Everything Mortgage artwork

Everything Mortgage

103 episodes - English - Latest episode: about 2 years ago -

Brought to you by The Mortgage Lab, Everything Mortgage covers everything you need to know about getting a mortgage, paying off a mortgage and buying property in New Zealand.

Investing Business Education mortgage first home new zealand investment property buying a home interest rates deposit
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Episodes

How To Move Cities When You Have A Mortgage

December 20, 2020 21:00 - 6 minutes - 4.58 MB

With more employers than ever allowing staff to work remotely, you may be thinking of buying outside the city limits. In this podcast Mortgage Lab CEO Rupert Gough discusses what you need to consider before moving cities and what the banks need to know before you move. You can watch a video on the same subject here: https://youtu.be/tuS0C_7rEj4 If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help! Yo...

Renovate or Pay Down Your Mortgage

December 14, 2020 11:00 - 6 minutes - 4.44 MB

Debating whether to upgrade your kitchen with some of your savings? Or whether to pay off a chunk of your mortgage to be that step closer to being mortgage free? In this podcast Rupert ways up the pros and cons of renovating your home vs paying down your mortgage. You can watch a video on the same subject here: https://youtu.be/5Cxsail-BCA If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, they are more than willing t...

Renovate or Pay Down Your Mortgage?

December 14, 2020 11:00 - 6 minutes - 4.49 MB

Debating whether to upgrade your kitchen with some of your savings? Or whether to pay off a chunk of your mortgage to be that step closer to being mortgage free? In this podcast Mortgage Lab CEO Rupert Gough weighs up the pros and cons of renovating your home vs paying down your mortgage. You can watch a video on the same subject here: https://youtu.be/5Cxsail-BCA If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we'...

Monthly Interest Rate Update December 2020

December 08, 2020 11:00 - 3 minutes - 2.3 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://youtu.be/mewHwXhj4YQ If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are mor...

Our December 2020 Wrap Up

December 08, 2020 11:00 - 3 minutes - 2.34 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://youtu.be/mewHwXhj4YQ If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are mor...

Building New Houses - Guest Interview: Oliver Buckingham and Sean Wilson, Solution Street

November 09, 2020 21:00 - 24 minutes - 17 MB

In this podcast interview, Mortgage Lab CEO Rupert Gough sat down with Oliver Buckingham and Sean Wilson from Solution Street to discuss building new houses with first home buyers. If you would like to contact Solution Street to learn more, you can reach them at 0800 SSTREET or visit their website www.solutionstreet.co.nz. You can watch a video on the same subject here: www.youtube.com/watch?v=cHyq6kbtfIk If you are unsure where to start or have any questions, don't hesitate to contact th...

Progress Payment Contracts

November 07, 2020 23:00 - 2 minutes - 2.08 MB

When building a new house there are two contract options: progress payment or turn-key. In this podcast Mortgage Lab CEO Rupert Gough explains how progress payment construction mortgages work. You can watch a video on the same subject here: https://www.youtube.com/watch?v=0VYn9YCV4-4 If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help! You can watch more of these articles by subscribing to our YouTu...

Monthly Interest Rate Update November 2020

October 31, 2020 11:00 - 4 minutes - 3.07 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://youtu.be/urFnsdiFqtY If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are mor...

Our November 2020 Wrap Up

October 31, 2020 11:00 - 4 minutes - 3.12 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://youtu.be/urFnsdiFqtY If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are mor...

1 to 2 Investment Properties

October 28, 2020 21:00 - 5 minutes - 3.68 MB

It is common for Kiwi property investors to have just one to two rental properties that they manage, but why is this? In this podcast Rupert explains why Kiwi property investors often can't get a mortgage for that next investment property. You can watch a video on the same subject here: https://youtu.be/YtUG8ZZH_AU If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help! You can watch more of these arti...

