Christian Financial Perspectives
120 episodes - English - Latest episode: almost 2 years ago - ★★★★★ - 11 ratingsEach week, learn what God’s word says about money.
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Episodes
118 – 5 Reasons You Need An Investment Advisor
August 16, 2022 20:49 - 15 minutes - 21.9 MBIn this episode, Bob and Shawn continue our series on “5 Reasons You Need…” by discussing the reasons that you need an investment advisor. Sometimes, it seems like you can go it alone when you hear about all of the day traders out there and advertisements that make investing look easy. However, there’s a lot that goes into it, which is why you need a registered investment advisor to help you along your financial journey. Proverbs 15:22 states, “Plans fail for lack of counsel, but with many a...
117 – 5 Reasons You Need a Financial Planner
August 09, 2022 22:04 - 18 minutes - 25.1 MBThere are many reasons that you might need a financial planner, but Bob and Shawn cover some of their favorite reasons in this episode. Just like you wouldn’t go on a long road trip without your maps turned on, you also don’t want to face life’s financial minefields without a map. A financial planner will help you create this map to help you navigate your financial life a little easier. A great financial planner can also help you create a budget for saving, spending, and investing, while aid...
116 – Recessions: Actions Vs Words
August 02, 2022 21:33 - 9 minutes - 13.6 MBCheck out these questions that Christian Financial Advisors recommends you ask yourself if you start panicking at all of the recession talk that is going around. You might just be surprised with your answers! Bob and Shawn really encourage you to think about what you are DOING right now during this time instead of just what people are SAYING. Increased costs for both gas and food staples can make it feel like the world is ending, and many doomsayers want everyone to think just that. However,...
115 – Roller Coasters, Emotions, And Rubber Bands
July 27, 2022 13:44 - 10 minutes - 9.44 MBThe stock markets can make even the best of us get emotional. It goes up; we may become happy and excited! It goes down; we might become worried and stressed. So, how can we combat this roller coaster of emotions in order to get a better handle on how we feel when it comes to the continual ups and downs of the stock market? One way is by getting educated on typical market trends and understanding just exactly how bear and bull markets work. In this episode, Bob and Shawn present some tips, a...
114 – Financial Sharks In Turbulent Waters
July 19, 2022 16:55 - 11 minutes - 10.8 MBIn this episode, Bob and Shawn discuss the financial sharks that we all have to watch out for during turbulent times and how they like to disguise themselves. For example, if you hear about a great investment opportunity that sounds “too good to be true”, then it is most likely just that – too good to be true. Have you ever seen one of those big postcard invitations in the mail for once-in-a-lifetime opportunities featuring a big juicy steak on the front? Have you ever received an email from ...
113 – Christian Fundamentals For Investing
July 12, 2022 15:42 - 26 minutes - 25 MBThe Bible says a lot about stewardship and finances. In fact, stewardship is one of the most talked about subjects in the Bible! As a Christian, we believe that God owns everything, even our money. If we truly believe that God owns everything, then shouldn’t we be trying our best to invest and manage our money in a way that honors God? In this episode, Bob presents various financial fundamentals for Christians that are looking at investing their money wisely and according to Biblical princip...
112 – Benefits Of A Bear Market
July 05, 2022 18:10 - 20 minutes - 19 MBInstead of looking at all of the cons of a bear market, Bob and Shawn discuss some of the pros of a falling market and how you might be able to take advantage of it. A bear market isn’t for the fainthearted, and it can cause most people to question if they have made all of the right choices with their money up until this point. However, without a bear market, we wouldn’t have bull markets. There must be a down to an up, an opposite driving force, if you will, that maintains balance.
111 – Questions For Down Markets
June 27, 2022 21:03 - 20 minutes - 18.8 MBThe only guarantee we have in the stock market is that it will have ups and downs. However, when the market starts going down, even the best of us start to question our decisions. Instead of questioning all of our choices, Bob and Shawn pose 7 questions we should be asking ourselves in order to try and remain confident. So, what questions should you ask yourself when the stock markets are in a downward trend? Find out by listening!
110 – A Christian’s Response To Today’s Investment Uncertainty
April 27, 2022 21:30 - 19 minutes - 17.6 MBListen in as Bob and Shawn discuss how a Christian should respond to investment uncertainty. There is always some form of uncertainty and risk when it comes to investing, but how we react to that risk makes a big difference. The last thing we want to do is let pure emotions dictate our decisions. More importantly, looking towards scripture is one way to try and gain peace and confidence when it comes to our investments. It all belongs to God anyways, doesn’t it?
