Latest Smart podcasts Podcast Episodes
26: How to avoid behavioural biases while investing
Money with Monika - November 19, 2020 07:42 - 9 minutesWhile neoclassical economics postulates that individuals are inherently efficient, when it comes to investing, pragmatism and logic are often overshadowed by what is referred to as behavioural biases. These biases push investors towards making errors by making them take decisions based on impuls...
26: How to avoid behavioural biases while investing
Money with Monika - November 19, 2020 07:42 - 10 minutesWhile neoclassical economics postulates that individuals are inherently efficient, when it comes to investing, pragmatism and logic are often overshadowed by what is referred to as behavioural biases. These biases push investors towards making errors by making them take decisions based on impulse...
12: Funds that trade like stocks: Are ETFs right for you?
Money with Monika - November 12, 2020 06:34 - 9 minutesFrom Rs 7,000 crore to Rs 2 lakh crore - that is how the asset base of exchange-traded funds in India has grown over the last 5 years. ETFs are a kind of mutual fund, but with one big difference - as the name suggests, they are listed on exchanges and are traded like stocks. They are passive fun...
25: Value, Growth, GARP: How to choose investment style?
Money with Monika - November 05, 2020 09:26 - 9 minutesWarren Buffett, the famous investor, once called financial markets 'manic depressive'. He was referring to the swings periodically seen on the bourses. Buffett believes investors shouldn't be influenced by these movements, thus maintaining a perpetually long-term vision. But is this the only way...
10: Aggressive to Conservative: Picking right hybrid fund
Money with Monika - October 29, 2020 11:00 - 10 minutesHybrid mutual funds have seen outflows in the recent past but that doesn't necessarily mean that you should keep your distance from this product. Hybrid funds are a tool with which you can invest across asset classes like debt, equity and gold, while maintaining the asset allocation of your choi...
24: What are midcap funds, when & how to invest in them
Money with Monika - October 22, 2020 06:30 - 9 minutesThere's a rally in the midcap space in the markets, especially after Sebi's news rules regarding multi-cap funds. But, should you capitalize on this development? Should recent, higher returns dictate your plunge into a midcap investment, or should it be a more strategic decision with a long-term...
24: Rough patch for debt funds; how to invest now
Money with Monika - October 15, 2020 06:30 - 10 minutesInvestor confidence in debt funds has been shaken in recent years due to episodes in the recent past. While regulators have now jumped into action, did investors enter a product class without understanding it in detail? Do retail investors suffer more as compared to their institutional counterpa...
22: Asset allocation & checking your MFs' performance
Money with Monika - October 08, 2020 06:30 - 10 minutesEven as the struggle against the Covid-19 pandemic continues, one of the biggest monetary lessons from the global ordeal has been to desist from making knee-jerk reactions when it comes to investments and maintaining healthy asset allocation. In this episode of Money With Monika, personal financ...
23: India's best health insurance plans | Corona Conversations
Money with Monika - October 01, 2020 06:30 - 16 minutesThe ongoing Covid-19 pandemic has rudely reinforced the need for a medical cover, but buying a policy remains riddled with a confusing marketplace with plenty of tricks and traps. In this special episode of Money With Monika, personal finance expert Monika Halan discusses India's best health ins...
23: Why should you stop buying bundled life insurance plans
Money with Monika - September 24, 2020 12:55 - 12 minutesSmart money managers have a key rule- never bundle your life insurance with your investments. Bundled insurance plans neither give you a good life cover nor a good return and in India, these are built like traps. In this episode of the special series of Money with Monika, personal finance expert...
21: 6 Money Ratios for your fingertips | Corona Conversations
Money with Monika - September 17, 2020 13:20 - 10 minutesThe Covid-19 pandemic has forced people to ask some tough questions about their money life. In this episode of the special series of Money with Monika, personal finance expert Monika Halan talks about 6 Money Ratios which give a broad direction in which one should move.
20: Financial & career toolkit for employees in their 50s
Money with Monika - September 09, 2020 19:30 - 10 minutesAs firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job...
19: Will reporting 11 spends to tax dept catch tax evaders?
Money with Monika - August 31, 2020 03:46 - 9 minutesThe government wants banks, insurance firms, jewellers and others to report 11 transactions to the income tax department. In a move to catch tax evaders, the government wants disclosure of certain transactions, not by the taxpayer but by the firms they deal with. Will this nudge the unwilling to...
18: What's behind RBI restrictions on current account use?
Money with Monika - August 14, 2020 06:30 - 8 minutesThe Reserve Bank of India (RBI) put restrictions on who can open current accounts with which bank. Is this move part of a larger plan to stop banking frauds? In this episode, Monika Halan explains how the move will prevent the siphoning off of money. Listen and find out more.
17: Advisor 'doctor', agent 'chemist'? SEBI settles debate
Money with Monika - August 07, 2020 14:22 - 10 minutesThe Securities and Exchange Board of India has become the first financial regulator to settle the debate regarding the classification of advisors and agents when it comes to financial instruments. Meanwhile, other regulators like the Insurance Regulatory and Development Authority, and the Reserv...