Reverse Mortgages - Guest Interview: Luke Meintjes, Heartland Bank

October 27, 2020 05:00 - 25 minutes - 17.5 MB

In this interview, Mortgage Lab CEO Rupert Gough sat down with Luke Meintjes from Heartland Bank to discuss the top 10 myths about reverse mortgages. If you would like to contact Heartland Bank to learn more, you can reach them at 0800 85 20 20 or visit their website www.heartland.co.nz. DISCLAIMER: Heartland’s lending criteria, fees and charges apply. You can watch a video on the same subject here: www.youtube.com/watch?v=SLKpj8xBPHk&ab_channel=TheMortgageLab If you are unsure where to s...

About Offset Mortgages

October 19, 2020 20:00 - 4 minutes - 2.94 MB

Whether you are buying your first home, a new home or an investment property, understanding what an offset mortgage is and how it can help you in the long run is crucial. In this podcast Mortgage Lab CEO Rupert Gough breaks down what an offset mortgage is and the benefits of having one in your mortgage structure. You can watch a video on the same subject here: https://youtu.be/ICGbEIm6UCE If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgage...

Monthly Interest Rate Update October 2020

October 05, 2020 21:00 - 3 minutes - 2.48 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: www.youtube.com/watch?v=jZAZnnfwNkg&ab_channel=TheMortgageLab If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgage...

Our October 2020 Wrap Up

October 05, 2020 21:00 - 3 minutes - 2.52 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: www.youtube.com/watch?v=jZAZnnfwNkg&ab_channel=TheMortgageLab If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgage...

Accounting Update August 2020 - Guest Interview: Garreth Collard, Epsom Tax

September 13, 2020 22:00 - 33 minutes - 22.9 MB

In this interview, Rupert Gough from Mortgage Lab sat down with Garreth Collard from Epsom Tax to discuss latest updates with Accountants in New Zealand. You can watch a video on the same subject here: https://www.youtube.com/watch?v=iRN9tdVt_R8&ab_channel=TheMortgageLab If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are more than willing to help you through this confusing time! You can watch more of the...

Monthly Interest Rate Update September 2020

August 31, 2020 20:00 - 3 minutes - 2.46 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: www.youtube.com/watch?v=0vyvlr_31SQ If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they ...

Our September 2020 Wrap Up

August 31, 2020 20:00 - 3 minutes - 2.5 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: www.youtube.com/watch?v=0vyvlr_31SQ If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they ...

Investment Property Update August 2020 - Guest Interview: Andrew Nicol & Ed McKnight, OPES Partners

August 26, 2020 20:00 - 32 minutes - 22.1 MB

In this podcast interview, Rupert Gough from Mortgage Lab sat down with OPES Partners to discuss latest updates in the investment property market in New Zealand. You can watch a video on the same subject here: www.youtube.com/watch?v=XJUGYiwwOmY If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are more than willing to help you through this confusing time! You can watch more of these articles by subscribing...

Pausing Your KiwiSaver

August 25, 2020 20:00 - 2 minutes - 1.83 MB

Proving your income when applying for a mortgage can be one of the biggest hurdles. In this podcast, Mortgage Lab CEO Rupert Gough discusses how, as a last resort, you could potentially pause your KiwiSaver to get your application over the line. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to help! You can watch more of these articles by subscribing to our YouTube channel. You can follow us on Fac...

Increase Your Income

August 19, 2020 22:00 - 3 minutes - 2.45 MB

When applying for a mortgage, the income hurdle can be difficult to get around. In this podcast, Mortgage Lab CEO Rupert Gough discusses how you can increase your useable income for a mortgage. You can watch a video on the same subject here: https://www.youtube.com/watch?v=cciWZf27ykE If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to help! You can watch more of these articles by subscribing to our ...

Our August 2020 Wrap Up

July 31, 2020 22:00 - 3 minutes - 2.2 MB

Interest rates held by all of the banks are always being updated and can be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://www.youtube.com/watch?v=gme-_Ddea_Q If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/conta...

Monthly Interest Rate Update August 2020

July 31, 2020 22:00 - 3 minutes - 2.15 MB

Interest rates held by all of the banks are always being updated and can be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://www.youtube.com/watch?v=gme-_Ddea_Q If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/conta...

