Coffee and Coin Podcast artwork

Coffee and Coin Podcast

462 episodes - English - Latest episode: about 1 month ago -

Ready to take charge of your financial future? Coffee & Coin is your go-to resource for financial education and honest money conversations that women don’t get anywhere else. Allegra Moet Brantly is the Founder & CEO of Factora, a company on a mission to lead 1 million women to $1 million in net worth. Her specialty? Breaking down complex personal finance and investing topics into easy-to-understand, actionable strategies. Tune in to learn how to put your money to work and reach financial freedom well before you’re 65. Plus, get inspired by other women’s investing journeys and money wins.

Want to learn more about Factora? www.factorawealth.com

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Episodes

133. Allegra's First Accountability Meet-Up of 2023

February 02, 2023 13:00 - 40 minutes - 38.2 MB

In this episode, Allegra shares her first accountability partner meet-up of 2023, with Steph Douglass, a Factora Member and Founder & CEO of Open House Austin. They share their biggest learnings from 2022, how to keep going when you don’t hit your goals (when or how you planned), and what they’re working towards in 2023. As always, listening to these two talk money is a real treat! Have questions you'd like Allegra & Steph to answer on future episodes? Email us at [email protected].  ...

132. From -$18K to $1.1M: How to Create Money Systems that Build Wealth

January 26, 2023 14:48 - 26 minutes - 24.7 MB

It's our favorite time of year because the Spring Wealth Circle is OPEN for enrollment, which means hundreds of women are getting ready to join the Factora community and make some serious financial changes—we can't wait! In this episode, Allegra talks about why creating systems is the KEY to short and long-term financial success and the tools needed to build those systems from the ground up. If you're ready to transform your financial life and join a community of action-oriented, supportive ...

132. From -$18K to $1.1M: How to Create Money Systems that Build Wealth

January 26, 2023 13:00 - 26 minutes - 25.3 MB

It's our favorite time of year because the Spring Wealth Circle is OPEN for enrollment, which means hundreds of women are getting ready to join the Factora community and make some serious financial changes—we can't wait! In this episode, Allegra talks about why creating systems is the KEY to short and long-term financial success and the tools needed to build those systems from the ground up. If you're ready to transform your financial life and join a community of action-oriented, supportive ...

131. How to Use Money as a Tool for Burnout

January 19, 2023 13:00 - 49 minutes - 46.2 MB

Last year nearly half of female employees reported feeling burnt out. Personal expectations, lack of resources, and outside stigmas can all make it challenging to put your mental health first, but prioritizing your mental well-being is vital to your overall health and has a direct impact on your personal and professional life. So in today's episode, Allegra chats with two Factora women who recently leveraged their money and investments to take a sabbatical in support of their mental health. ...

130. How to Show up for Your Finances in 2023

January 12, 2023 18:32

There is so much power in making decisions for ourselves – but it's after you make the decision that you want something, that you actually have to go and do the work. In this episode, Allegra breaks down the difference between signing-up for your money and showing-up for your money and how a simple mindset shift can set you up to have your best financial year yet. RSVP for our Wealth Circle Info Session Join the Wealth Circle Waitlist

129. How to Invest During a Downturn

December 29, 2022 13:00 - 51 minutes - 47.6 MB

Nothing bad happens when women talk money. In this episode, we're giving you a sneak peek inside our December Member's event: How to Invest During a Downturn. Allegra chats with two other Factora women about their current investment strategies, changes they've made in the last year, and what they're thinking about as we head into 2023.  Watch the event recording here >  Join the waitlist for the Spring 2023 Wealth Circle >     

128. Building Your Financial Foundation (6/6): Investing for Financial Freedom

December 22, 2022 13:00 - 19 minutes - 18.7 MB

In the final episode of our Financial Foundation series, we're talking about the one tool that is absolutely key when it comes to growing your wealth over time–investing. Allegra explains how investing will allow you to stop trading your time for money and reach financial freedom way sooner than traditional retirement age. Plus, why she hates the term retirement and how we can shift our mindset to create a life with way more flexibility and freedom now—rather than later. Download our FREE ...

