Banking with Interest
172 episodes - English - Latest episode: 7 days ago -Banking with Interest, a podcast by IntraFi, features in-depth analysis and insight into the policy changes reshaping the banking industry. With insightful interviews and previews of pending policy challenges, the podcast is an essential listen for anyone connected to the financial services industry.
Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content Officer and Head of External Affairs with IntraFi.
The podcast theme song was written and produced by Stellar Tracks courtesy of Pond5. The information, views, and opinions expressed during Banking With Interest belong solely to Rob Blackwell and his guests and do not represent those of IntraFi LLC, its directors, management, or employees. Any ideas and strategies contained within the podcast are for informational purposes only and do not constitute legal or investment advice.
Homepage Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
Another Charter Fight is Brewing: Iowa Banking Regulator Jeff Plagge
August 18, 2020 10:00 - 34 minutes - 17.1 MBJeff Plagge, the Iowa Superintendent of Banking, talks about the growing tensions between the OCC, which wants to offer a national charter for payments companies, and state regulators, who believe it would be systemically risky to do so. Plagge also discusses the potential credit impact of COVID-19 on commercial real estate and agricultural lending.
“The Champion of Free Enterprise”: Texas Security Bank’s Scheef
August 11, 2020 10:00 - 33 minutes - 16.4 MBCraig Scheef, the founder, chairman and CEO of Texas Security Bank in Dallas, talks about his bank’s unique approach to small business lending, how the institution successfully doubled its asset size thanks to the PPP program, and why he believes policymakers underestimate the value of a free enterprise system.
From Community Organizer to Community Banker: Berkshire’s Malia Lazu
August 04, 2020 10:00 - 42 minutes - 20.8 MBMalia Lazu, the chief experience and culture officer at $13.1 billion-asset Berkshire Bank in Boston, talks about why banks often fail to reach millennial and minority customers, the challenges facing community banks, and the future of the branch.
“A Very Dangerous Place for Bankers and Consumers”: CBA’s Hunt on CFPB Leadership Ruling
July 28, 2020 10:00 - 41 minutes - 21.2 MBRichard Hunt, the head of the Consumer Bankers Association, talks about the impact of a recent Supreme Court decision that said the CFPB’s leadership structure was unconstitutional, and why he fears it will inhibit banks from offering small-dollar loans. He also discusses the OCC’s final CRA reform rule, why there’s a coin shortage in the U.S. and the future of banking and branches after COVID-19.
Wait, Is Housing Finance Reform Actually Going to Happen?
July 21, 2020 10:00 - 26 minutes - 15.3 MBIt’s been nearly 12 years since Fannie Mae and Freddie Mac were seized by the government, with Congress unable or unwilling to resolve the future of the two government-sponsored enterprises. But there are signs GSE reform may happen soon, with or without Congress.
How Can Banks Shake Off Digital Inertia?
July 14, 2020 10:00 - 25 minutes - 15.4 MBPatrick Sells, the chief innovation officer at Quontic Bank and American Banker’s Digital Banker of the Year, pushes back on the perception that banks aren’t innovative. He explains how to get bank employees on board with a digital overhaul and the biggest obstacles to ingenuity in banking.
“The Only Way Out Of This Is Opportunity For Everybody”: John Bryant On A New Marshall Plan for America
June 30, 2020 10:00 - 42 minutes - 21.5 MBJohn Hope Bryant, the founder, chairman and CEO of Operation HOPE, the largest not-for-profit provider of financial literacy and financial inclusion, details his ambitious plan to confront economic inequality. He also talks about the legacy of banks and slavery—and what banks need to be doing to deal with that.
The Biggest Risk to the Financial System Probably Isn’t What You Think
June 23, 2020 10:00 - 41 minutes - 24.6 MBKaren Shaw Petrou, managing partner of Federal Financial Analytics, who has been hailed as “the sharpest mind analyzing bank policy today,” says banks and policymakers need to focus on economic inequality before it’s too late. She discusses her proposed solution and what happens if we don’t act in time.
“A Lightning Rod for Change:” How COVID Is Accelerating Digital Banking
June 16, 2020 10:00 - 29 minutes - 16.8 MBThe crisis has forced customers to change how they bank—and that’s creating opportunities for banks ready to seize them, according to Elizabeth Wolverton, the chief strategy and customer experience officer at Synovus Bank in Columbus, Georgia. Liz also discusses why inclusion and diversity are so important to the industry’s future.
“Banks Need to Be Part of the Solution:” New OCC Head on Protests, COVID Crisis
June 10, 2020 10:00 - 42 minutes - 26.5 MBActing Comptroller Brian Brooks talks about a new project aimed at helping with economic inclusion and the role of banks in combating economic inequality. He also discusses his plans for a federal charter for payment companies and explains why he warned mayors around the country about possible credit problems at banks if small businesses are not allowed to reopen and responds to criticism of the recently-finalized Community Reinvestment Act reform rule.
