The Chris Burns Show
257 episodes - English - Latest episode: over 3 years ago - ★★★★★ - 29 ratingsChris is the founder and principal of Dynamic Money, a financial planning company in Atlanta, and is passionate about helping people build strong financial plans flexible enough to be effective for all of life – not just the easy parts.
The Chris Burns Show is recorded LIVE in Atlanta on 95.5 WSB to help people like you reach your dreams and understand how real headlines have a real impact on their lives.
We want you to become excited about your money, your dreams, and learn how to take real steps towards your goals even when life happens.
If you’re listening, your future is important to you and you have BIG DREAMS. Let's talk about what's been going on...
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Episodes
Take It to the (RIGHT) Bank When Making A Change
June 29, 2018 20:00 - 6 minutes - 7.19 MBIn this episode you'll hear: The fine print you need to know about most bank promotion mailers. My frustration with most BIG bank options and how it costs you. Great banking options to consider. Ask Chris Burns Any Question Now
Inspiring Kids to Be World Changers with $100 - Kristen Witzel (Kids Boost)
June 28, 2018 20:00 - 1 hour - 63 MBIn our conversation with Kristen, you will hear: The story of a mom, entrepreneur, and dreamer who loves to inspire. How Kids Boost began and the sacrifices it demanded. The efforts to dramatically shift how kids see and engage in giving back. Why this Atlanta-based organization is a favorite place for our team to support. Learn More About Kids Boost Ask Chris Any Question
(Not So Easy) Secret Sauce to Investing in Up & Down Markets
June 27, 2018 20:00 - 21 minutes - 20.6 MBIn this episode you'll learn: What is true of rock-solid investors? The 2 tips to investing well in a turbulent (or any) market. How to REALLY plan for market instability? Ask Chris Any Question
Bad Retirement Advice Older People Give All the Time
June 16, 2018 09:00 - 14 minutes - 14.5 MBIn this episode you'll hear: A popular retirement/savings strategy completely debunked. My argument for what you should do in today's financial climate. A truth that EVERYONE needs to hear for their financial future. What to do next if you feel stressed or living paycheck to paycheck. Ask Chris Burns Any Question Now Our goal is to see you live with more and live for more.
Trade Wars! How to Protect Yourself from... Canada?
June 14, 2018 19:00 - 12 minutes - 12.4 MBIn this episode you'll hear: How the current Trade wars can and will affect you The best ways to protect yourself from market volatility Chris' easy-to-remember investment advice he stole from church Ask Chris Any Question Our goal is to help you live with more and live for more.
Social Security, The Massive Questions & What to Expect
June 13, 2018 16:00 - 17 minutes - 16.6 MBIn this episode you'll hear: How the media is going crazy and how much of it is valid What will Social Security look like for you? A real couple's experience What Chris suggests for your financial future Ask Chris Any Question Now Our goal is to help you Live With More and Live For More.
The Payoff of Knowing Your Gifts Now - Scott Kaufman | MyCareerIQ.net
June 12, 2018 09:00 - 1 hour - 68.7 MBIn this podcast interview, you will hear: How to properly guide young adults to live within their strengths. The dramatic cultural shifts occurring in education and work. How instrumental the right guidance can be in young adults most pivotal years. The thoughtful process that goes into assessing giftedness. Why recognizing young adults' passions early still holds immense value even before they are college or career ready. Ask Chris Burns Any Question Learn More About MyCaree...
You Think You Know Annuities But You're WRONG
June 05, 2018 09:00 - 24 minutes - 22.9 MBIn this episode you'll hear: The BIGGEST problem with annuities and their bad reputation. The 3 types of annuity options. How to pick what's best for your life and to build the life of your dreams. For much of the financial world, Annuities are a four-letter word. But what exactly are annuities and why are they so bad? Ask Chris Any Question Now
3 Tips To Go Out Big & Have An Amazing Retirement
June 01, 2018 09:00 - 22 minutes - 21.4 MBIn this episode you'll hear: What not to do if you're nearing retirement. What you NEED to do as you approach retirement. 3 tips to move into a smooth retirement. Ask Chris A Question Now
Are You Overpaying for Financial Advice - STOP!
