Latest Tax free Podcast Episodes
Carte Wealth Management Inc. advisor Jackie Porter named Female Trailblazer of the Year
Stages | Simple advice to help you win financially - July 31, 2019 14:30 - 2 minutesMississauga, Ontario, July 31, 2019 – Carte Wealth Management Inc. (“Carte Wealth”) is pleased to announce that Jackie Porter, CFP was named winner of the Mackenzie Investments Award for ‘Female Trailblazer of the Year’ category in the 2019 Wealth Professionals awards.
How’s your cash flow? Easy ways to improve it
Stages | Simple advice to help you win financially - July 31, 2019 14:23 - 3 minutesHow’s your cash flow? Easy ways to improve it Cash flow — the movement of money into your account (your income) and out of your account (your expenses) — is an important and often overlooked part of a financial plan. Ultimately, there are two goals. One is to have more money flowing in than fl...
Carte Wealth Management Inc. Receives Highest Ranking from IE Dealers’ Report Card 2019
Stages | Simple advice to help you win financially - July 02, 2019 15:41 - 3 minutes“This is the first year that our firm has been included in the survey, and I am thrilled that we have ranked in the number one spot,” says Kirk Purai, President of Carte Wealth Management Inc. “I am incredibly proud of the hard work of our management team and staff to deliver an advisor experien...
How women can plan for a longer retirement
Stages | Simple advice to help you win financially - July 02, 2019 15:20 - 3 minutesHow women can plan for a longer retirement Canadian senior women live an average of three years longer than men, while their annual retirement income is significantly lower. That means careful planning is even more important if you’re a woman. Make sure you’re on track for a long — and financia...
Break it to me gently: how to have tough talks with your clients
Stages | Simple advice to help you win financially - May 30, 2019 20:13 - 3 minutesBreak it to me gently: how to have tough talks with your clients There are times in every financial advisor’s career when he or she must have a challenging discussion with a client. Perhaps an investment strategy didn’t perform to expectations. Maybe the client isn’t saving the way you both ant...
How a Financial Advisor Helps you Invest
Stages | Simple advice to help you win financially - May 30, 2019 20:07 - 3 minutesHow a financial advisor helps you invest When it comes to investing, many people think they can go it alone, either by figuring it out themselves, or by using a so-called robo-advisor. In a great many cases, working with a credentialed, human financial advisor is the better course of action. He...
How RDSP Changes Could Affect Your Clients
Stages | Simple advice to help you win financially - April 30, 2019 20:42 - 3 minutesWhen the 2019 federal budget was presented March 19, 2019, it revealed changes to the Registered Disability Savings Plan (RDSP). If you have clients who might be affected, here’s what you need to know about how the proposed legislation could help them once the changes take effect. Who is affect...
The Costs and Rewards of Motherhood
Stages | Simple advice to help you win financially - April 30, 2019 20:18 - 3 minutesThere are, of course, the lifestyle changes that require trading in freedom for the most significant, most permanent commitment of all. And there are the financial costs of raising one, two, or more children. Every now and then, a report comes out reminding us about the price tag that comes wit...
Debunk your clients’ credit score myths
Stages | Simple advice to help you win financially - March 29, 2019 19:23 - 3 minutesA good credit history and a high credit score are valuable assets that can help your clients access financing solutions and even get a better interest rate.
Debunk your clients’ credit score myths
Stages | Simple advice to help you win financially - March 29, 2019 19:23 - 3 minutesA good credit history and a high credit score are valuable assets that can help your clients access financing solutions and even get a better interest rate. Unfortunately, there are a lot of misconceptions around credit reporting, and these sometimes lead to harmful mistakes. Here are five comm...
Plan now — and avoid next year’s RRSP scramble
Stages | Simple advice to help you win financially - March 29, 2019 16:58 - 3 minutesIf you’re like a great many Canadians, making an RRSP contribution by the March 1 deadline feels like a mad dash to the finish line.
Plan now — and avoid next year’s RRSP scramble
Stages | Simple advice to help you win financially - March 29, 2019 16:58 - 3 minutesIf you’re like a great many Canadians, making an RRSP contribution by the March 1 deadline feels like a mad dash to the finish line. Take the stress off yourself and avoid the RRSP scramble next year — and the year after, and the year after…. With just a little planning and a few simple steps t...
How to keep online shopping in check
Stages | Simple advice to help you win financially - March 04, 2019 14:51 - 2 minutesIf you’re like an increasing number of Canadians, you enjoy the convenience and time savings of online shopping. But those same features can make it so easy and attractive that online shopping can become a cash siphon — and even an addiction. If you do it often, it’s also easy to lose track of ...
5 ways to help your clients track spending
Stages | Simple advice to help you win financially - March 04, 2019 14:26 - 2 minutesAs a financial advisor, you know how important it is for your clients to track their spending and stay on budget. Otherwise, it’s easy to overspend and get into debt. Here are five techniques you can suggest that make it easier for clients to track their spending.
When to review you client's estate plan
Stages | Simple advice to help you win financially - February 05, 2019 16:40 - 2 minutesEstate planning is an important component of the services you provide for your clients. But an estate plan is not a “set it and forget it” matter. Instead, it requires continued periodic attention to ensure it continues to be an accurate reflection of the client’s wishes.
