Engineer of Finance
313 episodes - English - Latest episode: 29 days ago - ★★★★★ - 33 ratingsIt all begins with savings and cash flow! Most people play the dangerous game of chasing after outrageous returns risking all their money in aggressive joint ventures, real estate, and the stock market. Stop what you’re doing and LISTEN so we can show you how you really can enjoy today AND can have a way wealthier tomorrow.
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Episodes
Preparing A Trust And Protecting Your Family - Episode 63
April 18, 2019 15:00 - 38 minutes - 31.5 MBIf you want to pass wealth to the next generation a will and trust are essential pieces to the puzzle. Ken and Tammi share ideas for you and your family and how to maximize your current financial situation. You’ll hear specific strategies to avoid the common mistakes others make when it comes to trusts and wills. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better...
Creating A Trust Or A Will (Part 2) with Greg Gentry - Episode 62
April 11, 2019 14:01 - 53 minutes - 43.4 MBThis is the second episode of a two-part series on which our guest Greg Gentry dives into the differences between a Will and a Trust. Join us to get some advanced strategies and learn what the benefits are of creating a Trust. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Epi...
Creating a Trust or a Will (Part 1) With Greg Gentry - Episode 61
April 04, 2019 15:00 - 51 minutes - 41.9 MBThis episode is all about the differences between a will and a trust and why everyone should have trust-based planning. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this episode go to http://engineeroffinance.com Con...
Insights From A Mortgage Consultant with Kyle V. Robertson - Episode 60
March 28, 2019 15:00 - 38 minutes - 31.6 MBKen and Tammi are joined by Kyle V. Robertson. He’s an avid listener of the podcast and is here today to share some stories on how he met Ken and how they work together. Also, he tells us how New American Funding makes a difference in the mortgage industry by funding loans themselves. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by inv...
Hitting The 'OFF' Button - Episode 59
March 21, 2019 15:00 - 31 minutes - 25.4 MBGoing on a vacation and turning OFF your mind while still doing what you love, will be the topic of this new episode. Ken shares the importance of hitting the reset button and taking some time off to come up with new ideas for your company. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources...
Announcing The Incredible Partnership of Greene Financial and Menath Insurance - Episode 58
March 14, 2019 15:00 - 31 minutes - 25.5 MBKen is joined by Scott Menath of Menath Insurance who is Ken’s property and casualty guru. Today they get together to talk about how they met and discuss Scott’s area of expertise. Also, what they expect of this new joint venture. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this...
Creating A Financial Strategy That Generates Incredible Rates Of Return - Episode 57
March 07, 2019 16:00 - 22 minutes - 20.5 MBThe Engineer of Finance gives us some of his intellectual wisdom, this time without his co-host Tammi Brannan. Today's topic will be the rates of return and technology. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this epi...
Struggling With Perfectionism - Episode 56
February 28, 2019 16:00 - 30 minutes - 28.2 MBPerfectionism is something we are always pursuing, but sometimes, it can turn into your biggest obstacle. Today, Ken explains how you should continue learning every day, embrace the fact you will never know everything and recommends us to keep move forward instead of looking for perfection. To him, the best way to get near perfection is to pull the trigger and just do the things that you want to do! Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finan...
The Bankosaurus® Revisited - Episode 55
February 21, 2019 16:00 - 27 minutes - 25.5 MBKen shares his learning experience in Texas, where he spent time with the best of the best in the financial world. He also explains what the Bankosaurus® is, as well as his approach to smart financing for individuals and families. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this...
Financial Planning Using Alternative Investments with Tim Wright - Episode 54
February 14, 2019 16:00 - 31 minutes - 29 MBKen and Tammi tackle life settlements with Tim Wright, at ASR Alternative Investments. Hear how alternative investments and life insurance compliment each other when it comes to financial planning. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and addit...
Cash Has Become Illegal (Part 2) - Episode 53
February 07, 2019 16:00 - 23 minutes - 21.5 MBIs the future paperless? What is the role that cash has in our lives and will it remain a necessity in the future? That is the topic of today's podcast, so join us as we listen to Ken share his opinion about seeing cash as a bad thing, money as an amplifier and the privacy of U.S citizens. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and to help them earn better yields with less ris...
