Latest Moody’s Podcast Episodes
Q&A: Consumer Credit, Loans & Economic Trends
Market Pulse - May 16, 2024 09:00 - 23 minutes ★★★★★ - 8 ratingsOur all-female panel of financial experts answer your burning questions about consumer credit, loan performance, and economic trends shaping affordability. Our panelists including Amy Crews Cutts, president and chief economist at AC Cutz & Associates, and Equifax’s own Maria Urtubey, An...
Decoding Interest Rates and their Economic Impact
Market Pulse - April 30, 2024 09:00 - 25 minutes ★★★★★ - 8 ratingsJoin the Risk Advisors Group at Equifax as they discuss the current state and future trends of interest rates and their profound impact on the U.S. economy. The conversation delves into the Federal Reserve's strategies in response to inflation and economic shifts, exploring how these ch...
Automotive Insights: Trends, Fraud, and Future
Market Pulse - April 11, 2024 09:00 - 47 minutes ★★★★★ - 8 ratingsScott McMahon, alliance manager for Automotive Partnerships at Equifax, leads a panel discussion on current trends, the rising challenge of fraud in the automotive space, and the industry's outlook, with a special focus on consumer affordability and the evolving electric vehicle (EV) ma...
How Inflation and Rising Delinquencies are Impacting Different Consumer Segments
Market Pulse - March 28, 2024 09:00 - 17 minutes ★★★★★ - 8 ratingsWe’re joined by Jeff Richardson from VantageScore to discuss how inflation is impacting households. We dig into factors contributing to rising delinquencies, the expected continuation of this trend, and the impact on different consumer segments. Additionally, we address the role of stim...
A Day in the Life of a Risk Professional
Market Pulse - February 29, 2024 23:00 - 30 minutes ★★★★★ - 8 ratingsThe Equifax Risk Advisory practice explores various aspects of risk management, from evaluating and mitigating risks to implementing strategies that align with institutional goals and risk tolerance. This episode is a must-listen for professionals seeking to deepen their understanding o...
Navigating the Affordability Landscape Post Holiday Season
Market Pulse - January 25, 2024 11:00 - 23 minutes ★★★★★ - 8 ratingsHost Dave Sojka and the Equifax Risk Advisors team delve into the intricacies of affordability in the current economic landscape. The discussion covers a range of topics, including the impact of rising debt, inflation, and changing consumer behaviors on consumers' ability to afford hous...
Economic Themes Shaping This Year and 2024
Market Pulse - December 14, 2023 11:00 - 27 minutes ★★★★★ - 8 ratingsDid economic predictions for this year pan out? And what themes will dominate 2024? Join our Risk Advisory team as they assess how the economic outlook has really impacted consumers and industries. In this episode: Revisiting economic trends Transitory inflation Consumer spending...
Effects of Consumer Stress on Holiday Spending
Market Pulse - December 07, 2023 11:00 - 23 minutes ★★★★★ - 8 ratingsIn part three of the Consumer Stress series from the Equifax Risk Advisory team, our experts discuss the impact of the economic and credit environment on consumer holiday spending. They cover various angles, including economic uncertainties, the transition from physical to online stores...
2024 Economic Outlook & Recommendations for Navigating the Economy
Market Pulse - November 16, 2023 11:00 - 11 minutes ★★★★★ - 8 ratingsDavid Fieldhouse, Director of Consumer Credit Analytics at Moody's Analytics, provides his economic outlook for 2024. Discussing critical factors shaping the U.S. economy, we cover the end of the student loan payment moratorium to the surge in long-term interest rates, the delicate bala...
How Lenders Can Use Data to Reveal Credit and Financial Stresses
Market Pulse - October 26, 2023 10:00 - 31 minutes ★★★★★ - 8 ratingsLenders can use targeted consumer data to drive daily decision making. The Equifax Risk Advisory panel of experts discuss how to dig beyond the macroeconomic indicators to determine exactly where consumer stresses lie. Our panel includes David Sojka, Jesse Hardin, Maria Urtubey, Thomas ...
