Latest Human brain Podcast Episodes
Lifetime Financial Advice: Enhanced Personalization by Considering Human Capital
Simple, but Not Easy - May 07, 2024 13:45 - 31 minutes ★★★★ - 75 ratingsThe evolution of financial advice in a few decades time has been nothing short of revolutionary. The industry's transformation has been driven by technological advancements, regulatory changes and evolving investor preferences. Traditional methods of in-person advice have been expanded to include...
Baby Boomers to Millennials: Working Across Generations to Help Them Achieve Financial Goals
Simple, but Not Easy - March 14, 2024 19:30 - 41 minutes ★★★★ - 75 ratingsMuch of the discussion around financial advice tends to be around asset allocation, product selection, and fund structures. These are all worthy conversations and topics we’ve enjoyed discussing previously on this show. But one topic that feels underexplored: how do advisors deliver financial adv...
U.S. Stocks: Beyond the Magnificent Seven
Simple, but Not Easy - February 06, 2024 18:15 - 28 minutes ★★★★ - 75 ratingsThe Magnificent Seven continue to capture the attention of advisors and investors, dominating U.S. equity performance over the last year. Will this trend continue throughout 2024? Will growth stocks continue to beat value? What about large versus small? And what is 2023's signal about where marke...
2024 Outlook: Economy, Inflation, Best Ideas, and AI
Simple, but Not Easy - December 08, 2023 17:00 - 48 minutes ★★★★ - 75 ratingsThe topics we're discussing today align with the recent release of Morningstar Wealth's 2024 Market Outlook. A recession seemed to be the consensus view entering the year, but markets love to fool the masses, and a stock market rally followed. However, the rally was not evenly distributed. Bonds...
AI's Role in the Future of Wealth Management, Featuring the AI Character "Morningstar Mo"
Simple, but Not Easy - November 02, 2023 18:00 - 42 minutes ★★★★ - 75 ratingsA lot has already been said about the potential of artificial intelligence, or AI, but how are people actually engaging with it? And how should investors think about their AI exposure in a portfolio? Morningstar has invested heavily in generative AI, with Morningstar Mo taking the stage at our in...
The Cutting Edge of Advisor Technology: Ezra Group's Craig Izkowitz
Simple, but Not Easy - July 11, 2023 16:00 - 32 minutes ★★★★ - 75 ratingsFinancial technology is going through a new wave of change, with artificial intelligence – or AI – taking the world by storm. But the wealth tech space is already incredibly complex, with literally hundreds of tech providers battling for market share across the advisor workflow. So, what does Ezr...
BlackRock's Liz Koehler on Financial Advice, Using Models, and Raising the Bar
Simple, but Not Easy - June 07, 2023 12:00 - 28 minutes ★★★★ - 75 ratingsThe need for great financial advice continues to grow, with a landscape we haven’t witnessed in 15 years. So, what does BlackRock, the world’s largest asset manager, have to say about this? What might we expect from here? In this episode, we’ll dig into the latest advice trends, covering the use ...
Game-Changing Advisor Trends, With Cerulli and SMArtX
Simple, but Not Easy - May 09, 2023 16:02 - 40 minutes ★★★★ - 75 ratingsHello, and welcome to Simple, but Not Easy, where we turn complicated financial developments into actionable ideas. This is a podcast from Morningstar’s Wealth Group, where we equip financial advisors with our best ideas to remove friction and help clients achieve goals.
30,000-Foot View of Financial Advisor Challenges, Including Data and New Regulations
Simple, but Not Easy - April 06, 2023 00:21 - 39 minutes ★★★★ - 75 ratingsThe complexity of operating a successful financial advice practice continues to grow and significant challenges still exist in operating an effective practice. So, in this episode, we take a 30,000-foot view of financial advisor challenges and dig into the importance of data and regulations in ov...
What Actions Add Value in This Environment?
Simple, but Not Easy - March 03, 2023 15:44 - 37 minutes ★★★★ - 75 ratingsWarren Buffet readily admits “I make many mistakes” when referencing his own investment portfolio. This begs the question, where does that leave the rest of us? We know that today's market uncertainty can surface the best and worst of our investing behaviors. For financial advisors, what are some...