109 – Investing During Turbulent Times
April 22, 2022 21:16 - 23 minutes - 21.1 MBIn this episode, Bob and Shawn discuss all of the emotions that we go through when the market isn’t exactly doing what we want (i.e usually a bear market). They also cover various scriptures that may help bring us wisdom and peace during these turbulent times and how to best combat these emotions. The stock market and investing always has ups and downs. It’s part of what makes investments both a risk and a benefit. Volatility is part of the natural cycle of a stock market, and while it’s okay...
108 – Christian Financial Principles Part 2
March 14, 2022 15:21 - 36 minutes - 50.2 MBTune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Gene...
107 – Christian Financial Principles Part 1
February 25, 2022 18:23 - 27 minutes - 37.7 MBTune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Gene...
106 – Should You Wait To Build Or Buy A Home Today? It’s Just Math
February 01, 2022 03:48 - 24 minutes - 33.9 MBIn this podcast, Bob and Shawn discuss the math behind why you should wait to build or buy a home right now. When COVID-19 hit, the Federal Reserve and government put over 8 trillion dollars into the economy to stimulate it. This created massive inflation, especially in real estate. Now, with the federal reserve saying they are going to raise interest rates back to normal, taper bond-buying by the billions of mortgage-backed securities, and reduce their balance sheet, homes prices will have...
105 – New Year’s Resolutions, Goals, and Targets
January 06, 2022 17:56 - 26 minutes - 36.4 MBThe new year is a time for new beginnings. Most of us take the opportunity of a new beginning to make life changes and goals (about 60% of us), but many never succeed in forming these new habits. Bob and Shawn discuss writing down goals and other methodologies (like the SMAC method - Specific, Measurable, Achievable, and Compatible) to help you be more successful in obtaining your personal goals for the year. Tune in to listen to how you can make 2022 the year for you!
104 – The True Financial Meaning of Christmas
December 23, 2021 19:09 - 34 minutes - 47.2 MBBob and Shawn discuss meaningful, financial giving recommendations on this episode, including Donor Advised Funds, donating to a food bank, or giving coats to a homeless shelter. Unfortunately, for many, consumerism and materialism has become the true meaning of Christmas. Instead of celebrating the birth of our Lord through giving, Christmas has turned into a time of financial stress and burdens. Instead, it should be a time of peace and joy as God intended it to be. It’s time for America to...
BONUS – How To Make Your Christmas Budget Go Further
December 17, 2021 15:37 - 35 minutes - 48.2 MBIs Christmas shopping stressful? How do you get the best prices? Shawn is joined by his wife (and Bob’s daughter), Jenna, in this special Bonus Christmas episode. Jenna is usually behind the scenes of podcast editing, but wanted to step in front of the mic this time to share some of the strategies that she uses when it comes to Christmas shopping. Therefore, the flow and style of this bonus episode is completely different! They mention everything from stocking stuffers to hitting up lightning...
103 – Questions to Consider Before Making a Big Financial Decision
November 23, 2021 19:04 - 25 minutes - 34.9 MBAre you about to make a large, financial decision? If so, this is the podcast episode for you! Making a decision that involves a large, financial purchase is both stressful and gratifying at the same time. However, there are also A LOT of questions to ask oneself before an actual decision is officially made. We are not saying to not reward yourself for hard work or to live like a pauper (unless that’s your calling), but what we are saying is to be wise, think long about any large financial de...
102 – High Investment Returns And Wealth
October 28, 2021 20:31 - 43 minutes - 59.3 MBWhen it comes to high investment returns and wealth, there are common traits, attributes, and characteristics that we see in those with millions in their investment accounts. Many people believe high investment returns are the only way to wealth, but that usually is not the case. For the majority of us, most of our wealth growth has to deal with circumstances outside of returns. Therefore, Shawn and Bob present 15 commonly seen traits in millionaires that Bob has personally seen in his own cl...
101 – Preparing for the Next Economic Winter
October 07, 2021 14:09 - 28 minutes - 38.6 MBIn our last episode, Bob and Shawn spoke about 4 different economic booms and busts. This time, they discuss how to prepare for the bad financial times during the good financial times. How can we prepare for an economic bust, or what Bob and Shawn are calling an “economic winter”? Bob points to several passages in the Bible that discuss preparedness and anticipation.