16: RBI must signal danger: Lessons from Yes Bank AT1 Bonds
Money with Monika - July 31, 2020 15:51 - 9 minutesThe writing down of Yes Bank's AT1 bonds worth over Rs 8,400 crore in the aftermath of the scandal earlier this year had caused some alarm. But what seems to have heightened investor anxiety is the Reserve Bank of India's stance to complaints filed against the write-off. Join Personal finance ex...
15: The cost of bribes is 50% of real estate prices
Money with Monika - July 24, 2020 14:38 - 9 minutesAmid the Covid-19 pandemic, commercial real estate prices have begun to fall. But it remains to be seen whether the trend will be replicated in the residential market. What has kept home prices high in India is the entrenched system of bribes - from the initial stage of land-use change, to appro...
15: How to make tough financial choices
Money with Monika - July 14, 2020 10:33 - 11 minutesThe Covid-19 pandemic and the consequent economic crisis are forcing everyone to make tough financial choices. Should you switch from a debt fund to a bank deposit? Should you get out of the equity market? Should you choose to pay the instalment of your SIP or EMI? In this edition of Money With ...
14: How can India's GDP get back on track?
Money with Monika - July 03, 2020 10:07 - 10 minutesThe Covid-19 pandemic has dealt a severe blow to the Indian economy which was already grappling with a deepening slowdown. Now, India's Gross Domestic Product is estimated to contract by around 5% in the current financial year. The economy will have to grow by 11% in order to get back to the FY2...
14: How can India's GDP get back on track?
Money with Monika - July 03, 2020 10:07 - 10 minutesThe Covid-19 pandemic has dealt a severe blow to the Indian economy which was already grappling with a deepening slowdown. Now, India's Gross Domestic Product is estimated to contract by around 5% in the current financial year. The economy will have to grow by 11% in order to get back to the FY20...
14: How to write a will
Money with Monika - June 26, 2020 14:03 - 7 minutesFrom covid-19 pandemic to meteor shower, 2020 has been a year of unprecedented events. In this special series of Money with Monika, personal finance expert Monika Halan explains the process of writing a will and how it can be transformative for you and your family.
13: 6 health & wealth lessons | The Corona Conversations
Money with Monika - June 19, 2020 12:29 - 11 minutesFrom the realisation that one can always reduce expenditure further, to setting up an adequate emergency fund - personal finance expert Monika Halan shares 6 health and wealth lessons learned during the Covid-induced lockdown. A big lesson for investors has been the recent recovery in the market...
12: Why do Indian investors never get redress
Money with Monika - June 12, 2020 09:41 - 12 minutesThe retail investors in India lurch from crisis to crisis, made worse by the pandemic. In this episode of Money with Monika, personal finance expert Monika Halan explains why investors in India face similar problems year after year and what can be done about it.
12: Financial & career toolkit for employees in their 50s | The Corona Conversations
Money with Monika - June 05, 2020 16:42 - 10 minutesAs firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job...
11: Why investors like equity, not debt | Corona Conversations
Money with Monika - May 29, 2020 11:30 - 9 minutesBetween February and April 2020, equity funds have gained with equity SIPs are still steady. However, debt funds have lost assets sharply. Rather than an eccentric investor, it is the marketplace and the rules of the game that nudge investors into these choices.
11: Why investors like equity, not debt | Corona Conversations
Money with Monika - May 29, 2020 11:30 - 10 minutesBetween February and April 2020, equity funds have gained with equity SIPs are still steady. However, debt funds have lost assets sharply. Rather than an eccentric investor, it is the marketplace and the rules of the game that nudge investors into these choices.
10: Decoding the Centre’s Rs 20 trillion economic package
Money with Monika - May 27, 2020 13:25 - 8 minutesWhat are the takeaways from the Rs 20 trillion package? Who would benefit from the economic relief package announced by the government? In this special series, Mint's personal finance expert Monika Halan decodes the key takeaways of the relief package announced by the Centre in view of the Covid...
9: Rethinking rules of real estate amid the COVID crisis
Money with Monika - May 22, 2020 12:43 - 7 minutesWhy you should rethink real estate amid Covid-19. What should a tenant, landlord, and investor do? In this special series, personal finance expert Monika Halan explains strategies around the real estate during the Covid-19 pandemic.
7: What are the kinds of risks in liquid funds?
Money with Monika - May 18, 2020 09:55 - 8 minutesWhat is a liquid fund? What are the kinds of risks in liquid funds? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions on liquid funds amid the crisis in debt funds triggered by the Covid-19 pandemic. Listen to the full episode for Monika Hal...
11: How to plan your retirement with mutual funds
Money with Monika - May 05, 2020 02:25 - 10 minutesPersonal finance expert Monika Halan delves into the merits of starting your retirement planning early and what role mutual funds in doing so. “Invest small, yet consistently, every month to build your retirement corpus,” she says, adding that a “managed fund is a great way to start and is much ...
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