Latest Kempharvest Podcast Episodes
Planning For Non-Financial Aspects of Retirement
Retirement Plain & Simple - April 01, 2024 15:18 - 24 minutesIn today’s episode, we’re going to take some time to focus on an often overlooked, but crucial aspect of retirement planning. While financial preparedness is undeniably important, there’s more to retirement readiness than just the numbers in your 401k. Stay tuned as Mark and Todd explore some of...
The 5 Foundations of a Comprehensive Financial Plan
Retirement Plain & Simple - March 01, 2024 10:00 - 31 minutesYou’ve probably seen or heard the term “comprehensive financial planning” used pretty frequently in the financial space. But what exactly does this mean and entail? In today’s episode, we’re going to focus on what comprehensive planning means to us here at Kemp Harvest Financial Group. Stay tune...
Financial Habits and Resolutions
Retirement Plain & Simple - February 01, 2024 10:00 - 31 minutesJanuary often brings a wave of commitment to better money management, with many of us eager to make positive changes and set new money-related goals. With financial resolutions on many of our minds, we thought we’d take the time to explore some positive and negative aspects of common financial h...
The Power Of An Intentional Spending Plan with Sue Derr
Retirement Plain & Simple - January 01, 2024 10:00 - 44 minutesThis week, we're thrilled to have Sue Derr, a seasoned budget coach from Crown Financial Ministries, on the show to explore the crucial topic of budgeting, just in time for the upcoming new year. With a background in budgeting that dates back over 30 years, Sue brings a wealth of experience and ...
Retirement Planning for High-Net-Worth Individuals
Retirement Plain & Simple - December 01, 2023 10:00 - 23 minutesIn today's episode, we're taking a close look at high-net-worth individuals - those who have accumulated significant wealth and face unique challenges and opportunities when planning for retirement. Unlike the average person, their financial considerations go beyond the basics. We'll explore the...
End of Year Financial Planning For 2023
Retirement Plain & Simple - November 01, 2023 09:00 - 25 minutesIt’s that time of the year again! Join us for a thoughtful episode where we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring...
Planning for Long-Term Care and Retirement Communities with John Bryant
Retirement Plain & Simple - October 01, 2023 09:00 - 45 minutesAs we age, the topic of long-term care and retirement planning becomes increasingly important. However, trying to work through the different options can often feel overwhelming and daunting. That's why we've brought in senior living expert John Bryant on our latest podcast episode to share his ...
Effective Estate Planning with Bill Cooper
Retirement Plain & Simple - September 01, 2023 09:00 - 43 minutesToday we are excited to dive into the intricate world of estate planning with seasoned estate planning attorney, Bill Cooper. With over two decades of experience in the field, Bill brings a wealth of knowledge and expertise to the table. Join us as we explore the critical elements of estate plan...
Understanding Income in Retirement
Retirement Plain & Simple - August 01, 2023 09:00 - 25 minutesIn this episode, we’re diving into the essential components of retirement income planning. Mark and Todd break down the five major areas of retirement expenses, including housing, healthcare, food and groceries, transportation, and paying off any remaining debts. They also touch on nice-to-haves...
Mastering Retirement Cash Flow: Understanding Changing Expenses
Retirement Plain & Simple - July 01, 2023 09:00 - 29 minutesIn this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement. ...
6 Major Life Events That Impact Your Financial Picture
Retirement Plain & Simple - June 01, 2023 09:05 - 30 minutesAre you ready to take control of your finances during life's most pivotal moments? In this episode, we dive into the complex world of financial decision-making during six key life events. Each of these could have a major impact on your money and your future. From the excitement of marriage a...
Ep 45: How Age and Wisdom Impact Financial Planning
Retirement Plain & Simple - May 01, 2023 09:00 - 24 minutesAge and wisdom go hand-in-hand when it comes to planning for your financial future. While knowledge is certainly important, it is not enough on its own. In this episode, we will dive into the significance of both wisdom and experience in preparing for the retirement of your dreams. There’s a...
Ep 44: Spring Cleaning: Tips To Keep Your Finances Organized
Retirement Plain & Simple - April 01, 2023 09:00 - 21 minutesFor some people, it’s time for spring cleaning. And that often means diving into a cluttered closet and getting it cleaned out and organized. In this episode, we’ll discuss what principles we can take from a closet clean-out and apply to our financial lives. It’s always overwhelming to start t...
Ep 43: Navigating Tax Season – Filing vs. Planning & Other Money Saving Concerns
Retirement Plain & Simple - March 01, 2023 10:00 - 29 minutesOn this episode of Retirement Plain & Simple with Mark Kemp & Todd Little, we’ll address some key money saving concerns that we think you’ll find helpful as we run full speed into tax season. Todd is going to kick us off by breaking down the important difference between tax filing and tax pl...
Ep 42: Six Financial Advisors You Should Avoid
Retirement Plain & Simple - February 01, 2023 14:26 - 24 minutesIf you want to improve your finances and plan for retirement, it’s good to have a financial advisor. Picking the right advisor can lead to one of the most important relationships in your life. But not all advisors are created equal. In this episode, we’re going to point out some of the people ...
