Everything Mortgage
103 episodes - English - Latest episode: about 2 years ago -Brought to you by The Mortgage Lab, Everything Mortgage covers everything you need to know about getting a mortgage, paying off a mortgage and buying property in New Zealand.
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Episodes
When is Refinancing Your Mortgage a Good Option?
June 28, 2022 12:00 - 5 minutes - 4.12 MBRefinancing to a lower interest rate sounds like a good idea. But do the numbers stack up? Mortgage Lab CEO Rupert Gough takes you through what to consider before making the move. "Today we are talking to all those people who currently have mortgages and are looking for a better mortgage rate from another bank. We’re going to look at what you need to know about interest rates and when it’s good to refinance and when it’s not a good strategy. So, you’ve got a fixed-term interest rate matur...
How To Increase Your Mortgage Maximum?
June 21, 2022 12:00 - 6 minutes - 4.83 MBYou can watch a video on the same subject here: https://youtu.be/IBeVP7cGlHg If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help. You can watch more of these articles by subscribing to our YouTube channel. You can follow us on Facebook, Instagram, Youtube and LinkedIn.
5 Tips To Increase Your Mortgage Maximum
June 21, 2022 12:00 - 6 minutes - 4.83 MBWant to increase the amount the bank will lend you for a mortgage? Mortgage Lab CEO tells you how it can be done. "In our last video we asked the question, what is your mortgage number. Essentially, what is the maximum you can borrow at the best bank for you in your current financial situation. Today we’re going to look at what you can do when your mortgage number is not enough to get the house you want. Everyone who is paying rent can borrow something. You’re already making regular pay...
What's Your Mortgage Number?
June 14, 2022 12:00 - 6 minutes - 4.64 MBEverybody has a mortgage number. That is, everyone has an amount of money that a lender is willing to lend to them to purchase a house. Mortgage Lab CEO Rupert Gough talks you through what your mortgage number might be and how you can confidently calculate it. "When you hear that a friend or a workmate or just a random person in the news was declined for a mortgage what you’re actually hearing is that the mortgage amount they applied for exceeded their personal mortgage number at one or m...
How Banks are Treating Flatmates and Boarders Income
June 07, 2022 12:00 - 5 minutes - 4.15 MBWondering how the bank would take into account income from a boarder or flatmate? Mortgage Lab CEO Rupert Gough takes you through what you need to know. "Firstly, let’s clarify the difference between a boarder and a flatmate because it’s important for your application. A flatmate is someone who rents a room at a fixed price and shares the costs such as food with others in the house. A boarder, on the other hand, pays a set amount which might include the room, prepared meals and laundry etc...
The Budget Announcement is Huge for First Home Buyers - Interest Rate Update May 2022
May 31, 2022 12:00 - 4 minutes - 3.49 MBMortgage Lab CEO Rupert Gough wraps up what's been happening with interest rates in May 2022 and shares big news about the First Home Loan and First Home Grant schemes. This is a must watch for first home buyers! "Firstly, with the First Home Loan, there is now no price cap for getting a First Home Loan. In other words, there is no maximum purchase price when using the First Home Loan scheme. That means, whatever you can afford on your income, up to the threshold of $150k for couples and s...
Explaining the First Home Loan, First Home Grant and First Home Partner Scheme
May 24, 2022 12:00 - 29 minutes - 20.2 MBMortgage Lab CEO Rupert Gough talks you through everything you need to know about the changes to the First Home Loan and the First Home Grant and gives you an explanation of the First Home Partners. You can watch a video on the same subject here: https://youtu.be/WmnYWvjY99o If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help. You can watch more of these articles by subscribing to our YouTube channe...
The First Home Partner Scheme has an Amazing Loophole
May 17, 2022 02:00 - 8 minutes - 5.67 MBMortgage Lab CEO Rupert Gough shares what you need to know about the new government initiative, First Home Partner, and why it could be the key to buying your first home. "A number of initiatives are already in place from the government - administered and processed through Kainga Ora. The main ones are: The First Home Loan: This allows first home buyers, buying under a certain price cap, the ability to borrow with as low as 5% deposit with a portion of the loan being guaranteed by the go...
The Big Mortgage News! - Interest Rate Update April 2022
May 02, 2022 12:00 - 6 minutes - 4.76 MBMortgage Lab CEO Rupert Gough shares what's been happening in mortgages throughout April 2022, giving you everything you need to know about the mortgage market. The big news this month was, of course, the OCR announcement when Reserve Bank Governor Adrian Orr announced a 0.5% or 50 basis point increase to the official cash rate. This was the biggest OCR increase in 22 years on the back of massive inflation of 6.9% well above their target inflation rate of 2%. Not since 17th May 2000 has t...