Splitting Your Mortgage

July 30, 2020 00:00 - 2 minutes - 2.11 MB

When you are applying for a mortgage, deciding what term you have can be difficult. Should it be 20 years? 30 years? In this podcast, Mortgage Lab CEO Rupert Gough explains how you can split your mortgage over different terms and the benefits of doing this. It's a three minute video, short enough to watch when your boss goes to the bathroom! You can watch a video on the same subject here: https://www.youtube.com/watch?v=STNwa9lvIPk If you are unsure where to start or have any questions, do...

Difference Between Revolving and Floating Account

July 21, 2020 21:00 - 4 minutes - 2.8 MB

Most homeowners are familiar with fixed-term mortgages.  Over 80% of NZ mortgages are on some sort of fixed-term; the majority are currently for 1 to 2 years.  But it’s easy to miss the difference between a revolving credit and a floating mortgage account. In this podcast, Rupert discusses the similarities and differences between revolving credit and floating mortgage accounts and why it is important to understand. If you are unsure where to start or have any questions, don't hesitate to co...

The Difference Between Revolving and Floating Accounts

July 21, 2020 21:00 - 4 minutes - 2.86 MB

Revolving credits and floating accounts can be great options when structuring your mortgage but it's important you understand what they are in order to make the right choice for you. Don't know a floating account from a revolving one? Don't be embarrassed, we've got you covered! In this podcast, Mortgage Lab CEO Rupert Gough discusses the similarities and key differences between revolving credit and floating mortgage accounts. In no time you'll be able to wow friends and family with your kno...

3 Things You Can Do To Prepare For Your First Home Purchase

July 15, 2020 22:00 - 5 minutes - 4.02 MB

Purchasing your first home can be confusing. The key to being ready to buy is to be organised. In this podcast, Rupert discusses 3 things that first home buyers can do today to get ready to apply for a mortgage. You can watch a video on the same subject on YouTube here: https://youtu.be/ZXODi8BmLik If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are more than willing to help you through this confusing time...

3 Things You Can Do to Prepare for Your First Home Purchase

July 15, 2020 22:00 - 5 minutes - 4.09 MB

Purchasing your first home can be challenging. The key to being ready to buy is to be organised. In this podcast, Mortgage Lab CEO Rupert Gough shares 3 things that first home buyers can do today to prepare for a mortgage application. You can watch a video on the same subject on YouTube here: https://youtu.be/ZXODi8BmLik If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help! You can watch more ...

Do I Need Cash To Purchase My First Investment Property?

July 08, 2020 21:00 - 3 minutes - 2.14 MB

A question our Mortgage Brokers get often is 'can I buy an Investment Property even though I don't have any savings?'. In this podcast, Rupert helps how you can buy an investment property without cash. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are more than willing to help you through this confusing time! You can watch more of these articles by subscribing to our YouTube channel. You can follow us on...

Monthly Interest Rate Update July 2020

July 05, 2020 22:00 - 5 minutes - 3.67 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://www.youtube.com/watch?v=yKfbw7wNQDI If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-u...

Our July 2020 Wrap Up

July 05, 2020 22:00 - 5 minutes - 3.71 MB

Interest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://www.youtube.com/watch?v=yKfbw7wNQDI If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-u...

Calculating Gross Yield for a Rental Property

June 24, 2020 21:00 - 1 minute - 1.41 MB

Gross yield income, i.e return of a rental property, can be confusing if you are looking at purchasing an investment property. In this podcast, Mortgage Lab CEO Rupert Gough explains a simple initial calculation for gross yield income. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help! You can also watch a video on the same subject on our YouTube channel here: https://www.youtube.com/watch?...

Pay Down Your Credit Card or Save for a Deposit?

June 22, 2020 21:00 - 3 minutes - 2.31 MB

A question we get often is 'should I pay off my credit card first, or build my savings?' In this podcast, Mortgage Lab CEO Rupert Gough gives you the answers. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help! You can also watch a video on the same subject on our YouTube channel here: https://www.youtube.com/watch?v=qlmURxlBrTk You can watch more of these articles by subscribing to our You...