Ep 41: The Financial House
Retirement Plain & Simple - January 02, 2023 02:52 - 34 minutesOver 30 years ago, a mentor in the business taught about “The Financial house”. With the New Year here, we want to help you get your Financial House in order. Every house needs a good foundation, and this lesson will help you make sure your foundation is strong. Let’s jump in! Here’s what yo...
Ep 40: Making Smart Decisions During Major Life Events
Retirement Plain & Simple - December 08, 2022 10:00 - 30 minutesMost of us make a financial mistake (or two) in our lifetime, but there are circumstances that it's imperative to make the right decision. When major life decisions occur, you want to understand how they can affect your finances. Let’s explore some of the things you should be thinking about to...
Ep 39: Is There Greener Grass On The Other Side?
Retirement Plain & Simple - November 10, 2022 10:00 - 28 minutesSometimes you need to find a new financial advisor. Other times, you might think you need a new advisor, but really, you’re just guilty of thinking that the grass is greener on the other side. Today we’re sharing some common scenarios and whether they’re legitimate reasons for leaving your adv...
Ep 38: Warning Signs: How to Spot Problems in Your Financial Life
Retirement Plain & Simple - October 13, 2022 09:00 - 22 minutesJust like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed… You might have watched your parents retire in th...
Ep 37: Going Against the Grain
Retirement Plain & Simple - September 01, 2022 09:00 - 26 minutesThere is a lot of conflicting information about retirement and investing on the internet- so how do you know which options are the best for you? Being a good advisor isn’t about winning a popularity contest or just saying the same things everyone else in the industry says. It’s about giving th...
Ep 36: Should You Follow These Popular Retirement Rules of Thumb?
Retirement Plain & Simple - August 11, 2022 09:00 - 26 minutesYou’ve most likely heard plenty of “rules” you’re supposed to follow to retire successfully. Some of these rules are stated so confidently, you’d be crazy not to immediately accept them as fact. But we don’t mind the threat of being called crazy, so let’s dive into some of the most popular ret...
Ep 35: Retirement Pop Quiz
Retirement Plain & Simple - July 07, 2022 09:00 - 23 minutesPop quiz time! Can you ace this retirement pop quiz or should you be studying a bit more? Don’t worry if you guess a few wrong either. Not all of these are “100%” right or wrong. At what age should you start saving for retirement? When you begin working After you buy your first home When ...
Ep 34: Investors Beware: Advisor Red Flags
Retirement Plain & Simple - June 09, 2022 09:00 - 27 minutesIn this volatile market, a lot of us are thinking about reaching out to an advisor if we haven’t worked with one previously. So, what red flags should we look out for when it comes to working with a financial professional? If your advisor doesn’t seem to be specialized in a certain age or part...
Ep 33: The Most Important Birthdays in Retirement Planning
Retirement Plain & Simple - May 05, 2022 09:00 - 26 minutesThe older you get, the less you pay attention to the number beside your age, but there are actually quite a few things to look forward to in your 50s, 60s, and 70s. As you reach certain milestone ages, you have a planning opportunities open up and decisions that need to be made. You migh...
Ep 32: Common Retiree Housing Questions
Retirement Plain & Simple - April 28, 2022 09:00 - 26 minutesAs you approach retirement, questions about your house will probably pop up. Should you think about downsizing, refinancing, and paying off the house completely? There’s a lot to consider about this large asset. So, today we are going to break down some of the most common retiree questions we ge...
Ep 31: Murky Issues in Retirement Planning
Retirement Plain & Simple - April 14, 2022 09:00 - 28 minutesWhen it comes to retirement planning what murky issues could confuse or trip you up? On today’s episode, we’re going to break down a recent article that highlights a few murky issues pre-retirees and retirees face that make retirement planning a bit harder. The article mentions that Americans are...
Ep 30: How Do Children Factor into Your Retirement Plan?
Retirement Plain & Simple - March 17, 2022 10:00 - 23 minutesIf you have kids or grandkids, you may be wondering how they fit into your retirement plan. What do you need to consider when it comes to your family? If you have kids later in life you may be facing college expenses as you get close to retirement. College is expensive, so you’ll want to conside...
Ep 29: Is Your Retirement Plan Out of Tune?
Retirement Plain & Simple - March 03, 2022 10:00 - 24 minutesDid you play any instruments as a kid? Similar to how you’d check if your guitar or violin was in tune, it’s always a good idea to check in and make sure your retirement plan is still in tune. Are you considering future tax considerations? Most people realize taxes are going to go up in the fu...
Ep 28: Minding the Financial Gap
Retirement Plain & Simple - February 17, 2022 10:00 - 24 minutesIf you’ve ever taken a subway or train you may have noticed the warning sign “mind the gap.” It’s a friendly reminder to watch where you are stepping and to take precautions. Similarly, you want to mind the gap in your retirement plan. There are gaps in retirement planning, but there are ways ...
Ep 27: Mailbag – RMDs, Trading Options, and More
Retirement Plain & Simple - February 03, 2022 10:00 - 26 minutesWe are opening up the mailbag today to answer some listener questions. Should you take money from your IRA if you want to start a business? Well, this will depend on your age. If you are under 59 ½ there could be some hefty penalties. Should you put your future savings in a Roth or 401(k) if y...
Related Kempharvest Topics