Charleston's Retirement Coach
200 episodes - English - Latest episode: about 19 hours ago - ★★★★★ - 3 ratingsFinancial advisor, Brandon Bowen, offers client-focused solutions and unbiased guidance to show what's possible for your financial future. Visit BowenWealth.com.
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Episodes
Your 30-Year Future Requires More Than 30 Seconds Of Planning
February 13, 2023 12:00 - 13 minutes - 12.3 MBThis year’s Big Game commercials cost $7 million for just 30 seconds.Your retirement will require more time. Brandon explains how he can help you navigate the process. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Finding A Financial Advisor For YOUR Needs
February 06, 2023 12:00 - 12 minutes - 11.9 MBBrandon shares his personal story on why he became an advisor, while emphasizing the importance to find an independent advisor, who’s working for you. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
You Don’t Need A Million, To Leave A Million
January 30, 2023 12:00 - 13 minutes - 12.4 MBThe passing of Elvis’ daughter, Lisa Marie, has brought legacy planning to the forefront. Brandon shares what many don’t know about estate and legacy planning. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Take Advantage Of Tax Opportunities, While You Still Can
January 23, 2023 12:00 - 13 minutes - 12.4 MBThe Tax Cuts and Jobs Act ends in 2026, increasing rates to what they were in 2017. Brandon shares ways to take advantage of the current tax landscape before it expires. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Do You REALLY Know How Much Your 401(k) Costs
January 16, 2023 12:00 - 14 minutes - 13.7 MBOnly 27% know how much they pay in 401(k) fees, which could add up to tens of thousands. Brandon talks about hidden fees he often sees and how to uncover them. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
When To NOT “Stick With The Plan”
January 09, 2023 12:00 - 10 minutes - 9.51 MBAs the debate of whether we’re in a recession continues, Brandon points out when you should break the rules that many advisors tell you to follow. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Making Your Own “Mailbox Money”
January 02, 2023 12:00 - 13 minutes - 12 MBIf you could ensure the same pre-retirement income, with COLA increases, would you retire now? Brandon explains it can be done. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
The Market “Gorge”
December 26, 2022 12:00 - 10 minutes - 9.69 MBOne analyst projects the Dow may hit 40,000 in the next 12 to 18 months. Brandon wants you to realize the drop that could happen first. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Clean Out Your Accounts…Uncover Thousands
December 12, 2022 12:00 - 13 minutes - 12 MBBrandon explains how “portfolio clutter” could cause you to lose thousands in annual retirement income. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Comfort Can Not Be Found In $1 Million
December 05, 2022 12:00 - 9 minutes - 8.89 MBBrandon emphasizes that your account balance is not what will give you comfort. Instead, your true “magic number” is actually found in this. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Even The Rich Get Bad Advice
November 21, 2022 12:00 - 10 minutes - 10.1 MBMedia mogul Tyler Perry went through an audit that ended with him being owed millions, launching Brandon into personal stories on the value of a second opinion. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
How To Tackle Longevity
November 14, 2022 12:00 - 12 minutes - 11.5 MBAs we’re living longer, so increases our chance to run out of money. Brandon shares ideas to create income surplus. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
YOU Have To Make It Happen
November 07, 2022 12:00 - 9 minutes - 8.93 MBCountry star Jason Aldean shares an important lesson that reminds Brandon of an emotional conversation about the want and need to protect family. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Don’t “New Coke” Your Retirement
October 31, 2022 11:00 - 12 minutes - 11.6 MBBrandon highlights some major money blunders he's seen retirees make, but you can avoid. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
It’s Hard NOT To Be Emotional
October 24, 2022 11:00 - 22 minutes - 20.3 MBBrandon talks with Brad Jenkins, Creator of Market Guard™, about strategies to empower clients with a non-emotional approach to investing. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Seeking Sanctuary In Alternative Investments
October 17, 2022 11:00 - 12 minutes - 11.4 MBAs the IMF warns that the worst is yet to come, investors wonder where to turn. Brandon shares how alternative investments could offer safer harbors. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Financial Planners vs Retirement Planners – The BIG Difference
October 10, 2022 11:00 - 11 minutes - 10.6 MBBrandon shares a real-life example of 2 siblings: one who’s down 30% this year, and the other who’s down only 2%. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Have Your Cake And Proper Withdrawal Rate Too
September 26, 2022 11:00 - 9 minutes - 9.05 MBWhen making annual retirement withdrawals, many follow the “4% Rule.” Brandon explains why this rule may be outdated and ways to create more security around your retirement income plan. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