What Lenders Need to Know About Consumer Stress
Market Pulse - September 28, 2023 10:00 - 35 minutes ★★★★★ - 8 ratingsConsumers are increasingly facing credit and financial stress. Our panel of Equifax experts including Tom O’Neill, Tom Aliff, Dave Sojka and Jesse Hardin, discuss the factors contributing to consumer stress and the nuances that lenders should consider when evaluating consumers. This is ...
Higher Education: A Data-driven Approach to Proving ROI and Putting Students First
Market Pulse - August 24, 2023 10:00 - 19 minutes ★★★★★ - 8 ratingsColleges and universities are facing declining enrollment rates, mounting regulatory pressure, the resumption of student loan payments, the reversal of affirmative action in admissions – and having to prove the ROI of a college degree. Lori Lindenberg, District Director of Enterprise An...
How Lenders Can Find the Hidden Risk in their Portfolio
Market Pulse - August 10, 2023 10:00 - 26 minutes ★★★★★ - 8 ratingsIn this time of economic uncertainty, it’s important that lenders focus on account management strategies to detect hidden risk in their portfolios. In this episode, our Risk Advisory panel discusses the most important thing lenders need to be doing right now when it comes to account man...
Financial Industry: Assessing Risk as Federal Student Loan Payments Resume
Market Pulse - July 27, 2023 10:00 - 33 minutes ★★★★★ - 8 ratingsAfter a three-year pause, borrowers must resume their federal student loan payments in October. In this episode, the Equifax Risk Advisory group discusses how the financial industry can navigate the road ahead by assessing their risk and finding opportunity. In this episode: · ...
SoFi: How Fintechs are Navigating Economic Headwinds
Market Pulse - June 29, 2023 10:00 - 26 minutes ★★★★★ - 8 ratingsHow are fintechs managing economic headwinds and credit tightening? We talk with Ratinder Bedi, Chief Credit Officer at SoFi, about how his company is managing these challenges and how fintechs and traditional banks often differ in their approach. In this episode: · The big...
Understanding Market Dynamics in the Current Mortgage Environment
Market Pulse - June 08, 2023 10:00 - 21 minutes ★★★★★ - 8 ratingsThe mortgage industry is facing high mortgage rates, low housing supply, and a tightening of mortgage credit availability. What does this all mean for the future of the mortgage industry and where does this leave consumers? Join us as Joel Kan, Vice President and Deputy Chief Economist ...
Moody's Economic Update: Possible Challenges Ahead, Reasons for Hope
Market Pulse - May 25, 2023 10:00 - 11 minutes ★★★★★ - 8 ratingsLeading economic indicators are flashing red for the second half of 2023, but David Fieldhouse, Director of Consumer Credit Analytics at Moody's Analytics, says there are reasons to be cautiously optimistic. Join us for a mid-year economic update as we discuss the debt ceiling crisis, i...
Optimizing Your Marketing Strategy in an Uncertain Economy
Market Pulse - May 11, 2023 10:00 - 27 minutes ★★★★★ - 8 ratingsThe financial industry is pulling back on some of its marketing spend. Is that the right strategy for an uncertain economy? Andrew Davidson, Chief Insights Officer at Mintel Compremedia Omni, joins us with his insights. Andrew is an expert in cross-channel marketing insights, consumer b...
How Lenders Can Navigate This Credit Tightening Environment
Market Pulse - April 27, 2023 10:00 - 19 minutes ★★★★★ - 8 ratingsAs economists warn of an impending recession, banks have been raising their rates and tightening lending standards. What is the impact on consumers? And how should lenders navigate this credit tightening environment? To answer these questions, we’re joined by Jesse Harden, a risk adviso...
How Credit Unions Can Succeed in an Uncertain Economy
Market Pulse - April 13, 2023 10:00 - 29 minutes ★★★★★ - 8 ratingsIn this uncertain economy, credit unions want to understand the risks and opportunities in their current portfolio. In this episode, we’ll discuss that topic with Mike Schenk, Deputy Chief Advocacy Officer for Policy Analysis and Chief Economist at CUNA. We’ll also discuss: What are th...