100 – The History of Economic Booms and Busts
September 21, 2021 14:58 - 43 minutes - 59.3 MBWelcome to our 100th podcast!!! We've taken quite a long break from recording over the summer, but we are back at it with Christian Financial Perspectives Podcast. In this episode, Bob and Shawn discuss the history of economic booms and busts, from the rise of the Roman Empire all the way up to the recent 2008 Real Estate Bubble that Burst and where we are today. HISTORY repeats itself over and over with nearly the exact same mistakes. Will it be any different this time? Listen to find out!
99 – The History of Faith Based Investing
July 09, 2021 21:45 - 37 minutes - 51.2 MBIn every movement, there are pioneers and those who pave the way - those who step out in faith towards a great unknown. In this episode, Bob and Shawn talk about the pioneers of the faith based investing movement. For many years, people were unable to choose who and what their investments were supporting because there just wasn’t information readily available in order to make faith based decisions when it came to choosing where your money went.
98 – Insurance Do’s and Don’ts
May 04, 2021 16:08 - 32 minutes - 44.2 MBBob is joined by Ron First of Christian Insurance Services to discuss the do’s and don’ts of the insurance business. Insurance is more than just a requirement. Instead, we need to look at insurance with the entire picture in mind as part of your entire financial plan. Ron covers the most common insurance coverages, like health and auto, while also delving into rarely mentioned areas, like disability.
97 – How To Make Good Financial Decisions
April 21, 2021 01:41 - 26 minutes - 37 MBWe are going to break down different ways to avoid making financial mistakes when it comes to major financial decisions. Examples of major financial decisions include items like buying a new car, moving, buying a new or second home, or taking out a college loan. Basically, this is any financial decision that goes above and beyond the normal daily, or even monthly, monetary decisions that we make. In order to be best prepared when it comes to large financial decisions, we have divided our proc...
96 – 21 Costly Financial Mistakes People Make
April 05, 2021 05:16 - 40.2 MBUnfortunately, many of us have fallen prey to common financial mistakes, but it doesn’t have to be that way. There are so many that are easily avoidable if you know what to look for. This episode breaks down 21 of the most common financial mistakes that Bob has seen people make over and over again during his 30 years in the financial business.
95 – 10 Principles of Biblical Generosity
March 24, 2021 03:40 - 30 MBAre you someone who gives your finances and your time out of a cheerful heart, or is it something you feel obligated to do? This episode discusses what the Bible says about the importance of giving generously. Giving generously is a very important subject in the Bible and one on which Jesus frequently spoke. It shows our faith to God and that we trust in him for support.
94 – Location No Longer Matters
March 05, 2021 16:52 - 38.7 MBJust 2 years ago, having a financial advisor in a different state, or even city, was something that most people never considered. Why? The capabilities to video chat, email, and sign digitally have been available for many years, but most people had not been utilizing these technologies. The recent coronavirus restrictions changed all this and vastly accelerated the adoption of these technologies far ahead of the expected timeline. In this podcast, we discuss why “Location no longer matters”.
93 – Dealing with Investment Uncertainty
February 02, 2021 18:53 - 37.5 MBChristian Financial Advisors has received numerous phone calls, emails, and texts about many of the recent events. Bob addresses some of them including the coronavirus, the new administration and Biden’s numerous executive orders, the massive borrowing of money due to coronavirus unemployment, and last week's manipulation of GameStop’s stock price. Take a step back from all of the chatter of the news and social media platforms and replace it with prayer, scripture, and God’s outdoor creation.
92 – 21 Financial Scriptures to live by in 2021
January 15, 2021 06:15 - 40.1 MBBob and Bailey read and discuss 21 of Bob’s favorite stewardship verses that are a great way to start 2021 off right when it comes to your financial decisions. Did you know that the Bible contains over 1500 scriptures that have to do with money, stewardship, and possessions? Jesus actually spoke on stewardship more than heaven and hell combined. It’s hard to go to any book in the New Testament without seeing it.
91 – Setting Goals and Living Life with Purpose in 2021
January 05, 2021 11:15 - 39.8 MBWhat are your goals for 2021? Bob and Bailey share 21 personal and financial goals, in no particular order of importance, that are ideas for goal setting for 2021. From eating healthier to creating an estate plan, these are ideas for everyone!