Building Your Financial Foundation (5/6): How to Use Automations to Supercharge Your Savings

December 08, 2022 14:14 - 20 minutes - 18.6 MB

In part 5 of our Financial Foundation series we're talking all about how to save for your short-term goals by leveraging one of our favorite wealth-building tools: automations. Allegra walks through how to pay yourself first and how to create systems that will grow your money easier and faster than you thought possible.  Download our FREE financial framework workbook. Join the waitlist for the Spring 2023 Wealth Circle for the inside scoop and access to Early Bird pricing when we open in D...

127. Building Your Financial Foundation (5/6): How to Use Automations to Supercharge Your Savings

December 08, 2022 14:14 - 20 minutes - 18.6 MB

In part 5 of our Financial Foundation series we're talking all about how to save for your short-term goals by leveraging one of our favorite wealth-building tools: automations. Allegra walks through how to pay yourself first and how to create systems that will grow your money easier and faster than you thought possible.  Download our FREE financial framework workbook. Join the waitlist for the Spring 2023 Wealth Circle for the inside scoop and access to Early Bird pricing when we open in...

Building Your Financial Foundation (4/6): Why You Need an Emergency Fund

December 01, 2022 22:12 - 22 minutes - 20.3 MB

According to the Federal Reserve, a whopping 36% of Americans don't have enough money saved to cover a $400 emergency. In part 4 of our Financial Foundation series Allegra breaks down why emergency funds are essential to preserving your wealth and how to determine how much you need in yours. Download our FREE financial framework workbook. Join the waitlist for the Spring 2023 Wealth Circle for the inside scoop and access to Early Bird pricing when we open in December. 

126. Building Your Financial Foundation (4/6): Why You Need an Emergency Fund

December 01, 2022 13:00

According to the Federal Reserve, a whopping 36% of Americans don't have enough money saved to cover a $400 emergency. In part 4 of our Financial Foundation series, Allegra breaks down why emergency funds are essential to preserving your wealth and how to determine how much you need in yours. Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Building Your Financial Foundation (3/6): Values Based Spending

November 17, 2022 14:12 - 16 minutes - 15 MB

Welcome back to part 3 of our Financial Foundations series! Today we're talking about what it means to spend based on your values and how doing so allows you to spend on the things that matter most to you now while ALSO increasing your investing rate and growing your wealth in the long-term.  Download our FREE financial framework workbook. Watch this video to define your personal values. Join the waitlist for the Spring 2023 Wealth Circle for the inside scoop and access to Early Bird pric...

125. Building Your Financial Foundation (3/6): Values Based Spending

November 17, 2022 13:00 - 16 minutes - 15.6 MB

Welcome back to part 3 of our Financial Foundations series! Today we're talking about what it means to spend based on your values and how doing so allows you to spend on the things that matter most to you now while ALSO increasing your investing rate and growing your wealth in the long term.  Watch this video to define your personal values > Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Building Your Financial Foundation (2/6): Should You Pay Off Debt, Invest, or Both?

November 10, 2022 14:00 - 19 minutes - 17.7 MB

There's a lot of talk about what to do when it comes to money. Should you invest? Pay off debt? Both? In this episode, we're taking a look at step one in the Factora Financial Framework: eliminating high-interest debt. Allegra dives into the difference between high-interest debt and low-interest debt and the opportunity cost of NOT investing, to help you determine which strategy makes the most sense for you.  Download our FREE financial framework workbook. Join the waitlist for the Spring ...

Building Your Financial Framework: Should You Pay Off Debt, Invest, or Both?

November 10, 2022 14:00 - 19 minutes - 17.7 MB

There's a lot of talk about what to do when it comes to money. Should you invest? Pay off debt? Both? In this episode, we're taking a look at step one in the Factora Financial Framework: eliminating high-interest debt. Allegra dives into the difference between high-interest debt and low-interest debt and the opportunity cost of NOT investing, to help you determine which strategy makes the most sense for you.  Download our FREE financial framework workbook. Join the waitlist for the Spring ...

