Charleston's Retirement Coach
198 episodes - English - Latest episode: 2 days ago - ★★★★★ - 3 ratingsFinancial advisor, Brandon Bowen, offers client-focused solutions and unbiased guidance to show what's possible for your financial future. Visit BowenWealth.com.
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Episodes
Facing The Challenges Of Retirement
April 16, 2024 08:00 - 10 minutes - 9.83 MBRetirement can be a source of fear and uncertainty for many people. Retirees may face an identity crisis after walking away from work and struggle to find a purpose in their retirement years. In this episode, Brandon discusses how aiming to define your dream retirement may lead to a mindset change of achieving financial independence and what that looks like for retirees. Ready to plan for the retirement you’ve dreamed of? Visit BowenWealth.com to start today! See omnystudio.com/listener f...
Chasing Your Retirement Dreams
April 02, 2024 08:00 - 13 minutes - 12.5 MBCountry Music star Cody Johnson recently shared with us how the “rush” and nervousness he experiences when going on stage helped him find his purpose. Nerves may often hinder us from taking the right steps to finding purpose during our retirement years, which could be costly. On this episode, Brandon shares how being nervous about running out of money may ultimately prevent you from living out the retirement that you want. Hear about the importance of taking proactive steps when building ou...
Reducing Fees In Your Retirement Plan
March 26, 2024 08:00 - 13 minutes - 12.4 MBThe top 20 airlines racked up $33 Billion in baggage fees last year. How much in fees came out of your portfolio last year? While paying fees in retirement is necessary, you don’t have to pay as much as you think. On this episode, Brandon explains what types of investments could be hindering the growth of your retirement plan and suggests alternative options to minimize your plan’s expenses. Ready to see how much in fees you’re paying in your current retirement plan? Visit BowenWealth.com ...
Taxes, TikTok, And Retirement
March 19, 2024 08:00 - 13 minutes - 12.3 MBHear a young woman’s reaction to taxes being deducted from her first paycheck at her first full-time job. Don’t be like Emmie Jackson and get caught off guard by the amount of taxes coming out of your first retirement paycheck. On this episode, Brandon discusses the many tax strategies that people in or near retirement need to utilize to make the most of their retirement plan. Hear about the importance of not only having a tax preparer, but a tax planner to help maximize your savings. Read...
What’s Hiding In Your Retirement Portfolio
March 12, 2024 08:00 - 14 minutes - 12.9 MBA new survey found the average person has 26 items of clothing that never get worn. 65% of people admit to having clothes with tags still on them! We all have a closet that could use some cleaning out, but it likely won’t have much effect on your future. But what about your “financial closet?” On this episode, Brandon speaks of the common to out-of-date findings he sees when running a portfolio X-Ray. Just like having 6 colors of the same shirt, he’ll often find redundancies like multiple ...
Spring Cleaning Your Finances: A “5-Year To Retirement” Checklist
February 27, 2024 09:00 - 14 minutes - 13 MBOne checklist of what to do 5 years before retirement sums it up by saying, “Know what’s coming in, know what’s going out, and have a plan for taxes and healthcare.” It seems simple enough, but what could you be missing? Charleston’s Retirement Coach, Brandon Bowen, digs deeper to sort through the “easy items” and “tough stuff” you need to address within your own plan. Learn ways to identify and organize your financial needs, wants, and risks. Go beyond the basics and address income longev...
Rising Taxes Are Eating At Your Retirement Dreams
February 13, 2024 09:00 - 12 minutes - 11.9 MBOn this episode Charleston’s Retirement Coach, Brandon Bowen, tackles the growing fear of rising taxes and how it could impact your retirement. Learn why traditional savings like 401Ks might suffer from future tax hikes, discover how proactive planning across different tax accounts could reduce your tax burden, and hear ways to identify whether your advisor is costing you money while missing growth opportunities. Visit BowenWealth.com and take action against the “taxman” and his plans for ...
