Beyond Finances artwork

Beyond Finances

66 episodes - English - Latest episode: 7 months ago - ★★★★ - 45 ratings

Beyond Finances provides motivated professionals with young families with new ideas and perspectives on how to use money and strategic financial planning to get more of what you want from life.

Each episode features real, direct, and nuanced conversations about the challenge of planning for the long-term - while we live in the here and now. The podcast seeks to go beyond basic financial advice, rules of thumb, and spreadsheet math to help listeners think more deeply and clearly about how to optimize personal finances while also fully experiencing what matters most along the way.

Hosted by Eric Roberge, CFP, a fee-only financial advisor who helps his clients take advantage of opportunities while minimizing risk, Beyond Finances aims to translate the theory of advice into the actual practice of using money as a tool to build wealth while enjoying life now. Eric founded Beyond Your Hammock, a wealth management firm based in Boston MA but serving clients virtually with the goal of giving motivated professionals a strategic approach to building wealth that considers all aspects of life, not just finances - one that allows clients to live well today while still planning responsibly for the future.
The show is co-hosted by Kali Roberge, who runs operations and marketing for Beyond Your Hammock - and is also Eric's business partner and spouse. Their open, authentic, and vulnerable conversations help listeners see both what's possible when you know how to leverage your resources of time, energy, and money to build wealth - but also what tough decisions, tradeoffs, and challenges working couples with young families might face along the way.

There are a lot of options for growing and securing wealth - but the only possibility that matters is the one that actually works for you. If you're tired of black and white advice, join us for conversations about financial planning and wealth building that actually dig into the nuance of creating your own unique path to financial success.

Ready to go beyond the podcast? You can reach out to Beyond Your Hammock at [email protected] or go to BeyondYourHammock.com/Schedule to request a complimentary consultation complete with personalized one-page financial plan.

Investing Business Education Self-Improvement personalfinance budgeting finance investing money
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Episodes

How Kids Change You - and Your Financial Plan

August 25, 2023 09:00 - 29 minutes - 26.1 MB

How kids change you can be delightfully surprising. But they'll change your financial plan, too, in ways that might be challenging if you don't know how to adjust.  In what is probably news to no one, things change when you have kids. You know your responsibilities will shift. Your schedule will probably get upended. The smaller your children are, the less personal freedom you may have. How you experience all this, however, is unknowable. The process itself alters who you are now, an...

Money Tips from a Boston Financial Planner: Your Questions, Answered

August 04, 2023 09:00 - 29 minutes - 25.7 MB

You asked - now we answer your specific financial questions and try to provide clarity on some money situations that lots of folks tend to find themselves in. We share our insights on: What to do with your money once you pay off debt, max out your retirement accounts, and aren't sure what to prioritize next How to think through a decision like investing in rental real estate properties What counts (and what DOESN'T) when talking about savings rates Where to put your cash if you want...

Protecting Family Wealth: How to Safeguard Your Assets and Your Stuff

July 14, 2023 09:00 - 27 minutes - 24.6 MB

In the last episode of our 3-part series on strategic planning for your finances is all about protecting family wealth. If you're working hard to build assets, you need to protect that growing net worth - and part of that is making sure you and your family will be financially stable no matter what curveballs you may face along the way. Instead of just running through "insurance 101" or defining parts of an estate plan, we're pulling back the curtain and showing you what a financial planner...

Strategic Planning, Part II: Investment Management

June 23, 2023 09:00 - 34 minutes - 30 MB

Welcome back to our series on strategic planning for your personal finances. Today's episode is part II, and we're covering all things investment management. We'll talk through what you need to do to put together a sound investment strategy for yourself, and the to-dos any investment manager should take (whether that's you as a DIYer, or an advisor who you hire to manage your assets for you).  This episode covers: Assessing risk tolerance and risk capacity (and the difference between th...

Using a Strategic Planning Process for Your Finances (Pt I)

June 09, 2023 09:00 - 30 minutes - 27.6 MB

You've heard the term "financial plan" or "financial planning" a million times. But what does it actually look like to go through that process? Today we're sharing how we construct strategic plans for personal finances. We'll take you to the inner workings of the framework and systems we use at Beyond Your Hammock to help people use their money as a tool to get more of what they want in life - now and into the future. This is part one of our series that will explain the 5 stages of the f...