May 30, 2018 12:52 - 8 minutes - 8.48 MBFinancial advisors can be an invaluable tool for your future, but they shouldn't be able to overcharge you or treat you poorly. In this episode you'll hear: One client's unbelievable experience. What you should pay for good advice. The right questions to ask to be sure your advice isn't costing you. Ask Chris Any Question Now
Paying Off Your Home Isn't The Best Use Of Your Money
May 25, 2018 09:00 - 17 minutes - 16.7 MBIn this episode, you'll hear: 3 Major Red Flags About Mortgage/Retirement Advice Chris Read The "Other Side" of Refinancing Your 30-Year Mortgage Why The American Dream of Paying Off Your Home Isn't A Fit In The Realities of Today Ask Chris Burns Any Question
Beware of Click Bait From Trusted Advisors
May 23, 2018 09:00 - 15 minutes - 15.2 MBOne of the things that are most frustrating to me about the financial world is how reactionary financial experts are. Ask Chris Burns Any Question
Doug McCranie - Time Out! How The Best Thing Businesses Can Do Is Get Away (CorpGetaway)
May 21, 2018 20:00 - 49 minutes - 45.2 MBIn this interview, you will hear: Doug's unlikely story of rising against all odds. The severity of how disengaged the workplace is today. Our cultures tend to accept risk from afar, and the personal battle against it. Shocking statistics about today's workplace. The incredibly thoughtful process that goes into creating impactful getaways. Ask More Than Money Any Question Learn More About CorpGetaway
Sticking to The RIGHT Risk In The Market
May 21, 2018 16:00 - 12 minutes - 11.5 MBIf you want to feel safe and secure in your investments, don’t buy into a flashy sounding product. Buy into a financial advisor who is looking out for you and your money. Ask More Than Money Any Question Right Now
Businesses Reaping The Most Reward From Tax Cut
May 16, 2018 17:20 - 13 minutes - 12.4 MBThe tax cut reminds me a lot of one of my favorite movies, Christmas Vacation. Chevy Chase thinks he’s going to get a massive Christmas bonus, so he decides to put a deposit down on a new pool. Instead, he ends up getting a Jelly of the Month subscription. With an average increase of 1-2%, you probably feel like you got a Jelly of the Month subscription. Now, I love jelly, so I wouldn’t mind a jelly subscription but I’d still prefer money for my bonus. If you’re making $40,000...
Could You Make More Money By Being More Harsh?
May 14, 2018 16:00 - 12 minutes - 11.7 MB"Yes, sir" and "Yes, ma'am" are great rules for most places, but the one place you don’t want to be polite is in your financial advisor’s office. In fact, your politeness could wreck your future. Ask Any Question to More Than Money Now
Why You Need To Invest in This Down Market
May 07, 2018 17:00 - 16 minutes - 14.8 MBInstead of hopping on and off this market timing treadmill, buying and selling with no real plan other than your intuition, you should make a plan that can actually help you and your money. You know that no matter what the headlines say, you can handle the changes coming your way. When is it time to get off the market timing treadmill and set a plan for the long-term? Ask Chris Any Question Now Contact More Than Money
Are You Wise Enough To Ignore Returns Now? My Advice
May 04, 2018 05:00 - 19 minutes - 18 MBA question often comes up with clients when they come in. They want to know “What is the best way to invest for retirement and how much growth they should expect?” They don’t always like my answer.
Fear-Based Financial Planning Versus Life In True Peace
May 02, 2018 05:00 - 18 minutes - 17.2 MBFear sells. Let's talk about the complex relationships between fear, anxiety, and financial peace. I'll share a couple of stories.