124. Building Your Financial Foundation (2/6): Should You Pay Off Debt, Invest, or Both?

November 10, 2022 13:00 - 19 minutes - 18.3 MB

There's a lot of talk about what to do when it comes to money. Should you invest? Pay off debt? Both? In this episode, we're taking a look at step one in the Factora Financial Framework: eliminating high-interest debt. Allegra dives into the difference between high-interest debt and low-interest debt and the opportunity cost of NOT investing, to help you determine which strategy makes the most sense for you.  Download our FREE financial framework workbook > Learn more about the Wealth Ci...

123. Building Your Financial Foundation (1/6): What Wealth Actually Enables in Your Life

October 27, 2022 13:00 - 26 minutes - 25.2 MB

When it comes to building the life of your dreams, hope is not a strategy. So, today we're kicking off a new series that will give you the tools you need to build a solid financial foundation from the ground up. In this episode, Allegra explains what wealth actually enables in our lives (hint: it's not just about being rich) and introduces the Factora Financial Framework—the basis for everything we teach in the Wealth Circle.  Download our FREE financial framework workbook > Learn more a...

Building Your Financial Foundation (1/6): What Wealth Actually Enables in Your Life

October 27, 2022 12:00 - 26 minutes - 24.5 MB

When it comes to building the life of your dreams, hope is not a strategy. So, today we're kicking off a new series that will give you the tools you need to build a solid financial foundation from the ground up. In this episode, Allegra explains what wealth actually enables in our lives (hint: it's not just about being rich) and introduces the Factora Financial Framework—the basis for everything we teach in the Wealth Circle.  Download our free workbook. Apply to the Spring 2023 Wealth Cir...

Financial Framework: What Wealth Actually Enables in Your Life

October 27, 2022 12:00 - 26 minutes - 24.5 MB

When it comes to building the life of your dreams, hope is not a strategy. So, today we're kicking off a new series that will give you the tools you need to build a solid financial foundation from the ground up. In this episode, Allegra explains what wealth actually enables in our lives (hint: it's not just about being rich) and introduces the Factora Financial Framework—the basis for everything we teach in the Wealth Circle.  Download our free workbook. Apply to the Spring 2023 Wealth Cir...

122. Mindset: Best Lessons from Rich Dad, Poor Dad

September 01, 2022 21:02 - 18 minutes - 18 MB

In Julia’s final episode, she is sharing what she learned from the book Rich Dad, Poor Dad by Robert Kiyosaki. She breaks down five amazing lessons from the book, gives examples of how she is implementing these lessons and talks about three small changes you can make to get started on your path to wealth. Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Mindset: Best Lessons from Rich Dad, Poor Dad

September 01, 2022 12:00 - 18 minutes - 17.3 MB

In Julia’s final episode, she is sharing what she learned from the book Rich Dad, Poor Dad by Robert Kiyosaki. She breaks down five amazing lessons from the book, gives examples of how she is implementing these lessons, and talks about three small changes you can make to get started on your path to wealth. Apply to the Wealth Circle.

121. Wealth Circle Transformations: How Lexi Increased Her Net Worth by 59%

August 25, 2022 17:31 - 45 minutes - 36.8 MB

Julia is chatting with Wealth Circle Alum, Lexi, about how her life has changed since joining The Wealth Circle in the Spring of 2021. She shares her investment strategy, how her feelings about money have changed, and her real estate goals. Lexi is truly using money to build the life she wants and you can, too! Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Wealth Circle Transformations: How Lexi Increased Her Net Worth by 59%

August 25, 2022 12:00 - 45 minutes - 36.1 MB

Julia is chatting with Wealth Circle Alum, Lexi, about how her life has changed since joining The Wealth Circle in Spring of 2021. She shares her investment strategy, how her feelings about money have changed, and her real estate goals. Lexi is truly using money to build the life she wants and you can, too! The Wealth Circle doors will be closing TOMORROW and won’t open again until 2023. Now’s the time to start building your wealth! Join the Wealth Circle