How to Better Manage Bonus Money and Other Lump Sum Payments

March 24, 2023 09:00 - 25 minutes - 22.7 MB

Do you earn bonuses, commissions, grants of equity comp, or other types of variable income? Then you better know not just how to manage it, but also how to optimize these lump sum cash inflows to help you achieve your goals and grow your wealth. In this episode, we'll explain how to do it. Join us as we discuss: What counts as "variable income," or what lump sums of money you may receive over time The number-one thing to do if you receive a lump sum of cash, from any source Two main m...

Should the SECURE 2.0 Act Change Your Financial Plan?

February 17, 2023 12:00 - 23 minutes - 22.3 MB

New rules and regulations pushed forward by the SECURE 2.0 Act might impact how your manage your money right now, and into the future. Here's what you need to know. The SECURE 2.0 Act is a 1.7 trillion dollar spending bill passed by Congress in 2022. This legislation's scope went far beyond "let's adjust how retirement plans work," but the details within the bill did change many rules relating to retirement plans Therefore, it changed the strategies you need to consider for managing yours...

Managing Money Together: How to Handle Finances in Your Relationship

January 20, 2023 10:00 - 32 minutes - 26 MB

Money and marriage is a serious topic, if only because getting it wrong can lead to devastating results: 48% of people report fighting about money; 60% of those fights tend to be about spending. 41% of Gen Xers and 29% of baby boomers surveyed by TD Ameritrade report that money was a direct cause of a divorce, and some research shows that disagremeents about money are a leading predictor of future divorce. So today, we're not just talking about money. We might be saving your marriage, too!...

How Much You Need to Save in 2023

January 06, 2023 10:00 - 29 minutes - 26.2 MB

In this episode, we're sharing our 4-step framework to help you hone in on a savings rate that's right for you. If you ask 10 different people how much you need to save per year to set yourself up for a secure financial future, you will probably get at least 15 different answers. It's confusing! And even if you go with the most common answer to "how much do I need to save," which may be 10 to 15 percent of your gross income each year, that might still not get you to the right answer FOR YO...

The Best Short-Term Investments: What to Know (and What to Avoid)

December 23, 2022 10:00 - 25 minutes - 19.9 MB

It's your money, and you need it now! In this episode, we discuss the best short-term investments when you want to earn a return from your cash - without exposing it to a risk of loss. We cover: How current events may drive people to make bad investment decisions Why you have to start the short-term investment convo with an understanding of risk and reward What to look for when considering a short-term investment (and what you should expect) Red flags to avoid when presented with inve...

The Only Constant Variable in Finance (and Life)

December 09, 2022 10:00 - 27 minutes - 26.4 MB

The only constant variable that you can truly rely on is change. This is what makes financial planning so hard.  An actual plan that you put down on paper is outdated before the ink is even dry, because every single piece of new information will throw your charts and your projections and your linear action steps out of whack.  Plus, there's no one variable that you can plug in to account for "change." You cannot pin it down or make it more concrete. It's inherently unknowable, usually un...

Lessons from Tech Industry Failures: How to Avoid Implosions in Your Own Personal Finances

November 25, 2022 10:00 - 27 minutes - 26 MB

Massive layoffs at Facebook and Amazon. Stumbles at Google and Lyft. A shaky year in the stock market for the tech giants - all capped off by a tremendously spectacular blowup at crypto platform FTX. The idea that "current success is the biggest indicator of an upcoming failure" seems especially resonate these days amid headline after headline about highly-regarded companies that missed the mark on sustainable growth. So what can these tech industry giants teach us about our personal finan...

How to Pay Less Taxes: 5 Strategies to Reduce Your Tax Burden

November 11, 2022 10:00 - 30 minutes - 28 MB

Want to pay less in taxes? Who doesn't! In this episode of the show, we're talking through 5 ways that you can significantly reduce your tax exposure, and therefore save money by not sending so much of it off to the IRS. Today, we're discussing strategies to: 1. Create liquidity from investments without triggering taxable events 2. Grow tax-free wealth 3. Pay less on investment gains 4. Get more money into tax-advantaged retirement accounts (even when you make too much to contirbute t...

Math: It's Irresponsible!

October 28, 2022 09:00 - 22 minutes - 19.6 MB

It might sound a bit odd coming from the finance pros, but it's true: it's irresponsible to use math alone to build a financial plan. That's because money isn't a math problem. Too often we think we can just plug numbers into a formula and rely on the answer that it generates, but that leaves out a lot of variables that often matter more than the baseline numbers. So what DO we look at instead? We share three major considerations: -- Understanding your financial reality and respecting w...