The Basics of the Treasury Yield & Why It's a Big Deal
April 30, 2018 09:00 - 12 minutes - 11.7 MBThe 10-Year Treasury Yield crossed 3% for the first time in four years. The treasury yield is a dense and complicated financial issue. It can be difficult for those outside of the financial world to understand what it means. Even articles designed to teach people about the treasury yield can be confusing. But this recent development will have an impact on you and your future. Here are the basics of what you need to know: A 10-year bond is a loan given to a company or to the government, wh...
Mike Sims -- A Much-Needed Banking Solution Built On Relationships (Vinings Bank)
April 18, 2018 09:00 - 1 hour - 59.1 MBMike Sims, Executive Vice President of Vinings Bank, has decades of business banking experience that lead him to understand its history, what is important for a strong financial future, and most importantly how a relationship can tell you more about a person than only a set of numbers and data. Enter Vinings Bank. Vinings Bank started at a difficult time to succeed in 2007, but still, today is enabling many small to medium-sized businesses and business owners to succeed in reaching their d...
How This Trade War Could Ruin Your Retirement
April 11, 2018 09:00 - 27 minutes - 25.2 MBFirst, the president declares tariffs on Chinese goods. Then, China retaliates with tariffs of their own. Unless something changes, we could be in for a huge trade war. This will have a definite impact on business owners in America, especially farmers in the Mid-West who export to China. But, did you know this trade war could also devastate your retirement plans? If you're like me and watch the news regularly, you've seen a lot about the recent tariffs the United States has placed on Chin...
The Best Thing You Can Do To Prepare Children Financially
April 09, 2018 09:00 - 16 minutes - 15.4 MBThe longer I’m in the financial planning business, the more I realize how important it is to talk to our children about money. And not just our children, but our grandchildren, our pre-teens, our teens, our college students. It’s important for people of every age to understand the value of money and the reality of spending. Sharing some of the tips we have below can have a huge impact on how your children live later in life. I have a diverse group of clients. Some of them are older couple...
Learn From Washington's Mistakes And Make A Better Budget
April 05, 2018 09:00 - 20 minutes - 19 MBA few months ago Congress has reached a 2-year budget agreement. This $1.3 trillion budget deal will make things easier for us now but pushes our national budget crisis off on future generations. This week they implemented the first part of this agreement to help keep the government open, and it goes against every piece of advice I’ve given my clients. The Deadly Sins Of Money: Avoidance And Denial The budget decisions made in Washington are perfect examples of the way people avoid and d...
Lindsey Turner -- Fitness, Fullness, and The Journey In Between (Personal Coach + The Transform App Ambassador)
March 30, 2018 09:00 - 1 hour - 67.4 MBLindsey Turner is a certified personal trainer and coach, ambassador of The Transform App, fitness enthusiast, and promoter of self-love. After a storied past of coaching, Lindsey faced multiple medical professionals tell him his injuries would permanently sideline him. Lindsey discovered The Transform App by Chris and Heidi Powell and how he began rebuilding his body inside and out. Lindsey's journey may look like a fitness success story, but it really became a career when he first be...
Your Bank Should Care About Your Money Like You Do
March 28, 2018 09:00 - 18 minutes - 16.9 MBIn 2016, the ten biggest banks in America earned 7.5 billion dollars in overdraft fees. For one bank, the money they earned in overdraft fees was 11% of their total profits for the year. Overdrafts aren’t the only way banks nickle and dime their customers, and you don’t have to put up with it. Listen on Apple Podcasts Despite the many scandals that have taken place over the past few years, the largest banking institutions in the country still act as if they’re entitled to our money. W...
How Increasing Interest Rates Will Affect You
March 27, 2018 09:00 - 10 minutes - 9.46 MBThis week we had another increase in Federal interest rates, But This isn’t unusual. There are small, incremental increases every year. It’s easy to think this minuscule percentage Change won’t have much effect, but do you know how these regular, small increases can truly affect you? Listen on Apple Podcasts If you're not familiar with federal interest rates, it's important you know that the government adjusts interest rates as a way to help control inflation. If it costs more to borrow...
