Latest Stover Podcast Episodes
Time Segmentation, a Smart Way to Invest Retirement Money
Retirement Talk Podcast with Laura Stover - December 20, 2023 13:00 - 28 minutes ★★★★ - 38 ratingsLaura Stover, RFC® discusses the concept of time segmentation and its application in allocating retirement savings for a stable income during retirement. Time segmentation involves matching investments with the point in time when they will be needed to meet retirement income needs. This strategy...
This Four-Part Retirement Strategy Can Help Withstand Bad Timing
Retirement Talk Podcast with Laura Stover - December 13, 2023 13:00 - 29 minutes ★★★★ - 38 ratingsSimple diversification used to be the go-to plan for a typical portfolio. A balanced plan of stocks, bonds, and cash would simply do the trick. But that type of diversification has been proven less effective in recent years with the abundance of market volatility. Today, Laura Stover, RFC® takes...
Navigating Investment Choice Overload: Tips To Become a Better Decision Maker
Retirement Talk Podcast with Laura Stover - December 06, 2023 13:00 - 25 minutes ★★★★ - 38 ratingsToday Laura Stover, RFC® explores the concept of choice overload and how it can affect your investment behavior and retirement planning. With so many options and information available to us, it's easy to feel overwhelmed and unsure of the best path to take. But today we will provide you with ti...
What To Do About These High Interest Rates
Retirement Talk Podcast with Laura Stover - November 29, 2023 20:00 - 32 minutes ★★★★ - 38 ratingsLaura Stover, RFC®, takes on the topic of interest rates today, and how they relate to your financial future. It is important to consider the historical context of interest rates. Over the past few decades, interest rates have been kept artificially low by central banks around the world. This wa...
Could an Israel- Hamas war change what the Fed does about interest rates?
Retirement Talk Podcast with Laura Stover - November 22, 2023 13:00 - 26 minutes ★★★★ - 38 ratingsLaura Stover, RFC® looks at the ongoing Israel-Hamas war and how it might affect interest rates and your financial future.. With ongoing uncertainty about the economy, wars in Europe and the Middle East, and protests at home, it's no wonder that Americans are taking a closer look at their financ...
'Not QE' Puts Fed Between A 'Rock And A Hard Place'
Retirement Talk Podcast with Laura Stover - November 16, 2023 13:00 - 20 minutes ★★★★ - 38 ratingsLaura Stover, RFC® discusses the Federal Reserve's Bank Term Funding Program (BTFP) today, a topic that is often overlooked but has significant implications for our economy.This program, which was introduced in response to the failures of banks earlier this year, has the potential to create new ...
The Fed is still pushing to get inflation down. Do people feel it?
Retirement Talk Podcast with Laura Stover - November 08, 2023 13:00 - 27 minutes ★★★★ - 38 ratingsLaura Stover, RFC® is discussing the recent decision by the Federal Reserve to leave interest rates unchanged and the potential implications for retirees and investors. We will also explore the ongoing efforts by the Fed to combat inflation and the impact it may have on the economy. The Federa...
Consistency Is the Key to Investing When You're Retired
Retirement Talk Podcast with Laura Stover - November 01, 2023 12:00 - 30 minutes ★★★★ - 38 ratingsLaura Stover, RFC is solo today for a special episode as we cover this week’s featured article from Kiplinger “Consistency Is the Key to Investing When You're Retired.” We need to focus on consistent returns rather than average returns or market fluctuations. While volatility may be advantageou...
5 Predictions For An Economic ‘Soft Landing’ That Were Totally Wrong
Retirement Talk Podcast with Laura Stover - October 25, 2023 12:00 - 36 minutes ★★★★ - 38 ratingsLaura Stover, RFC® is joined by guest co-host Darlene Tucker, CFP® today. This week’s weekend brief comes from Forbes: “5 Predictions For An Economic ‘Soft Landing’ That Were Totally Wrong.” With a lot of uncertainty in the world, and now 2 wars going on, investors are asking what that means...
What is a Major Advantage of Separately Managed Accounts?