7 Steps to a Foolproof Financial Plan

October 14, 2022 09:00 - 28 minutes - 24.4 MB

As financial planners, we spend every day working to build foolproof financial plans. A foolproof financial plan is one that you can stick to, that you can execute, consistently over time - even through challenging times or unexpected setbacks.  In this episode of the podcast, we're discussing 7 key aspects that we look at when trying to create plans that can withstand the wear and tear (and unpredictability) of everyday life: Constructing a baseline plan with high likelihood of success ...

How to Use Your 401(k) to Retire Early

September 30, 2022 09:00 - 29 minutes - 24.4 MB

If you don't know how much you can really put into a 401(k), you may be missing out. We shine a light on the 401(k)s facts most people don't know, and uncover opportunities to save more so you can accelerate your progress toward your financial goals. Today on the show, we explain: - The real maximum you can contribute to a 401(k) each year - and it's not just $20,500! - The critical elements you need to look for within a 401(k) plan document, including what contributions are allowed, i...

Financial Planning To-Dos for Expecting Parents

September 16, 2022 09:00 - 24 minutes - 19.7 MB

Having a baby or adding more children to the family is a big decision - and there are some major financial implications to this life milestone. On today's episode, we're sharing our own experience of the financial planning considerations we took into account when deciding if we wanted children - and how we financially prepared once we knew we wanted to have a baby. We discuss the practical considerations, from health insurance to cash flow and emergency funds, as well as how kids might imp...

Managing Equity Comp: How to Balance the Risks and Rewards

March 19, 2021 09:00 - 25 minutes - 20.6 MB

49: Leveraging equity compensation is one of the potential avenues we previously highlighted for use on the road to building wealth. But to enjoy the rewards, you have to know how to manage the risks along the way. Many industries offer a piece of ownership to company employees through equity compensation packages. If you receive equity, you might get incentive stock options (ISOs), non-qualified stock options (NQSOs), restricted stock, restricted stock units (RSUs), or have the ability to...

What It Takes to Manage Investments Well

February 19, 2021 10:00 - 25 minutes - 21.6 MB

48: Lots of people think they're good DIY investors. But they miss a lot of nuance, and make a lot of mistakes. Here's what it really takes to manage investments well. If you invested in the market over the last 10 years… it was easy to win. The markets climbed up and up, with the longest bull market in history running from 2009 to 2020. Even a global pandemic wasn’t enough to keep the markets down in the spring of 2020. Stocks cratered and lost 30% of value in March — but had you not pa...

Make Your Money Goals Easier to Achieve

January 22, 2021 10:00 - 19 minutes - 16.1 MB

47: Today on the show, we discuss a key strategy in making your money goals easier to achieve, faster. It's all about the FPA framework: focus, prioritize, and act. In this episode, we cover: How to determine if you're making progress... or just looking busy but not actually getting anywhere Where most people go wrong with financial goal-setting (and how to avoid their mistakes) Why creating wiggle room and a buffer in your finances - with everything from your goals to your overall pl...

5 Ways to Build Good Financial Habits

December 04, 2020 10:00 - 11 minutes - 8.45 MB

46: People aren't just born being good with money. They take the time to build good financial habits —and you can, too. What usually makes the difference between someone who seems to manage money well and someone who consistently struggles? It's all about our good financial habits (or lack thereof). Instead of feeling like you have to change who you are, or beating yourself up for what you feel are weaknesses or shortcomings, you can simply focus on building better money habits if you wa...

Do You Need a Budget If You're Financially Successful?

November 06, 2020 10:00 - 21 minutes - 16.5 MB

45: You earn good income, have enough money to pay pills and contribute to savings, and feel like you made it. Do you REALLY need to keep up with a budget once you're financially secure? Uh, yeah. Because budgeting isn't a bad word. It's a mindfulness exercise for your finances. Although it might feel like budgeting is basic personal finance 101, or that it's only something you do when money is tight and you need to carefully manage every last penny, a budget is always a useful tool for y...

Credit Score Myths and Truths Revealed

October 02, 2020 09:00 - 19 minutes - 15.7 MB

44: Do you know what ACTUALLY impacts your credit score? And how much does it really matter anyway if your score drops by a few points? What should you do to raise your score -- and what isn't worth trying at all? In this episode of the show, we bust some very common but total misconceptions around what goes into your credit score and how to maintain a high one. We also talk about the facts for the best way to manage your credit so you can secure the best interest rates when it's time to f...