Your Advisor Will Eventually Retire Too
January 30, 2024 09:00 - 12 minutes - 11.6 MB“Moving on” has been a theme among some big names in sports, including Alabama football coach Nick Saban. We hear from Coach Saban and what made him realize it was time to move on to retirement, to the surprise of many Tide fans. Brandon parallels the idea to the surprise for someone who finds out their advisor is moving on or retiring themselves. He shares the challenges that can come like being passed around to different junior advisors, or having to work with someone who doesn’t understa...
Keeping Your Financial Resolution In 2024
January 23, 2024 09:00 - 12 minutes - 11.7 MBIf you made a New Year’s resolution, there’s a good chance you’ve abandoned it by now… about 43% of us do by the end of January! The main reason is that we’re not being held accountable by anyone to keep it. In this episode, Charleston’s Retirement Coach Brandon Bowen talks about the ways he helps keep his clients accountable to their financial goals. Brandon shares how having a disciplined approach to your financial goals is crucial for retirement and his belief of how “discipline now can ...
Navigating Retirement Challenges: The Importance of a Fee X-Ray
January 09, 2024 09:00 - 12 minutes - 11.7 MBIn this episode, Brandon Bowen discusses crucial strategies to help you better prepare for your financial future and navigate the challenges of retirement. Join as he discusses the TIAA (Teachers Insurance and Annuity Association of America) controversy, emphasizing the importance of a fee analysis to reveal hidden costs and enable you to make more informed decisions about your financial future. Explore essential elements of a comprehensive retirement plan, from designing surplus inc...
Crafting Your Retirement Fairytale: Balancing Discipline and Dreams
December 26, 2023 09:00 - 12 minutes - 11.3 MBJoin Charleston’s Retirement Coach Brandon Bowen as he explains the art of creating a retirement plan that's both disciplined and dream filled. Brandon shares how he prioritizes honest conversations with his clients so that he can understand their personal aspirations and better customize their individual financial plans. From market crashes to unexpected windfalls, Brandon showcases how a living, breathing retirement plan evolves with your life. He gives insight into navigating the ...
Navigating Retirement in an Inflationary World
December 12, 2023 09:00 - 12 minutes - 11.3 MBJoin Brandon as he discusses crucial strategies to prepare for your financial future, especially in the face of rising inflation. From unexpected expenses to the impact of inflation on daily costs, he breaks down the complexities of retirement planning, especially for couples entering this next phase. Discover why inflation is a critical factor to consider and how it can sneak up on your retirement expenses. Learn the significance of stress-testing your plan and the role of investments i...
Early Retirement Dreams: Overcoming Hurdles and Crafting Your Plan
December 05, 2023 09:00 - 12 minutes - 11.4 MBIn this episode, we delve into the concept and challenges associated with retiring early—a dream harbored by many. Brandon shares his observations on clients who, despite having saved substantial amounts, hesitate to take the leap into retirement and not just because they fear running out of money… Digging into the psyche of retirees, he unveils the mental barriers that hold people back like the identity crisis some face when contemplating retirement and how their attachment to work rol...
Navigating Financial Roads: The Parallels Of Car And Retirement Plan Mechanics
November 28, 2023 09:00 - 11 minutes - 10.4 MBIn this episode, Brandon shares a recent exchange with a car mechanic, showcasing the dealership's commitment to transparency and customer safety. He uses the experience to point out the similarities between auto repair language and the complexities of financial advice, highlighting the fear and intimidation people often feel in both scenarios. Much like the car owner's fear of deceptive mechanics, individuals often worry about navigating the complexities of financial advisors. The impor...
Crafting Your Retirement Feast: A Recipe Towards Financial Success
November 21, 2023 09:00 - 12 minutes - 11.6 MBJust as a Thanksgiving feast brings joy and fulfillment, your retirement should also be a time of happiness and abundance! On this episode, Brandon draws the parallels between preparing a holiday feast and crafting a successful retirement income plan. Gather around as we discuss the “entrée” and “sides” for your financial future. Just like a well-balanced meal, your retirement income plan should have various components. Brandon discusses maximizing Social Security, exploring fixed in...