Stop Arguing About Money & Enjoy It
March 26, 2018 09:00 - 15 minutes - 14.6 MBFinances cause conflict. This is a fact of life. There’s a reason I keep tissues in my office when I meet with clients. Arguments about money happen all the time and can even ruin marriages. How can you make sure you don’t let money destroy you and your relationship? Listen on Apple Podcasts Learn From Experience: Money Matters To start with, I want to share some of my story. I feel like a lot of people feel shame about their financial situation, especially when they meet with a new adv...
Emily Shupert (The Happiness Map) -- Accelerate Your Life and Find Happiness Now
March 23, 2018 09:00 - 1 hour - 60.6 MBDr. Emily Shupert is a licensed professional counselor and founder of a boutique counseling and coaching company in Atlanta, Simplify Life Counseling + Coaching. In her practice, she works with high-level executives and professional women to grow, develop and accelerate as marketplace leaders. Recently, she’s partnered with respected businessman and innovator, Anthony Flynn to write The Happiness Map. This book was written with the executive woman in mind, offering a personalized navi...
How to Survive Our New Volatile Market & Live with Peace
March 15, 2018 21:00 - 28 minutes - 26.2 MBThanks to the new tax plan, corporations are sitting on a lot of cash right now. Unemployment is at a low and wages are beginning to increase. Consumer confidence is high and people are spending more money. The market is doing well, so people are spending more money, but if things begin to turn bad, will you be prepared? Go Listen on iTunes Apple Podcasts The Ups And Downs Of A Volatile Market Last year, the chairwoman of the federal reserve announced that the rate of inflation was not...
Is America In A Retirement Savings Crisis?
March 14, 2018 16:00 - 18 minutes - 17.3 MBIt’s the perfect storm: social security has one foot out the door and pension funds are all but dead. Regardless of what happens in Washington, how do you know you won’t become the victim of crumbling social security and a nonexistent retirement plan? Listen Now On iTunes Apple Podcasts Can I Depend On Social Security? All of us know social security is in trouble. We also know that no one in Congress wants to do anything about it. They don’t want to be the person who took away everyon...
What To Do With Your HUGE Tax Refund
March 10, 2018 10:00 - 13 minutes - 12.5 MBIt’s that time of the year again! Everyone is getting tax refunds and every marketing campaign in the country is trying to convince people to spend their refund on something new. But what is actually the best use of your refund? It’s not what you think! Don’t Hope For a Refund This Year I want to start off by saying this: you should not hope for a HUGE tax refund every year. Tax refunds aren't a good thing. It’s just like going to the grocery store every week and paying an extra $5 for ...
Bob Rodgers (Street Grace) -- Winning the Fight Against a Dark, Horrific Reality
February 16, 2018 10:00 - 57 minutes - 53.1 MBBob Rodgers serves as President and CEO of Street Grace, bringing more than 30 years of corporate and nonprofit leadership and team development experience to this role. Street Grace is one of the pioneers in the human trafficking “space” — a $290 million illegal industry in Georgia, alone. In this podcast interview, you will hear: Statistics that make you cringe at their existence. How you can become a part of a solution in tangible ways. The realities of an unknown worl...
How To Respond To the Market Drop As A Young Investor
February 14, 2018 10:00 - 18 minutes - 17.2 MBIf you’re a new investor, in your 20s, 30s, 40s, how does the recent market drop affect you? Your portfolio can handle a larger drop, but maybe you can’t. What does that mean? I’m 20 Years Away from Retirement, How Do I Respond To The Market Drop? Mathematically, when you’re younger, you can handle a market drop. You have plenty of time before retirement to get your portfolio back up. In the past, people have even make the most money towards retirement during these drops. You can buy s...
How To Respond To the Market Drop When You're Near Retirement
February 12, 2018 10:00 - 20 minutes - 19 MBOver the last week we’ve experienced the largest market drop since 2008. It’s not the only correction we’ve had since then, but everyone is reacting. In fact, over the past week, $30 billion has been pulled out. I’m Within 5 Years of Retirement or Already Retired. HELP! We entered the year with a lot of hope and optimism, coming off a year of amazing growth in the market. Then, we had a quick, steep drop that has left everyone reeling. It’s a wake-up call to remind us we don’t know what ...