Cash Has Become Illegal (Part 1) - Episode 52
January 31, 2019 16:00 - 20 minutes - 19.4 MBThere is no question about the importance of money in today's economic landscape, but on this episode, Ken takes the discussion one step further and talks about control and how money moves. Join us as we listen to Ken explain important concepts like opportunity cost, the role of cash in our lives and the current state of people's privacy in the U.S. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially ...
Working With An Ideal Client - Episode 51
January 24, 2019 16:00 - 29 minutes - 27.7 MBKen and Tammi discuss the philosophy of understanding who is your ideal client, procuring its safekeeping and how it becomes second nature, one of the many perks of finding your true calling. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additio...
Investing In Real Estate with John Von Nolde - Episode 50
January 17, 2019 16:00 - 43 minutes - 39.8 MBToday, we get the opportunity to hear from a uniquely qualified expert. John Von Nolde is representing investors wishing to extend their portfolio as well as first-time investors. Join us as we discuss why John’s experience allows him to represent both buyers and sellers more effectively in this evolving and complicated real estate market. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independen...
Smörgåsbord Of Rants Against The Financial Industry - Episode 49
January 10, 2019 16:00 - 29 minutes - 27.5 MBToday is all about Smörgåsbord! This type of Scandinavian, buffet-style meal, serves Ken as an analogy term to help us understand the “buffet” of the financial industry. He also touches on topics such as taxes based on purchases and the diversification on Wall Street. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall S...
Going Back To Basics - Episode 48
January 03, 2019 16:00 - 25 minutes - 23.5 MBWhat better way to wrap up the year than by reviewing the essentials? On this episode we listen to Ken and Tammi go over the basic financial lessons we've learned throughout the year and why applying them can give you the best chances of obtaining material success in this industry. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by invest...
Wall Street As A Strategy - Episode 47
December 27, 2018 16:00 - 20 minutes - 18.8 MBKen and Tammi talk about Wall Street and the qualified plans. Ken shares with us his fascination with the Wall Street side, for him, Wall Street is his bright and shiny object. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information...
A Financial Entertainer - Episode 46
December 20, 2018 16:00 - 31 minutes - 29.1 MBA holiday episode with a financial twist! Don’t miss out on this very special edition on which Ken and Tammi discuss the subject of Christmas as well as some of the most important facts you need to know to understand how Wall Street works. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources ...
Health & Wealth - Episode 45
December 13, 2018 16:00 - 19 minutes - 17.8 MBHealth, wealth and how to find better ways to improve yourself will be the topics of today’s episode. Join us as we discuss some of the critical facts you need to keep in mind to achieve improvements in your life and which might hopefully help you find what really drives you. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Of...
Partnerships & Joint Ventures - Episode 44
December 06, 2018 17:34 - 30 minutes - 28.2 MBChoosing the right partner is critical, that’s why this episode is a must for all those finance enthusiasts and entrepreneurs out there, as we listen to Ken and Tammi discuss the subject of Partnerships and Joint Ventures, their importance and how choosing the wrong ones may be dangerous. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less ris...
Opportunity Cost - Episode 43
November 29, 2018 16:00 - 21 minutes - 19.5 MBOpportunity cost may not be a concept you consider often but after listening to this episode we promise your view might change, so join us as we listen to Ken and Tammi discuss the meaning of “Opportunity Cost”, how inflation works against us and how we may find scenarios to take advantage of taxes and real estate. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn bett...
Gratitude - Episode 42
November 22, 2018 13:06 - 28 minutes - 26.7 MBGratitude brings you peace, that is the message of today’s episode. Join us as Ken shares his view on loving what you do and the importance of being grateful for all the blessings you have in your life. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources ...
Profit Is Good - Episode 41
November 15, 2018 14:56 - 29 minutes - 27.5 MBIf you like doing something then profit from it! This is the message Ken Greene is trying to get across as he and Tammi discuss one of today’s most enticing topics: how to obtain profit and does perceiving it give you freedom? Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from ...