The Game You’re Playing
September 19, 2022 11:00 - 13 minutes - 12.6 MBMany save to a 401(k), but don’t have a plan for when they need to start withdrawing from it. Brandon explains how he helps clients navigate the process, while pointing out areas where you need to be aware. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
The Biggest “Gotcha” Expense In Retirement
September 12, 2022 11:00 - 12 minutes - 11.3 MBSeveral states are considering a tax on people who don’t carry long-term care insurance. Brandon talks about options that he believes are far better than traditional LTC insurance. Want to know your options? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Are You TOO Worried
September 05, 2022 11:00 - 10 minutes - 9.69 MBThe fear of running out of money causes some retirees to worry too much, almost to the point of depriving themselves. Brandon shares ideas on how to find financial freedom. Need to figure out your spending “sweet spot?” Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Does Your Game Plan Need An Upgrade
August 29, 2022 11:00 - 8 minutes - 8.02 MBColleges have announced the millions they’re spending on stadium upgrades, prompting Brandon to remind you of the upgrades your plan may need as you approach your goal line. Need a Retirement Playbook? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Fees, Fees Everywhere!...And You Have NO Idea
August 15, 2022 11:00 - 12 minutes - 11.6 MBA recent airline passenger had to pay a $2,000 fee because they forgot to declare 2 breakfast sandwiches… But that’s nothing compared to the fees you may be paying on your own savings. Want a fee review on your investments? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
The BIGGEST Social Security Mistake He’s Seen
August 01, 2022 11:00 - 11 minutes - 10.7 MBMost don’t know the age you’re eligible for full S.S. benefits. Not only does the answer vary, but you could miss out on thousands by filing incorrectly. Brandon shares the worst filing mistake he’s seen as a lesson for all of us. Need help planning your retirement income? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
In Probate, Creditors Can Lay Claim To Your Assets
July 18, 2022 11:00 - 12 minutes - 11.8 MBThe people who don’t have an estate plan are often the ones who’d benefit from them the most. Brandon shares consequences you may not realize you’re leaving to your heirs. Want to ensure your legacy? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
You Don’t Have To “Make Peace” With Volatility
July 11, 2022 11:00 - 13 minutes - 12 MBSome financial experts say retirement savers need to just accept market volatility, but Brandon is saying “NO!” Need a second opinion on your savings accounts? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Will This Be The “Fed Bubble”
June 27, 2022 11:00 - 12 minutes - 11.6 MBWe had the “Dot Com bubble,” and the “Housing bubble”…are we headed towards the “Fed bubble?” Brandon explains why he thinks the answer is yes. Want ideas to protect your gains? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
What Was Old Is New Again
June 06, 2022 11:00 - 11 minutes - 10.8 MBIn fashion, that is... “Mom jeans” and “dad sneakers” are back in style, but when it comes to your savings, CDs and the 60/40 model are likely not your best bet. Worried your portfolio is outdated? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
“Rich” vs. “Wealthy” – There’s A Difference
May 30, 2022 11:00 - 11 minutes - 10.2 MBThere are people who are rich, and there are people who are wealthy. Brandon explains the difference and the one thing the most successful people have. Ready to create your “wealth” plan? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Blame It On The Tech Sector
May 23, 2022 11:00 - 10 minutes - 9.28 MBThe stock market is seeing a lot of losses; some say it’s the tech sector pulling everything down. As you approach retirement, you don’t have time to “hang in there” while it comes back. Ready to take the emotion out of investing? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Liquidity: It’s NOT Always A Good Thing
May 16, 2022 11:00 - 9 minutes - 8.63 MBA lot of us get hung up on “keeping our money liquid.” Brandon explains why liquidity can actually work against you in your retirement years. Need to check your “Liquidity vs. Stability” balance? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
It’s Time To Go To Rehab
April 25, 2022 11:00 - 12 minutes - 11.4 MBThanks to low interest rates, unemployment is back down to pre-covid numbers. However, those low interest rates caused the market to go on a BENDER and the reset won’t be pretty. It’s time to assess your risk - visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Could Current Inflation Become Something Worse
April 04, 2022 11:00 - 7 minutes - 7.08 MBThere’s growing concern that current inflation could grow into something worse called ‘stagflation.’ Brandon explains what it is and the effects it could have on your 60/40 investment mix. Take the emotion out of investing, visit BowenWealth.com. See omnystudio.com/listener for privacy information.