The Value of a Coach

July 31, 2020 16:31 - 17 minutes - 14.2 MB

43: You don't need a coach, right? You can just train yourself! That's what we tell ourselves a lot of the time. And too often, it's just not true and we sell ourselves short when we fail to recognize the value of coaching. A recent experience with a running coach made Kali realize how important it is to have an expert there to guide you -- and how equally important it is that a coach is not someone who gives you prescriptive advice and tells you precisely what to do. The best coaches ...

Want to Build Wealth? Then You Need to Create THESE

July 10, 2020 16:23 - 18 minutes - 15.4 MB

42: Most people assume they just need to earn a high income, and then they'll be wealthy. Unfortunately, building wealth (especially when you're doing it on your own from scratch) is not always so simple.  In this episode, we discuss why only focusing on your income as a measure of financial success is a big mistake that most people make. We also explain what you should do instead, and what's even more critical to create for yourself if you want to build significant wealth and reach financ...

So You Want to Make a Speculative Investment

June 26, 2020 18:37 - 20 minutes - 16.9 MB

41: A broad-based, globally diversified portfolio is hands-down the right answer when it comes to growing wealth for the long term. But that doesn't mean other, more speculative and risky investments are always a bad move... They're just not a great idea most of the time. Today, we're looking at some alternative ways to invest outside of a globally diversified portfolio, including stock-picking, placing sector bets, private equity and private placement investments, and more. Generally sp...

Understanding Insurance: What You Need and What You Don't

June 12, 2020 09:00 - 26 minutes - 20.1 MB

In the wake of the pandemic, many people have scrambled to take out insurance policies. But before you buy, make sure you understand the real purpose of a policy so you can choose the best option for your needs. Insurance is, as Kali puts it, something that can make you go "eurrrgh." It's a product you buy hoping you'll never have to use, which is frustrating enough... but combine it with the fact it forces us to have some really emotional conversations, and it can be tough to think logica...

We Bought a House (in a Pandemic). AMA.

May 29, 2020 09:00 - 20 minutes - 16.9 MB

39: Buying a house is an intensive (and stressful) process in the best of times. Throw in a crashing economy and global pandemic — and the fact we don't do anything the "normal" way — and our recent experience got pretty interesting. Okay, to be fair, the pandemic didn't dramatically change much about the process of buying our first home, mainly because we were already in the middle of trying to close on it (so we had already looked for and found the property that we put an offer on and t...

3 Unexpected Money Lessons from... Robert Frost?

May 16, 2020 20:10 - 17 minutes - 13.4 MB

38: You've likely at least heard of Robert Frost's famous poem, The Road Not Taken... and you might be just as likely to misinterpret it. In today's episode, we take a look at the REAL meaning behind one of the best-known pieces of poetry in American history — and explain 3 ways in which it can help us better understand how we look about and think through our personal finances and money management.  It might sound crazy, but jump into this convo with us to learn why Frost's original meanin...

5 Ways to Elevate and Optimize Your Finances

May 01, 2020 09:00 - 23 minutes - 18.7 MB

37: Let's go beyond the basics to look at how you can optimize your savings, get strategic with debt, and level up how you invest to grow wealth. There’s no shortage of podcasts or blogs that cover simple pieces of advice and the same basic money moves to make: pay down debt, save up cash, invest for the future, and so on. So today, we want to kick it up a notch and help you see how you can go from good money move, to BETTER move, to best, most optimized strategy to use in your financial ...

Following Warren Buffett's Advice, and an Argument for Optimism

April 03, 2020 09:00 - 17 minutes - 15.3 MB

36: There's a lot of fear and uncertainty in the air right now — which means, if you're following Warren Buffett's advice, it's a good time to get greedy in the stock market. In this episode of the show, we discuss the opportunity you might want to capitalize on and at the very least, why you should NOT stop making your regular contributions to the market. Most importantly, we also lay out our argument for why feeling optimistic about the future makes sense for long-term investors. Join ...

Can You Have Too Much Cash? (Spoiler: Yes, and It's Risky)

March 20, 2020 09:00 - 21 minutes - 17.1 MB

Here's what you need to know to determine how much cash you actually need on hand — and what to do with extra funds if you have them. Most people think you can't have too much cash on hand or in the bank. Cash is king, right? Cash is safe! The reality is holding too much cash comes with its own set of risks, and you might actually be losing money because of it. Today on the podcast, we explain: The formula to use to determine how much cash is appropriate to keep on hand How we chose t...