Unraveling Hidden Fees: A Reality Check On Your Retirement Savings
November 14, 2023 09:00 - 12 minutes - 11.3 MBA tiny Georgia restaurant is in the news over the fee they’re charging customers who bring in unruly children. The story sparks a conversation about the fees you pay on your retirement savings…whether or not you know it. Many investors have minimal understanding of the fees associated with their portfolios. Brandon highlights three common areas where fees hide and explains the hefty toll these hidden fees can take on your financial outcome. If you're concerned about hidden fees erodi...
Optimizing Your Retirement Portfolio: Finding Income Opportunities in a Volatile Market
November 07, 2023 09:00 - 13 minutes - 12 MBHoliday candy has started piling up and the seasonal feeding frenzy has begun. But this time of year is not just about treats; it's also about tricks to make your money work harder! Instead of feeling guilty about indulging, let's explore opportunities to make strategic moves for your finances…In this episode of Charleston’s Retirement Coach, Brandon Bowen discusses some key strategies to consider for end-of-year financial planning. We hear from personal finance guru Suze Orman, who'...
Is Your Current Financial Advisor The Right Fit To Plan Your Retirement
October 24, 2023 08:00 - 13 minutes - 12.3 MBMany investors who’ve worked with financial professionals have longstanding relationships with their advisors, who’ve served them well during their working years. However, as they approach retirement, they might begin to question if they're still getting the service they need for this next phase of life. In this episode, financial advisor and retirement planner, Brandon Bowen discusses how, just as your needs in doctors change, the type of financial advisor you need may also be differe...
Financial Planning In Uncertain Times: Where’s Your Retirement Portfolio's “Sweet Spot”
October 17, 2023 08:00 - 11 minutes - 10.7 MBIn this episode, Charleston’s Retirement Coach, Brandon Bowen, delves into the perplexing world of bond market trends noting the current inverted yield curve and how it often predicts recessions. But how does this affect your retirement savings? Brandon offers a fresh perspective to understanding your portfolio by treating it like you would the temperature settings on your oven: Should you go low and slow with conservative investments? Embrace the middle ground? opt for high...
Escape “Rocking Chair Regrets:” Retire Sooner And Enjoy More Of Your Life
October 10, 2023 08:00 - 12 minutes - 11.6 MBIn this episode, Charleston’s Retirement Coach, Brandon Bowen delves into what he calls "rocking chair regrets" and how he wants everyone to avoid them. Through the story of a couple he knows, who postponed retirement only for the husband to pass away shortly after, he highlights the importance of making the most of your years while you have them. Brandon also discusses the fears that keep some people in jobs they dislike and the critical role financial planning plays in retiring sooner ...
Delaying Your Social Security Benefits, Is It Worth It?
September 26, 2023 08:00 - 11 minutes - 11 MBSocial Security is a vital part of retirement planning for many Americans. But with so many different filing strategies available, it can be tough to know which one is right for you. In this episode, Brandon shares insight on how to find what Social Security filing strategy may work for your individual needs. Brandon discusses the different factors to consider when choosing a filing strategy, such as your age, health, income, and retirement goals. He also explains how to avoid some ...
Why You Might Want To Give Annuities A Second Chance
September 19, 2023 08:00 - 11 minutes - 10.5 MBThe financial landscape is changing, and traditional market wisdom may not hold true anymore. In this episode, Brandon dives into the disconnect between the stock market and the economy and the importance of caution in your investment approach. Brandon also shares the reasons he believes you may want to give annuities a second look. Annuities are often misunderstood but have evolved and now offer many compelling benefits for retirees, especially in today's economic climate. Brand...