2023 Outlook: Inflation, Recession, Valuations, and Retirement
Simple, but Not Easy - January 03, 2023 20:33 - 33 minutes ★★★★ - 75 ratingsWhat are the positive client messages we can share leading into 2023? With inflation and a recession on everyone’s minds, what actions make sense to support clients? The topics we’re discussing today align with the recent release of Morningstar Investment Management’s 2023 outlook titled “the pos...
An Inside Look at Direct Indexing
Simple, but Not Easy - December 22, 2022 23:15 - 40 minutes ★★★★ - 75 ratingsDirect indexing is becoming a key addition to financial advisors’ toolkits. It provides the ability to tailor an index, like removing a stock or even industry, which can bring the fun back to investing and help with after-tax outcomes. In 2022, Morningstar launched a direct indexing offering for ...
“Advisors Will Want to Run a More Profitable, Growing, Scalable Practice” - Daniel Needham to Financial Advisors
Simple, but Not Easy - November 21, 2022 16:30 - 37 minutes ★★★★ - 75 ratingsHello, and welcome to Simple, but Not Easy, where we turn complicated financial developments into actionable ideas. This is a podcast from Morningstar’s Wealth Group, where we equip financial advisors with our best ideas to remove friction and help clients achieve goals.
Latest Research on Stagflation & Market Impacts
Simple, but Not Easy - November 01, 2022 12:00 - 30 minutes ★★★★ - 75 ratingsStagflation is now on the radar for financial advisors and the investors they serve. At the same time, our latest research shows that investor sentiment is plummeting. With this in mind, we are delighted to have two of our most senior researchers who will help us unpack the news headlines, where ...
Investing in Today's Volatile Markets: New Season, 100th Episode
Simple, but Not Easy - October 17, 2022 12:30 - 41 minutes ★★★★ - 75 ratingsInvestors can become confused in today’s challenging climate, and understandably so. It can be difficult for advisors and investors of all types and sizes. In this new season of Simple but Not Easy, we welcome Jonathan Linstra as your new host, along with two of Morningstar’s investment chiefs, D...
Episode 100 Coming Next: But First, Listen To Our Most Downloaded Episode So Far
Simple, but Not Easy - October 04, 2022 20:13 - 1 hour ★★★★ - 75 ratingsStay tuned for our 100th episode up next! We are reinvigorating the podcast going forward, seeking to equip financial advisors with ideas to remove friction and help clients achieve goals. But before we do, we'd also like to thank everyone who contributed to the first 100 episodes, delivering val...
Behavioral Science & Tips in Volatile Markets
Simple, but Not Easy - August 23, 2022 13:03 - 25 minutes ★★★★ - 75 ratings"The most important quality for an investor is temperament, not intellect". Investing is therefore a matter of good behavior. So what behaviors give advisors and their investors an edge? What behaviors are destructive? In this episode, which recycles evergreen behavioral messages and cites specif...
Generating Tax Alpha: Sizing up the Tax Benefits of Direct Indexing
Simple, but Not Easy - August 01, 2022 12:36 - 41 minutes ★★★★ - 75 ratingsTax loss harvesting is a strategy that helps investors lower their tax bill by selling securities at a loss to offset realized capital gains. The benefit to investors of systematically realizing, or "harvesting," losses can be significant over time, but why is it important, and how can you implem...
Getting Personal: Getting to Know How Advisors Get to Know Their Clients (Episode 13 Rebroadcast)
Simple, but Not Easy - June 27, 2022 17:00 - 36 minutes ★★★★ - 75 ratingsGetting personal might elicit nervousness, but why does it seem so antithetical to investing? We explore personalization and customization in financial practices: if you’re an investor, how well does your financial advisor know you? And advisors, how much time have you taken to get to know your c...
What Does Good Forecasting Look Like—and Why Are Weather Forecasters So Good at It? (Episode 65 Rebroadcast)
Simple, but Not Easy - June 13, 2022 23:18 - 26 minutes ★★★★ - 75 ratingsGood decisions are often built on good forecasts. But forecasting is hard, in part because it requires us to be aware of both what we know and what we don’t—or even can’t—know. Morningstar Investment Management Global Chief Investment Officer Dan Kemp and Global Head of Decision Sciences Ryan Mur...