Avoiding Short-Term Distractions When You Have Long-Term Goals

March 06, 2020 10:00 - 26 minutes - 20.7 MB

34: We share a few ideas for better dealing with the coronavirus scare and the current market volatility before diving into this episode that is all about handling these exact kinds of issues that can cause you to lose sight of the forest for the trees. Most people make short-term and limited decisions without considering how these choices impact things to the right, when only looking left. In this rebroadcast, we revisit how to solve that problem. Financial success is a long-term game, ...

Stop Seeking Perfection with Your Financial Decisions

February 21, 2020 10:00 - 17 minutes - 14.7 MB

33: When it comes to making financial decisions, most of us want to get things exactly RIGHT. It's your money, after all, and you probably don't want to screw it up! But aiming for perfection can actually hamstring your progress—and even lead you AWAY from the best financial choices for your goals and the life you would most enjoy experiencing. In this episode, we talk through what's truly important to understand if you want to improve the quality of the financial decisions you make ever...

Why You Need Financial POWER (Not Financial Freedom)

February 07, 2020 10:00 - 27 minutes - 20.1 MB

32: What if the pursuit of financial freedom actually leaves you with fewer options and feeling more stuck than ever before? The idea of financial independence sounds nice, but it comes with a lot of potential pitfalls that big fans of the "FIRE" movement don't like to talk about. Today, we're explaining the downsides of financial freedom — and proposing a different strategy that will help you enjoy and experience more in life today AND tomorrow.  It's all about financial POWER. We exp...

The Most Important Question in Personal Finance: What Is Enough?

January 24, 2020 10:00 - 21 minutes - 16.8 MB

31: It's extremely simple in theory — but could require a lifetime of experience to answer: What is enough? The biggest challenge in financial planning lies in striking a balance between living well today (and using your money to accomplish that aim) and planning responsibly for tomorrow (which means saving your money to ensure future financial security). If you know what “enough” is, then you know how to balance your need to save and invest for your future with the reality that you live...

Are You Sabotaging Your Shot at Financial Success?

January 10, 2020 10:00 - 22 minutes - 17.8 MB

30: The most common thing that stops people from achieving their highest financial potential? Themselves. "Learned helplessness" is a phenomenon that can stop you from making the progress you're capable of, and it happens when you experience struggle or suffering that you feel is out of your control — and if you practice this subconscious habit, it can prevent you from seeing, and acting on, what you can control to make your financial situation better. We all face hard times and difficul...

How to Enjoy Life Now and Still Plan Responsibly for Tomorrow

December 27, 2019 10:00 - 28 minutes - 21.5 MB

29: In this replay of our very first podcast episode, we revisit what it means to be able to freely enjoy your money today — while still taking the necessary steps to build your wealth and plan responsibly for the future. Tune in to learn: How you can spend better to fully experience life now What you should set aside for future financial security Why you can save TOO much, and how to avoid it The biases that can get in our way, and how we can combat irrational thinking with self-aw...

How to Make 2020 a Financial Success

December 13, 2019 10:00 - 23 minutes - 19.4 MB

28: In this episode, we share 6 major considerations you can use to help guide your year-end financial planning — along with a few suggestions for what to focus on in 2020 to make it a financially successful year. We dive into the importance of the following year-end planning topics, and explain exactly how to execute on each one: Reflect on the progress you’ve made in the last 12 months Make plans for the new year, personally and professionally, and make sure the priorities you set las...

Should You Rent or Buy? Use This Framework to Figure It Out

November 29, 2019 10:00 - 28 minutes - 23.4 MB

27: You've heard renting is throwing money away and a house is always a good investment. But is it true? The answer is it depends -- and today, we're giving you what you need to get to a solid recommendation on what's best for your personal situation. Forget general rules of thumb; forget what you feel pressured to do; forget what you've heard about buying always being better or renting never being a good idea. This episode is all about helping you settle the rent vs buy debate as it app...

Use Your HSA the Right Way: A Quick Guide on the Best HSA Strategy

November 15, 2019 10:00 - 15 minutes - 12.5 MB

26: An HSA is one of our favorite tools for growing wealth — but the problem is, most people have no idea how beneficial they are OR how to leverage them for maximum financial advantage. We're changing that with this episode of the show, and explaining everything you need to know about HSAs, why they're so powerful, how they can help you pay less in taxes, and what you need to do to turn this little account into a giant financial advantage.