How Much “Gut Feeling” Should Go Into Your Retirement Planning
September 12, 2023 08:00 - 11 minutes - 10.8 MBIn this episode of Charleston’s Retirement Coach, we dive into the intriguing story of Nike's gamble with the Air Jordan line and how it paid off big time. But when it comes to your financial future, should you rely on gut feelings? For Brandon Bowen, the answer is a resounding no. Brandon discusses how meticulous planning, a well-crafted income plan, smart investment strategies, and tax planning can help safeguard your retirement years. He also shares a heartfelt story about unex...
Navigating the “Stealth Tax” on Social Security
September 05, 2023 08:00 - 11 minutes - 11 MBRetirees are benefiting from an 8.7% increase in Social Security benefits due to the largest cost-of-living adjustment (COLA) in decades. But there's a catch – this boost can also push seniors into higher tax brackets, aka a "stealth" tax. In this episode, Charleston’s Retirement Coach Brandon Bowen shares what stealth taxes are and how they could affect your retirement, while shedding light on steps you can take to help protect your money utilizing strategies like Roth conversions. ...
The Hidden Fees in Your 401(k) Could Cost You 19 Years of Retirement Income
August 29, 2023 08:00 - 13 minutes - 12.7 MBIn this episode, Charleston’s Retirement Coach, Brandon Bowen, takes you on a journey to understand the hidden fees that might be lurking in your 401(k) plan, which could impact your retirement savings more than you realize. Join the conversation as he breaks down the startling statistics about fee misconceptions and the impact of high fees on your future income. Discover how seemingly minor fees can lead to significant losses over time and hinder your financial progress. Utilizi...
Charles Barkley's Lesson on Life’s Disappointments: Avoiding Retirement Disappointment Through Strategic Planning
August 21, 2023 11:00 - 13 minutes - 12 MBIn this episode, Charleston’s Retirement Coach Brandon Bowen delves into some of the crucial steps needed to ensure a smooth transition into retirement. Brandon shares valuable insights on how to avoid disappointment by adequately preparing for retirement, drawing parallels with NBA legend Charles Barkley's unfulfilled aspirations for his daughter's basketball career. Discover actionable steps you can take to assess your financial readiness, develop a budget that ensures both necessiti...
Fear of missing out, fear of getting back in: A recipe to help manage market worries
August 14, 2023 11:00 - 12 minutes - 11.8 MBOn this episode, Charleston’s Retirement Coach Brandon Bowen shares insight to help navigate the ever-changing landscape of the stock market. With market volatility and conflicting advice becoming more common, it's easy to feel overwhelmed and unsure about how to approach your retirement planning. Brandon sheds light on ways to avoid the pitfalls of emotional decision-making and their unique approach for asset allocation using proprietary Market Guard portfolios at Bowen Wealth. If...
Brandon talks with Candace Owens about “Victim Mentality”
August 07, 2023 11:00 - 12 minutes - 11.5 MBOn this episode of Charleston’s Retirement Coach, we hear a clip from Brandon’s recent conversation with American conservative political commentator, author and activist Candace Owens, and the conversation they had about “Victim Mentality.” Candace shares what she believes are the 3 things you can implement in life to overcome victim mentality, inspiring Brandon to ask: Did your portfolio go down 20% or more in 2008 or 2022? How have you responded so that you’re not a victim in ...
Brandon Bowen Interviews Candace Owens
August 05, 2023 11:00 - 6 minutes - 5.64 MBFinancial advisor and retirement planner Brandon Bowen recently sat down with American conservative political commentator, author, activist, and television presenter Candace Owens to discuss, among other things, the role her grandfather played in her life and so much more! Connect with Brandon and his team at Bowen Wealth to learn ways you may be able to better protect your retirement. See omnystudio.com/listener for privacy information.
You insure what’s most important in life, why are you NOT insuring your retirement
July 31, 2023 11:00 - 12 minutes - 11.4 MBOver 90% of financial advisors do not last three years in the industry. Common reasons for quitting include lack of fulfillment, difficulty finding clients and burnout. Financial advisor and retirement planner Brandon Bowen has been in the business for over 15 years. On this episode of Charleston’s Retirement Coach, Brandon explains what’s different about the approach that he and his team take at Bowen Wealth, which has allowed them to withstand the test of time. Brandon also s...
