CentsAble Chat artwork

CentsAble Chat

115 episodes - English - Latest episode: 11 days ago - ★★★★★ - 20 ratings

​Turn pennies into dollars, become debt-free and build the life of your dreams!
Budget Coach "CentsAble" Bobbi Olson delivers resources, tools & hope to help you reach your financial goals. visit www.centsablechat.com for more resources!

Education debt budget budgeting financial money personalfinance planning saving spending
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed

Episodes

Life After Debt

March 22, 2021 11:00 - 6 minutes - 6.3 MB

Is there really life after debt? Absolutely! But what does that mean? Never spending? Never using credit? Only saving? Life after debt means freedom, but it also means responsibility. What you do with that freedom will impact the rest of your life! “CentsAble” Bobbi shares ideas for building security & momentum in your life once the debt is gone.

Weighing A Balance Transfer

March 15, 2021 11:00 - 5 minutes - 5.47 MB

A balance transfer can save you a ton of money…or it can put you further into debt. “CentsAble” Bobbi shares tips for weighing a balance transfer, to make sure it’s right for you.

Growing Your Change

March 08, 2021 12:00 - 11 minutes - 10.7 MB

Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done with a credit card or online, making loose change nearly a thing of the past. So where do you find it? More importantly, how do you grow it? “CentsAble” Bobbi details the where and how to deal with digital spare change and shows you what a difference it can make in your budget and in helping to eliminate debt.

Follow Your Plan

March 01, 2021 13:40 - 7 minutes - 7.22 MB

Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans don’t work, unless you work them. Find out how to put a plan into action and stay on track to achieve debt freedom!

Creating Your Budget

February 22, 2021 12:00 - 12 minutes - 11.8 MB

A budget is an essential piece of a debt-payoff plan. "CentsAble" Bobbi takes you step-by-step through the process of creating a budget using the "debt snowball method," which dictates that smaller debts be paid-off first, then moving on to larger balances. This commonly used method helps you to tackle burdening debt.  

Creating Your Spending Plan

February 15, 2021 12:00 - 13 minutes - 12.2 MB

Planning your spending is essential to good money management. In this episode, "CentsAble" Bobbi details important steps necessary to create a workable plan for spending, so you can pay off debt as quickly as possible.

The Debt Payoff Method

February 08, 2021 12:00 - 8 minutes - 8.11 MB

"CentsAble" Bobbi shares ideas for bringing your spending in line with your income and sets up a strategy to pay off your debt.

The Debt-Free Secret

February 01, 2021 12:00 - 6 minutes - 5.77 MB

"CentsAble" Bobbi shares the secret to debt-freedom, plus ideas for changing your spending habits and evaluating debt-payoff strategies.

Finding Hope

January 25, 2021 12:00 - 5 minutes - 5.44 MB

CentsAble Bobbi shares the steps she took to find hope for her financial future.

Financial Prison Break

January 18, 2021 18:47 - 6 minutes - 8.65 MB

CentsAble Bobbi shows you the way out of your financial prison cell, and how to get started on the path to financial freedom.

Can I Borrow $400?

January 04, 2021 12:00 - 48 minutes - 44.8 MB

Danny Kofke, Author of “Can I Borrow $400?” shares strategies to win the game of financial freedom. Plus, CentsAble Bobbi talks about budgeting your stimulus money and outlines a budgeter’s guide to serenity.

Down Home Money

December 21, 2020 12:00 - 52 minutes - 48 MB

Myra Oliver, author of “Down Home Money” shares her simple approach to financial freedom and what she learned on her journey. Plus, CentsAble Bobbi walks you through some things to think about, as you prepare your budget for the new year.

A Budget Success Story

December 07, 2020 12:00 - 34 minutes - 31.6 MB

YNAB Enthusiast, Cassidy Parker Knight shares her budgeting success story, and how zero-based budgeting changed her life. Plus, CentsAble Bobbi talks about debt & holiday spending.