“A chance for banks to change the narrative:” Citigroup Chair John Dugan
June 02, 2020 10:00 - 36 minutes - 19.9 MBJohn Dugan, the chairman of Citigroup’s board of directors, says the future of banking turns on the industry’s pandemic performance. It will affect how regulators oversee them, how shareholders invest, and how the public feels about banks. The former Comptroller of the Currency doesn’t underestimate the challenges, but he is optimistic that banking will emerge from this crisis with its reputation enhanced.
“That Reckoning Is Absolutely Happening”: Venture Capitalist Hans Morris on the Future of Fintech
May 26, 2020 10:00 - 30 minutes - 15.6 MBHans Morris, the managing partner of Nyca Partners and the chairman of Lending Club, discusses the impact the COVID crisis is having on fintechs and how the financial services sector is likely to evolve.
“A Wakeup Call to All of Us”: Richard Cordray on COVID and Consumers
May 19, 2020 10:00 - 38 minutes - 22.3 MBThe former director of the Consumer Financial Protection Bureau and author of the book “Watchdog” talks about the financial risks posed to consumers during the current crisis and what steps policymakers should be taking to address them. He also offers his predictions on what a pending Supreme Court ruling could mean for the CFPB and reveals why the Trump administration balked from ousting him while he was the agency’s leader.
How the Lessons of WWII Can Help the U.S. Fight COVID
May 12, 2020 10:00 - 27 minutes - 14 MBTim Massad, a top Obama administration financial regulator and former head of TARP, says we should look to actions taken by the Roosevelt administration to reframe the government’s response to the coronavirus. He also discusses whether the U.S. needs its own digital currency, why we lag behind on real-time payments and how airlines got a sweetheart deal.
Banking “Could Be Different on the Other Side of This”: ICBA chairman
May 05, 2020 10:00 - 27 minutes - 13.9 MBNoah Wilcox, the chairman of the ICBA and CEO of two Minnesota community banks, talks about the disastrous relaunch of PPP, what policymakers need to do going forward, and how community banks are faring overall during the crisis.
How COVID Is Changing Goldman Sachs' Digital Bank
April 28, 2020 09:30 - 31 minutes - 20.4 MBHarit Talwar, the head of digital finance for Goldman Sachs, talks about how customers are changing their financial activity in response to the coronavirus. He also discusses Marcus' new app, provides details about its partnerships with Apple and JetBlue, and hints where it is headed next.
Ludwig: "A Unique Time in History to Accomplish Good"
April 23, 2020 10:00 - 19 minutes - 11.1 MBBarbara Rehm talks to Gene Ludwig, a former comptroller of the currency and now chairman and CEO of Promontory Financial Group, about what banks and the government should be doing to help the economy recover. "We have to act with boldness."
Mark Cuban on Fixing PPP and Rebooting America
April 21, 2020 10:00 - 40 minutes - 19.7 MBIn an in-depth interview, entrepreneur and Shark Tank co-star Mark Cuban talks about what went wrong with the Payment Protection Program, how policymakers can fix it, and why big banks turned from hero to villain in this crisis. He also touches on possible presidential ambitions and his vision for the future of America.
Mark Cuban on Fixing PPP and Rebooting America
April 21, 2020 10:00 - 40 minutes - 19.7 MBIn an in-depth interview, entrepreneur and Shark Tank co-star Mark Cuban talks about what went wrong with the Payment Protection Program, how policymakers can fix it, and why big banks turned from hero to villain in this crisis. He also touches on possible presidential ambitions and his vision for the future of America.
“Jumping out of a plane without a parachute”
April 14, 2020 10:00 - 24 minutes - 16 MBJill Castilla, the president and CEO of Citizens Bank of Edmond in Oklahoma, talks about her collaboration with Mark Cuban of Shark Tank, how the PPP program has worked for her institution and other ways she’s trying to help those affected by the spread of the coronavirus.
“Capital and Asset Quality Are Kings”: A Candid Conversation with Cam Fine
April 07, 2020 04:30 - 22 minutes - 17.4 MBIn the first episode of Banking With Interest, a new financial services podcast by Promontory Interfinancial Network, host Rob Blackwell talks to former ICBA President and CEO Cam Fine about the challenges facing banks during the current COVID-19 crisis. What should community banks and other financial institutions be doing at a time like this? What kinds of banks are going to be hit hardest? Will there be bank failures? Cam offers frank talk during troubled times.
Episode 1 - “Capital and Asset Quality Are King”: A Candid Conversation with Cam Fine
April 07, 2020 04:30 - 22 minutes - 17.4 MBIn the first episode of Banking With Interest, a new financial services podcast by Promontory Interfinancial Network, host Rob Blackwell talks to former ICBA President and CEO Cam Fine about the challenges facing banks during the current COVID-19 crisis. What should community banks and other financial institutions be doing at a time like this? What kinds of banks are going to be hit hardest? Will there be bank failures? Cam offers frank talk during troubled times.