Pay Down Your Credit Card or Save For A Deposit

June 22, 2020 21:00 - 3 minutes - 2.25 MB

A question we get often is 'should I pay off my Credit Card first, or build my savings?'. In this podcast, Rupert helps give you the information you need to answer this question going forward. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-2, they are more than willing to help you through this confusing time! You can also watch a video on the same subject on our YouTube channel here: https://www.youtube.com/watch...

Student Loans and Your Mortgage

June 18, 2020 20:00 - 4 minutes - 3.31 MB

Student loans in New Zealand are great in that you can pay your loan back over an extended period of time without penalty. However having the debt lingering can impact your application with the bank. In this podcast, Mortgage Lab CEO Rupert Gough explains how the banks view student loans when calculating your income for a mortgage application. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help...

Student Loans And Your Mortgage

June 18, 2020 20:00 - 4 minutes - 3.25 MB

Student loans in New Zealand are great with how you pay this back, but it can impact your application with the bank. In this podcast, Rupert helps explains how your Student Loan can impact your application with a bank. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-2, they are more than willing to help you through this confusing time! You can also watch a video on the same subject on our YouTube channel here: http...

How Much Can I Borrow on My Income?

June 17, 2020 04:00 - 2 minutes - 1.98 MB

For your first home, trying to work out how much you can borrow to purchase a house can be frustrating and confusing. In this podcast, Mortgage Lab CEO Rupert Gough helps explain how you can roughly calculate how much you can borrow from a bank on your income. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help! You can also watch a video on the same subject on our YouTube channel here: https:...

How Much Can I Borrow On My Income

June 17, 2020 04:00 - 2 minutes - 1.92 MB

For your first home, trying to work out how much you can borrow to purchase a home can be frustrating and confusing. In this podcast, Rupert helps explain how you can roughly calculate how much you can borrow from a bank on your income. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-2, they are more than willing to help you through this confusing time! You can also watch a video on the same subject on our YouTube ...

How to Calculate if You Can Afford an Investment Property

June 14, 2020 22:00 - 3 minutes - 2.48 MB

Anyone who has rented before has imagined being on the other side of the equation – receiving rent rather than paying it. So it's no surprise many Kiwi home owners are interested in investing in property. First things first, can you afford another property? In this podcast, Mortgage Lab CEO Rupert Gough helps explain the initial calculations you can make to see if you can afford an investment property. If you are unsure where to start or have any questions, don't hesitate to contact the tea...

How To Calculate If You Can Afford an Investment Property

June 14, 2020 22:00 - 3 minutes - 2.41 MB

If you have rented in the past, you may have thought 'I could do this, own an investment property'. Working out initially if you have the ability to afford it is the first road block you will face. In this podcast, Rupert helps explain the initial calculations you can make to see if you can afford an Investment Property. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-2, they are more than willing to help you throug...

How Much Does A Credit Card Affect Your Ability To Get A Mortgage

June 11, 2020 23:00 - 2 minutes - 1.77 MB

Kiwis like Credit Cards… a lot. If you’ve got 10 minutes, you could get one online right now (don’t). And the price for easily-acquired, unsecured debt is usually ~20% p.a. In this podcast, Rupert tells us how your Credit Card limits and debts can affect your Mortgage Application and why. You can also learn more about how credit cards affect your mortgage application by reading our blog https://mortgagelab.co.nz/how-much-does-a-credit-card-affect-your-lending/ If you are unsure where to s...

How Much Does a Credit Card Affect Your Ability To Get a Mortgage?

June 11, 2020 23:00 - 2 minutes - 1.83 MB

Kiwis like credit cards… a lot. If you’ve got 10 minutes, you could get one online right now (don’t). And the price for easily-acquired, unsecured debt is usually ~20% p.a. In this podcast, Mortgage Lab CEO Rupert Gough tells us how your credit card limits and debts can affect your mortgage application and why. You can also learn more about how credit cards affect your mortgage application by reading our blog https://mortgagelab.co.nz/how-much-does-a-credit-card-affect-your-lending/ If yo...