120. Investing: Why Investing is Better Than Saving & Wealth Circle FAQs

August 18, 2022 17:37 - 18 minutes - 17.9 MB

This week, Julia talks about why investing is so much better than saving for building wealth, especially with rising inflation rates. She shares how compounding interest helps you grow your money without doing anything, why investing is going to help you prepare for retirement, and answers some FAQs about the Wealth Circle. The Wealth Circle doors will be closing soon and won’t open again until 2023. Don’t miss your chance to start building your wealth! Download our FREE financial framew...

Investing: Why Investing is Better Than Saving & Wealth Circle FAQs

August 18, 2022 12:00 - 18 minutes - 17.2 MB

This week, Julia talks about why investing is so much better than saving for building wealth, especially with rising inflation rates. She shares how compounding interest helps you grow your money without doing anything, why investing is going to help you prepare for retirement, and answers some FAQs about the Wealth Circle. The Wealth Circle doors will be closing soon and won’t open again until 2023. Don’t miss your chance to start building your wealth! Join the Wealth Circle

119. Real Estate: Partnerships and Rising Interest Rates with Steph Douglass

August 11, 2022 17:44 - 42 minutes - 34.8 MB

Today, Julia is talking with Steph Douglass, real estate extraordinaire, co-founder of Open House, and Factora member. Steph shares how she got started with real estate investing, her journey growing her real estate portfolio, and advice on investing in real estate when interest rates are rising. Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Real Estate: Partnerships and Rising Interest Rates with Steph Douglass

August 11, 2022 12:00 - 42 minutes - 34.1 MB

Today, Julia is talking with Steph Douglass, real estate extraordinaire, co-founder of Open House, and Factora member. Steph shares how she got started with real estate investing, her journey growing her real estate portfolio, and advice on investing in real estate when interest rates are rising. RSVP for our free Wealth Circle info session, How to Never Stress About Your Money Again: Recession Edition on August 17 at 6 PM CT | 7 PM ET Join the Wealth Circle

118. Mindset: Why You Should Become a Millionaire

August 04, 2022 13:00 - 21 minutes - 20.4 MB

Today, Julia is sharing three reasons why you should want to become a millionaire, three big things that are holding women back from building wealth, and how the Wealth Circle will support you in overcoming these challenges and help you build your wealth. Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Mindset: Why You Should Become a Millionaire

August 04, 2022 12:00 - 21 minutes - 19.8 MB

The Wealth Circle is officially open for enrollment! Today, Julia is sharing three reasons why you should want to become a millionaire, three big things that are holding women back from building wealth, and how the Wealth Circle will support you in overcoming these challenges and help you build your wealth. Join the Wealth Circle

117. Wealth Circle Transformations: Renee S. on Building Wealth for Her Growing Family

July 28, 2022 13:00 - 40 minutes - 37.5 MB

Julia talks with Renee, Wealth Circle Alum and Factora’s of Growth Marketing, about how she reevaluated her relationship with money when she transitioned into a new phase in her life. Today, Renee shares how Factora helped her come up with a plan that is comfortable for her and how she’s using investing and real estate to create multiple streams of income to help pay down student loans and build her family’s wealth. Download our FREE financial framework workbook > Learn more about the We...

Wealth Circle Transformations: Renee S. on Building Wealth for Her Growing Family

July 28, 2022 13:00 - 40 minutes - 36.9 MB

Julia talks with Renee, Wealth Circle Alum and Factora’s Director of Growth Marketing, about how she reevaluated her relationship with money when she transitioned into a new phase in her life. Today, Renee shares how Factora helped her come up with a plan that is comfortable for her and how she’s using investing and real estate to create multiple streams of income to help pay down student loans and build her family’s wealth. Sign up for our free Wealth Circle info session Apply to the Weal...