Start Vacationing! How Couples Can Travel Without Financial Anxiety (Lightning Round)
February 08, 2018 17:00 - 3 minutes - 3.08 MBTonya asks "Our family has not taken a real vacation in years because my husband is a die-hard saver. Do you have any tips?" Typically a relationship feud over a vacation is split between two parties: **"the saver" and "the spender." ** While both parties have good reasons for how they approach finances, you don't have to be stuck fighting. Here is the trick to going on the vacation of your dreams: Use the Foundation First program. What is "Foundation First?" It is the ess...
Having A Home Warranty Can Be Worse Than Calling the IRS (Lightning Round)
February 07, 2018 17:00 - 3 minutes - 2.96 MBSharon asks "My husband and I just purchased a home and are considering purchasing a home warranty, what are your thoughts?" Please note: this answer is coming from A LOT of personal experience as well as general advice. Theoretically, a home warranty makes sense. Let's say it costs $50 per month and if something breaks your home warranty company will come out to fix it for you. Here are the Problems with home warranties: It's going to be a terrible experience to call the...
Yes, You Can Still Fund Your Retirement Plan & See Tax Benefits (Lightning Round)
February 07, 2018 01:11 - 1 minute - 1.78 MBTim Asks "What is the last day you can contribute to an ira and reduce my 2017 taxes?" When you are funding your retirement plan you are not bound by the calendar year to see the tax benefits! Unlike your 401(k), your IRA and ROTH IRA can accept tax-deductible contributions until you file taxes for the year. It's easy to get them confused - but now is a great time to look at contributing to your retirement fund after the holiday and new year madness. Tim, you may also enjo...
How Do I Know When I Can Retire?
January 24, 2018 10:00 - 17 minutes - 15.8 MBEveryday, I sit down with people from all financial situations and all walks of life to help them figure out their retirement plan. The question Is Always the same: When Can I Actually Retire? Most of the clients who come into our firm are in their 60’s. They’ve earned a good salary their whole lives. They’ve worked for decades. But they know that once they leave their jobs they would no longer have access to their salary. The idea of missing out on that steady paycheck gives people so muc...
Holy DOW! The Biggest Mistake You Can Make In The Bull Market
January 23, 2018 15:10 - 13 minutes - 12.8 MBThe DOW has been growing by leaps and bounds lately. This week, it jumped from 25,000 to 26,000 in 8 trading days. While normally, a jump of a thousand in that short of a time period would be a game-changer, it’s not and that holds a dangerous truth. The higher the DOW is, the easier it is for it to make large jumps. I recently talked to a friend of mine about this exact situation. We were talking about how much the DOW had jumped and I said I wondered how long it will be until we see a c...
URGENT: How To Be Ready For A Money Emergency
January 22, 2018 10:00 - 23 minutes - 21.7 MBIf you have an emergency tomorrow, how much liquid savings do you have available to help pay for it? This is not money in your 401K or money you would have to transfer from an account. This is liquid cash you have available immediately. How much do you have? Is it enough? I recently read a CNN Money article that said only 40% of American have enough money in their savings to cover a $1,000 emergency. Another 20% of Americans surveyed said they would only be able to pay for an emergency wi...
Will Inflation Make An Influential Return in 2018?
January 19, 2018 10:00 - 23 minutes - 21.2 MBWill inflation make a return in 2018? The rate of inflation has been way below expectations for the last couple of years. For most of us, this isn’t a problem, but you should be wary. While I don’t want to waste too much of your time going over what specifically causes inflation, I know we’re all familiar with the idea that our money loses its value over time. Typically, inflation each year is estimated at 3%, but for the last few years it’s been under 2%. Most of us would never complain a...