Retirement Talk Podcast with Laura Stover - October 18, 2023 12:00 - 31 minutes ★★★★ - 38 ratingsIn this week’s Retirement Talk podcast, with Laura Stover, RFC®, and Michael Wallin, CFP®, we delve into the major advantages of separately managed accounts (SMAs), a topic that doesn't often make its way into the podcasting world. SMAs can be a game-changer for those nearing retirement or alre...
Investment Tradeoffs: Why You Should Know Your Return on Hassle Spectrum
Retirement Talk Podcast with Laura Stover - October 11, 2023 12:00 - 32 minutes ★★★★ - 38 ratingsLaura Stover, RFC®, and Michael Wallin, CFP®, discuss this week’s featured article from the weekend brief: "Investment Trade Offs: Why You Should Know Your Return on the Hassle Spectrum." It's a critical consideration for investors, especially in today's financial landscape. We discuss the fa...
The Most Important Financial Goal in Retirement Isn't What You Think
Retirement Talk Podcast with Laura Stover - October 04, 2023 12:00 - 27 minutes ★★★★ - 38 ratingsToday, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the significance of having a solid plan in place, especially in the face of economic uncertainties like the pand...
What Clients (Actually) Value Most in a Financial Advisor
Retirement Talk Podcast with Laura Stover - September 27, 2023 12:00 - 28 minutes ★★★★ - 38 ratingsIn this episode of Retirement Talk: The Redefining Wealth Show, Laura Stover, RFC® and Michael Wallin, CFP® delve into what clients value most in a financial advisor. They emphasize the importance of effective communication between clients and advisors and the need for a well-defined process tha...
What Is An Annuity and When Is It A Smart Investment?
Retirement Talk Podcast with Laura Stover - September 20, 2023 12:00 - 29 minutes ★★★★ - 38 ratingsToday, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the significance of having a solid plan in place, especially in the face of economic uncertainties like the pand...
‘The Baby Boomer Dilemma’ Documentary Exposes America’s Failed Retirement Experiment
Retirement Talk Podcast with Laura Stover - September 13, 2023 12:00 - 31 minutes ★★★★ - 38 ratingsLaura Stover, RFC® and Michael Wallin, CFP® discuss the Baby Boomer Dilemma documentary and its implications for pre-retirees and retirees. The film talks about many topics we routinely cover on the show- the growing national debt crisis, the potential for higher tax rates in the future, and the...
Why 1966 Was The Worst Year to Retire (And Why That Matters in 2023)
Retirement Talk Podcast with Laura Stover - September 06, 2023 12:00 - 27 minutes ★★★★ - 38 ratingsLaura Stover, RFC® and Michael Wallin, CFP® discuss why 1966 was the worst year to retire and why it matters in 2023. They explore the market downturn in 1966 and its impact on retirees, as well as the similarities and differences between that time period and the current economic climate. The ...
Are You Making These 5 Common Retirement Mistakes?
Retirement Talk Podcast with Laura Stover - August 30, 2023 12:00 - 30 minutes ★★★★ - 38 ratingsInvestors often underestimate the risk in their portfolio. Today, Laura Stover and Michael Wallin break down 5 common portfolio mistakes, as outlined by Christine Benz in Morningstar. They are portfolio sprawl, when your assets often overlap and have too high a correlation A redundant individu...
Retirement Risks
Retirement Talk Podcast with Laura Stover - August 23, 2023 12:00 - 28 minutes ★★★★ - 38 ratingsRetirement planning involves mitigating risk and understanding the various risks that retirees face. Laura Stover and Michael Wallin break down these risks today, including reduced earnings capacity, visible spending constraint, heightened investment risk, unknown longevity, spending shocks, com...
Do You Have a Cookie Cutter Portfolio?
Retirement Talk Podcast with Laura Stover - August 16, 2023 12:00 - 30 minutes ★★★★ - 38 ratingsIn this episode, Laura Stover, RFC® and Michael Wallin, CFP®, discuss the concept of a cookie-cutter retirement portfolio and its implications for retirees. They start by addressing the recent news of the US being downgraded due to its high debt levels. They explain how the ability to pay off de...
What is a Registered Investment Advisor?
Retirement Talk Podcast with Laura Stover - August 09, 2023 10:00 - 36 minutes ★★★★ - 38 ratingsOnce you make the decision to take the next step toward ensuring a solid financial future, the next is who you should work with. There are all types of financial professionals that provide a variety of services, and one that we get asked about is the registered investment advisor or RIA. Are the...
