We had the chance to catch up with our Insurance go to guy - Frank Macdonald from Select Insurance.  Frank has been a friend of the podcast from day one.  The last time we spoke it was all about disinfecting services for covid - 19 so this time around, we find out what's new, talk family and how he's been adjusting in his business.  Great advice and insight into the Cares Act, wage and hour policies and more.