Our Insights on the Berkshire Hathaway Annual Shareholder Meeting
Simple, but Not Easy - May 30, 2022 10:00 - 55 minutes ★★★★ - 75 ratingsWe present our thoughts on the recent Berkshire Hathaway conclave. Mr. Buffett and Mr. Munger discussed their firm’s ups and downs and weighed in on such topics as their latest investment activity, inflation, cryptocurrency, and what makes their company unique. And we feature the views of Head of...
Investing Amidst Uncertainty
Simple, but Not Easy - May 16, 2022 22:55 - 1 hour ★★★★ - 75 ratingsWe’ve got the same thing on our mind as the rest of the market—uncertainty. What’s going to happen? Why? When? And what should we do about it? Well, in this episode, taken from a recently recorded webinar, we do our best to address those concerns. We also hope to allay some of the associated fear...
Is Dollar-Cost Averaging Irrational? Compared to What? (Episode 30 Rebroadcast)
Simple, but Not Easy - May 02, 2022 21:53 - 31 minutes ★★★★ - 75 ratingsTerry Hawkins, sales manager at Morningstar Investment Management and Paul Kaplan, research director for Morningstar Canada, discuss dollar-cost averaging, or the practice of investing slowly over time instead of in one lump sum. Research by Kaplan and others show that dollar-cost averaging might...
Dump the Dow: Why What You Pay Attention to Matters (Episode 14 Rebroadcast)
Simple, but Not Easy - April 18, 2022 23:16 - 28 minutes ★★★★ - 75 ratingsIn this episode, John Owens and Ryan Murphy talk about why price-weighted indexes like the Dow Jones Industrial Average can be distracting to investors. John, who's a senior equity portfolio manager at Morningstar Investment Management, explains why investors should disregard single-day Dow poi...
3 Ways to Help Solve Unique Client Challenges with Direct Indexing
Simple, but Not Easy - April 05, 2022 21:35 - 43 minutes ★★★★ - 75 ratingsDirect indexing. No longer an exclusive tool of the big-account investor, it’s rapidly working its way down the food chain. Now those with more modest sums to invest are able to employ it, too. But just because you can, does that mean you should? And if you’re an advisor, should you offer it and ...
Demonstrating ESG Commitments for Advisors and Investors (Episode 74 Rebroadcast)
Simple, but Not Easy - March 21, 2022 22:38 - 37 minutes ★★★★ - 75 ratingsIn this rebroadcast of an episode from 2021, Paul Arnold and Dan Kemp discuss how advisors can better understand why ESG is important to a client—whether it’s the expression of one’s values or something else. We also look at how advisors might think about matching each client with a portfolio tha...
Fear of the Unknown: Inflation and Rising Rates
Simple, but Not Easy - March 07, 2022 20:46 - 53 minutes ★★★★ - 75 ratings“The oldest and strongest emotion of mankind is fear,” author H.P. Lovecraft once wrote. “And the oldest and strongest kind of fear is fear of the unknown.” Fear of the unknown is no stranger to the investment world these days. We’re living in scary times. And the investors who aren’t feeling ju...
Key Investing and Behavioral Messages for Advisor-Client Meetings (Episode 51 Rebroadcast)
Simple, but Not Easy - February 21, 2022 15:00 - 38 minutes ★★★★ - 75 ratingsIn this rebroadcast of an episode from 2020, we explore why advisors might change the focus of annual meetings to progress updates with Ryan Murphy, head of decision sciences at Morningstar Investment Management. And Daniel Needham, president, shares his thoughts on how to keep investors focused ...
Risk, Downside Protection, and the Goal Mindset
Simple, but Not Easy - February 08, 2022 00:55 - 1 hour ★★★★ - 75 ratingsShort-term worries versus long-term goals—which are guiding your investment decisions? If you’ve done your homework and you’ve given careful consideration to achieving the financial results you want, that question is easier to answer—even if it remains nerve-wracking to stay the course. Here in e...
Overconfident? Cognitively Rigid? How Investors Can Make Better Decisions by Dealing With Emotions and Biases (Episode 50 Rebroadcast)
Simple, but Not Easy - January 25, 2022 00:42 - 28 minutes ★★★★ - 75 ratings"[W]e can’t avoid the reality that we’re experiencing and probably will continue to experience stress, uncertainty, and change. But the question is, how do we cope?" — Sarah Newcomb Given recent market volatility, we thought it might be helpful to revisit this episode from July 13, 2020, which f...
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