Can I Buy a Home With Friends?
April 26, 2022 12:00 - 13 minutes - 9.14 MBThinking about buying a house with friends in order to get on the property ladder? Mortgage Lab CEO Rupert Gough talks you through everything you need to consider beforehand. With high house prices and not everyone having access to help from the Bank of Mum and Dad, many Kiwis are asking whether it is worth buying with friends instead of on their own. So let's look at the pros and cons of purchasing a house with friends, what is involved with getting a mortgage together and at the end, I’...
5 Unexpected Ways To Increase Your Deposit!
April 19, 2022 12:00 - 5 minutes - 3.9 MBMortgage Lab CEO Rupert Gough shares his top five tips to boost your house deposit. "The first thing is look around your house and see what you can sell. It might be a spare car that you don't use anymore, just sitting down there on the driveway, slowly (or quickly) depreciating in value. It might be the camping gear that you went away once with and almost had a divorce over. It could be the mountain bike that you bought and took out to ride once. There's a tonne of stuff sitting around y...
How Much Does a Credit Card Affect Your Ability to Borrow?
April 12, 2022 12:00 - 3 minutes - 2.78 MBCredit cards are a common pitfall for first home buyers. Mortgage Lab CEO Rupert Gough takes you through exactly how much your credit card limits impact your ability to get a mortgage. "One of the first things you need to know is the difference between a balance and a limit. You might have a limit of $10,000 and be able to borrow up to that amount. But you may never have spent more than $1,000 on your credit card. Unfortunately, when you're applying for a mortgage, the bank has to assume...
The Shocking Milestone That Interest Rates Just Hit - Interest Rate Update March 2022
April 03, 2022 12:00 - 4 minutes - 3.35 MBMarch was certainly an interesting time for interest rates. Rupert Gough, CEO of Mortgage Lab talks you through the latest. Let’s talk about what happened in March 2022 in the mortgage and property market with the biggest news being the shocking milestone that interest rates reached at the very end of the month. February’s mortgage lending numbers came out mid-March with $5.7b of mortgages being lent across all the banks in February 2022. This is down 36% from its peak of $9.08b (just 3 ...
What you need to buy a $10,000,000 house!
March 29, 2022 11:00 - 6 minutes - 4.88 MBThis topic is just for fun! Or in other words, just for property nerds. Mortgage Lab CEO Rupert Gough looks at what you would need to buy a $10,000,000 house. "You’ve got a cool money pile floating around in the bank. It’s time to upgrade and you want to go large. 8 figure large. What can you get for $10,000,000 and what do you need to show the bank to be able to get a mortgage? Stick around until the end of the video and I’ll also show you how a 10 million New Zealand dollar home compar...
How Much Deposit Do You Need To Buy A House In NZ?
March 22, 2022 11:00 - 7 minutes - 4.98 MBWondering how much money you actually need for a deposit on a house? Rupert Gough, CEO of Mortgage Lab talks you through the numbers. "The amount of income varies vastly and is actually quite a hard number to nail down. The amount required varies from bank to bank and is also highly variable depending on your monthly expenses, how many children you have and your secondary debt - things like credit cards for instance..." You can watch a video on the same subject here: https://youtu.be/CXSm...
When Should You Re-Fix Your Mortgage - Guest Interview: Garreth Collard, Epsom Tax
March 15, 2022 11:00 - 29 minutes - 20.7 MBRupert Gough, CEO of Mortgage Lab chats with Garreth Collard, owner of Epsom Tax about whether it's worth breaking your mortgage to re-fix earlier. If you would like to contact Garreth and EpsomTax to learn more, you can reach them at 0800 890 132 or visit their website www.epsomtax.com. You can watch a video on the same subject here: https://youtu.be/d6xEi49NBpk If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we...
When to Reapply for a Mortgage After Being Declined?
March 08, 2022 11:00 - 7 minutes - 5.06 MBYour options will depend on the reason your application was rejected. In this podcast, Mortgage Lab CEO Rupert Gough takes you through what to do next if you've been declined by a bank, as well as when and how. Now I don’t want to shamelessly plug mortgage brokers here, but if you’re getting declined by banks directly it’s safe to say it’s time to talk to a broker. They will find out which bank is most likely to approve your application and give you advice on how to improve your chances of ...
When to Reapply for a Mortgage after being Declined?