90 – Charitable Giving Strategies Using Non Cash Assets
December 22, 2020 16:20 - 65.7 MBTis the season for giving, so what better way to celebrate the giving spirit of Christmas than to learn how to give better and more efficiently. In this podcast, Bob covers the most efficient ways to give using the other 90% of what’s in non-cash assets. He is joined by a charitable giving expert, Ryan Assunto of the National Christian Foundation, to talk about giving more efficiently.
89 – Traits to Look for in a Financial Advisor
December 05, 2020 06:15 - 27.3 MBWith so many important factors that our finances play into, isn’t it just as important to find a financial advisor that has your best interests in mind in order to help you obtain all your financial financial goals? In this episode, Bob and Bailey cover many of the traits you should look for when choosing a financial advisor, especially the importance of choosing a fiduciary, fee based advisor over a commissioned based advisor with a potential conflict of interest.
88 – Which Investment Models Are Right For You
November 20, 2020 06:16 - 27.1 MBWe encourage you to listen to episode 87 on “Understanding Investment Risk” before delving into this episode on “Which Investment Models Are Right For You”. Bob discusses how these risks play into picking an investment model(s) to build a complete portfolio that corresponds to your goals, needs, and risk number.
87 – Understanding Investment Risk
November 06, 2020 06:15 - 53.7 MBLife is full of risk. Everytime we get into a car, move to a different city, get on a plane, or start a new job, there is a RISK, and the list goes on and on. What if the human race decided to never take any risks? Risk is not a bad thing because a life completely void of risk would be very boring. In this episode, Bob and Bailey discuss 15 types of investment risks, because when you know what the risks are, you can make better educated decisions.
86 – Voting Right Investing Left
October 09, 2020 05:55 - 18 minutes - 25.3 MBIn this podcast, we cover how millions of conservative voters are unintentionally supporting the leftest agenda every day, week, month, and year in their various types of retirement and investment accounts and then we give you an alternative to Invest Right.
85 – How The Rule of 72 Affects Your Financial Future
September 25, 2020 05:15 - 24 minutes - 33.3 MBWhat if we told you that taking out $30,000 from your investments to buy a new car today could end up costing you upwards of $115,000 in your financial future? How is this possible, you might ask. It’s called the Rule of 72. Learn how the Rule of 72 affects everything from savings to withdrawing money from an investment portfolio.
84 – The Life Stages of Financial Planning Part 2
September 11, 2020 05:20 - 47.2 MBIn Part 2, we discuss how the different elements of financial planning fit into each life stage. Financial planning should be living, breathing, and changing as you do throughout all the stages of your life. Bob educates you in this podcast about many of the various pieces of the financial planning puzzle and how they should all fit together for a successful outcome.
83 – The Life Stages of Financial Planning Part 1
August 29, 2020 00:15 - 50.1 MBWe all have different phases of our lives that demand unique financial requirements. Financial planning is definitely not a “one size fits all” or even a “one size fits most” type of solution. We each fall into separate categories when it comes to income, expenditures, debt, and savings. However, most of us can divide our lives up into 4 different stages, which Bob and Bailey discuss in part 1 of our episode on “The Life Stages of Financial Planning”.
82 – Are Rental Homes a Good Investment
August 15, 2020 05:15 - 47.2 MBPeople like the idea of having rental property as investment income because it’s a tangible asset that you can see, feel, and walk around. However, many times, the risks far outweigh the benefits, especially if you are looking at rental property as a form of passive income. Instead of a rental property making money for you, you can actually end up losing money. There are many risks associated with rental property income, and Bob covers the top 10 risks of vacation rentals and home rentals in ...
81 – Important Decision Making Processes
July 31, 2020 05:15 - 58.3 MBHave you ever had to make a really important decision and just didn’t know where to start? Whether it was moving for a job or deciding whether or not to sell a house, we all have been there. It is usually an extremely difficult and stressful time. Well, what if there was a decision making process that you could follow to aid in your choice? Lucky for us, there is! Ron Blue has created a 10 step process concerning decision making so that you can have more confidence in the choices you make.
80 – 7 Keys to Significance and Finishing Well
July 18, 2020 05:30 - 50.1 MBThink about great men and women of God who have lived their lives to the fullest, packing meaning and purpose into everything that they have accomplished. No matter who it is, they probably all have one thing in common. They finished well. Dr. Ken Boa of Reflections Ministries joins Bob in discussing living a life with purpose as they discuss “7 Keys to Finishing Well.”