116. Investing: How to Invest During a Recession

July 21, 2022 13:00

There’s a lot of talk about a coming recession. Today, we’re going over the principles you need to keep growing your wealth in a market downturn. Download our FREE financial framework workbook > Learn more about the Wealth Circle >   

Investing: How to Invest During a Recession

July 21, 2022 12:00 - 18 minutes - 14.7 MB

There’s a lot of talk about a coming recession. Today, we’re going over the principles you need to keep growing your wealth in a market downturn. Sign up for our free webinar, How to Invest in the Stock Market. Apply to the Wealth Circle.

115. Investing: How to Build Your Portfolio From the Ground Up

June 23, 2022 13:00 - 27 minutes - 37.8 MB

This week, we’re revisiting our most popular episode of all time, where Allegra offers a window inside Session 1 of the Wealth Circle. In this snippet, Allegra talks about what it means to build your financial future from the ground up. Download our FREE financial framework workbook > Learn more about the Wealth Circle >   

Investing: How to Build Your Portfolio From the Ground Up

June 23, 2022 12:00 - 27 minutes - 37.1 MB

This week, we’re revisiting our most popular episode of all time, where Allegra offers a window inside Session 1 of the Wealth Circle. In this snippet, Allegra talks about what it means to build your financial future from the ground up. Join the Wealth Circle now for $150 off plus get our intro course 6 Figure Savings for free (a $360 value!) using code EARLYBIRD.

114. Mindset: Nevia's Millionaire Mindset Changed Her Life — and Could Change Yours, Too

June 17, 2022 01:02 - 56 minutes - 78 MB

Nevia L. is an alum of Wealth Circle 26. In this throwback episode, she shares her journey in moving from a relationship with debt to one focused on wealth building. She also gives some examples of how she's gotten creative with her financial goals, including taking on an amazing side hustle to save up for a down payment with a friend.  Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

114. Mindset: Nevia's Millionaire Mindset Changed Her Life — and Could Change Yours, too

June 16, 2022 12:00 - 56 minutes - 77.3 MB

Nevia L. is an alum of Wealth Circle 26. In this throwback episode, she shares her journey in moving from a relationship with debt to one focused on wealth building. She also gives some examples about how she's gotten creative with her financial goals, including taking on an amazing side hustle to save up for a down payment with a friend.  Apply to the Fall Wealth Circle. 

Mindset: Nevia's Millionaire Mindset Changed Her Life — and Could Change Yours, too

June 16, 2022 12:00 - 56 minutes - 77.3 MB

Nevia L. is an alum of Wealth Circle 26. In this throwback episode, she shares her journey in moving from a relationship with debt to one focused on wealth building. She also gives some examples about how she's gotten creative with her financial goals, including taking on an amazing side hustle to save up for a down payment with a friend.  Apply to the Fall Wealth Circle. 

113. Mindset: How Kristin Doubled Her Salary & Created a Student Loan Payoff Plan

June 10, 2022 01:08 - 23 minutes - 33.5 MB

In this throwback episode from 2021, Allegra speaks to Kristin J. about her plans to DOUBLE her salary without changing titles or going back to school. Kristin also explained her student loan payoff plan, with a short-term goal of paying off 20k in private loans in a year and a half or less.  Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Mindset: How Kristin Doubled Her Salary & Created a Student Loan Payoff Plan

June 09, 2022 12:00 - 23 minutes - 32.8 MB

In this throwback episode from 2021, Allegra speaks to Kristin J. about her plans to DOUBLE her salary without changing titles or going back to school. Kristin also explained her student loan payoff plan, with a short-term goal of paying off 20k in private loans in a year and a half or less.  Apply to the Fall Wealth Circle. 

112. Real Estate: How an 'Investie' AirBnb Partnership Created Instant Cashflow

June 03, 2022 01:12 - 40 minutes - 37.6 MB

This week, we're revisiting one of our favorite conversations from last year. Lisa W. and Alison H. are a pair of "investies" (friends and investment partners) who put their brains together to create a real estate investment partnership in the form of an Airbnb in Austin, Texas. With Lisa's home equity, and Allison's interior design skills, they were able to collaborate on an ideal short-term rental which led to IMMEDIATE cashflow for both of them. Download our FREE financial framework wor...