This 1 Thing Costs More Than Food, Clothing, & Healthcare COMBINED
March 28, 2022 11:00 - 9 minutes - 9.02 MBIt’s not what you eat, wear, or pay your doctor that could drain your account in retirement. Brandon talks about managing the biggest expense you may face in the years ahead. Ready to create guardrails around your money? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Are Your INCOME Streams Inflation Protected
March 21, 2022 07:00 - 10 minutes - 9.19 MBMany say to adjust your portfolio in response to inflation, but you need to ensure that your income sources are inflation-protected as well. Brandon shares ideas on ways to prepare for longer periods of inflation. Worried about your buying power? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Be SURE That You Have A Spare
March 07, 2022 08:00 - 12 minutes - 11 MBBrandon’s recent flat tire fiasco taught him that not all cars come with a spare tire, which is like having a retirement savings portfolio that doesn’t include a plan for when the markets crash… when, not if. Get a “spare” on your investments. Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Your Net Worth Does Not Matter
February 21, 2022 08:00 - 12 minutes - 11.6 MBIf you’re one of the many who will spend more in retirement than you did while you were still working, then you need to stop focusing on your net worth and start thinking about this instead. Worried you’ll spend too much? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Retiring Early, Without “Tom Brady” Money
February 14, 2022 08:00 - 8 minutes - 7.36 MBAfter 22 seasons, Tom Brady is retiring at age 44, with $292 million…making the decision to leave his day job a bit easier than most. Brandon lists items you need to have covered if you’re thinking about retiring early. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
How Often Should You Rebalance
January 31, 2022 08:00 - 9 minutes - 8.72 MBRebalancing is especially important for older investors. Brandon talks about finding the “right mix” and the key area that determines the success of your portfolio. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Get Your Emotions OUT Of The Way
January 24, 2022 08:00 - 21 minutes - 19.3 MBWhether it’s riding market highs or enduring stressful lows, it’s easy to get caught up in the emotions of investing. Still, you need growth. Brandon talks with Brad Jenkins, Chief Investment Officer of Market Guard™, about the strategy he’s created to empower clients with a non-emotional, methodical, mathematical approach to investing. Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
The Biggest Threat Facing Retirees Today
January 17, 2022 08:00 - 11 minutes - 10.6 MBWe all have things to check off our financial “to do” lists, but one to prioritize is taking a second look at how you plan to withdraw from your retirement accounts. Brandon explains what he thinks the biggest threat to retirees today is, and why it’s so important to have the proper withdrawal strategy within your plan. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Is The Reward Worth The Risk
January 10, 2022 08:00 - 8 minutes - 7.94 MBIf you’re 3-5 years from retirement and are still taking 70% risk with your portfolio, Brandon has one question for you, “Why?” For many, the biggest risk for failing in retirement is that you’re taking too much risk. Want a second opinion on your savings plan? Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Should You Move Into A Protective Mode
December 20, 2021 08:00 - 12 minutes - 11.1 MBAre YOU the neighborhood Grinch? Brandon calls out one very obvious house in Charleston that seems to be lacking in holiday spirit. Also, with all the talk about a major stock market correction coming, should retirees move into a protective mode? Brandon shares the strategies he’s implementing to help protect his clients, and how you could benefit from them as well. Worried about your market investments? Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Do You Have A LIVING Legacy Plan
December 13, 2021 08:00 - 10 minutes - 9.63 MBBrandon recently had the chance to meet world renowned opera singer Andrea Bocelli at his private home in Miami! On this episode, he recounts the events of that evening, the conversations he had with Andrea’s wife and daughter, and his own takeaways on the importance of us all creating a living legacy plan for ourselves and family. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Why You’re Seeing Less Of Santa This Year
December 06, 2021 08:00 - 11 minutes - 10.7 MBRather than face unvaccinated kids in less-than-ideal social distancing conditions, many Santas have hung up their boots and retired causing a shopping mall Santa shortage this holiday season. But are they prepared financially? Brandon talks about some important areas you need to consider to really know. Wondering if you can retire early? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Are You Suffering From “Skimp-Flation”
November 22, 2021 08:00 - 12 minutes - 11 MBAirline customers are waiting longer on the phone. Hotel rooms are going uncleaned. Restaurant diners are not returning after bad experiences…“Skimp-flation” is affecting all consumers, but how can you keep your retirement safe from skimping? On this episode, Brandon talks about the ways he works to go the extra mile for his clients. Looking for a more personal financial experience? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Fight The FOMO, Fight The Greed
November 15, 2021 08:00 - 10 minutes - 9.98 MBThe fear of missing out is alive and well for today’s market investors, but greed can come back and bite you pretty fast. Looking for a balance between growth and protection in your own portfolio? Visit BowenWealth.com. See omnystudio.com/listener for privacy information.
Reduce Your Taxes, While Helping A Favorite Charity
November 08, 2021 08:00 - 10 minutes - 10 MBIf you’re planning end-of-year charity donations, there’s another way to make your contribution that you may not know about which could also help further reduce your tax obligations. On this episode, Brandon explains how this option could work for you. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
The Ditka Way
October 25, 2021 07:00 - 9 minutes - 8.52 MBNFL Hall of Famer Mike Ditka reflects on how growing up in coal-mining Pennsylvania is what taught him that saving early equates to retirement money later. In this episode, Brandon talks about how folks he works with often have similar mindsets and explains why many of us have difficulties managing our accrued wealth as we approach our retirement finish lines. Ready to transition from your accumulation phase to your distribution phase? Visit www.bowenwealth.com. See omnystudio.com/listener ...
Baseball Playoffs & Your Retirement Plan
October 18, 2021 07:00 - 9 minutes - 8.41 MBMLB playoffs are underway. Surprisingly, the strategy that’s involved in baseball is similar to a strategy that can help improve your retirement. Brandon explains the importance of shifting your financial mindset as you transition into the different financial seasons of your life. Want to know about winning when the markets are up, and not losing when their down? Visit www.bowenwealth.com. See omnystudio.com/listener for privacy information.