Build Your Wealth, Not Theirs

November 23, 2020 12:00 - 49 minutes - 45.6 MB

Ryan Sterling, Author of “You’re Making Someone Else Rich” talks about how to fight the “spending” system and how gratitude can build wealth. Plus, CentsAble Bobbi shares ideas for breaking big goals into small steps, catching snowflakes year-round and finding gratitude in a pandemic.

Frugal & Free

November 09, 2020 12:00 - 50 minutes - 46.1 MB

Rich Kammer, Host of the “Budgets & Brews” podcast, talks about the benefits & freedom of a frugal lifestyle.

Cash or Candy

October 26, 2020 11:00 - 48 minutes - 44.3 MB

Chuck Jaffe, Host of the “Money Life” show shares his Halloween tradition that teaches kids about money! Plus, CentsAble Bobbi talks about combatting financial fear.

The Saving Secret

October 12, 2020 11:00 - 44 minutes - 40.9 MB

Jamie Beath, vlogger & creator of thesavingsecret.com reveals the secret to saving more money!

The CentsAble Chat Second Anniversary Special

September 28, 2020 11:00 - 57 minutes - 52.9 MB

Tips on saving, investing, budgeting & strategizing from some of the brightest minds in personal finance. You’ll hear highlights from every chat over the past two years!

House Hacking

September 14, 2020 11:00 - 40 minutes - 36.9 MB

Andrew Kerr, Host of “The House Hacking Podcast” shares tips for turning your home into an income stream. Plus, CentsAble Bobbi shows you how to budget your new-found income!

Simplify Your Financial Life

August 31, 2020 11:00 - 44 minutes - 40.5 MB

Dawn Starks, Certified Financial Planner & Author of “Simplify Your Financial Life” shares a multitude of ideas for doing just that. Plus, "CentsAble" Bobbi has some food for thought, as she explains the budget buffet.

Planning for Your First Home

August 17, 2020 11:00 - 33 minutes - 30.7 MB

Justine Chan, Founder of LiveWithPlum.com discusses the pre-home buying process - from mistakes to avoid, to tips for saving money & stress. Plus, "CentsAble" Bobbi shares budgeting tips for buying your first home.

Figuring Out Your Financial Future

August 03, 2020 11:00 - 45 minutes - 41.6 MB

Brian Ursu, Author of “Now What: A Practical Guide to Figuring Out Your Financial Future,” discusses how to plan for the destination, while enjoying the journey and why math always wins!

Need A Lift?

July 20, 2020 11:00 - 38 minutes - 35.5 MB

The founders of LiftRocket.com, Leo D'Acierno and Vas Paruchuri discuss the digital community that helps friends, family, non-profits and local organizations provide members with a safe, reliable source of funding to meet financial emergencies. Plus, CentsAble Bobbi teaches you how to budget without a paycheck and outlines the 5-step budgeting process.

Will Your Kids Have Enough Money?

July 06, 2020 11:00 - 32 minutes - 29.4 MB

Financial literacy educator, Paul Vasey talks about setting kids up for financial success & freedom.

Financial Freedom

July 04, 2020 18:56 - 23 minutes - 21.6 MB

Celebrating Independence Day with immediate steps you can take toward financial freedom!

Small Change Makes A Big Difference

June 22, 2020 11:00 - 48 minutes - 44 MB

Understanding your investment options and how small change can make a big difference in your budget, today and tomorrow – with Peter Richon, Founder & CEO of Richon Planning.

Your Money Vehicle

June 08, 2020 13:00 - 48 minutes - 44.6 MB

Every automobile comes with a vehicle owner’s manual. Wouldn’t it be nice if there was an owner’s manual for your money? Former NFL Fullback turned CFP, Jedidiah Collins thought so – and he created it! He’ll discuss his book, “Your Money Vehicle” and how you can keep your financial life moving in tip-top shape! Plus, CentsAble Bobbi will share “A Budgeter’s Guide to Serenity.”

