regulators have said in terms of making them available to participants, including as QDIAs.

Fi360 Fiduciary Talk 46: Fiduciary duties of elected officials

March 08, 2017 19:16

When the government engages in rulemaking, as in the case of the DOL’s “fiduciary” rule, their duty is to develop policies that are in the bests interests of the public. Does that equate to a fiduciary duty akin to the one expected for investment advisors? In this episode, Blaine makes the argument that it does and discusses with Duane the sources of those fiduciary duties.

Fi360 Fiduciary Talk 45: Fiduciary Rule scores victory in Texas

February 10, 2017 15:21

Even with a delay possibly forthcoming via the President’s executive order, the DOL’s “Fiduciary” Rule won an important victory when it was upheld in a Texas court decision. In this episode, Blaine and Duane discuss the latest developments in the ongoing battle over the DOL Conflict of Interest rule, what happens next, and what advisors should do now.

Fi360 Fiduciary Talk 44: DOL Releases Second Set of FAQs

February 02, 2017 20:48

In this episode, Blaine and Duane discuss the release of a second set of FAQs from the DOL on its Conflicts of Interest Rule. The new FAQs cover a number of scenarios, with a particular focus on activities that would not be considered fiduciary recommendations under the new definition.

Fi360 Fiduciary Talk 43: Titles used by advisers can trigger fiduciary status

January 12, 2017 21:05

An overlooked aspect of the DOL’s fiduciary rule is that it introduces a “holding out” fiduciary status, where titles that imply fiduciary status will hold the advisor to that standard. Even with the uncertainty around the fiduciary rule, this trend appears likely to continue, as even opponents of the rule have demonstrated support for regulating titles that cause confusion with the investing public.

Fi360 Fiduciary Talk 42:The AIF, is it a marketing tool?

December 21, 2016 14:20

Fi360's director, J. Richard Lynch, AIF® was a guest on the 401k Study Group Radio show with Chuck Hammond discussing what the AIF® is and how advisors should be using it.

fi360 Fiduciary Talk 41: Don’t discount the importance of disclosures

November 01, 2016 17:53

Blaine and Duane discuss the SEC’s proposed changes to public company disclosures under regulations S-K and the central role the information plays in the fiduciary process.

fi360 Fiduciary Talk 40: The Importance of the Investment Policy Statement

November 01, 2016 17:48

fi360 Senior Policy Analyst Duane Thompson discusses with Director Rich Lynch and Chief Product & Strategy Officer John Faustino why the IPS is so critical and how to effectively build and manage the IPS.

fi360 Fiduciary Talk 39: What the election means for advisors and the fiduciary standard

November 01, 2016 17:40

With the 2016 election just days away, Blaine chats with Duane about what a Clinton or Trump administration would mean for advisors, including what’s on their respective campaign platforms and turnover at the regulatory agencies. In addition, they take a look at the implications of the Congressional elections.

fi360 Fiduciary Talk 38: What advisors need to know about cybersecurity

October 11, 2016 20:28

Ben Aikin, Vice President of Learning and Development of fi360 and Wes Stillman, Founder and President of Rightsize Solutions, discuss the vulnerabilities most advisors share and the steps any advisor can take now to better protect themselves from Cyberattacks.

fi360 Fiduciary Talk 37: A Fiduciary Angle to Business Continuity?

September 09, 2016 14:18

As a fiduciary, should all advisors have emergency plans to deal with the unexpected? Blaine and Duane discuss recent state and SEC actions on business continuity rules and the case being made by the SEC to tie the rule to fiduciary duties.

fi360 Fiduciary Talk 36: Changes to the SEC Liquidity Rules for Money Market Funds

September 09, 2016 14:17

Duane and Blaine discuss the SEC's liquidity rules for money market funds and what the rule means for advisors.

fi360 Fiduciary Talk 35: The Impact of DOL’s Fiduciary Rule on Suitability Requirements

August 03, 2016 20:30

Blaine and Duane discuss how the DOL's final fiduciary rule impacts advisors who have been operating under suitability requirements associated with insurance and securities laws.

fi360 Fiduciary Talk 34: Target Date Funds and How They Are Used in QDIAs

August 03, 2016 20:28

Blaine and Duane discuss the rapid growth of TDFs as QDIAs, how advisors should consider whether TDFs make sense for their client, and how to compare TDF products.

fi360 Fiduciary Talk 33: Collective Investment Trusts Capturing Assets and Attention

July 28, 2016 18:16

Collective Investment Trusts (CITs) have been capturing lots of attention and assets lately. CITs offer retirement plan fiduciaries an attractive, generally lower-cost, alternative to mutual funds. CITs have also caught the attention of regulators and litigators. Plan fiduciaries and investment fiduciary advisors need to be well versed in CITs and how to evaluate them. In this podcast, fi360 Executive Chairman Blaine Aikin and Chief Product & Strategy Officer John Faustino discuss how CITs wo...

fi360 Fiduciary Talk 32: Reverse Churning and How the DOL Addresses the Problem Under the New DOL Rule

July 05, 2016 14:49

What is Reverse Churning? This is the opposite of excessive trading in a brokerage account. These are illegal practices that pad an unethical advisors wallet. Reverse Churning occurs when an advisor places the clients assets in an advisory account, and charges an on going management fee and they get paid for not providing enough services that justify that compensation that comes in on that fee fee basis.

fi360 Fiduciary Talk 31: DOL Rule a Cultural Perspective - Sales vs Advisory Approach

July 05, 2016 14:47

Sales and advisory organizations are fundamentally different. That is the premise of the Labor Department's new conflict-of-interest rule. They have different priorities, which shape the culture and practices that exist in each. Consequently, they must be regulated differently and should be distinguishable to the public.