First-past-the-post Voting System - Episode 40
November 08, 2018 16:00 - 29 minutes - 27.3 MBThe land of the free and the midterm elections will be the topic of conversation as we discuss the current landscape of the US government and the so-called First-past-the-post voting system. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and addition...
Part 2: Your Imagination Is A Preview Of Life's Coming Attractions - Episode 39
November 01, 2018 15:00 - 24 minutes - 22.7 MBImagination is key as we’ve discovered during our conversations with Ken Greene who continues to talk about the scenarios that can be created through imagination, how they might get you in trouble and how those principles can be applied to the process of “buying and holding” as a passive investment strategy. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and to help them earn better y...
Your Imagination Is A Preview Of Life's Coming Attractions - Episode 38
October 25, 2018 15:00 - 37 minutes - 34.6 MBKen Greene analyses the phrase “the show must go on”, as he and Tammi discuss the subject of “imagination” and the important role it plays on achieving our own goals. Ken Greene transitioned from being a professional engineer (P.E.) to the “Engineer of Finance” and now he is dedicated to helping people become financially independent, enabling them to earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional inf...
Part 2 - The Power To Tax Is The Power To Destroy - Episode 37
October 18, 2018 12:28 - 38 minutes - 35.9 MBPart 2 about taxes and the frustrations of a government that keeps on taxing. Ken and Tammi also talk about corporate taxes www.fairtax.org and what would happen if you didn’t pay your taxes. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and to help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and addi...
The Power To Tax Is The Power To Destroy - Episode 36
October 11, 2018 14:21 - 26 minutes - 24.9 MBTaxes have an opportunity cost and more consequences than most can understand. In this episode Ken and Tammi talk about the different kinds of taxes and why minimizing your taxes now and forever should be a priority with your finances. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and to help them earn better yields with less risk by investing Off Wall Street. Links and Resourc...
Bright And Shiny Objects - Episode 35
October 04, 2018 13:28 - 27 minutes - 25 MBToday it is all about bright and shiny objects. Before you ask, Ken and Tammi will tell you what exactly are these objects, how cryptocurrency and Wall Street fall into this category and how these opportunities will seek you out. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from t...
Be The Best Of The Best - Episode 34
September 27, 2018 18:53 - 30 minutes - 28.2 MBKen brings back some bullet points from his latest podcast to deepen those topics a little more. Also, he talks about housekeeping and a recent trip he took to Toronto. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this ...
Hank’s Success Story - Episode 33
September 20, 2018 14:50 - 26 minutes - 24.2 MBWith a new format on this episode Ken talks with a long time friend, client and podcast listener about his success story of applying financial advice he’s learned to create wealth. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional informa...
Why Most Financial Advisors Only Recommend Investing In Wall Street - Episode 32
September 13, 2018 15:00 - 22 minutes - 31.8 MBYou’re going to be shocked when you hear why most financial advisors only give clients typical Wall Street options for their investments. You’ll also learn how to create your own custom plan which is much better than relying on Wall Street. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources...
The Formulas Behind Insurance - Episode 31
September 06, 2018 13:54 - 33 minutes - 31.1 MBHave you ever wondered about the formulas behind insurance and how they apply to you? Ken and Tammi talk about Actuarial Science and how insurance is engineered. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this episod...
Discussing Life Settlements with the ASR Team - Episode 30
August 30, 2018 15:00 - 33 minutes - 31.3 MBKen Greene talks with Tim Wright and Stephen Ziadie from ASR Alternative Investments about Life Settlements. They also talk about: What makes Life Insurance so powerful? Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of th...
It All Starts With Education - Episode 29
August 23, 2018 12:45 - 32 minutes - 29.6 MBIn this podcast, Ken Greene talks about his coaching style and his educational style. He also talks about why he loves working in the financial arena. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this episode go to htt...
Creating Value For Others And Giving - Episode 28
August 16, 2018 15:38 - 34 minutes - 31.6 MBIn this episode, Ken Greene shares with us his thoughts about being a financial advisor. He talks about the importance of saving, learning and creating value for others. For Ken, it's important that advisors are always learning, growing and sharing. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Li...