Inheriting Chaos With Compassion

May 25, 2020 13:00 - 36 minutes - 20.9 MB

Author & Financial Planner, Jennifer Luzzatto shares ideas & resources for handling the financial chaos often left behind, after the passing of a loved one. Plus, CentsAble Bobbi discusses how families can work as a team now, to reduce the financial chaos left behind.

Be Your Own Hero

May 11, 2020 00:39 - 44 minutes - 40.8 MB

Everyone needs a hero, someone to bring them back from the brink of despair! What if that someone…was you? Listen to Gina Zakaria’s story of how a jar of pickles changed her life – and led her down the path of becoming her own hero – debt free and loving life…and how you can do it too!

The Payoff Debt App

April 26, 2020 21:34 - 30 minutes - 28.4 MB

Jackie Beck paid off over $147,000 debt and created the award-winning “Payoff Debt” app. She shares her story, what motivated her and what life after debt looks like! Plus, CentsAble Bobbi shares 6 steps to slay your debt and how to stay the course when the world shuts down.

Financial Literacy For Kids

April 12, 2020 19:31 - 27 minutes - 24.7 MB

Using times of financial stress as teachable moments for kids, plus the importance of giving your kids an early start on financial literacy  - with Rich Grant, Author of “Let’s Meet Ms. Money.”

Your Money Mindset

March 29, 2020 19:58 - 50 minutes - 45.8 MB

How to shift your money mindset & create options that take you from financial chaos to financial peace – with Ashley Patrick, Founder of BudgetsMadeEasy.com and Host of The Money Mindset Podcast

Debt 101

March 16, 2020 02:25 - 1 hour - 55.5 MB

Understanding debt, sidestepping the landmines that come with it and avoiding scams along the way – with CPA, Michele Cagan, Author of “Debt 101.”

Retirement 101

March 02, 2020 01:19 - 56 minutes - 51.6 MB

CPA & Author, Michele Cagan chats about why saving for retirement is important at any age, easy ways to get started and how to deal with life’s many obstacles that get in the way. Plus CentsAble Bobbi shares tips for finding money for retirement savings, in any budget!

The 60 Minute Money Workout

February 17, 2020 22:40 - 46 minutes - 42.9 MB

How 60 minutes a week can revolutionize your finances – with Ellie Kay, best-selling author, national speaker, Founder of “Heroes at Home” and Co-Host of “The Money Millhouse” Podcast. Plus, how to win during “America Saves Week.”

Love and Money

February 03, 2020 01:30 - 51 minutes - 47 MB

A Ramsey Solutions survey states that fights over money are the second leading cause of divorce. Learn to have meaningful discussions about money, as Financial Counselor, Adam Kol chats about money & relationships, celebrating your Valentine on a budget, money mindsets and how to change them. Plus, CentsAble Bobbi gets into some ways to show your love… by buying gifts for yourself.

Holistic Wealth

January 20, 2020 05:04 - 46 minutes - 42.9 MB

Keisha Blair, Author of “Holistic Wealth,” discusses how to cultivate the key factors of Holistic wealth to build the mental toughness and grit you need to weather life’s inevitable storms and setbacks. Plus, CentsAble Bobbi shares ideas & resources to help you plan for the unthinkable.

2020 The Year of Perfect Vision

January 06, 2020 03:44 - 43 minutes - 39.5 MB

Financial Consultant, Kassandra Dasent paid of $55,000 of debt in 3 years! She’ll share her story, what life after debt looks like and what she’s doing now, to help others improve their financial lives. Plus, CentsAble Bobbi shares her debt-free journey and why she believes anyone can do it.

