Topics on How to Spend Retirement Money EarlyWhat is a Roth conversion ladder?How can we save for retirement and withdraw those funds early without penalty and with little or no tax burden?Establishing how much our lives cost and our current and future tax burdenThe ethics and morals of lowering our tax burdenRoth vs traditional 401(k) contributions during our working yearsStep-by-step process on how and when to execute a Roth conversion ladder.How much money should be converted each year?Our 2021 Roth conversion planOptions for spending money during the “seasoning” process of a Roth conversion

 

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