Dealing with financial frustrations
July 24, 2023 11:00 - 12 minutes - 11.1 MBTired of phone scammers and telemarketers? The company Jolly Roger is fighting back by selling a phone bot that uses AI (artificial intelligence) to interact with the callers to the point that they give up. It’s an entertaining way to let technology deal with the frustration of spam calls. On this episode of Charleston’s Retirement Coach, financial advisor and retirement planner, Brandon Bowen talks about common financial frustrations that have people seeking help from Bowen Wealth. ...
Do you have an income plan as part of your retirement picture?
July 10, 2023 11:00 - 12 minutes - 11.9 MBIn youth, “Cash is king.” In retirement, “INCOME is king!” Financial advisor Brandon Bowen spends his days hammering this idea into the heads of pre-retirees and retirees. You must have an income plan in place, and it cannot be dependent on the market… Financial advisor Angela Sloan, reiterates this idea highlighting how the market is where you go for growth but is not a good income plan because you never know what it’s going to give you. On this episode of Charleston’s Retirement C...
The Texas Rangers Are Learning A Tough Financial Lesson – What Takeaways You Can Use To Better Protect Your Own Assets
June 26, 2023 11:00 - 11 minutes - 10.2 MBLast year, the Texas Rangers signed All-Star pitcher Jacob DeGrom to a 5-year, $185 million contract. Now, DeGrom is undergoing surgery that will not only end his 2023 season but may take him out of the 2024 season as well. Adding insult to injury, the Rangers turned down the insurance policy on DeGrom’s contract because it was “prohibitively expensive” and are obligated to pay him $30M this year and $40M next year. Putting too much money behind one investment can backfire when u...
Ridding Yourself Of The Fear To Spend Your Money In Retirement
June 19, 2023 11:00 - 10 minutes - 10 MBEven successful comedians have problems letting go with the money they’ve earned. Sebastian Maniscalco talks about growing up in a middle-class family and, despite his success, the challenges he has spending his money. Charleston’s Retirement Coach and Financial Advisor, Brandon Bowen speaks about the similar conversations he regularly has with his clients who are afraid of spending the money they’ve saved for retirement and how he helps them spend confidently with a plan that gives yo...
The Rules Keep Changing And Not Just In Baseball, There’s A Major Tax Rule Change On The Way
June 12, 2023 11:00 - 13 minutes - 12.2 MBMajor League Baseball has instituted a number of rule changes this year. The pitch clock, bigger bases, and the elimination of “The Shift” were all added to speed up the game. Retirement rules change all the time as well. On this episode, Charleston’s Retirement Coach and Financial Advisor, Brandon Bowen highlights one major tax rule change that’s coming. The “Trump Tax Cuts” expire in 2026. Brandon emphasizes the importance of understanding the current rules of the “game,” so that you can p...
That Plane You’re Boarding Is Not As Clean As You Think And Neither Is Your Financial Plan
June 05, 2023 11:00 - 13 minutes - 12.8 MBSummertime means vacation time! But, before you board that plane, grab some disinfecting wipes. A former flight attendant gives “insider info” on how clean (or not) airplanes really are. On this episode, Charleston’s Retirement Coach Brandon Bowen explains that the same thing could be happening with your savings! A lot of retirement portfolios also contain dirt that could be costing you thousands every year. Find the “dirt” hiding in your accounts with a Portfolio X-ray from Brandon and his ...
When Building A Legacy Plan, Your First Legacy Is Your Spouse
May 29, 2023 11:00 - 11 minutes - 10.5 MBOn this episode we hear from country music star Jameson Rodgers and how, even at the age of 35, he’s already thinking about what he hopes his legacy will be. Charleston’s Retirement Coach, Brandon Bowen, expresses gratitude to our military men and women and their families, while sharing the ways he helps everyone he works with move through the sensitive area of creating an estate and legacy plan, as well as insight to how he helps build confidence for those who’ve already been widowed and wo...