The 3-Part System We Use to Save 40 Percent (or More) of Our Income

November 01, 2019 09:00 - 24 minutes - 20.2 MB

25: Do you know how much money you save right now? How much is enough to save and invest for the long term?  Your savings rate is one of the most important metrics you can track as you manage and measure your progress toward financial success — because if you have big, ambitious goals, you need to make sure you're doing what it takes to achieve them. In this episode, we share how we save 50 percent of our income right now, why we're making that effort, and the strategy we use to make sur...

Managing Competing Priorities and Financial Goals with Our 4-Step Process

October 18, 2019 09:00 - 19 minutes - 16.1 MB

24: Most of us have much more than just one thing we want to do, have, enjoy, or accomplish. But we all have limited resources (time, money, and energy) to use toward achieving our multiple goals. How can you start managing competing priorities so that you can improve your chances of successfully doing what you want with your money and your life? By following the 4-step process we lay out in this episode. We explain the exact actions to take in order to know what you want, organize your ...

3 Ideas to Save More and Spend Less Without Feeling Deprived

October 04, 2019 09:00 - 18 minutes - 13.7 MB

23: Conversations about budgeting and saving money don't have to translate as "here's what you have to give up." We want to make sure we can enjoy life now AND plan responsibly for tomorrow, and in this episode, we talk through three (stupidly simple) ideas for actually making that possible to do. These tips will give you easy-to-implement ways to create wiggle room in your budget so you can enjoy more choice over how you use your money -- and so you can get more of what you REALLY want.

5 Pieces of Financial Advice for 30-Somethings

September 20, 2019 09:00 - 22 minutes - 17.1 MB

22: Life can get complicated when you hit 30. You might be in the middle of countless transitions, like moving up in your career, starting a business, buying a home, getting married, growing your family — and a whole lot more. And oh yeah, now is the PRIME TIME to get your finances right if you want to create and build your own wealth. No pressure. To help you stay successful and maybe even get rich, we're sharing key principles you NEED to know to make the best moves with your money (wh...

Is This the Next Recession?

September 06, 2019 09:00 - 26 minutes - 20.6 MB

Ep 21: Find out exactly what to do in the face of a downturn, learn why market timing is a loser's game, and pick up our tips on how to recession-proof your life. There has been a lot of talk and media coverage around the question of, “is this the next recession?” There's a lot of implication that it’s this big, looming thing that’s about to happen -- and we’re all totally screwed when it does. But this is an emotionally-charged takeaway, to say the least. Is it true? To figure out what ...

How to Get a Great Deal on a New Car

August 23, 2019 09:00 - 27 minutes - 22.2 MB

20: After 12 years, 130,000 miles, and many seasons sitting out on the streets of Boston being pelted by salt trucks and/or really bad parallel parking jobs, it was time to trade in our old Mazda and upgrade. So we bought a new car! But first, we had to figure out how to do it and not spend This process brought up a WHOLE lot of questions for us, like: How do you determine when you really need a new car... and when it's just a luxury? Is it better to buy new or used? Pay in cash or ge...

3 Paths to Become a Self Made Millionaire

August 09, 2019 09:00 - 36 minutes - 26.6 MB

19: You don’t have to be born into money to have money now. Today, we lay out a few different paths to explore if you want to become a self-made millionaire. We cover: -- Becoming a high-income earner with a company or employer -- Starting a business or freelancing -- The importance of investing (and multiple ways to do it). We’ll tell you which path we’re on, discuss the pros/cons of each, and provide some insight on how you can make more money now. Full show notes at www.beyondyour...

How to Deal with Your Student Debt

July 26, 2019 09:00 - 20 minutes - 14.9 MB

18: In Part II of our series on student loan debt, we look beyond the topic of general student loan forgiveness and explore what you can do right NOW to better manage the burden of the student debt you have to carry. In this episode, we cover: -- How to make a debt repayment plan (and implement it) -- What makes up a customized plan, including looking at your complete financial situation, evaluating your options, developing the best financial strategy for dealing with your loans without...

Total Student Loan Forgiveness - Yay or Nay? (Part 1)

July 12, 2019 09:00 - 22 minutes - 17.6 MB

17: Total student loan forgiveness is a hot topic right now and everyone has an opinion about whether it's good or bad. But what should you actually DO about it -- and the loans you have right now? In PART ONE of this two-part episode series on student loans, we talk about: The current headlines and what people are chatting about What student loan forgiveness already exist and are available for you to use (as well as if it makes sense for you to take advantage of these) The difference...

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