79 – Creating A Family Legacy
July 03, 2020 05:15 - 59.9 MBBob is joined by guest Bill High, the CEO of The Signatry, a global Christian Foundation that equips donors, advisors, and ministries to fulfill their unique roles in expanding and impacting the Kingdom of God. He is also a published author and conference speaker on creating lasting legacies. Creating a lasting legacy is exactly what Bob and Bill discuss in this episode of Christian Financial Perspectives.
78 – Husband/Wife Communication With Finances
June 19, 2020 05:15 - 38 minutes - 53.5 MBThis episode covers one of the most common topics when it comes to marital conflict - finances. When it comes to marital communication about finances, many of us have differing expectations. Joining Bob in offering her expertise on this subject is speaker and consultant, Sharon Epps. Sharon helps churches and individuals energize stewardship and generosity. She is also the founder of Women Doing Well, a “Christ centered organization that helps women of influence and affluence find their purpo...
77 – Pursuing Significance At Life’s Halftime
June 05, 2020 05:15 - 41 minutes - 56.7 MBMany of us reach a point in life where we have achieved some measure of success and might have even accumulated more than we need, yet there’s still something missing. Eventually, we come to realize that accumulating more things or pursuing career advancement is simply not enough and we want our lives to count for something that will live on long after we’re gone. Bob is joined by special guest Lloyd Reeb, the founding partner and spokesman for the Halftime Institute.
76 – Inheritolatry
May 22, 2020 05:15 - 49 minutes - 67.7 MBBob and guest, Jim Wise, discuss the term that Jim coined called “inheritolatry”. Inheritolatry is the decision to leave an abundance of financial resources to the next generation without regard to financial responsibility, spiritual commitment, or the size of the estate. The typical American way of inheritance is dividing it equally among our heirs, but is it biblical?
75 – The Question of Ownership
May 08, 2020 17:55 - 53.5 MBBob interviews Jason Myhre, the Director of Advocacy at Eventide Investment Management, whose philosophy is “Investing that makes the world rejoice!®”. Learn about lining up your investment portfolio with God honoring companies that are making a positive impact on our society while avoiding the negative ones. Jason delves into the history of Eventide and the positive impact that investing with your values can have on our world.
74 – Dealing with Fear & Uncertainty During COVID-19
April 17, 2020 21:16 - 32 minutes - 44.6 MBBob interviews Dr. Andy Ward, who breaks down fear, what causes it, and the brain’s reactions to feeling fear. In the midst of COVID-19, almost all of us are facing emotions like fear, grief, and anxiety surrounding the uncertainty following this pandemic. We are truly hoping that what he has to say about fear and uncertainty will help you during these times of unrest surrounding the coronavirus epidemic.
73 – Finding God’s Purpose During Retirement
April 10, 2020 05:15 - 25 minutes - 35.1 MBTune in with Bob as he discusses retirement and finding God’s purpose during this transitional time. What is God’s desire for your life during retirement and are you open to being called to a higher mission? Joining Bob is John Haanen, the founder and CEO of the “Denver Institute for Faith & Work”, an educational nonprofit that teaches and convenes leaders on theology, work, calling, and culture.
72 – Top 10 Estate Planning Mistakes to Avoid
March 27, 2020 05:15 - 43 minutes - 59.4 MBBob and special guest Shawn McCammon discuss the top 10 mistakes surrounding Inheritance and Estate Planning. Shawn is an estate planning attorney and CFP® who works with individuals and families to find effective solutions to meet their goals in the areas of estate planning, trust administration, business planning, and asset protection.
71 – For Richer Or Poorer
March 13, 2020 05:15 - 41 minutes - 56.6 MBMarriage is a game changer. You are becoming a team, a unit. It starts out full of promise for a hopeful future, but sometimes life gets in the way of happily ever after, and we soon run up against conflict. Since money is THE most common cause of friction in most marriages, Bob and Mary Jo have made an episode focusing specifically on finances in marriage.
70 – Mid Career Risk
February 28, 2020 06:15 - 26 minutes - 35.8 MBWhat happens when you are looking at a possible job loss as you are nearing retirement? That’s the question we tackle on this episode about mid career risk and its impact on retirement planning. It may be happening to you, or someone you know, at this very moment. It’s yet another example of how we have to hope for the best and plan for the worst.