How Are The High Inflation Rates Offering You Investment Opportunities For Your Retirement Savings
May 22, 2023 11:00 - 13 minutes - 12.1 MBAuthor of “Rich Dad, Poor Dad,” Robert Kiyosaki recently spoke of the investment opportunities he sees in commodities in this economic environment. On this episode of Charleston’s Retirement Coach, financial advisor Brandon Bowen talks about moving money in your retirement savings plan towards protection and defense, and the common mistakes many investors make when trying to do so. If you have questions about ways to change your investment strategy in the current economy connect with Brand...
Financial Boundaries In Retirement
May 15, 2023 11:00 - 11 minutes - 10.3 MBCreating boundaries with your family, yourself, and Uncle Sam. Connect at BowenWealth.com. #Charleston #Retirement See omnystudio.com/listener for privacy information.
The Most Important Step To Prepare For Retirement
May 08, 2023 11:00 - 12 minutes - 11.8 MBRetirees want to have fun and travel but first, you must have this. Connect at BowenWealth.com. #Charleston #Retirement See omnystudio.com/listener for privacy information.
Making Sense Out Of Misinformation
May 01, 2023 11:00 - 12 minutes - 11.5 MBBrandon shares a client request based on “bad internet info.” Connect at BowenWealth.com. #Charleston #Retirement See omnystudio.com/listener for privacy information.
Big Brand Vs. Generic
April 24, 2023 11:00 - 13 minutes - 12.2 MBHigh prices have consumers changing how they shop. Brandon applies this thinking to the difference between working with a big bank vs. an independent advisor. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
It’s Not What You Make, It’s What You Keep
April 10, 2023 11:00 - 12 minutes - 11.9 MBHow much of your savings will you actually keep? If you haven’t planned for taxes, it will likely be a lot less than you think. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Getting The Attention You Deserve
April 03, 2023 11:00 - 12 minutes - 11.3 MBIn sports, the big guys get all the love and it’s often the same in the financial industry - the more money you have, the more attention you get. Brandon shares how he’s working to change that. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
What The SVB Collapse Means For You
March 20, 2023 11:00 - 13 minutes - 12.4 MBThe failures of Signature and Silicon Valley Bank have many asking, “is my money safe?” Brandon clarifies what is, and is not federally insured, plus ways to create safety yourself. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
You Need The Right Team
March 13, 2023 12:00 - 11 minutes - 10.3 MBWe hear from Country Music Star Jason Aldean and the lessons he’s learned about having the right team around you, prompting Brandon to share what sets the team at Bowen Wealth apart. See omnystudio.com/listener for privacy information.
Ditching The “Market Mentality”
February 27, 2023 12:00 - 12 minutes - 11.7 MBWall Street has enjoyed a recent rally, but some warn it won’t last long. Brandon talks about ridding yourself of “market emotions” in retirement. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Financial Anxiety? Blame It On Your Upbringing
February 20, 2023 12:00 - 12 minutes - 11.5 MBMost Americans have anxiety just thinking about finances, which may stem back to childhood. Brandon talks about helping clients overcome fear and find confidence to enjoy retirement. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Your 30-Year Future Requires More Than 30 Seconds Of Planning
February 13, 2023 12:00 - 13 minutes - 12.3 MBThis year’s Big Game commercials cost $7 million for just 30 seconds.Your retirement will require more time. Brandon explains how he can help you navigate the process. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.
Finding A Financial Advisor For YOUR Needs
February 06, 2023 12:00 - 12 minutes - 11.9 MBBrandon shares his personal story on why he became an advisor, while emphasizing the importance to find an independent advisor, who’s working for you. Connect at BowenWealth.com. See omnystudio.com/listener for privacy information.