It’s Never Too Early

December 22, 2019 21:30 - 47 minutes - 43.7 MB

Digital Marketing Expert, Marc Guberti started his entrepreneurial journey at age 11. Now, 10 years later, he’s a best-selling author, host of two podcasts, creator of very successful online courses and is just getting ready to graduate college! We’ll chat with him about how he manages success and finances at such a young age, plus his passion for teaching others that it’s never too early to embrace your dreams! And CentsAble Bobbi discusses how to stay on track with your New Year’s resoluti...

Financial Matchmaking

December 08, 2019 20:30 - 36 minutes - 33.8 MB

Nick Stuller, Author of “The Truth Shall Set Your Wallet Free” & CEO of MyPerfectFinancialAdvisor.com debunks the myths that prevent us from reaching our wealth goals and discusses how to find your perfect financial match! Plus, CentsAble Bobbi shares tips to jump start your spending plan for 2020!

The Gift of Financial Literacy

December 01, 2019 23:30 - 42 minutes - 39.1 MB

Paul Vasey, Creator of the financial literacy game, “Cash Crunch Junior” discusses his game and creative ways to teach kids invaluable money management skills! Plus, Centsable Bobbi talks about the magic of Christmas and how to make your wishes come true!

Gratitude and A Debt Free Journey

November 24, 2019 23:00 - 39 minutes - 36.2 MB

Holistic Life Coach, Dafne Wiswell shares her family’s journey to being debt free - the sacrifices they’ve made and what they’ve learned, plus what’s next, after the debt is gone. Plus, CentsAble Bobbi discusses the financial benefits of gratitude.

Healthcare Is Making Me Sick

November 11, 2019 01:00 - 1 hour - 60.7 MB

It’s open enrollment time for health insurance! Scott Heiser, Author of “Healthcare Is Making Me Sick” teaches you how to navigate the sea of options, prices & services to find the best plan - and how to cut medical costs all year long! Plus, CentsAble Bobbi talks about cutting costs during the holidays.

Debt Free Degree

November 03, 2019 23:00 - 36 minutes - 33.5 MB

You CAN go to college 100% debt free! Anthony ONeal, Author of “Debt Free Degree” teaches you how. Plus, CentsAble Bobbi discusses ways to think differently about money.

Is Bankruptcy Your Best Option?

October 27, 2019 22:32 - 52 minutes - 47.7 MB

Bankruptcy Attorney & Host of the “Fresh Start For Life” podcast, Don Golden shares his 20+ years of expertise. Plus, life after bankruptcy and how to rebuild your financial life. And, CentsAble Bobbi chats about common financial fears and how to overcome & plan for them.

So…You Think You’re Insured?

October 14, 2019 02:00 - 42 minutes - 24.4 MB

Bride-to-be, Molly McKenna cancelled her wedding after being hit with a $40,000 hospital bill, even though she was insured…but, unknowingly, “out of network”! She’ll share her story, what she did about it and what you can learn from her experience.

Protecting Your Vehicle Without Breaking the Bank

September 22, 2019 23:00 - 39 minutes - 22.6 MB

Andrew Rose, President & CEO of Compare.com, discusses how to protect your vehicle without breaking the bank. Plus, CentsAble Bobbi discusses savings versus insurance and how to budget for both

Buying A Car Without Getting Taken For A Ride

September 01, 2019 22:30 - 43 minutes - 24.9 MB

Hugh Allen, General Manager at Epic Auto discusses how to buy a car, without getting taken for a ride! Plus, CentsAble Bobbi shares budgeting tips for auto  maintenance and your next vehicle!

End Financial Stress Now

August 18, 2019 21:00 - 47 minutes - 21.9 MB

Author & Money coach, Emily Guy Birken discusses her book, “End Financial Stress Now: Immediate Steps You Can Take to Improve Your Financial Outlook”

Teaching Kids About Money

August 05, 2019 00:00 - 39 minutes - 22.9 MB

Jeff Socha, Senior Advisor and Founding Partner at Ark Financial, talks about kids & money – how and when should you begin teaching them financial literacy? Plus, CentsAble Bobbi discusses how budgeting can help you deal with the emotional side of money.