This is How Financial Advisors Should EARN Your Money
January 17, 2018 10:00 - 18 minutes - 16.7 MBIf you currently have a financial advisor, how much are you paying them and what are they doing to earn that money? I recently had a new client come in because he was nervous about the risky investments his advisor had set up for him. We looked over his portfolio and discovered he had paid his advisor over $8,250 in the last year. This is a serious problem. Most of the financial planning industry is run on a suitability standard. This means when you sell an investment product, your advis...
Lightning Round: Paying for College & Taking Out Loans
January 12, 2018 10:00 - 8 minutes - 7.71 MBLeeann: Our son will be a freshman in college next fall and will probably be going to school out of state, which we didn’t expect. We and his grandparents have put money into a 529 plan for him, but this will only cover a portion. Do you have any thoughts on paying for college and/or taking out loans? This is the season for people to think about paying for college. Student loan debt is going through the roof in this country. If you want to pay for your student’s college, I have a few sugge...
Look At This Before You Contribute More to Your 401K
January 11, 2018 10:00 - 18 minutes - 17.2 MBThere is the potential that 401Ks can be positive for employees and employers both, but this study is saying: Wait a minute! I recently saw a fascinating study that concluded that having a 401K leads to higher debt. The main reason for this is the move towards automatic 401K enrollment by employers. It used to be that if you joined a new company, you had to sign up if you wanted to contribute to a 401K. If you have to take action to do something, the chances of you doing it are less than i...
How to Have the Best Financial Year
January 10, 2018 10:00 - 28 minutes - 26.2 MBMirror, Mirror On The Wall Make 2018 The Richest of Them All This time of the year the news is full of all kinds of: investment tips money tricks and hacks and bold predictions for the year. You’ll see articles predicting 2018, even books with people telling you what they think will happen in the next 12 months. if you’re a new client and you come into my office because you want me to tell you what is going to happen in the next year, you’re going to be Disappointed. Myself, my staf...
Understanding If Your 'Permanent' Life Insurance Is Really Permanent
December 22, 2017 10:00 - 22 minutes - 21 MBI had a client call me this week and talk to me a problem his mother was having. She’s been paying $200 a month for over 25 years for a what she thought was a permanent life insurance policy, but she received a letter in the mail saying her premium was going to increase to $600 per month or she’d lose her coverage. She doesn't have much money and this was the only way she was able to leave something for children and grandchildren. Now she’s devastated. This is not an isolated inci...
Conflicting Predictions for 2018 And How You Can Make Sense Of It All
December 20, 2017 10:00 - 13 minutes - 12.3 MBIt’s that time of the year where financial expects make fools of themselves. Yes, it’s time for the 2018 predictions. What you really need to understand about these predictions, regardless of whether they’re positive or negative, is that they are complete and utter nonsense. What you really need to understand about these predictions, regardless of whether they’re positive or negative, is that they are complete and utter nonsense. Take a look at last year’s prediction in retrospect...
The Tax Bill Passed: Now What?
December 18, 2017 14:13 - 15 minutes - 14.5 MBMuch to the surprise of many people, including myself, the GOP Tax Bill Passed and big changes are coming to our tax system in 2018. There’s lots of rumors and misinformation going around about what these changes will be, so let’s dig into it. This bill isn’t perfect, but there are some great benefits we can all enjoy. Much to the surprise of many people, including myself, the GOP Tax Bill Passed and big changes are coming to our tax system in 2018. The first most important elemen...
Bitcoin: When Should You Buy In?
December 09, 2017 10:00 - 9 minutes - 9.05 MBI’m fairly consistent in my advice that you shouldn’t invest in Bitcoin. We’ve talked about Bitcoin before and you can read previous articles or listen to past podcasts. You’ll see that I’m fairly consistent in my advice that you shouldn’t invest in Bitcoin. This isn’t because Bitcoin is bad. It went grew to over 11,000 this week, which means one Bitcoin is work $11,000 American Dollars. It dropped soon after but is still hovering over $10,000. Overall this year the Bitcoin has grown by o...