March 08, 2022 11:00 - 7 minutes - 5.06 MBYour options will depend on the reason your application was rejected. In this podcast, Mortgage Lab CEO takes you through what to do next if you've been declined by a bank, as well as when and how. Now I don’t want to shamelessly plug mortgage brokers here, but if you’re getting declined by banks directly it’s safe to say it’s time to talk to a broker. They will find out which bank is most likely to approve your application and give you advice on how to improve your chances of approval. I...
Guess How Many Properties Sold at a Loss in Q4 2021! - Interest Rate Update February 2022
March 01, 2022 11:00 - 4 minutes - 3.37 MBMortgage Lab CEO Rupert Gough does a round up of all the important mortgage news for the month of February 2021. The month started with a jump in interest rates. ANZ moved first pushing the 1 year rate up to 3.85% at ANZ followed by BNZ 2 days later. Other banks soon followed course ranging from 3.79% to 3.85% for 1 year. At the other end of the fixed term rates, the 5 year term is sitting around 4.95% to 5.25%. That’s a premium of 1.1% - 1.5% to lock in a 5 year rate... You can watch a...
Monthly Interest Rate Update February 2022
March 01, 2022 11:00 - 4 minutes - 3.37 MBMortgage Lab CEO Rupert Gough does a round up of all the important mortgage news for the month of February 2021. The month started with a jump in interest rates. ANZ moved first pushing the 1 year rate up to 3.85% at ANZ followed by BNZ 2 days later. Other banks soon followed course ranging from 3.79% to 3.85% for 1 year. At the other end of the fixed term rates, the 5 year term is sitting around 4.95% to 5.25%. That’s a premium of 1.1% - 1.5% to lock in a 5 year rate... You can watch a...
How to Get a Top-Up on Your Mortgage
March 01, 2022 11:00 - 5 minutes - 3.97 MBIn this podcast Mortgage Lab CEO Rupert Gough takes you through whether you could - or should - get a top up on your mortgage. "There are many valid reasons why you might be looking to pull some equity out of your property to use elsewhere. This is commonly referred to as a ‘top up’ on your mortgage. The benefit of a top-up is that you get cash to spend but in return your mortgage gets bigger. Interest charged means that unless you pay it back reasonably quickly you will end up paying bac...
Can You Still Buy a Home with CCCFA in Place?
February 22, 2022 11:00 - 6 minutes - 4.57 MBIn this podcast Mortgage Lab CEO Rupert Gough gives you an overview of the act, its impacts, and what you now need to do differently in order to get a mortgage. "The act, called CCCFA for short, came into force on the 1st December 2021. It was largely meant to protect consumers from high-interest loan sharks. But unintended effects of the act have flowed into mainstream mortgage applications, for home-buyers, upgraders and investors alike. So, what is the CCCFA? The act effectively increa...
Our January 2022 Mortgage Update
February 03, 2022 21:00 - 2 minutes - 1.89 MBMortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry, Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates. You can watch a video on the same subject on YouTube here: https://youtu.be/AIjNcENuo9E If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to hel...
What is the Housing Supply Bill?
January 26, 2022 03:00 - 6 minutes - 4.4 MBThe housing supply bill is intended to open up a lot more opportunities for the building of multiple dwellings on a single site. The purpose is to help resolve the housing shortage in some areas of the country. In this podcast Mortgage Lab CEO Rupert Gough takes you through the key aspects of the bill. You can watch a video on the same subject here: https://youtu.be/rKEuxNFD4fY If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/c...
What Happens When You Buy Your Next House?
November 16, 2021 19:00 - 4 minutes - 3.27 MBWorking through the logistics of selling your current house and buying your next one can be taxing. In this podcast Mortgage Lab CEO Rupert Gough takes you through the process and options. You can watch a video on the same subject here: https://youtu.be/StNpI1GZS9I You can also learn more from reading our blog on the same subject at mortgagelab.co.nz/what-happens-when-you-go-to-buy-your-next-house If you are unsure where to start or have any questions, don't hesitate to contact the team a...
Our October 2021 Wrap Up
November 04, 2021 18:00 - 3 minutes - 2.63 MBMortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry, Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates. You can watch a video on the same subject on YouTube here: https://youtu.be/8mmrqAPrshk If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to hel...
Our September 2021 Wrap Up
October 06, 2021 20:00 - 3 minutes - 2.23 MBMortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry, Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates. You can watch a video on the same subject on YouTube here: https://youtu.be/MSwLGIbrSzo If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to he...
Monthly Interest Rate Update September 2021
October 06, 2021 20:00 - 3 minutes - 2.18 MBMortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry, Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates. You can watch a video on the same subject on YouTube here: https://youtu.be/MSwLGIbrSzo If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to he...