Why Financial Institutions Need a Deposit Growth Strategy
Market Pulse - March 23, 2023 10:00 - 16 minutes ★★★★★ - 8 ratingsFinancial institutions have become more risk aware following interest rate hikes, an uncertain economy and recent challenges facing regional banks. In this episode, we’re joined by Tom O’Neill, a risk consultant with Equifax and Mark Toro, a marketing consulting leader with the Financia...
How Data Helps Lenders Navigate an Uncertain Market
Market Pulse - March 09, 2023 11:00 - 28 minutes ★★★★★ - 8 ratingsThe number of small businesses has soared, and that means there is still opportunity for lenders despite an uncertain market. Patrick Reily, co-founder of Uplinq Financial Solutions, provides specific examples of how lenders can use unique data to improve modeling and grow their busines...
Auto Industry Outlook for 2023 with Jonathan Smoke
Market Pulse - February 23, 2023 11:00 - 35 minutes ★★★★★ - 8 ratingsWhat can auto lenders and dealers expect this year? Join us as Jonathan Smoke, chief economist for Cox Automotive, discusses the current slump in used retail vehicle sales and auto loan performance, his predictions for this year’s vehicle sales, as well as the industry’s bright spot, EV...
How the Rising Cost of Living Will Impact Lenders
Market Pulse - February 09, 2023 11:00 - 17 minutes ★★★★★ - 8 ratingsThe cost of living is rising, and consumers across the globe are feeling the squeeze. How will this impact the lending industry this year? Swarnima Pandey, an Analytics Insights Manager with Equifax Canada shares how lenders can build resiliency into their 2023 plan. This podcast episo...
2023 Economic Outlook: Finding Growth in Consumer & Commercial Lending
Market Pulse - January 26, 2023 11:00 - 14 minutes ★★★★★ - 8 ratingsThe final episode of our three-part series focuses on consumer and commercial lending in 2023. In our interview with Cris deRitis, Deputy Chief Economist at Moody’s Analytics, we discuss how lenders can find responsible growth in challenging economic times. Highlights: 1:00 - Tr...
2023 Economic Outlook: Labor Market Shines Bright for Now
Market Pulse - January 05, 2023 18:48 - 15 minutes ★★★★★ - 8 ratingsThis episode takes an in-depth look at the labor market and possible risks it may face in 2023 and beyond. We discuss with Cris deRitis, deputy chief economist with Moody’s Analytics, how lenders can adjust their business to better identify risk, as well as opportunity in the labor mark...
2023 Economic Outlook: Opportunities for Lenders
Market Pulse - December 13, 2022 11:00 - 12 minutes ★★★★★ - 8 ratingsAre we heading for a recession in 2023? And what should lenders do to prepare for a year of uncertainty? We interview Cris deRitis, deputy chief economist at Moody’s Analytics to uncover those opportunities in the lending industry. Episode Highlights: 1:30 – Moody’s Analytics persp...
Is It Possible to Authenticate Digital Content?
Market Pulse - November 08, 2022 14:47 - 24 minutes ★★★★★ - 8 ratingsBusinesses rely on digital photos and videos to make everyday business decisions, but they struggle with confirming the content’s authenticity. Bob Homer, VP and General Manager of Insurance and Alliances at Equifax talks with Mounir Ibrahim, VP of Public Affairs and Impact at Truepic a...
What the Next Generation of Data Looks Like for the Auto Industry
Market Pulse - September 15, 2022 10:00 - 27 minutes ★★★★★ - 8 ratingsHow can the auto industry improve the customer experience? The answer lies in the next generation of data tools. Join Equifax’s Brian Epro as he interviews Atul Patel, CEO and co-founder of the automotive digital marketing platfom Orbee, about the next generation of personalization and ...
Is This the Moment for Consumer-Permissioned Data?
Market Pulse - June 06, 2022 15:14 - 19 minutes ★★★★★ - 8 ratingsWith the summer travel season upon us, a new wave of concerns is hitting consumer wallets. We look at how supply chain shortages, inflation, global conflict, end of COVID relief packages, and potential forthcoming recession will impact consumer credit usage and access – with a special f...
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