Real Estate Investing with Nathan Skankey - Episode 27
August 09, 2018 15:07 - 18 minutes - 17.3 MBIn this episode Ken has a very interesting conversation with Nathan Skankey from Santé Realty Investments at the 2018 Summit for Prosperity Economic Advisors. Nathan talks about commercial real estate, how to increase the value of a property and the Perpetual Passive Income Machine book. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by ...
One Plus One Equals Three - Episode 26
August 02, 2018 15:00 - 39 minutes - 31.7 MBKen talks about budgeting and explains to us what is one plus one equal three. He also talks about the importance of saving and how our spouse is our business partner. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this ...
Retirement And Budgeting - Episode 25
July 26, 2018 13:53 - 38 minutes - 35.9 MBKen Greene talks about taking control of your spending habits and how that can help you have a huge impact on the rest of your life. He also talks about retirement and the importance of budgeting. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and ad...
Delayed Gratification - Episode 24
July 19, 2018 15:00 - 28 minutes - 22.6 MBKen talks about the concept of delayed gratification and what it was like being featured on MSN Money. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this episode go to http://engineeroffinance.com Connect with Ken Gre...
Systems And Goals Part 2 - Episode 23
July 12, 2018 15:00 - 27 minutes - 25.2 MBThis week Ken and Tammi continue with last week’s topic about how to reach a goal using weekly and daily habits. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this episode go to http://engineeroffinance.com Connect wi...
Systems And Goals - Episode 22
July 05, 2018 15:00 - 25 minutes - 24 MBFollowing up our episode on how to have your “perfect day”, Ken talks about creating habits and systems in order to achieve your goals. This time he uses a story surrounding tennis to demonstrate his point. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resourc...
Life Settlements - Episode 21
June 28, 2018 15:00 - 18 minutes - 25.8 MBKen Greene is the “Engineer of Finance” and he educates clients about life settlements and how it can be a powerful way to diversify your investment portfolio. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of this epis...
Grandma Greene’s Money Tree - Episode 20
June 21, 2018 15:00 - 31 minutes - 28.8 MBKen shares a personal story about his Grandma Greene’s “Money Tree.” He also explains how, with the right financial tools you can actually get money to grow on trees. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information of th...
Earned Income: Your Best Asset - Episode 19
June 14, 2018 15:00 - 35 minutes - 32.9 MBFinding work you enjoy and understanding how you work best is the best thing you can do for your finances. Ken pulls back the curtains and shares who his favorite clients are and the three things each client must have to work with him. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resour...
How To Create Your Perfect Day - Episode 18
June 08, 2018 01:01 - 37 minutes - 34.4 MBLiving your perfect day is critical because your number one investment is your earned income. If you can create your perfect workday it will affect your work, business and health. Ken and Tammi talk about the process of creating your perfect day and Ken uses examples of how he is implementing this strategy in his life. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them e...
How Merchant Cash Advances Are an Alternative Investment - Episode 17
May 31, 2018 15:00 - 26 minutes - 24.6 MBKen talks about merchant cash advances which is an alternative investment that many people don’t know about. He compares the risk and returns of merchant cash advances to the S&P 500 and helps us understand how it works. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode ...
Should You Be In Debt To Others? - Episode 16
May 24, 2018 15:00 - 18 minutes - 17 MBBeing in debt to others has its pros and cons, so you need to understand the full picture and be disciplined. Ken and Tammi also talk about the importance of knowing how you’re going to get out of an investment before you get in. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources fr...
Are We In A Real Estate Bubble? - Episode 15
May 17, 2018 17:39 - 26 minutes - 36.8 MBWould you rather own a $2M home or have complete control over a $2M home? In today’s episode Ken and Tammi talk about real estate investments and how to create an income stream without owning real estate. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For reso...
Real Estate Investments - Episode 14
May 10, 2018 13:03 - 31 minutes - 29.2 MBReal estate is a tangible asset that can bring you a cash flow income every month. In this episode Ken and Tammi talk about why focusing on investments outside of Wall Street have additional benefits you can’t get from the normal trading market volatility. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. ...