Tax Change Update for New Build Properties - Guest Interview: Garreth Collard, Epsom Tax
September 30, 2021 19:00 - 34 minutes - 23.9 MBvery property investor needs to know this… There are major changes happening to the way mortgage interest expenses are able to be deducted from taxable income. Garreth Collard from Epsom Tax joined Mortgage Lab CEO Rupert Gough to talk about newly released information including what has changed and what is exempt. If you would like to contact Garreth and EpsomTax to learn more, you can reach them at 0800 890 132 or visit their website www.epsomtax.com. You can watch a video on the same sub...
Who are your Property Experts?
September 06, 2021 21:00 - 5 minutes - 3.56 MBSurrounding yourself with property experts isn’t just a good idea - it’s absolutely necessary. And while it sounds expensive, you don’t need to be rolling in cash. In fact, in many cases the advice is free. In this podcast Mortgage Lab CEO Rupert Gough talks about the key people you need as a property buyer. You can watch a video on the same subject here: https://youtu.be/StNpI1GZS9I You can also learn more from reading our blogs at mortgagelab.co.nz/property-experts-who-are-yours If yo...
What Happens When You Buy a House?
September 06, 2021 21:00 - 4 minutes - 3.39 MBUnderstanding the end to end process of buying your first home can help manage your stress as you go through the journey. In this podcast, Mortgage Lab CEO Rupert Gough lays out the steps to buying your first home. You can watch a video on the same subject here: https://youtu.be/kXD__WiVKAk You can also learn more from reading our blogs at mortgagelab.co.nz/what-happens-when-you-buy-a-house If you are unsure where to start or have any questions, don't hesitate to contact the team at mortg...
Our August 2021 Wrap Up
September 01, 2021 02:00 - 4 minutes - 2.87 MBMortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry, Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates. You can watch a video on the same subject on YouTube here: https://youtu.be/0NC7EGb2ks0 If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to he...
Monthly Interest Rate Update August 2021
September 01, 2021 02:00 - 4 minutes - 2.82 MBMortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry, Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates. You can watch a video on the same subject on YouTube here: https://youtu.be/0NC7EGb2ks0 If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to he...
Why 77% of Kiwis only own 1 Investment Property
August 09, 2021 02:00 - 5 minutes - 3.67 MBProperty investment is hugely popular in New Zealand. Yet most investors will only ever own one investment property at a time. In this podcast Mortgage Lab CEO Rupert Gough talks about why this is. You can watch a video on the same subject here: https://youtu.be/I4JO0QQO-WY You can also learn more from reading our blogs at mortgagelab.co.nz/the-income-hurdle-why-most-kiwi-investors-only-own-a-single-investment-property If you are unsure where to start or have any questions, don't hesitate...
Why Use a Mortgage Broker if You Already Have a Mortgage?
August 01, 2021 20:00 - 3 minutes - 2.81 MBConversations about mortgage brokers tend to focus on the service they provide when you buy a house. But your mortgage broker provides multiple important services throughout the life of your mortgage. These services can save you thousands of dollars, a lot of time and stress, and get you in the best position financially. Mortgage Lab CEO Rupert Gough shows these lesser known services some love in this podcast. You can watch a video on the same subject here: https://youtu.be/0d-7lscEkcY You...
Monthly Interest Rate Update July 2021
July 29, 2021 20:00 - 5 minutes - 3.67 MBMortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry, Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates. You can watch a video on the same subject on YouTube here: https://youtu.be/pDI0KC592Rc If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to hel...
Our July 2021 Wrap Up
July 29, 2021 20:00 - 5 minutes - 3.71 MBMortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry, Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates. You can watch a video on the same subject on YouTube here: https://youtu.be/pDI0KC592Rc If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to hel...
Discussing the NZ Investment Market - Guest Interview: Daniel Carney, Goodlife Financial Advice
July 21, 2021 22:00 - 23 minutes - 16.2 MBMortgage Lab CEO Rupert Gough talks with Daniel Carney from Goodlife Financial Advice about what's happening in the New Zealand investment market. This podcast is longer than the usual format so grab a cup of tea or coffee, get comfy and enjoy. If you would like to contact Daniel and Goodlife Advice to learn more, you can reach them at 0508 GOODLIFE or visit their website www.goodlifeadvice.co.nz. You can watch a video on the same subject here: https://youtu.be/dgJIE2gIl-g If you are unsu...
Debt to Income Ratio
July 21, 2021 22:00 - 2 minutes - 2.1 MBThe Reserve Bank of New Zealand now has the option to implement debt to income ratio limits. In this podcast Mortgage Lab CEO Rupert Gough talks through the current status of DTI restrictions and explains how debt to income ratios can be measured. You can watch a video on the same subject here: https://youtu.be/fJT5ZGQUTJE You can also learn more from reading our blogs at mortgagelab.co.nz/debt-to-income-ratios-what-are-they-and-how-are-they-measured If you are unsure where to start or h...