5 Things You Can Do To Increase Your Deposit

June 10, 2020 02:00 - 4 minutes - 3.37 MB

Building your deposit to buy your new home can feel frustrating and slow. In this podcast, Mortgage Lab CEO Rupert Gough shares 5 tips to grow your deposit to buy your new home – and gives us a little too much insight into how a camping trip went with his wife. Have a listen and let us know if these saving ideas helped! If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help! You can also watch a ...

Set Up a Mock Mortgage

May 29, 2020 01:00 - 2 minutes - 1.76 MB

Having your finances in order can often mean the difference between a mortgage pre-approval being accepted or not. In this podcast, Mortgage Lab CEO Rupert Gough explains the benefits of a 'mock mortgage'. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help! You can also watch a video on the same subject on our YouTube channel here: https://www.youtube.com/watch?v=qKzgy-HYSSQ You can watch mo...

Setup a Mock Mortgage

May 29, 2020 01:00 - 2 minutes - 1.69 MB

If you are thinking about buying your first home, finding the right house and bank can be your main focus. Having your finances in order as well can often mean the difference between a pre-approval being accepted or not. In this podcast, Rupert explains how you can setup yourself with a 'mock mortgage' to prepare your finances for the bank to see you are able to service a mortgage if/when they lend to you. If you are unsure where to start or have any questions, don't hesitate to contact th...

4 Secret Benefits That Banks Offer You May Not Know About

May 27, 2020 22:00 - 4 minutes - 3.31 MB

NZ Banks offer a range of benefits to their clients and understanding what they do and don't offer can be confusing. Especially when the bank doesn't advertise or highlight these very well. In this Podcast, Rupert discusses 4 things that NZ banks offer to their customers that you may not be aware of. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-2/, they are more than willing to help you through this confusing tim...

4 Secret Benefits Banks Offer That You May Not Know About

May 27, 2020 22:00 - 4 minutes - 3.37 MB

NZ Banks offer a large range of benefits to their clients. Understanding what they do and don't offer can be confusing – especially when the bank doesn't advertise or highlight the benefits very well. In this podcast, Mortgage Lab CEO Rupert discusses 4 things that NZ banks offer to their customers that you may not be aware of. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help! You can watch...

3 Things You Need To Know To Calculate Break Costs

May 27, 2020 00:00 - 8 minutes - 5.82 MB

For the past 12 years, mortgage interest rates have been decreasing. That means that almost everyone who has fixed their mortgage at some point in the past 12 years has had “fix regret”. In this podcast, Mortgage Lab CEO Rupert Gough discusses 3 things you should consider if you are wanting to break your fixed mortgage rates. You can also read more about break costs by reading our blog https://mortgagelab.co.nz/how-to-calculate-break-costs/ If you are unsure where to start or have any ques...

How Banks are treating Flatmates and Boarders

May 21, 2020 23:00 - 5 minutes - 3.77 MB

Are you applying for a mortgage with the idea of having 1 or 2 flatmates to help pay the bills? In this podcast, Rupert breaks down how the banks are treating flatmates and boarders in the application process, what recent changes to these policies are and why. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-2/, they are more than willing to help you through this confusing time! You can also watch a video on the sam...

5 Things to Consider when Refixing your Mortgage

May 14, 2020 00:00 - 8 minutes - 5.58 MB

When refixing your Mortgage, there are lot of things to weigh up such as - how long do you refix? Are you planning on selling your house soon? In this podcast, Rupert breaks down 5 things you should consider when you are refixing your mortgage and why. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-2/, they are more than willing to help you through this confusing time! This is the audio extract of our YouTube vide...

5 Things to Consider When Re-fixing Your Mortgage

May 14, 2020 00:00 - 8 minutes - 5.65 MB

When re-fixing your mortgage, there are lot of things to weigh up such as: how long do you re-fix? Are you planning on selling your house soon? In this podcast, our CEO Rupert breaks down 5 things you should consider when you are re-fixing your mortgage and why. If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are here to help you! This is the audio extract of our YouTube video that you can watch here: http...