Understanding Stock Market Concentration
Retirement Talk Podcast with Laura Stover - August 02, 2023 10:00 - 32 minutes ★★★★ - 38 ratingsBig tech has seen strong gains in 2023 and has outpaced most other sectors. In doing so, the S&P 500 has also performed well, but when you take away a handful of tech companies like Apple, Microsoft, Amazon, Meta and others, the S&P 500 is only up 2%. This is a great reminder of why overconcentr...
How to Properly Evaluate Investment Fees
Retirement Talk Podcast with Laura Stover - July 26, 2023 10:00 - 33 minutes ★★★★ - 38 ratingsEvery investor, whether you do it yourself or have professional help, needs to understand the fees they are paying because this is one of the most important factors attributing to investment performance overall. Fees can really eat into returns but they might also return better value than you wo...
How to Stress Test Your Financial Plan
Retirement Talk Podcast with Laura Stover - July 19, 2023 10:00 - 31 minutes ★★★★ - 38 ratingsNo one can predict the future of finance, so how do you make sure your portfolio is able to withstand the inevitable swings in the market? The answer is through stress testing, which has proven to be a valuable tool in financial planning. In this episode, Laura Stover, RFC® and Michael Wallin,...
Beware of the Pitfalls of SECURE Act 2.0
Retirement Talk Podcast with Laura Stover - July 12, 2023 10:00 - 30 minutes ★★★★ - 38 ratingsWe’re more than halfway through 2023 and we’ve already seen the impact SECURE Act 2.0 has on retirement planning. These first six months have given the financial industry time to identify some of the potential pitfalls that the legislation creates for retirees. In this episode, Laura Stover, R...
8 Reasons Advisors are Worth Their Fees
Retirement Talk Podcast with Laura Stover - July 05, 2023 10:00 - 39 minutes ★★★★ - 38 ratingsFiscally conscious investors want to get the most for their money, and when it comes to working with an advisor, it’s important to understand the fee structure and what value they’ll provide. Now that anyone can research and access information at the click of a mouse, this question is extremely ...
Diversification, Explained in Ice Cream
Retirement Talk Podcast with Laura Stover - June 28, 2023 10:00 - 27 minutes ★★★★ - 38 ratingsDiversification is a risk management strategy that mixes a wide variety of investments within a portfolio. We’d venture to guess that everyone who is listening to this podcast is very familiar with this concept, but it often gets confused with asset allocation. In this episode, Laura Stover, R...
Economist Says Stock Market Will Witness Largest Crash Since 1929
Retirement Talk Podcast with Laura Stover - June 21, 2023 10:06 - 36 minutes ★★★★ - 38 ratingsWe know there’s always another market crash in the future, but should we be worried that it’s happening soon? An economist named Henrik Zeberg thinks so. He expects a massive blow-off top for equities in near future, and his belief is that the stock market could be headed to one of its biggest c...
Stock Market Cycles
Retirement Talk Podcast with Laura Stover - June 14, 2023 10:00 - 36 minutes ★★★★ - 38 ratingsYou’ll never be able to predict the movement of the market but understanding the cycles will make you a better investor. The market goes through different phases and building out a purposeful portfolio will help you stick to your plan through the ups and downs. In this episode, Laura Stover, R...
How Life Insurers Can Provide Differentiated Retirement Benefits
Retirement Talk Podcast with Laura Stover - June 07, 2023 10:00 - 30 minutes ★★★★ - 38 ratingsMany times we find that retirees only look at that investment pillar with the traditional assets in mind. They focus only on investments and ignore critical areas that also need attention. In this episode, Laura Stover, RFC® and Michael Wallin, CFP® will break down an article on an area of...
A Path to $10 Million
Retirement Talk Podcast with Laura Stover - May 31, 2023 10:00 - 38 minutes ★★★★ - 38 ratingsWe all have our own savings goals and dreams of retirement, but difficult markets and high inflation can be quite discouraging. Sometimes it feels like you’ll never achieve what you’ve hoped for. So what’s the secret to building wealth and reaching those goals? In this episode, Laura Stover, R...
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