Should I get Life and Health Insurance when buying a house?
July 19, 2021 23:00 - 2 minutes - 1.72 MBLife and health insurances are slightly morbid topics, but are worth looking into. In this podcast, Mortgage Lab CEO Rupert Gough talks through what to look out for when considering insurance. You can watch a video on the same subject here: https://youtu.be/avu0lptYM_A You can also learn more from reading our blogs at mortgagelab.co.nz/should-you-get-life-health-and-income-insurance-when-buying-a-house If you are unsure where to start or have any questions, don't hesitate to contact the t...
Discussing the NZ Property Market - Guest Interview: Nick Goodall, CoreLogic
July 15, 2021 21:00 - 43 minutes - 29.8 MBWith so much going on in the lending space Nick Goodall from CoreLogic and Rupert Gough discuss everything from recent value growth to the trends and impact of the bank of Mum and Dad helping out first home buyers. A review of the latest CoreLogic Buyer Classification data leads to what's happening with investors right now, including how the tightened loan-to-value (LVR) restrictions have hindered their activity. Plus some surprise about the reaction to the interest deductibility changes an...
Our June 2021 Wrap Up
July 01, 2021 21:00 - 3 minutes - 2.33 MBInterest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://youtu.be/aT0ih-Z5mg4 If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are mor...
Monthly Interest Rate Update June 2021
July 01, 2021 21:00 - 3 minutes - 2.28 MBInterest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://youtu.be/aT0ih-Z5mg4 If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are mor...
About the First Home Grant
June 15, 2021 21:00 - 4 minutes - 3.24 MBWhen buying your first home in New Zealand, you may be eligible for the First Home Grant from the Government! In this podcast, Mortgage Lab CEO Rupert Gough explains what the First Home Grant is and its eligibility criteria. You can watch a video on the same subject here: https://youtu.be/VjlVO4jxGeM If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help. You can watch more of these articles by subscri...
Our April 2021 Wrap Up
May 06, 2021 02:00 - 3 minutes - 2.78 MBInterest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://youtu.be/YhR4BuHX4Yw If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are mor...
Monthly Interest Rate Update April 2021
May 06, 2021 02:00 - 3 minutes - 2.73 MBInterest rates held by all of the banks are always being updated and be difficult to keep track of if you are not actively working in the industry. In this podcast, Rupert has done the research for you and gives you an update on what the current interest rates are. You can watch a video on the same subject on YouTube here: https://youtu.be/YhR4BuHX4Yw If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are mor...
How Much Deposit Do You Need To Buy A House In NZ
April 27, 2021 04:00 - 2 minutes - 1.99 MBWith the changes to the LVR restrictions for banks, does that mean that they will lend to those who have less than 20% deposit? In this podcast, Rupert answers this question and more. We have updated our articles and videos to explain how these changes impact you when you are buying a home. You can watch a video on the same subject here: https://youtu.be/EWt2oZxKWug You can also read more about deposit requirements by reading our blog mortgagelab.co.nz/how-much-deposit-do-you-need-to-buy-...
Summary of Changes - March 2021
March 30, 2021 20:00 - 4 minutes - 3.27 MBThere have been some major property-market announcements this month. Here’s our round-up of the major ones and what they mean for first home buyers and investors. You can watch a video on the same subject on YouTube here: https://youtu.be/mSlRO-lyUHQ If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are more than willing to help you through this confusing time! You can watch more of these articles by subscr...
Our March 2021 Wrap Up
March 30, 2021 20:00 - 4 minutes - 3.31 MBThere have been some major property-market announcements this month. Here’s our round-up of the major ones and what they mean for first home buyers and investors. You can watch a video on the same subject on YouTube here: https://youtu.be/mSlRO-lyUHQ If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are more than willing to help you through this confusing time! You can watch more of these articles by subscr...
Apartments: The Low-Down on High Rises
December 20, 2020 22:00 - 9 minutes - 6.58 MBApartments are a very tempting purchase, especially for first-home buyers. They tend to cost less and therefore be much more within reach. In this podcast Mortgage Lab CEO Rupert Gough discusses what you need to consider when looking at buying an apartment. You can watch a video on the same subject here: https://youtu.be/NKIHM5fWrjY You can also learn more from reading our blog on the same subject at mortgagelab.co.nz/apartments-the-low-down-on-high-rises/ If you are unsure where to start...