Real Estate: How an 'Investie' AirBnb Partnership Created Instant Cashflow

June 02, 2022 12:00 - 40 minutes - 55.4 MB

This week, we're revisiting one of our favorite conversations from last year. Lisa W. and Alison H. are a pair of "investies" (friends and investment partners) who put their brains together to create a real estate investment partnership in the form of an Airbnb in Austin, Texas. With Lisa's home equity, and Allison's interior design skills, they were able to collaborate on an ideal short term rental which led to IMMEDIATE cashflow for both of them. Apply to the Fall Wealth Circle.   

111. Mindset: Itzel G Explains Why You Should Start Investing BEFORE You're 'Ready'

May 27, 2022 01:36 - 31 minutes - 29.4 MB

In this throwback episode from 2020, Allegra talks to Itzel G. about why she took the Six Figure Savings course before she felt "ready." Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Mindset: Itzel G Explains Why You Should Start Investing BEFORE You're 'Ready'

May 26, 2022 12:00 - 31 minutes - 43 MB

In this throwback episode from 2020, Allegra talks to Itzel G. about why she took the Six Figure Savings course before she felt "ready." Apply to the Fall Wealth Circle. 

110. Business: How Riley R. Tripled Her Small Biz Earnings in One Year

May 20, 2022 01:40 - 57 minutes - 53 MB

Riley Blanks Reed is the founder and CEO of Woke Beauty, a creative studio offering photography, brand storytelling, and community-building services. In this throwback episode from last year, Riley talks about how Factora helped her to align her financial strategy with her professional and personal identity.  Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Business: How Riley R. Tripled Her Small Biz Earnings in One Year

May 19, 2022 12:00 - 57 minutes - 78.5 MB

Riley Blanks Reed is the founder and CEO of Woke Beauty, a creative studio offering photography, brand storytelling, and community building services. In this throwback episode from last year, Riley talks about how Factora helped her to align her financial strategy with her professional and personal identity.  Apply to the Fall Wealth Circle. 

109. Investing Strategies: How Erique Leveraged Automation to Turbo Charge Her Net Worth

May 13, 2022 01:45 - 38 minutes - 35.8 MB

Erique is a Charlotte-based STEM program coordinator who runs an amazing food photography account in her free time. She joined the Wealth Circle last year and has already increased her net worth by tens of thousands of dollars. In this archived conversation, she talks about the power of financial automation, how she's planning to house-hack her home expenses, and more.  Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Investing Strategies: How Erique Leveraged Automation to Turbo Charge Her Net Worth

May 12, 2022 12:00 - 38 minutes - 52.7 MB

Erique is a Charlotte-based STEM program coordinator who runs an amazing food photography account in her free time. She joined the Wealth Circle last year and has already increased her net worth by tens of thousands of dollars. In this archived conversation, she talks about the power of financial automation, how she's planning to house-hack her home expenses, and more.  Apply to the Fall Wealth Circle. 

108. Accountability: Julia & Caro Swap Creative Investment Ideas

May 05, 2022 12:00 - 31 minutes - 29.7 MB

Today we’re offering a window into another Factora accountability partnership between Caro and Julia. Together they chat (and laugh) about why they decided to become accountability buddies, how they've created a shared perspective on creative careers, and more.  Download our FREE financial framework workbook > Learn more about the Wealth Circle > 

Accountability: Julia & Caro Swap Creative Investment Ideas

May 05, 2022 12:00 - 31 minutes - 43.5 MB

Today we’re offering a window into another Factora accountability partnership, which is between Caro and Julia. Together they chat (and laugh) about why they decided to become accountabili-buddies, how they've created a shared perspective on creative careers, and more.  Apply to the Fall Wealth Circle.   

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@itsclairesiegel 3 Episodes