Knowing difference between wills and trust to create a successful estate plan
Stages | Simple advice to help you win financially - February 05, 2019 16:34 - 3 minutesHaving a solid estate plan in place gives you peace of mind that the wealth you build over your lifetime will be passed on to those you care about in accordance with your wishes. A will is a fundamental component of an estate plan, and every adult should have one. But in some cases, a trust migh...
Knowing difference between wills and trust to create a successful estate plan
Stages | Simple advice to help you win financially - February 05, 2019 16:34 - 3 minutesHaving a solid estate plan in place gives you peace of mind that the wealth you build over your lifetime will be passed on to those you care about in accordance with your wishes. A will is a fundamental component of an estate plan, and every adult should have one. But in some cases, a trust might...
The Rewards of Risk - How To Make Your Clients Understand Investments
Stages | Simple advice to help you win financially - January 03, 2019 14:41 - 3 minutesMany clients want to invest, but when it gets right down to it they may not be comfortable with the idea of risking their money. The truth is, risk and investing go hand-in-hand. But that doesn’t mean investing has to be excessively risky. Here’s how to explain risk, reward, and risk management...
What Wise Investors Know
Stages | Simple advice to help you win financially - January 03, 2019 14:39 - 3 minutesDeveloping a plan can take a lot of time and discipline, which is why too many people don’t do it. A professional advisor takes the stress out of the process. Financial advisors are carefully trained to ask the right questions to help you develop a tailored investment plan that will help you achi...
How to spot an investment scam
Stages | Simple advice to help you win financially - November 28, 2018 20:48 - 3 minutesIt’s quite easy to spot the con artists on a TV show: ominous music and devious facial expressions are definite giveaways. But without those Hollywood cues to help, would you know if someone were trying to gain access to your money under false pretenses? Listen to these four questions to learn ...
A simple approach to money management when you’re starting out
Stages | Simple advice to help you win financially - November 01, 2018 15:07 - 2 minutesWhen you’ve finished school and are trying to get your career off the ground, there’s a lot to worry about. Don’t let finances be one of them. Follow these basic rules of money management.
Are you paying your retirement tax
Stages | Simple advice to help you win financially - September 27, 2018 17:34 - 2 minutesAs a Canadian consumer, you pay quite a bit in taxes. If you live in the province of Ontario, for example, in addition to income and other types of taxes, you’re paying 13% in HST on the majority of your purchases. For the most part, we accept paying sales tax as inevitable. Unless there’s a ch...
6 Estate Planning Essentials
Stages | Simple advice to help you win financially - August 21, 2018 15:39 - 3 minutesA recent poll by Angus Reid Institute revealed that 51% of Canadians do not have a will. Many people believe they are too young to need one, or they don’t have enough assets. A will is the starting point of a good estate plan. It’s never too soon (or too late) to meet with your financial advisor...
5 Tips for the Soon-to-Be Retiree
Stages | Simple advice to help you win financially - July 27, 2018 18:47 - 3 minutesMaking the conscious decision to stop working and move into retirement can be difficult. There are many worries that go along with it, chief among them being a concern for your financial health. If you are nearing retirement age, here are some tips on how to approach your financial wellbeing bef...
What to Expect from a Financial Advisor
Stages | Simple advice to help you win financially - June 28, 2018 14:32 - 2 minutesFor many people, the decision to begin working with a financial advisor for the first time is a big step and, unlike a health care professional or even a lawyer, they may not have worked with this type of professional before. So, what can (and can’t) you expect?
What is Tax Freedom Day in Canada?
Stages | Simple advice to help you win financially - May 29, 2018 14:27 - 3 minutesGet ready Canada – the day is coming when you can start actually keeping your money. That’s because Tax Freedom Day is almost here! According to the Fraser Institute, a Canadian public policy think-tank based in Vancouver, Tax Freedom Day marks the day when Canadians officially start keeping th...
7 Secrets Revealed by Your Financial Advisor
Stages | Simple advice to help you win financially - April 30, 2018 13:27 - 3 minutesYou rely on your financial advisor to help guide your portfolio towards your goals. But did you know that there are several things you can do to take control of your financial picture today and into the future? Here are 7 secrets revealed by our advisors that will help you stay on solid footing ...
Does Mental Health Qualify for an RDSP?
Stages | Simple advice to help you win financially - April 01, 2018 17:32 - 2 minutesIf you or someone you care about has a disability, the Government of Canada offers Canadians the chance to accumulate funds and provide financial security for disabled persons through the Registered Disability Savings Plan (RDSP). RDSPs operate in a similar fashion to RRSPs, but carry their own ...
Does your mortgage insurance cover all the benefits?
Stages | Simple advice to help you win financially - March 07, 2018 19:13 - 2 minutesIf you have a mortgage, you need mortgage insurance. Should someone in your family have an accident, become ill, or suffer something worse, mortgage insurance will help you meet your financial obligations on one of the biggest purchases you’ll ever make: your home.
Protect your RRSP with Critical Illness Insurance
Stages | Simple advice to help you win financially - February 01, 2018 20:51 - 3 minutesNow that RRSP season is here, Canadians across the country are making their contribution plans before the March 1st deadline. But how protected are their RRSP savings from unforeseen circumstances, such as critical illness? Find out more!
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